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Banks in the United States are continuing their investment in AI, which will have both short- and long-term effects on their efficiency ratios. Publicly held banks are expected to experience a slight increase in their average efficiency ratio — from 56.3% in 2025 to 56.9% in 2026 and 57.1% in 2027, according to Deloitte’s 2026 […]
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Vaidik Trivedi
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