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Tag: wi bank bonuses

  • [WI only] WaterStone Bank $200 Checking & $100 Savings Bonus – Doctor Of Credit

    [WI only] WaterStone Bank $200 Checking & $100 Savings Bonus – Doctor Of Credit

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    Offer at a glance

    • Maximum bonus amount:$300
    • Availability: Wisconsin only
    • Direct deposit required: Yes
    • Additional requirements: See below
    • Hard/soft pull: Soft pull
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees: Avoidable
    • Early account termination fee: 180 days, bonus forfeit
    • Household limit: One
    • Expiration date: 10/31/24

    The Offer

    Direct link to offer

    • WaterStone Bank is offering a bonus of up to $300. Bonus is broken down as follows:
      • Open a new checking account with direct deposit to earn $200
      • Add on a new savings or money market account and get an extra $100. Must deposit $5,000 at opening

    The Fine Print

    • $200.00 Automatic Deposit bonus offer requires a $500.00 minimum recurring automatic deposit of payroll or government benefits to be received within 60 calendar days of account opening and will be credited to the checking account on the first statement cycle* after the direct deposit is received. A $200.00 payback fee will be imposed if the checking account is closed within 180 calendar days of account opening. Fees may reduce earnings. Offer applies to new checking account customers only, is redeemable at any branch location, cannot be combined with other offers, is limited to one per household, and does not apply to individuals that closed a WSB checking account within the past 180 calendar days.
    • $100.00 Money Market Account Bonus requires $5,000.00 or more opening deposit and a Universal checking account to receive bonus. Bonus will be credited to the money market account within 60 calendar days of account opening. A $100.00 payback fee will be imposed on your money market account if either the money market account or Universal checking account is closed within 180 calendar days of account opening.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    • Universal Checking has $1000 minimum average balance else $25/month fee
    • Savings has $100 minimum average balance else $5/month fee

    Early Account Termination Fee

    If account is closed within 180 days you forfeit the bonus.

    Our Verdict

    Not a bad deal if you live in an eligible area.

    Hat tip to reader TonyBank

    Useful posts regarding bank bonuses:

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    William Charles

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  • [WI] First Community Credit Union $100 Referral Bonus – Doctor Of Credit

    [WI] First Community Credit Union $100 Referral Bonus – Doctor Of Credit

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    Offer at a glance

    • Maximum bonus amount: $100
    • Availability: WI
    • Direct deposit required: Yes, no minimum specified
    • Additional requirements: 20 debit card transactions
    • Hard/soft pull: Unknown
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees: None
    • Early account termination fee: Unknown
    • Household limit: None listed
    • Expiration date: None listed

    The Offer

    Direct link to offer

    • First Community Credit Union is offering a referral bonus of $100 for the new user and $50 for the referring member when the new user signs up for a new checking account and complete the following requirement:
      • Complete 20 debit card transactions
      • Have a direct deposit

    The Fine Print

    • A new member is defined as anyone who has not had a membership account with FirstCCU for at least one year and is 18 years or older.
    • Must meet membership eligibility requirements
    • New checking account must complete 20 debit card transactions (excluding ATM withdrawals) within 60 days to qualify.
    • Direct deposit required.
    • Loan and checking account must remain active and in good standing for the first 60 days and at the time of payout.
    • Referrer must be a current member of FirstCCU and in good standing to receive incentive.
    • Referral must be submitted at the time of account opening in order to receive incentives.
    • Referral incentives will be paid within 60 days following satisfaction of requirements as a deposit into the membership savings account.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about.

    Early Account Termination Fee

    I wasn’t able to find a fee schedule.

    Our Verdict

    Feel free to share your referrals in the comments below along with if it’s a hard or soft pull as well.

    Hat tip to reader Gadget

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    William Charles

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  • [AZ, CA, FL, IN, MI, NJ, NY, OH, WI] Flagstar Bank $250-$350 Checking Bonus – Doctor Of Credit

    [AZ, CA, FL, IN, MI, NJ, NY, OH, WI] Flagstar Bank $250-$350 Checking Bonus – Doctor Of Credit

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    Offer at a glance

    • Maximum bonus amount: $350
    • Availability: Arizona, California, Florida, Indiana, Michigan, New Jersey, New York, Ohio, and Wisconsin
    • Direct deposit required: Yes, $500+
    • Additional requirements: $500 average balance
    • Hard/soft pull: Soft pull
    • ChexSystems: Unknown
    • Credit card funding: None
    • Monthly fees: $0-$15
    • Early account termination fee: 180 days, bonus forfeit
    • Household limit: One
    • Expiration date: April 30, 2024

    The Offer

    Direct link to offer

    • Flagstar Bank is offering a checking bonus of up to $350.
      • $250 when you open a Flagstar Ready Checking and complete the following requirements:
        • Maintain an average daily balance of $500+
        • Have one or more direct deposits totaling $500 or more
      • $350 when you open a Flagstar Elite Checking and complete the following requirements:
        • Maintain an average daily balance of $500+
        • Have one or more direct deposits totaling $500 or more

    The Fine Print

    • You must be a new personal checking customer of Flagstar Bank.
    • You must open a Flagstar Ready Checking or Flagstar Elite Checking account.
    • Minimum $50 deposit to open checking account.
    • You will receive a $250 credit for Flagstar Ready Checking or a $350 credit for Flagstar Elite Checking into this account as a bonus 91-104 days after an initial deposit is made to the new account (account funding) opened, subject to the following conditions:
    • Within the first 90 days of the account funding (bonus period) you must maintain an average daily Balance of $500 or more and have one or more direct deposits (ACH credits) totaling $500 or more.
    • Additionally, (i) this offer is limited to one checking bonus per household, (ii)Flagstar Ready Checking account must be funded within 90 days of the account opening date, Flagstar Elite Checking account must be funded within 60 days of the account opening date, (iii) early account closure fee and reclamation of bonus may be imposed for accounts closed within 180 days, and (iv) Flagstar Bank employees are not eligible for the offer.
    • If you have been paid a checking cash bonus previously, you are ineligible to receive this offer.
    • For tax purposes, you will receive an IRS form from Flagstar Bank.
    • Offer subject to change or cancellation at any time without notice. Receiving this offer does not guarantee your eligibility. A
    • ll account applications are subject to our normal approval process. Area restrictions may apply.
    • Offer expires April 30, 2024.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    • Flagstar ready checking account has no monthly fee when you opt into eStatements
    • Flagstar Elite Checking has a $15 monthly service charge, waived when you maintain a $25,000 combined monthly average balance in your Flagstar personal deposit accounts

    Early Account Termination Fee

    Bonus is forfeit if account is closed within 180 days

    Our Verdict

    Previously there was a $250 bonus that didn’t require a direct deposit. Seems to be available in more states now. The $350 checking bonus isn’t worth considering due to the $25,000 deposit requirement to keep the account fee free (remember account needs to be kept open for 180 days to avoid the closure fee). If you put those funds into a high yield account earning 5% you’d earn $625. We will add this bonus to our best bank account bonuses.

    Hat tip to reader Jason S

    Useful posts regarding bank bonuses:

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    William Charles

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  • [IL, MI, MO, CA, FL & WI] CIBC US $200 Checking Bonus – In Branch Only – Doctor Of Credit

    [IL, MI, MO, CA, FL & WI] CIBC US $200 Checking Bonus – In Branch Only – Doctor Of Credit

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    Update 2/22/24: CIBC now has branches in CA (SF) and FL (Palm Beach). Hat tip to RM

    Update 5/15/23: Deal is back. Hat tip to TOm

    Offer at a glance

    • Maximum bonus amount: $200
    • Availability: In branch only, branches are in IL, MI, MO & WI [Branch locations]
    • Direct deposit required: Direct deposit or ACH automated debit transaction
    • Additional requirements: eStatements
    • Hard/soft pull: Soft pull
    • ChexSystems: Yes
    • Credit card funding: None
    • Monthly fees: None
    • Early account termination fee:
    • Household limit: None listed
    • Expiration date: December 31st, 2019

    The Offer

    Direct link to offer

    • CIBC is offering a $200 checking bonus when you open a new iCan or MyChoice account in branch when you meet the following requirements:
      • Open account with a minimum of $500+
      • Receive at least one direct deposit or ACH automated debit transaction
      • Elect to receive electronic statements

    The Fine Print

    • Bonus will post within 100 days of account opening if requirements are met
    • The account must remain open on the payment date to receive the bonus
    • Only one bonus per person is allowed
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Looks like all the checking accounts are now fee free.

    Early Account Termination Fee

    There is a $25 early account termination fee if the account is closed within 90 days.

    Our Verdict

    We’ve previously posted another CIBC US deal for $300 that could be opened online but was only available to certain employer groupers. Some people were to sign up anyway and then their accounts were closed but CIBC did send them $150 check for the inconvenience. That’s always a good sign in terms of customer service in my opinion. This one should be open to anybody who can get to a branch, even if you live out of state. Definitely worth doing if you’re in the area as it seems like any ACH will trigger the direct deposit requirement. I’ve added it to the best bank bonus page.

    Big thanks to reader, Jason who let us know. Learn how to find bonuses and contribute to the site here.

    Useful posts regarding bank bonuses:

    Post history:

    • Update 8/4/19: Bonus is back for 2019.

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    William Charles

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  • [MN, WI, TN, TX] Altra Federal Credit Union $150 Checking Bonus – Doctor Of Credit

    [MN, WI, TN, TX] Altra Federal Credit Union $150 Checking Bonus – Doctor Of Credit

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    Update 11/11/23: Bonus is back but only in branch. [Branch locations]. Direct deposit is required this time ($150 or $250 depending on the account).

    Offer at a glance

    • Maximum bonus amount: $150
    • Availability: Says Rochester Public School District, but previously these offers have worked in MN, WI, TN, TX
    • Direct deposit required: No
    • Additional requirements: Promo code + 10 debit card purchases
    • Hard/soft pull: Hard pull
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees: None
    • Early account termination fee: $15, 90 days
    • Household limit: None
    • Expiration date: December 31, 2021

    The Offer

    Direct link to offer

    • Altra Bank is offering a bonus of $150 when you open a new A+ checking or A+ Platinum account and complete the following requirements:
      • Use promo code RPSD_A+150
      • Make 10 debit card transactions within 30 days of account opening

    The Fine Print

    • $150 cash bonus available for new Altra members who open a new Altra membership and an A+ Platinum or A+ Checking account in person or online;
    • Offer void for current Altra members or if Altra membership has been closed within the last 30 days.
    • To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening. ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions. $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted. One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts.
    • Offer valid for members age 16 and older.
    • A parent must co-sign if under age 18.
    • For tax purposes, cash bonus may be reported as dividends.
    • Membership eligibility required.
    • Limited time offer. Cannot be combined with any other checking bonus.
    • Contact Altra for complete details.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    A+ checking account has no monthly fees to worry about.

    Early Account Termination Fee

    There is a $15 fee if closed within 90 days of account opening.

    Our Verdict

    Pretty good bonus, main issue is knowing if you’re actually eligible or not. In the past there was a $190 bonus and up to $700. This bonus is nice and easy though with no direct deposit required, although there is a hard pull.

    Hat tip to Ashley R

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    William Charles

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