Tag: Wells Fargo Autograph Journey

Wells Fargo Autograph Journey Visa

🔃 Update: More information added below about a better bonus for Wells Fargo Premier clients, credit card image, and launch date.

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I wrote earlier today about two new Wells Fargo credit cards that are probably coming soon based on trademark filings. Now we have the details for one of the cards, thank to some links of terms that were first published at Doctor of Credit.

The Wells Fargo Autograph Journey Visa® Credit Card will earn up to 3X points, and will have a welcome bonus of 60,000 points. The card will come with a $95 annual fee. Let’s see the full details.

Welcome Bonus

• Earn 60,000 Rewards Points bonus when you make at least $4,000 in net purchases that post to your account within 3 months from the date you opened your account. Your Rewards Points bonus posts to your Account within one to two billing periods after you earn it.
• Annual Fee: $95
• NO APPLICATION LINK

You can see details here. There’s also a better welcome offer for Wells Fargo Premier clients who can earn 60,000 Rewards Points with $4,000 spend in 3 months. The card will launch in March 2024. (HT: Electronic_Buddy574)

Eligibility

If you opened a Wells Fargo Credit Card account within the last six months, then you may not qualify to open an additional Wells Fargo Credit Card account. We may also limit how many open Wells Fargo Credit Card accounts you have.

Card Details

• Earn 3X Points on:
  • Entertainment
  • Food/Drink Establishments
  • Fuel/Charging Stations
  • Telecommunication Services
  • Transport
  • Travel
• Earn 1X Point on all other purchases.
• Cellular Telephone Protection (up to $1,000 per claim, max two claims every 12 months).
• Auto Rental Collision Damage Waiver (maximum rental period of fifteen (15) consecutive days in the United States, and thirty-one (31) consecutive days outside the United States).
• Lost Baggage Reimbursement (up to $3,000 per trip).
• Trip Cancellation and Interruption Protection ($15,000 maximum per Covered Traveler per Trip, $20,000 max every 12 months).
• $1,000,000 Worldwide Automatic Common Carrier Travel Accident Insurance.
• Visa Signature^® Concierge Services.
• Access to Visa Signature® Luxury Hotel Collection.

You can see the full details here.

Redeeming Points

You can redeem your Rewards for a variety of uses, including:

• Cash redemption
• Physical and electronic gift cards
• Charitable donations
• Travel
• Merchandise
• Pay With Rewards (PWR) at PWR Merchants

You can redeem Rewards Points in the following ways:

• By phone or online: You can redeem Rewards Points in 2500-point increments. You can request a paper check or automatically apply them to either your:
  • Eligible Wells Fargo Checking or Savings accounts or
  • Wells Fargo credit products that qualify to receive cash redemptions.
• Through a Wells Fargo ATM: You can redeem Rewards Points in 2000-point increments. You can either withdraw cash or transfer Rewards to an eligible Wells Fargo account. To redeem Rewards Points in this way, you must have a Wells Fargo Debit or ATM card. A maximum limit may exist on the dollar amount of cash redemption rewards you can make each day at a Wells Fargo ATM.

Guru’s Wrap-up

This looks like a solid product with 3X earning at popular categories and a welcome bonus of 60,000 points. It gets even better if Wells Fargo introduces transfer partners next year.

Leave a comment below and let me know what you think about this new card!