ReportWire

Tag: trends

  • The Jacket I Purged From My Closet is Officially Back (and I Have Regrets)

    The Jacket I Purged From My Closet is Officially Back (and I Have Regrets)

    [ad_1]

    Being a fashion editor, I pride myself on making savvy wardrobe decisions based on the research I’ve done for my stories. But I’m not perfect, and there’s one fashion-related regret I need to get off my chest. Not too long ago, I got into one of my frequent cleaning frenzies and purged a number of denim jackets from my closet. While I usually end up satisfied with my Marie Kondo-esque cleanouts and happy to have the extra closet (and mental) space back, I have to admit that my latest one may have gone a little too far.

    You see, I rid my entire closet of any denim jackets since I hadn’t been wearing them nearly as much. Now, though, I’m afraid to share that the staple has been on a comeback tour this season (and boy do I have regrets). Thanks to the fresh ways designers like Miu Miu, Khaite, and Wales Bonner are reimagining it, the jacket style has resurfaced as a wardrobe must-have yet again, and with the help of favored denim brands such as Agolde, Levi’s, it’s accessible to everyone. Fashion girls are already giving a heavy backing to beloved staple, so flip through the below denim jacket outfits and consider this your official green light to give it another go in 2022.

    [ad_2]

    Anna LaPlaca

    Source link

  • 6 Dated Winter Accessories I’m Finally Ditching

    6 Dated Winter Accessories I’m Finally Ditching

    [ad_1]

    During the many, many months of warm weather (I live in the South), I honestly kind of forget about my winter clothes and accessories. (Out of sight, out of mind, right?) But as soon as I see the 50s in the Weather app, I’m digging through bins of temporarily forgotten scarves and hats. 

    Something that I notice each year is that my taste in winter accessories really changes, perhaps because I’ve gravitated toward trendy ones in the past. When I think about it, that’s kind of the case this year too. I suppose the reason for this is that winter outfits can be a bit dull and the best way to make them less so is with accessories.

    Just for fun, I’m divulging the winter accessories I’m retiring and the ones that are taking their place this year, because closet space isn’t infinite, folks. Scroll to shop all of my fresh favorites.

     

    [ad_2]

    Allyson Payer

    Source link

  • 8 Fall Skirt Trends That Will Make You Want to Ditch Your Pants

    8 Fall Skirt Trends That Will Make You Want to Ditch Your Pants

    [ad_1]


    Photo:

    Courtesy of Bottega Veneta; Courtesy of Tory Burch; Courtesy of Prada; Courtesy of Proenza Schouler

    While full skirts have been a staple since the 19th century, we’ve typically seen this style at its peak popularity during times of austerity (i.e., the civil war, the great depression, and the ’50s). And with the world being in such a state of fluxation, it only makes sense that we’d see designers drawn to more voluminous silhouettes. But unlike past iterations, these skirts have a more modern take that can be attributed to tailoring and color blocking rather than draping. 

    At Bottega Veneta, leather fringe was used as an underskirt to create a full silhouette, while pleats were used at Prada to the same avail. In contrast, Proenza Schouler used color blocking and bias-cutting to create the illusion of volume. And then (my personal favorite) was how Tory Burch paired full lurex shirts with contrasting fitted wrap tops to create a crisp, accentuated silhouette. Each iteration of this skirt proves that while this trend may be “old,” it can never be dull (if done right). 

    [ad_2]

    Jasmine Fox-Suliaman

    Source link

  • 16 Years of Who What Wear: Every Iconic Fashion Moment From 2006 to Today

    16 Years of Who What Wear: Every Iconic Fashion Moment From 2006 to Today

    [ad_1]

    Sixteen years ago, Who What Wear was born out of a goal to make fashion and style accessible for all. It certainly has been a wild ride, starting as a little site in 2006 and growing into the brand you currently read (and shop from) today. We launched two brands (Who What Wear x Target and Who What Wear Collection) and are finding new ways every day to connect with our readers on a deeper level. Not only has a lot changed for us, but the sartorial world also isn’t the same it was in 2006. We thought we’d take a trip down memory lane and remind you of all the fashion moments we’ve reported on since WWW’s inception. Be prepared to be filled with nostalgia and have the desire to dig into your old stuff or have a laugh at some of the things you thought were très cool. Trust us—we felt the same way. We’ve rounded up our fashion favorites from 2006 to 2022, from hot-pink Motorola Razrs to sultry cutouts. This is not a comprehensive list of everything from the past 15 years, but it’s a pretty good summary. 

    We don’t want to keep you waiting, so you can just go ahead and keep scrolling to step into our little time machine.


    Photo:

    Getty Images

    It Bag: Balenciaga City Bag


    Photo:

    Getty Images

    No handbag managed to have quite the grip on popular culture in the mid-2000s like Balenciaga’s City Bag did. The slouchy, convertible satchel featured the brand’s signature edgy hardware that served as its only identifiers, without a single logo in sight. Though the brand recently released a modern iteration, the original still continues to be a hot-ticket item on the resale market.

    Overall Trend: Shrunken Leather Jackets


    Photo:

    Getty Images

    Fun fact: In 2006, Who What Wear’s co-founders Hillary Kerr and Katherine Power published their very first trend report entitled “Little Leather Jackets.” Although the story itself is now buried in the internet’s endless backlog, the trend lives on through the plethora of celebs like Rachel Bilson who ignited the look.

    It Item: Denim Miniskirts


    Photo:

    Getty Images

    Nothing says 2006 quite like a denim cutoff miniskirt. Rihanna wore them in Hollywood. We wore them through the halls of our middle and high schools. It was truly a trend everyone was in on.


    Photo:

    Getty Images

    It Girl: Lauren Conrad


    Photo:

    Getty Images

    In Laguna Beach and The Hills, Lauren Conrad had us all glued to our TV screens to soak in her every (very stylish) move, with friends and co-stars Audrina Patridge and Whitney Port by her side. Chandelier earrings, tube tops, and plenty of stacked bangles became her style signatures.

    It Bag: Givenchy Nightingale Bag

    Givenchy may have introduced the Nightingale bag in 2006, but the oversize leather carryall managed to remain a fixture on the arms of street style stars and celebs alike in the years following its launch. Notable fans of the satchel bag include Kendall Jenner and Keira Knightly.

    Most Watched TV Show: Gossip Girl


    Photo:

    Getty Images

    The first episode of Gossip Girl aired on The CW this year, and the show promptly assumed its position as the cultural bellwether of the era. Nothing from the show’s wardrobe was more influential than Blair Waldorf’s collection of preppy headbands, we’d argue.

    It Couple: Angelina Jolie & Brad Pitt


    Photo:

    Getty Images

    After the duo’s steamy on-screen romance in Mr. and Mrs. Smith, Angelina Jolie and Brad Pitt made things official IRL. The pair subsequently walked many red carpets together, and their understatedly cool style as a couple was simply unmatched.


    Photo:

    Getty Images

    It Bag: Longchamp Le Pliage Tote


    Photo:

    Getty Images

    Why yes, this is a photo of Kate Middleton carrying a Longchamp Le Pliage Bag to her college graduation. This image may have been snapped in 2005, but it’s safe to say the bag was a true cult piece in the mid-2000s. As a testament to its longevity, the classic bag is still popular to this day.

    It Shoes: Chloé Susanna Boots


    Photo:

    Getty Images

    Chloé’s Susanna Boots, a pair of leather ankle boots adorned with a swirl of studs and metal buckles, were originally released in 2008. As anyone with a Pinterest account during this era would know, seemingly every celeb, model, blogger, and fashion person had these boots in their closets, and we have the street style shots to prove it.

    It Couple: Katie Holmes & Tom Cruise


    Photo:

    Getty Images

    Katie Holmes and Tom Cruise were the subjects of endless headlines this year and were crowned Hollywood’s unofficial It couple of the mid-2000s. Who could forget when their daughter Suri graced the cover of Vanity Fair alongside her famous parents?


    Photo:

    Getty Images

    Overall Trend: Military-Inspired Jackets


    Photo:

    SplashNews.com

    When we say that this Balmain military-style jacket defined fashion this year, we don’t think that’s an exaggeration. Beloved by Beyoncé, Rihanna, and plenty more A-listers, the designer piece ignited the trend of structured and embroidered outerwear that would reign supreme for seasons to come.

    It Bag: Proenza Schouler PS1 Messenger Bag


    Photo:

    Getty Images

    Proenza Schouler’s PS1 messenger bag was the ultimate cool-girl carryall in 2009 that’s both polished and lived-in. The slouchy satchel shape features a top-handle and crossbody option that stars such as Nicky Hilton, Kate Bosworth, and Emma Roberts were fans of.

    Must-Have Accessory: Alexander McQueen Skull Scarf


    Photo:

    Getty Images

    Alexander McQueen’s iconic skull scarf was released in 2003 but reached a fever pitch in popularity in the early 2010s.


    Photo:

    Getty Images

    It Bag: Celine Luggage Bag


    Photo:

    Getty Images

    Of all the iconic accessories to emerge from Phoebe Philo’s stint at Celine, none had quite the impact that the Luggage Bag did. Twenty-ten was the year bags went from slouchy to structured, and Celine’s It bag marked this pivotal shift.

    Overall Trend: Skinny Jeans


    Photo:

    Getty Images

    We could sit here and debate the trendiness of skinny jeans all day long, but there’s no denying that slim-fit denim reigned supreme during this era, and celebs were especially keen on styling them with patent pumps and flowy blouses.


    Photo:

    Getty Images

    It Shoes: Jeffrey Campbell Lita Boots


    Photo:

    Getty Images

    From the pages of Tumblr to the streets of NYC and Paris, Jeffrey Campbell’s Lita Boots really took hold in the early 2010s. The platform lace-up boots were everyone’s must-have, and to our surprise, celebs even forewent their designer options for this more affordable pick.

    It Bag: Chanel Boy Bag


    Photo:

    Getty Images

    It’s impossible to scroll through a street style gallery without spotting a Chanel bag, but the fashion set was particularly obsessed with the structured Boy Bag this year.


    Photo:

    Getty Images

    Overall Trend: Flannel Shirts


    Photo:

    Splash News

    Flannel shirts (along with messy topknot hairstyles—hi, Miley!) absolutely dominated 2012. Flannels had a big moment thanks in part to Rails, whose super-soft Hunter shirts were loved by celebs and, quite frankly, still are.


    Photo:

    Getty Images

    It Couple: Kim Kardashian & Kanye West


    Photo:

    Getty Images

    Who could forget the 2013 Met Gala at which “Kimye” first walked the red carpet as a couple—at the time expecting their first child, North West.

    It Bag: Mansur Gavriel Bucket Bag


    Photo:

    Getty Images

    Mansur Gavriel has since created a roster of lust-worthy bags, but this was the year when the brand’s first creation, a sleek leather bucket bag, really took off and put the minimalistic accessory brand on the map.

    Overall Trend: Normcore


    Photo:

    Getty Images

    The term “normcore” started swirling in fashion circles this year to describe a bubbling aesthetic that can only be categorized as anti-fashion. Ordinary basics like plain T-shirts, “dad” sneakers, and non-fitted jeans conveyed a carefully cultivated style.


    Photo:

    Getty Images

    It Bag: Chloé Drew Bag


    Photo:

    Kirstin Sinclair/Getty Images

    Chloé has had many of its bags become It bags, but we remember when the Drew Bag was the only accessory street style stars had to have.

    Must-Have Accessory: Dylan Lex Necklace


    Photo:

    Johnny Nunez/WireImage

    When Dylan Lex released her collection of silver jewelry, her statement necklaces were quick to trend. The pieces were spotted on the likes of Beyoncé and Rihanna, and everyone tried to get their hands on a pair or use their DIY skills to create their own.

    Most Loved Hairstyle: Ombré Hair


    Photo:

    Kevin Mazur/AMA2013/WireImage

    Don’t you remember saving a variety of ombré hairstyles to your Pinterest board? We sure do. Kylie Jenner’s locks were a part of the edgy aesthetic she had during this era. (Remember Msfts?)

    It Girl: Alexa Chung


    Photo:

    Alex Huckle/GC Images

    Ah, the world of Tumblr and Alexa Chung’s minimal yet chic style taking the world by storm. Her book was released this year, and we remember rereading each page and bookmarking her looks to copy immediately. Overalls, striped tops, and easy denim were her staples.


    Photo:

    Getty Images

    Overall Trend: Athleisure


    Photo:

    Imaxtree

    Before the rise of athleisure, workout wear was made just for the gym. Comfort became a top priority of the fashion set, and mixing elevated pieces with track pants or sneakers quickly became the norm.

    It Shoes: Gucci Fur-Lined Princetown Loafers


    Photo:

    Georgie Wileman/Getty Images

    Loafers were always seen as a polished piece in the wardrobe, but when Gucci added a fur lining, the brand brought a trendy element to the shoe style. Dare we say this was the beginning of fur linings being used popularly as an eccentric touch in footwear?


    Photo:

    Getty Images

    It Bag: Gucci Dionysus Bag


    Photo:

    Christian Vierig/Getty Images

    When Alessandro Michele took the reigns of Gucci in 2015, he quickly became known for mixing elements of the brand’s heritage with modern touches. The bag comes in a classic print or with lively embellishments and artwork.

    Must-Have Accessory: Off-White Industrial Belt


    Photo:

    @mariaalia

    Off-White was founded in 2012, but the industrial belt has become Virgil Abloh’s most iconic design. Inspired by workwear, it added a utilitarian touch to the street style scene.

    Overall Trend: Bomber Jackets


    Photo:

    Bauer-Griffin/GC Images

    According to Google’s 2016 report, bomber jackets were the number one trend of the year. The outerwear item was worn by a variety of style icons, from Kanye West and David Beckham to Gigi Hadid and Kendall Jenner. Although the piece has military roots, it became about style as well as utility.

    It Couple: Bella Hadid & The Weeknd


    Photo:

    George Pimentel/WireImage

    Although they are not still together, Bella Hadid and The Weeknd are still the über-cool celebrity couple on people’s minds. When they took to the Met Gala red carpet together, people were in awe. (We still are.)


    Photo:

    Getty Images

    It Bag: Jacquemus Le Chiquito


    Photo:

    Victor VIRGILE/Gamma-Rapho via Getty Images

    Tiny bags have come and gone out of style, but you can thank Jacqeumus for truly putting the style on the map in the past few years. 

    Overall Trend: Dad Sneakers


    Photo:

    Christian Vierig/Getty Images

    Balenciaga’s Triple S sneakers and Fila’s Disruptors truly had a chokehold on fashionable people everywhere. Although controversial and considered “ugly,” their popularity showed otherwise.

    It Brand: Supreme


    Photo:

    Christian Vierig/Getty Images

    Do you remember walking past the Supreme store and seeing a line that stretched for blocks and being shocked? Us too. People were stalking the brand’s site to get their hands on anything that had the simple logo, from lighters to bricks.

    Most Loved Hairstyle: High Ponytail


    Photo:

    Jon Kopaloff/FilmMagic

    Although the high ponytail was a favorite hairstyle among many for its easy styling, we have to admit that it did come with some added headaches.


    Photo:

    Getty Images

    It Bag: Dior Saddle Bag


    Photo:

    Christian Vierig/Getty Images

    John Galliano may have debuted the Saddle Bag on the runway for his 2000 collection, but the style made a return in 2018 as if nothing had changed in 18 years. After many design reiterations, the bag is still a staple.

    It Brand: Ganni


    Photo:

     Yuliya Christensen/Getty Images

    While Ganni may be recognizable by every fashion insider now, that wasn’t always the case. The brand took to Copenhagen runways and blew everyone away, and it’s only gone up from there. 

    It Couple: Meghan Markle & Prince Harry


    Photo:

    Ben Stansall/AFP via Getty Images

    We’d be lying if we said we didn’t wake up early in the morning to watch the live stream of Prince Harry and Meghan Markle’s wedding. We’ve loved every bit of their royal romance, from their engagement to the births of Archie and Lilibet.


    Photo:

    Getty Images

    It Bag: Bottega Veneta Pouch


    Photo:

    @jordanrisa

    When Daniel Lee took the hold of Bottega Veneta, he skyrocketed the brand into cult status. Although the bags weren’t branded like most designer handbags, that didn’t change the fact that everyone wanted one and could recognize Lee’s design instantly.

    Overall Trend: Suiting


    Photo:

    The Style Stalker

    Remember when everyone wore fitted suiting? Good times. In the past few years, oversize suiting has become the go-to ensemble for looking forward and cool.

    It Couple: Hailey Bieber & Justin Bieber


    Photo:

    Jackson Lee/GC Images

    We still remember when everyone was wondering whether Hailey and Justin Bieber were secretly married or not. Their wedding pictures were a dream, and we’re always taking notes from their street style looks together.

    It Girl: Zendaya


    Photo:

     Jennifer Graylock/PA Images via Getty Images

    We’ve been obsessed with Zendaya since her Disney days, but when Euphoria and Spider-Man: Homecoming came out, we wanted more of her on our screens. Her red carpet style just keeps getting better—as do her projects. (We currently have scheduled a day to watch Dune.)


    Photo:

    Getty Images

    It Bag: Telfar Shopping Bag


    Photo:

    @aniyahmorina

    Telfar Clemens founded his brand in 2005 and became a success when his shopper bag—also known as the “Bushwick Birkin”—gained popularity. Clemens aims to make luxury accessible, keeping the bag at a relatively low price point and scheduling “Bag Security Program” days, where dedicated customers can secure their bags.

    Quarantine in 2020 meant staying home. Thus, comfort became the number one priority in fashion. Sweatpants, slippers, and socks were the only clothing items anyone wanted to wear. (If we’re being honest, that is still a lot of what we wear right now.)

    Raise your hand if you also tried to chop your own curtain bangs in quarantine, because our hands are up. They may be tricky to style, but when they are done right, they look phenomenal.

    Most Watched TV Show: Bridgerton


    Photo:

    Netflix

    Bridgerton may have been released toward the end of 2020, but it was exactly what everyone needed as a little bit of escapism. The romance, costumes, and scandal, what was not to love about it? We’re still dreaming about the duke—sorry not sorry.


    Photo:

    Getty Images

    It Bag: Gucci Jackie Bag


    Photo:

    @trustmebuythis

    It seems like there’s a trend of designers rereleasing new versions of old cult bags for them to be cult bags yet again. The new Gucci Jackie is more modern and sleek, with a leather sheen and fun colors, but if you prefer the vintage version, you can easily find one secondhand.

    Overall Trend: Cutouts


    Photo:

    Jeff Kravitz/MTV VMAs 2020/Getty Images

    As restrictions were lifted and people became willing to go out again, the fashion trends became a little less about comfort and more about making a vivid statement. Revenge dresses, cutouts, and loud colors galore.

    It Girl: Olivia Rodrigo


    Photo:

    Jason Kempin/Getty Images

    Olivia Rodrigo has come a long way from the girl who sang “Drivers License.” Since then, she’s released her debut album and singlehandedly become the ultimate pop princess for Generation Z.

    It Couple: Kourtney Kardashian & Travis Barker


    Photo:

    Gotham/GC Images

    We’re still coming off the high we got from the Kravis engagement announcement. Can you blame us? Although the couple confused everyone at first, we’re completely on board.

    This was an easy one: The Balenciaga Cagole Bag in all of its Y2K glory dominated everyone’s attention in 2022. Fun fact: The Balenciaga City Bag, which the Cagole is inspired by, was the It bag in 2006, the year Who What Wear first came to be.

    After years and years of high-rise everything, low-rise is a thing again in 2022—so much so that it actually became mainstream. As trends this massive and significant often do, the low-rise trend is one that’s likely to stick around for some time.

    Miu Miu generated many It items this year, but it’s the delicate satin ballet flats that took the fashion world by storm. Not only that, it’s safe to say that Miu Miu played the biggest hand in the overall ballet flats trend. Despite being nearly $1k, they’re sold out practically everywhere. 

    It Girl: Sydney Sweeney


    Photo:

    Jeff Kravitz/FilmMagic for HBO

    What a year Sydney Sweeney has had. Aside from being one of the best parts of Euphoria and riveting viewers in the wildly popular White Lotus, it was announced earlier this year that she’s joining the Marvel Universe in Madame Web. She’s also become a darling of the fashion world, starring in campaigns for Miu Miu and Tory Burch.

    Brand Comeback: J.Crew


    Photo:

    J.Crew

    Thanks to head womenswear designer Olympia Gayot (who joined the brand in 2020), J.Crew is cool again. And if you need any more validation of something being cool in 2022, Gayot and her effortless J.Crew styling regularly go viral on TikTok.

    [ad_2]

    Anna LaPlaca

    Source link

  • This Puffer Trend Is So 2018, But These Ones Are So Right Now

    This Puffer Trend Is So 2018, But These Ones Are So Right Now

    [ad_1]

    In 2018, it seemed like all anyone wore, talked about, or posted was really big puffer jackets. It was almost as if the puffier your jacket was, the more street cred you had. Influencers, celebrities, and fashion girls alike took to the trend with ease and excitement as they proudly walked down the street, nearly knocking everyone over in the process. This extra-large puffer trend emerged at the peak when trends felt more like a shock factor than a way of dressing. I mean, back in 2018, this look was probably styled with micro sunglasses and chunky Balenciaga Triple S sneakers, and that was something we considered normal? 

    Luckily (depending on who you ask), the fashion industry has shifted away from all the frills and gimmicks toward a more stylized and wearable set of collections and trends that won’t get you weird stares as you walk around outside. But to bring it back to puffers—an extremely relevant topic considering we are now entering the coldest time of the year—if the oversized puffer was 2018, the tonal plain puffer you can wear with literally anything is so right now.

    We aren’t even that far into winter, and already the fashion set is whipping out simple puffers and styling them in ways that are actually approachable. Complete with warm color palettes of creams, tans, browns, and more, all of those crazy-colored, patterned puffers that fit in no closet I’ve ever seen suddenly feel obsolete. This new wave of puffers also includes puffer vests, which I personally feel will be a fresh update to my all too often repetitive winter wardrobe. 

    Ahead, see exactly what this new wave of puffer dressing and styling is all about, and shop 18 of the best ones on the market should you want to buy into the trend. 

    [ad_2]

    Lauren Eggertsen

    Source link

  • The Hot List: 10 Popular Bags That Will Define Fall 2022

    The Hot List: 10 Popular Bags That Will Define Fall 2022

    [ad_1]

    Each season, we are greeted with a whole new class of covetable bags that end up defining the fashion of the moment. This season, we’ve already decided which styles will be carried by celebs and fashion insiders and can be known as the most popular fall handbags of 2022. Whether spotted on runways or trickling into our Instagram feeds, there are plenty of cool carryalls that have been granted it-bag status. So which bags are worthy of the investment this year?

    Ahead, I’m highlighting the 10 key handbags that are everywhere this fall. We’re seeing some styles that tap into this season’s big-bag trend, some that are retro-inspired, and others that bring a modern spin to a heritage bag. Go on to see which bags made the cut, why we’re predicting they will continue to be huge, and of course, shop all 10 of them for yourself.

    [ad_2]

    Anna LaPlaca

    Source link

  • Sorry, These 8 Jewelry Trends Are Out, But These 8 Are In

    Sorry, These 8 Jewelry Trends Are Out, But These 8 Are In

    [ad_1]

    Out: Contrived Pieces
    “What feels outdated to me is anything that feels uncomfortable or contrived. Anything too pulled together, too matchy-matchy. Anything that tries too hard.”—Roxanne Assoulin

    In: Bright Uplifting Pieces
    “I think, more now than ever, one needs to feel at home in the world, and jewelry, similar to a small vase of brightly colored flowers, can help bring that to life. Small, collected bits, gathered together to make a whole. A couch, a chair, a rug are all important, but the books, the art, the flowers, that’s how we sign our names. That’s our signature. That’s what makes it personal. And I’m a big fan of personal.”—Roxanne Assoulin

    [ad_2]

    Jennifer Camp Forbes

    Source link

  • Weekend reads: What to expect now for home prices, stocks and bonds

    Weekend reads: What to expect now for home prices, stocks and bonds

    [ad_1]

    This week Freddie Mac said the average interest rate on a 30-year mortgage loan in the U.S. had climbed to 6.70% from 6.29% the week before and 6.02% two weeks ago. The average rate a year ago was 3.01%.

    Would-be sellers who have low-rate mortgage loans are reluctant if it means they need to take out a new loan to fund their next home. Would-be buyers are forced out of the market, as the monthly principal and interest payment for a new 30-year loan, based on Freddie Mac’s figures, has increased 53% from a year ago.

    Home-sale contracts are being canceled at a record pace in some areas.

    But these factors could lead to a buyer’s market in 2023 if prices plunge. Here are the areas economists expect to see the largest home price declines.

    The strong dollar and the stock market

    Khaled Desouki/Agence France-Presse/Getty Images

    The dollar has strengthened as the Federal Reserve has taken the lead among central banks in raising interest rates. This is reverberating across the world, making it more costly for countries to make interest payments on dollar-denominated debt and increasing the cost of any commodity traded in dollars.

    The rising dollar lowers prices on imported goods for Americans and can also lower their international travel costs. But Michael Wilson, Morgan Stanley’s chief equity strategist, warns that earnings for the S&P 500
    SPX,
    -1.51%

    would decline as a direct result of the strong dollar and called the current foreign-exchange backdrop an “untenable situation” for the stock market.

    On the other hand: Companies are trying to blame weak earnings on the strong U.S. dollar, but that’s a lame excuse

    This is what happens when bearish sentiment runs high

    Michael Brush interviews David Baron, co-manager of the Baron Focused Growth Fund
    BFGFX,
    -0.76%
    ,
    who describes opportunities cropping up as institutional investors dump stocks. He also explains his winning long-term strategy, which has included a very long-term investment in Tesla Inc.
    TSLA,
    -1.10%
    .

    A a positive sign for the stock market: These 12 stocks have seen strong insider buying

    Time to buy bonds?

    When interest rates rise, bond prices fall. But it also means that if you have money to put to work, bond yields have become much more attractive.

    Khuram Chaudhry, a European equity quantitative strategist at JPMorgan in London, makes the case for buying bonds now.

    What about preferred stocks?

    Getty Images/iStockphoto

    Preferred stocks feature stated dividend yields and prices that move the same way bond prices do. That means prices for many issues are now heavily discounted to face value and that current yields are much higher than they were at the end of 2021. Here’s an in-depth guide on how to research preferred stocks and make your own selections.

    Related: 22 dividend stocks screened for quality and safety

    The problem with macro market projections

    Stanley Druckenmiller predicted a “hard landing” in 2023 for the U.S. economy while speaking at CNBC’s Delivering Alpha Investor Summit on Sept. 28.


    Bloomberg

    Stanley Druckenmiller predicted a U.S. recession in 2023 as a result of monetary policy tightening by the Federal Reserve. That may not be much of a stretch, considering that the U.S. economy contracted during the first half of 2022, according to revised GDP figures from the Bureau of Economic Analysis.

    But investors should be careful — macro forecasts often turn out to be incorrect, Mark Hulbert warns.

    More on stocks: It’s the worst September for stocks since 2008. What that means for October.

    Recessions and your retirement plans

    Getty Images

    Alessandra Malito has advice on how retirees and people planning for retirement can prepare for tough economic times.

    Also: Reset your retirement calculator now for today’s bleaker stock markets and make sure you’re still on track

    Investors tremble and a central bank scrambles

    The Bank of England’s headquarters.


    Agence France-Presse/Getty Images

    After the new U.K. government of Prime Minister Liz Truss announced a massive tax cut along with a new spending program to help counter rising fuel costs and new borrowing, the pound hit a new low against the dollar on Sept. 26 as investors and money managers panicked and sold-off U.K. government bonds. Steve Goldstein explains how and why the Bank of England came tot the rescue.

    A closer look at reverse mortgages

    Getty Images/iStockphoto

    Beth Pinsker digs deeply to explain how to use a reverse mortgage as a financial planning tool.

    Poking a little fun at Elon Musk

    Getty Images

    After Tesla CEO Elon Musk said the upcoming Cybertruck would be sufficiently waterproof to “serve briefly as a boat,” the San Francisco Bay Ferry offered this advice to patrons.

    Want more from MarketWatch? Sign up for this and other newsletters, and get the latest news, personal finance and investing advice.

    [ad_2]

    Source link

  • What Is Web3 All About? An Easy Explanation With Examples

    What Is Web3 All About? An Easy Explanation With Examples

    [ad_1]

    First, there was web1 – aka the internet we all know and love. Then there was web2 – the user-generated web, heralded by the arrival of social media. Now, wherever we look, people are talking about web3 (or sometimes, web 3.0) – the supposed next big evolutionary leap forward of the internet. But what is it, exactly?

    Well, opinions on this differ somewhat. Web3 is currently a work-in-progress and isn’t exactly defined yet. However, the main principle is that it will be decentralized – rather than controlled by governments and corporations, as is the case with today’s internet – and, to some extent, connected to the concept of the “metaverse.”

    Before we start – just to avoid confusion – it’s worth mentioning that, until a few years ago, the term “web 3.0” was frequently used to describe what is now known as the “semantic web.” This was a concept put forward by the original “father of the internet,” Sir Tim Berners-Lee, for a machine-to-machine internet. Language is defined by its use, and the term is more frequently used to describe something else now. However, Berners-Lee’s concepts are considered to be a part of what we now call web3, although not the entirety of it.

    What is the decentralized web?

    Let’s look at decentralization first. Today, all of the infrastructure that the popular sites and hangouts we spend time on online are usually owned by corporations and, to some extent, controlled by regulations set out by governments. This is because this was the simplest way to build network infrastructure – someone pays to install servers and set up software on them that people want to access online, and then either charges us to use it or lets us use it for free, as long as we abide by their rules.

    Today, we have other options, and in particular, we have blockchain technology. Blockchain is a relatively new method of storing data online, which is built around the two core concepts of encryption and distributed computing.

    Encryption means that the data stored on a blockchain can only be accessed by people who have permission to do so – even if the data happens to be stored on a computer belonging to someone else, like a government or a corporation.

    And distributed computing means that the file is shared across many computers or servers. If one particular copy of it does not match all of the other copies, then the data in that file isn’t valid. This adds another layer of protection, meaning no one person other than whoever is in control of the data can access or change it without the permission of either the person who owns it or the entire distributed network.

    Put together, these concepts mean data can be stored in a way so that it is only ever under the control of the person who owns it, even if it happens to be stored on a server owned by a corporation or subject to the control of a local government. The owner or government can never access or change the data without the keys to the encryption that proves they own it. And even if they shut down or remove their server, the data is still accessible on one of the hundreds of other computers that it’s stored on. Pretty clever, right?

    Other important concepts that are often used in relation to the technical infrastructure of web3 are that it is open, meaning largely built on open-source software, trustless and permissionless.

    Trustless means that interactions and transactions can take place between two parties without the need for a trusted third party. This was not necessarily the case on web2 or below because you would have to be certain that whoever owned the medium you were using to interact or transact was not manipulating your communications.

    A good example of a web3 trustless transaction would be sending Bitcoin directly to another person – not via an online exchange or wallet stored on a centralized server. The entire process of making the transaction is controlled by the blockchain algorithm and encryption, and there is close to zero chance that anyone can step in and disrupt it.

    Similarly, “permissionless” means that neither party in a transaction or interaction have to seek permission from a third party (such as a service provider or government) before it can take place.

    By the way, if you think all this talk about avoiding government interference sounds a little bit anarchistic or libertarian, then you’re not alone! There are still big questions to be answered about the implications that this lack of oversight or control has for safety and legality. We’ve already seen governments attempt to create legislation that will allow them to retain some level of control over communications and interactions on the web3. This includes the UK Government’s indications that it would like to regulate citizens’ ability to send end-to-end encrypted messages.

    Web3 concepts – the DAO

    The Decentralised Autonomous Organisation (DAO) is a web3 concept describing a group, company or collective that are bound by rules and regulations coded into a blockchain. For example, in a DAO-based shop, the price of all of the items, as well as details on who would get pay-outs from the business, would be held on a blockchain. Shareholders in the DAO would be able to vote to change prices or who gets the money.

    However, no individual could change the rules without having permission to do so. And no one who owned the physical infrastructure, such as the server owners, or the owners of the facilities where the profits were stored, could interfere in any way, like running off with the takings!

    Crucially, DAOs – in theory – eliminate the need entirely for many of the “men-in-the-middle” needed to run an organization – such as bankers, lawyers, accountants, and landlords.

    Artificial intelligence (AI) and web 3.0

    Most people believe that AI will play a big part in web3. This is due to the heavy involvement of machine-to-machine communication and decision-making that will be needed to run many web3 applications.

    How does the metaverse fit with web3?

    The last important concept of web3 that we have to cover is the metaverse. In relation to web3, the term “metaverse” covers the next iteration of the internet’s front-end – the user interface through which we interact with the online world, communicate with other users, and manipulate data.

    Just in case you’ve missed all the hype – the idea of the metaverse is that it will be a much more immersive, social and persistent version of the internet which we all know and love. It will use technologies like virtual reality (VR) and augmented reality (AR) to draw us in, enabling us to interact with the digital domain in more natural and immersive ways – for example, by using virtual hands to pick up and manipulate objects, and our voices to give instructions to machines, or talk to other people. In many ways, the metaverse can be thought of as the interface through which humans will engage with web3 tools and applications.

    It’s possible to create web3 applications without the metaverse being involved – Bitcoin is one example – but it’s thought that metaverse technology and experiences will play a big part in the way many of these applications will interact with our lives.

    This all sounds great, and everyone must love it, right?

    Well, actually, no. It should be mentioned that there has been a fair amount of high-profile criticism of web3. Elon Musk has made several comments, including stating that it “seems more like a marketing buzzword than a reality right now” and tweeting, “Has anyone seen web3? I can’t find it.”

    Former Twitter CEO, Jack Dorsey, on the other hand, has questioned whether it will be as free and open as many hope. He said, “You don’t own web3. The VCs and their LPs do. It will never escape their incentives. It’s ultimately a centralized entity with a different label.”

    Others don’t like many of the current proposals for web3 due to the fact that they are built on blockchain, which can sometimes be very energy-intensive, contributing to carbon emissions and climate change. The Bitcoin blockchain, for example, is estimated to consume around the same amount of energy as Finland. Other blockchains – such as those that are built on proof-of-stake algorithms rather than proof-of-work, are not as energy-intensive.

    Some examples of web 3.0 applications

    Let’s look at some examples of web3 in practice:

    Bitcoin – The original cryptocurrency has been around for more than ten years, and the protocol itself is decentralized, although not all of its ecosystem is.  

    Diaspora – Non-profit, decentralized social network

    Steemit – Blockchain-based blogging and social platform

    Augur – Decentralised exchange trading market

    OpenSea – A marketplace for buying and selling NFTs, itself built on the Ethereum blockchain

    Sapien – Another decentralized social network, built on the Ethereum blockchain

    Uniswap – Decentralised cryptocurrency exchange

    Everledger – Blockchain-based supply chain, provenance, and authenticity platform

    To learn more about the business and technology trends that are transforming today’s companies, sign up to my newsletter, and check out my books ‘Business Trends in Practice: The 25+ Trends That are Redefining Organizations’ and ‘Extended Reality in Practice: 100+ Amazing Ways Virtual, Augmented and Mixed Reality Are Changing Business and Society’.

    [ad_2]

    Bernard Marr, Contributor

    Source link

  • Hunk²: A New Brand Redesigning Men’s Fashion Underwear

    Hunk²: A New Brand Redesigning Men’s Fashion Underwear

    [ad_1]

    The word hunk represents a sexy man, the ² stands for the power of two men. Hunk² creates a product that is the symbol of the confidence and tenacity of two men who decided to be together, to be brave, and to challenge the world.

    Press Release



    updated: Feb 28, 2017

    ​Options for men’s underwear have been extremely limited in the past. Designers didn’t seem to have an interest in creating fashionable lines that were also comfortable.  As a result men were limited to either sexy underwear or comfortable underwear and very little in between. Hunk² wants to change all that with their stylish new collection of briefs, thongs, and jockstraps. Hunk² is a new brand of male fashion underwear that delivers high quality underwear in fashions all men can enjoy. But the company’s highlight is their philosophy and how they want to change the way men without ripped bodies feel about themselves.

    “We haven’t really seen sexy men’s underwear that is actually top quality and doesn’t have flashy logos everywhere,” says company spokesperson Allen Campbell. “Most of the swimming trunks and underwear are designed for hairless hardbodies and don’t look as good on the average man. When preparing our photoshoot, Eric, one of our models, was a little worried about eating a little extra over his trip to Italy. Our response was unexpected to him. We asked him not to worry and to look natural, to be himself. While showing his athletic body was important, we wanted to show that you can look fantastic without having a six pack; that athletic and confident don’t mean skinny and ripped. We decided to come up with a line that was universally sexy and was also comfortable enough to be worn by the average sexy man—not just totally ripped men. Hunk squared made a conscious choice to create designs for handsome, natural men.”

    Hunk² was made without the large logos found on most designer brands, putting the focus back on the style and the wearer.  The underwear is designed in the United States and made out of delicate South American fabrics. Besides sexy boxer briefs and  swimming trunks, Hunk²’s most recent collection also includes jockstraps, and men’s thongs  for the more adventurous. The company wanted to stand apart from designer brands being made in China out of inferior fabrics by using those strong nylon and textiles that can be found in South America. The result is sturdy, stylish and sexy underwear that looks and fits perfectly on a man’s body.

    From design to fabric to branding Hunk² is revolutionary. It is a company that knows its audience and is marketing directly to men that are actually confident and decided to live a healthy life without going for the strict six-pack look. “When you feel good and look great,” says Allen, “you’re more confident and that’s what Hunk squared is all about.”

    For more information about Hunk², visit: https://hunk2.com/

    Source: Hunk² Underwear

    [ad_2]

    Source link