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Charlotte-Mecklenburg Schools has launched an effort to provide affordable housing for educators, including a recent announcement that developers are setting aside up to 25 homes for teachers. In this 2025 file photo, CMS Superintendent Crystal Hill visits a classroom during the first day of school.
Knikouyeh@charlotteobserver.com
A local development group is setting aside up to 25 newly built homes for teachers in Charlotte-Mecklenburg Schools as part of the district’s plan to make homeownership more affordable.
CMS is working with Kingdom Development Partners and Ascension Community Development Corporation to provide free financial literacy training to CMS educators and discounted rates on new homes in northwest and northeast Charlotte, CMS announced Friday.
It’s part of a wider effort the school district launched in 2024 called “At Home in CMS,” aimed at making housing costs more affordable for teachers, through rental discounts, pathways to homeownership and financial literacy resources.
“One of the top concerns we hear from educators is that homeownership feels out of reach,” said CMS Chief of Recruitment, Retention and Talent Development Nancy Brightwell. “This partnership is about education, support and real opportunities that make homeownership attainable.”
Through the latest initiative, CMS educators who complete a yearlong training program through Ascension on skills such as credit counseling, budgeting, home maintenance and wealth building may be eligible to purchase one of Ascension’s newly constructed homes set aside specifically for CMS teachers.
At least ten homes will be reserved at Legacy at Neal Road in northeast Charlotte and five at Legacy at Paw Creek in northwest Charlotte. Additional homes will likely be set aside for CMS teachers in the future, a news release said.
“Our goal is to create attainable homeownership opportunities that support long-term stability and wealth building,” said James Scruggs, founder of Ascension CDC and CEO of Kingdom Development Partners. “We are proud to intentionally prioritize those who serve our community every day.”
Affordability challenges in CMS
Educator pay is a critical part of home affordability and remains a hot topic in North Carolina: the state legislature still has not approved a budget for this fiscal year, leaving teachers and other state employees without a raise.
This school year, starting teachers in CMS – a group which includes educators in their first three years in the district – will make $48,943.
North Carolina ranks 43rd in the nation for teacher pay, lagging behind neighboring states like South Carolina and Virginia. The Education Law Center recently ranked North Carolina at the bottom nationally in state funding for schools. Teachers around the state, including in CMS, called out of work in protest Jan. 7, calling for higher state investment in public education.
Educator pay in North Carolina is made of two main elements: the state base salary and the district supplement. The supplement is county-funded and added onto what the state provides in order to bring salaries closer to a living wage. Charlotte-Mecklenburg Schools Superintendent Crystal Hill said in December that she plans to propose a 5% increase to teacher supplements this year, just as she has the past budget cycles. If approved, it would increase starting teacher pay in CMS by $398.
The living wage in Mecklenburg County for a single, childless adult is currently $55,307, according to the Massachusetts Institute of Technology’s Living Wage Calculator. With the current CMS pay scale, teachers do not surpass that benchmark until their 10th year in the district. Under the state’s pay schedule, with no county supplement, teachers would not reach that benchmark until their 25th year.
In 2024, CMS announced plans to construct up to four “teacher villages,” comprising one-, two- and three-bedroom apartments for CMS educators at prices they can afford on land the district already owns. The first complex was initially projected to open in 2027, with 100 units.
Reactions to the proposal were mixed, with many teachers frustrated at the need for affordable teacher housing in the first place. Meanwhile, district leaders said they’re searching for creative ways to attract and keep good teachers with the tools they have available.
This story was originally published February 22, 2026 at 5:00 AM.
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Rebecca Noel
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