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Tag: Survey

  • Where’s the best place to retire? A look at new rankings from US News and World Report – WTOP News

    The latest rankings from U.S. News and World Report on the 2026 best places to retire could be a place to start, and some of the top places might surprise you.

    Are you planning for retirement? Finding the place to settle in could take a lot of research. The latest rankings from U.S. News and World Report on the 2026 best places to retire could be a place to start, and some of the top places might surprise you.

    “There’s a lot of geographic diversity in the new rankings,” said U.S. News and World Report contributing editor Tim Smart.

    Midland, Michigan, came in at the No. 1 spot, followed by Homosassa Springs in Florida and the Woodlands and Spring, both in Texas.

    Lynchburg, Virginia, came in 10th; Harrisonburg came in 77th. Ellicott City in Maryland came in 89th.

    “Midland, Michigan did, in fact, secure the top spot in the rankings, mainly because of good scores on quality of life, affordability and the overall tax environment for retirees,” Smart said.

    He said the best places to retire list expanded its reach this year, looking at more than 850 U.S. cities, and ranking the top 250.

    “This was more granular and focused on cities. We also looked at population and migration patterns of seniors, 55 plus, to see where people were going and have been going,” Smart said.

    For the rankings, they surveyed people 45 and up on what matters most to them. And for the first time in several years, quality of life ranked higher than affordability.

    “While inflation is still higher than people would like, I think people have come to grips with that, and now maybe they’re thinking quality of life is what really matters,” Smart said.

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    Valerie Bonk

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  • Detroiters’ optimism about city tied to likelihood of voting in mayoral election, U-M survey finds – Detroit Metro Times

    Detroiters who believe the city is moving in the right direction are far more likely to vote in next week’s mayoral election than those who say it’s on the wrong track, according to a new University of Michigan survey.

    The Detroit Metro Area Communities Study (DMACS), conducted from Aug. 6 to Oct. 1, found that 70% of Detroiters with a positive view of the city’s direction said they’ll “definitely” vote on Nov. 4, compared to 41% of those who believe the city is on the wrong track and 52% of those unsure about its direction.

    Overall, 56% of residents said Detroit is headed in the right direction, while 13% said it’s on the wrong track and 31% were unsure. Optimism is highest in Downtown, Midtown, and Southwest Detroit and lowest on the east side.

    Older, higher-income, and more educated residents were far more likely to say the city is improving. Nearly 80% of Detroiters with household incomes above $100,000 said the city is on the right track, compared to just 35% of those earning under $10,000. Men and white residents were also more optimistic than women and Black or Latino residents.

    “The survey offers powerful insights into some of the hopes and concerns shaping this historic election,” Yucheng Fan, data manager at DMACS and co-author of the report, said Tuesday. “We’re seeing variation in who feels motivated to vote.”

    The election marks the first time in more than a decade that Detroiters will choose a new mayor. Mayor Mike Duggan served three terms and is running for governor as an independent. Detroit City Council President Mary Sheffield is running for mayor against Rev. Solomon Kinloch Jr. and has a 64.9%-14.1% lead, according to a WDIV/Detroit News poll.

    According to the survey, 61% of residents said they “definitely will vote” this year, while 25% said they “probably will,” and 14% said they probably or definitely will not. Those numbers closely mirror last year’s presidential election intentions, when roughly six in 10 Detroiters said they planned to vote.

    Age was one of the strongest predictors of voter participation. More than 80% of residents 65 and older said they will definitely vote, compared with just 39% of Detroiters under 35. 

    Education and income also play a major role. About 80% of college graduates and 78% of residents earning at least $100,000 said they’re certain to vote, compared with 48% of Detroiters whose education ended at high school and 37% of those with incomes under $10,000.

    There were no significant gender differences in voter enthusiasm, but Latino Detroiters were far less likely to say they’ll definitely vote (27%) compared to 65% of Black residents and 64% of white residents.

    When asked about their top priorities for the next mayor, residents pointed overwhelmingly to education, public safety, affordable housing, and jobs.

    • 81% said improving K-12 schools is a high priority;
    • 80% cited crime and safety;
    • 77% named affordable housing;
    • 75% pointed to access to high-quality jobs.

    Infrastructure, business investment, and public transportation also were key issues, with more than 60% of residents calling them high priorities.

    Black residents were more likely than white residents to identify schools, crime, and housing as top concerns, and women rated safety and affordability higher than men. Optimism about the city’s direction also varied by geography: 65% of residents in District 5 (downtown and Midtown) and 61% in District 6 (Southwest Detroit) said the city is on the right track, compared with less than half of east side residents in Districts 3 and 4.

    Jeffrey Morenoff, a University of Michigan sociology and public policy professor who co-leads DMACS, said the findings highlight both progress and persistent divides across the city.

    “We see notable differences by age, race, and city council district, which underscore the importance of capturing the diversity of Detroiters’ views,” Morenoff said.

    The full report, “Detroit Decides: Views on the City, Priorities for the Next Mayor, and Intentions to Vote,” is available at detroitsurvey.umich.edu.


    Steve Neavling

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  • Why Consumers Say They’re Planning to Cut Back on Holiday Spending This Year

    With the holiday season fast approaching, American companies are gearing up for an end-of-year spending splurge that will hopefully close out 2025 on a high note. After all, the period that covers Thanksgiving and Black Friday through to New Year’s usually brings with it a nearly trillion-dollar burst of consumer spending—which should be a welcome reprieve from a year that has seen many businesses struggling to navigate an ever-changing slate of tariffs.

    But that fourth-quarter boost may prove underwhelming this year, at least if consumers’ predictions about their own spending habits are to be trusted. In a new survey of more than 1,000 American adults—conducted in late September by the market research firm HarrisX, and including questions developed by Inc.—40 percent of respondents said they anticipate their holiday gift budget will be smaller than it was last year. That’s compared to 21 percent who expect it to grow, and another 32 percent who expect it to stay more or less the same.

    That hesitancy is more pronounced among women than men—with 44 percent of women anticipating less spending versus 35 percent of men—and grows steeper with age, rising from 27 percent in Gen Z all the way up to 51 percent in the Silent Generation, and increasing with each successive age cohort.

    “Men seem to be having the high time of it, and women seem to be really concerned about the economy,” said Mark Penn, chairman and CEO of Stagwell, the parent company behind HarrisX. “It is really kind of a tale of two cities.”

    That may partially be a reflection of partisan differences between men and women, he added, as Democrats tend to be more pessimistic about the economy than Republicans, and women are leaning increasingly liberal.

    The upshot for retailers prepping for the holiday gift season? Put the men’s items closer to the front of the stores, Penn suggests, and move the women’s clothing a bit further back.

    The HarrisX polling found that those gendered dynamics extend beyond just Christmas gifts, too. When asked whether their personal financial situation had gotten better or worse over the last six months, 42 percent of men said things have gotten better (versus 30 percent saying worse), whereas among women, the split was 20 percent better and 38 percent worse.

    Overall, though, there’s a level of ambivalence in the polling data. When asked about how their overall household spending has changed in the past six months, 29 percent of respondents said it has increased and 29 percent said it has decreased. The remaining 42 percent reported that their habits have pretty much stayed the same.

    “This poll reflects neither euphoria nor dejection,” Penn said. “It’s actually sort of in the middle of things. Americans remain somewhat pessimistic about the economy, but they’ve been that way for a very long time.”

    For those who said they’ve spent more, the leading reason why was a “desire to enjoy life/spend more in the present” (23 percent)—while more than half of those who reported decreasing their spending blamed it on inflation.

    Yet in almost every specific bucket of spending that the poll asked respondents about—restaurants, clothes, consumer tech, entertainment and travel—more respondents said their household had cut back on spending over the last six months than the number who reported having increased it. Only for groceries did more respondents raise their budgets (37 percent) rather than shrink them (20 percent)–which makes sense given that the steepest cuts of all were to dining out, which 47 percent of respondents said they’ve reduced.

    Indeed, 55 percent of survey respondents said they’ve swapped out some of their usual product purchases for cheaper alternatives over the last six months—and 31 percent anticipate reducing household spending over the next six months, versus 20 percent expecting to increase it.

    Travel is the vertical for which the largest chunk of respondents, 48 percent, said they plan to cut spending going forward, while groceries was again the only category for which more people are planning to increase spending over the next six months (30 percent) than decrease it (22 percent).

    Penn cautioned that respondents’ predictions about their future spending behavior may be a better indicator of how they feel about the current economy, rather than what they’ll actually do in the future.

    “They don’t really know how they’re going to feel six months from now,” he says. “Six months in the American economy is a long time. In six months, we could be in a recession or we could be doing 3 percent growth and [have] lower interest rates.”

    The HarrisX poll also asked respondents about a few different policy areas which Inc. has been covering in recent months. Among those were President Trump’s recent tax and domestic policy package (AKA the “Big Beautiful Bill”), which 39 percent of respondents said has made their household financially worse off, versus 24 percent saying better off; the cryptocurrency-regulating Genius Act, which 57 percent of respondents said they were unaware of; and employee stock ownership, with 65 percent of respondents saying they’d be interested in getting paid partially with equity in their employer.

    Brian Contreras

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  • Why Gen-Z Wants Employers to Pay for More Skills Training

    One of the most recent workplace developments has resulted from companies shifting hiring priorities from requiring applicants to have college degrees to recruiting people with specific skills and experience to fill openings instead. Apparently, workforces aren’t getting the message — or are responding in an unexpected way. New data shows many employees not only want to pursue additional degrees or vocational training, but also insist that employers support their efforts to improve their capabilities on the job.

    The evolving ambitions of the U.S. workforce were captured in recent survey of 1,000 professionals by Ohio’s Youngstown State University. It’s overarching conclusion is that while many workers either are taking college courses or would like to take them, or are pursuing professional certifications or licensing programs, or skills-based training, their goals are often thwarted by financial, time, or other constraints. As part of that, nearly two-thirds of respondents said they aren’t actively supported by employers in their objectives — resulting in 34 percent of respondents saying they plan to quit their jobs within the next year in search of better growth or upskilling opportunities.

    All told, 36 percent of survey participants reported they were currently enrolled in a degree program, certification course, or skills-based training. Another 35 percent said they had support through employer-provided education-related benefits or resources. That included partial or full reimbursement of costs in earning degrees, flexible work arrangements to pursue those, or paid time off to attend classes.

    Still, nearly half of respondents reported their current employers didn’t provide support or offer other growth opportunities, with 71 percent specifically complaining of insufficient company backing of their further education or training. The upshot — 34 percent of participants who said they planned to quit their jobs to look for work offering more educational and skill development assistance, with another 42 percent saying they’d already done so in the past.

    As often the case in today’s workplace, Gen Zers offered the most vivid example of current employee expectations — and disappointment when those are frustrated.

    True to their reputation of placing self-improvement as a top priority, members of the cohort born between 1997 and 2012 expressed the strongest desire for various forms of upskilling. Gen Zers also led all other workplace age groups saying they were enrolled in continuing education programs, with a 43 percent participation rate.

    Yet 86 percent of those younger workers said they wouldn’t make that effort unless employers financed at least part of it, with 76 percent citing the costs of those programs as the main obstacle to their career growth. As a result, 46 percent of Gen Z participants reported they were ready to quit their jobs, citing better professional growth opportunities, not higher pay, as their reason.

    Those situations and sentiments were also reflected at somewhat lesser degrees by Millennial, Gen X, and Baby Boom employee age cohorts. Large minorities of each cohort similarly expressed interest in, or even insisting on improving their work capabilities by earning degrees or learning new skills. Likewise, those saying they’d been unable to fulfill those ambitions cited the same lack of supportive employer financing programs, insufficient time or job flexibility, or burnout as Gen Zers.

    So what does all that mean for business owners?

    With companies increasingly prioritizing skills and work experience over degrees in hiring people, it’s only logical many workers are now noticing and responding to that by trying to improve their own abilities and performance on the job.

    But with over a third of survey respondents saying they’d rather face today’s tight labor market to look for new work than remain stuck where they are, companies would be wise to be more attentive to and supportive of those ambitions — or risk finding themselves having to recruit far more than they’d like to.

    “While professionals are eager to keep learning, many feel held back by barriers like time and cost,” the Youngstown State report on the findings concluded. “With only a third of workers saying their employer actively supports education, organizations face a real opportunity. Investing in employee growth could directly impact worker engagement and retention. For workers, finding a balance between career advancement and life responsibilities remains both a challenge and a priority.”

    Bruce Crumley

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  • KPMG chief on CEOs’ uncertainty on tariffs, the emerging AI ‘hourglass’ org shape and the thing ‘that honestly keeps me up at night’ | Fortune

    KPMG’s CEO Outlook survey offers an annual look behind the curtain at the issues keeping the top business leaders up at night. Every year, hundreds of leaders answer the call from the Big 4 accounting firm to speak frankly and anonymously about key issues that need to solved, and 400 participated in the 2025 edition. CEOs have a message for America: they just aren’t sure of, well, anything.

    Business leaders told KPMG—and its recently anointed chair and CEO, Timothy Walsh—that they’re wrestling with uncertainty across several different areas of their work. This is well documented and is to be expected, Walsh told Fortune in an interview. “There’s this general, as you would expect, general conversation around business uncertainty,” Walsh said, adding that he was encouraged at least to see the “alignment” in terms of topics coming up in C-suite conversations.

    Peeling back the survey data, Walsh revealed that an unsurprisingly sizable majority (89%) say tariffs will “significantly impact” their business’ performance and operations over the coming three years. And nearly as many, 86%, said their firm will increase prices as needed. They are working hard to get around this, with 85% saying their company will strive to shift its sourcing strategies to minimize the impact as much as possible. The landscape is so uncertain that nearly every CEO says they need to make some kind of change: 79% said they’ve adapted their growth plans.

    Walsh talked to Fortune about uncertainty on tariffs and AI, and the importance of trust in a climate of such uncertainty. CEOs are concerned with another advancing technology with terrifying capabilities, Walsh said: cyber and quantum. “That honestly keeps me up at night.”

    Cybersecurity’s quantum challenge

    Cybersecurity risks remain elevated, especially as quantum computing approaches. As for advances in quantum computing, Walsh said it could one day soon be capable of breaking all encryption, and companies tell him that they’re doing full assessments. It’s a “massive effort” to ensure that they’re not exposed when that quantum computing capability arrives, Walsh warned.

    Adding into the mix the capabilities of AI agents and, Walsh said, “in many cases, a nation-state-type investment,” he’s very concerned about malware and deepfake-type technologies escalating in danger. Over the next three years, 82% of CEOs polled said cybercrime and cyber insecurity was a top trend that could hurt their organization. Cyber risk was overall the second-highest cited pressure behind CEOs’ short-term decisions. CEOs are most concerned about fraud detection and prevention (65%) and identity theft (52%), but they also said they have plans in place to mitigate.

    All that being said, Walsh said CEOs are “feeling optimistic because they see so many growth opportunities.” The economy has been surprisingly strong despite all the uncertainty, the tech sector is driving a very strong stock market, and he even noted some “large deals and transactions” are coming through when it comes to M&A. “Capital flows are starting to move and [be] a bit more liquid.”

    Tariffs and the AI element

    Walsh told Fortune that tariffs are obviously the number-one thing on every CEO’s mind. And it’s not only the fact of tariffs but potential changes to tariffs, and “the uncertainty around whether those tariffs will continue to change.” There’s an overwhelming need for businesses to not only consider what will change but to get agile enough to work on their supply chains to be prepared for future, still uncertain, changes to come. To that end, 34% of CEOs said in the survey that supply chain resilience is the top pressure driving short-term decisions, followed by cyber security risks (29%) and global economic uncertainty (25%).

    Walsh emphasized that tariffs are introducing a multi-dimensional challenge for CEOs. “The CEOs I speak with are addressing tariff impacts in three areas: cost take-out, supply chain optimization including reshoring, onshoring considerations, and ultimately pricing.” He said KPMG is actively working with clients in all of those areas and yes, AI is part of this transformation, too. The prominence of AI is another layer of uncertainty being added to the picture, but Walsh said it’s helping a lot of CEOs: “AI is not just an efficiency play, CEOs are focused on innovating their business models and introducing new revenue streams and products.”

    The AI hourglass to come?

    Walsh said AI capabilities are changing quickly, and he acknowledged that companies are starting to restructure in response. The survey found that CEOs “mostly see an hourglass shape” to their organizations in next three years, Walsh said, noting that’s typical with every new technology deployment. He added that “no one knows exactly where [workforce shape] is headed … It’s a challenge to forecast as AI advances rapidly.” In the survey, 35% said they are planning for workforce reductions in some areas over the next two to five years due to AI, and 69% see an hourglass with higher numbers of senior leaders and early-career workers and fewer in the middle (another 16% said a vertical triangle, 13% a triangle and 2% an inverted pyramid).

    Managers are facing new responsibilities, managing teams with integrated AI agents, for instance. Walsh said some CEOs describe teams with both people and AI agents on them, “and managers of those teams have to ensure [that] agents complete steps in the workflow process, that agents have good data inputs so that their outputs can be relied upon, and continuously review those outputs.” CEOs surveyed said 86% of them see AI agents becoming embedded team members next year, and half think managers will be primarily responsible for managing AI agents’ performance as opposed to, say, HR or IT.

    Walsh agreed with Fortune‘s reporting that “human skills” still matter as AI implementation shows the necessity of reviewing AI outputs. “Human skills are critically important,” Walsh said. Even though KPMG invests in and spends time upskilling its workers on AI and providing them with tools and licenses, he said he continues to remind leaders that “human-to-human relationships are critical … both internally and externally. Trust is more important than ever. Building trust with our teams, clients and ensuring we can trust outputs of technology like AI.” Given the uncertain climate, he added, trust is at a premium. The top change that CEOs see coming is retaining and re-training high-potential talent (75%), followed by redesigning roles to reflect AI collaboration (65%) and hiring AI-capable talent (64%).

    Fortune Global Forum returns Oct. 26–27, 2025 in Riyadh. CEOs and global leaders will gather for a dynamic, invitation-only event shaping the future of business. Apply for an invitation.

    Nick Lichtenberg

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  • Google Report: This Is How Leaders Are Using AI at Work | Entrepreneur

    AI is making a mark in marketing, security, and customer experience, according to a new Google Cloud report, which surveyed 3,500 senior leaders at global companies to find a clear use case for AI — and figure out if leaders had seen a return on their AI investments.

    Each leader surveyed works for a business that earns at least $10 million in annual revenue, has at least 100 employees, and leverages generative AI. The majority of respondents (55%) indicated that AI was a useful marketing tool, helping them with tasks like data analysis, content generation, and editing. Nearly 60% of executives at media and entertainment firms indicated that AI had a positive impact on their marketing efforts.

    Related: 37% of Employers Would Rather Hire a Robot or AI Than a Recent Grad: ‘Theory Alone Is No Longer Enough’

    Security was also an area where AI was useful to executives, according to the report. AI security tools combat cyberthreats by automatically detecting intruders and analyzing incidents. Almost half of executives (49%) said in the survey that AI helped with cybersecurity. Of that group, 53% stated that AI had diminished the number of security incidents reported in their organizations.

    Executives also found that AI improved customer experience. Close to 62% of leaders said that AI had enabled them to deliver better customer service, an increase from 59% of respondents who answered the same survey in 2024. Three in four leaders said customer satisfaction improved as a result of AI this year.

    The survey also sought to uncover whether AI had delivered a strong return on investment for organizations. Only 40% of respondents stated that AI had directly caused revenue growth for their companies, but 70% said that AI had made employees more productive.

    Related: AI Agents Can Help Businesses Be ’10 Times More Productive,’ According to a Nvidia VP. Here’s What They Are and How Much They Cost.

    Google Cloud’s VP of Global Generative AI, Oliver Parker, wrote that the report indicated that AI hype in organizations is calming down.

    “The conversation has shifted to value,” he wrote.

    The report’s findings contrast with research published last month by MIT, which found that though U.S. businesses have invested up to $40 billion in AI altogether, the overwhelming majority (95%) have yet to see a return on their investments or an impact on profits.

    AI is making a mark in marketing, security, and customer experience, according to a new Google Cloud report, which surveyed 3,500 senior leaders at global companies to find a clear use case for AI — and figure out if leaders had seen a return on their AI investments.

    Each leader surveyed works for a business that earns at least $10 million in annual revenue, has at least 100 employees, and leverages generative AI. The majority of respondents (55%) indicated that AI was a useful marketing tool, helping them with tasks like data analysis, content generation, and editing. Nearly 60% of executives at media and entertainment firms indicated that AI had a positive impact on their marketing efforts.

    Related: 37% of Employers Would Rather Hire a Robot or AI Than a Recent Grad: ‘Theory Alone Is No Longer Enough’

    The rest of this article is locked.

    Join Entrepreneur+ today for access.

    Sherin Shibu

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  • How Red Rocks Credit Union customers prompt innovation

    Red Rocks Credit Union is looking to consumer feedback before adding to its product set.  “A lot of times, what we’re guilty of doing [in the industry] is assuming we know the needs of the consumer, rather than simply listening to and asking them what their needs are,” Chief Executive Darius Wise told Bank Automation […]

    Whitney McDonald

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  • Parents Call for More Support for Students With ADHD and Learning Disorders

    New national survey from Huntington Learning Center and YouGov finds overwhelming demand for personalized, supplemental learning programs.

    A new national survey conducted by Huntington Learning Center in partnership with YouGov reveals overwhelming demand among parents for more personalized, supplemental learning programs to support students with ADHD and learning disorders. In the wake of the COVID-19 pandemic, 77% of parents agree that tutoring programs are important tools for addressing educational gaps, and 79% say they would enroll their child in a specialized tutoring program if diagnosed with a learning disability. Over half of parents (57%) report that the pandemic negatively impacted their child’s academic progress, with middle schoolers facing the most significant setbacks. While reasons for enrolling in supplemental learning vary, ranging from improving confidence to enhancing focus and executive functioning, 40% of parents who felt the pandemic had a negative impact have at least one child enrolled in such support.

    The survey also found that 70% of parents believe supplemental learning programs are important for every child’s academic success, and 80% agree that schools should subsidize these programs specifically for students with learning disorders such as ADHD. For many families, traditional classrooms alone are no longer enough, especially when learning differences make it harder for students to stay organized, focused, and engaged.

    “With appropriate and intensive intervention, students with ADHD and learning disorders can thrive,” said Dr. Mary Rooney, a clinical psychologist and featured expert in Huntington’s recent national webinar, ADHD and Learning Disorders: Understanding the Overlap and Unlocking Effective Intervention. “A diagnosis doesn’t mean a child isn’t smart-it means their brain learns differently. Understanding that can preserve self-esteem and open the door to real progress.”

    Huntington Learning Center has long recognized the unique challenges students with ADHD face in the classroom. That’s why its ADHD support program is built around personalized instruction designed to address the specific struggles tied to attention, impulsivity, time management, and organization. Each student receives individualized support tailored to their learning style, with tutors breaking down complex skills into smaller, manageable parts to help reduce overwhelm and build confidence. Huntington’s program also emphasizes executive functioning strategies, helping students develop stronger study habits, plan ahead, and stay focused during assignments and tests.

    In addition to academic instruction, Huntington maintains ongoing collaboration with parents and schools to ensure continuity and support across learning environments. Regular progress updates and communication with classroom teachers allow tutors to adapt plans and provide more targeted support, helping each child reach their full potential both in and out of the classroom.

    “No two students with ADHD are the same,” said Anne Huntington Sharma, President and Board Member of Huntington Learning Center. “That’s why our programs are customized to each learner, addressing not just academics but the skills and confidence they need to succeed in and out of the classroom.”

    By addressing the root challenges that often accompany ADHD and learning disorders, Huntington Learning Center is helping students rebuild confidence, close learning gaps, and re-engage with school in a meaningful, sustainable way.

    To learn more about Huntington’s ADHD support programs, visit www.huntingtonhelps.com.

    About Huntington Learning Center

    Huntington Learning Center is the nation’s leading tutoring and test prep provider. We offer customized programs in person, online, and hybrid options. Our certified teachers provide individualized instruction in phonics, reading, writing, study skills, elementary and middle school math, Algebra through Calculus, Chemistry, and other sciences. We prep for the SAT and ACT, as well as state and standardized exams. Huntington’s programs develop the skills, confidence, and motivation to help students succeed and meet the needs of Common Core State Standards. Huntington is accredited by Middle States Association of Colleges and Schools. Founded in 1977, Huntington’s mission is to give every student the best education possible. Learn how Huntington can help at www.HuntingtonHelps.com

    Contact Information

    *All figures, unless otherwise stated, are from YouGov Plc. Total sample size was 843 adults with children from ages 10 to 18 yrs. Fieldwork was undertaken between 3rd – 12th March 2025. The survey was carried out online. The figures have been weighted and are representative of all US parents with children from ages 10 to 18 yrs (aged 26+)

    Source: Huntington Learning Center

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  • Unbelievable facts

    Unbelievable facts

    In 1963, 16-year-old Bruce McAllister sent a survey to 150 famous writers, with 75 responses, to…

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  • These Are the Top Side Hustles to Work Less, Make More Money | Entrepreneur

    These Are the Top Side Hustles to Work Less, Make More Money | Entrepreneur

    In the best-case scenario, a side hustle could turn into a multimillion-dollar business that generates a passive income stream — but at the very least, starting a side gig could help pay some bills.

    A new survey from personal finance software company Quicken shows that almost half (43%) of Americans with a side hustle, or an extra source of income added to a primary income, make more money and clock in fewer hours overall than those without a side hustle.

    The three most popular side hustles pursued by those who work less and make more money were personal assistance (20%), cooking and baking (16%), and caregiving (16%). One in five people with side hustles said they were business owners, too, selling products online or offering services like photography.

    The majority of people with side hustles (82%) said starting a side gig helped them financially, and kept them from living paycheck to paycheck. Most with side hustles (57%) had savings equal to at least four months of living expenses.

    Related: Side Hustles Are Soaring as Entrepreneurs Start Businesses Working Part- or Full-Time Elsewhere, According to a New Report

    The survey also found that, for younger side hustlers, a way to an extra income doubles as a path to becoming more employable. 44% of Gen Z (born between 1997 and 2012) choose to start a side hustle in order to obtain skills for long-term careers, much higher than the overall 18% of Americans who started a side hustle with the same motivation.

    Quicken conducted the survey online, gathering responses from more than 1,000 Americans.

    Additional research on side hustles, released in August by NEXT Insurance, showed that three out of five people bring in less than $1,000 monthly in side income, while 22% make $1,000 to $10,000 a month, and 15% make more than $10,000.

    Related: Starting a Side Hustle Should Come With a Warning Label — Here’s What You Need to Know

    Sherin Shibu

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  • Biden and Harris to travel, survey Hurricane Helene damage

    Biden and Harris to travel, survey Hurricane Helene damage

    President Joe Biden and Vice President Kamala Harris will visit hurricane-ravaged areas in the Southeast Wednesday to assess the damage and coordinate relief efforts and funding.Biden will travel to North and South Carolina, while Harris will head to Georgia.On Tuesday, Biden directed “every available resource” to rescue and recovery efforts and has committed to helping devastated communities, saying he is prepared to ask Congress for more emergency relief funding.”We have to jump-start this recovery process. People are scared to death. People wonder whether they’re going to make it. We still haven’t heard from a whole lot of people,” Biden said. “This is urgent. People have to know how to get the information they need. So, we’ll be there until this work is done.”Biden says he has been in constant contact with state and local officials and is urging people to apply for federal assistance, including basics like food and water and for funds to help with repairing homes.More than 4,500 federal workers, including 1,000 from the Federal Emergency Management Agency, are deployed across the Southeast. Many are working to distribute millions of meals and water, thousands of tarps, and over a hundred generators, while rescue teams hope to help those who remain trapped.Biden and Harris emphasized the timing of their trips, saying they must ensure they do not detract from ongoing rescue and recovery.The White House suggested an earlier visit, like former President Donald Trump’s trip to Georgia on Monday, could take away from resources needed for hurricane victims.During that trip, Trump falsely accused Biden of “sleeping” at his beach house, ignoring the disaster and purposely neglecting Republican states and storm victims. He also falsely stated Biden did not respond to calls for help from Georgia Gov. Brian Kemp.Kemp and Biden had already spoken a day earlier. Kemp and other Republican leaders also said their states were getting everything they need.Wednesday’s trip to Georgia may also present a political opportunity for Harris — a chance to show empathy in the midst of a humanitarian crisis as she campaigns for president.Harris says she also plans to visit North Carolina in the coming days.

    President Joe Biden and Vice President Kamala Harris will visit hurricane-ravaged areas in the Southeast Wednesday to assess the damage and coordinate relief efforts and funding.

    Biden will travel to North and South Carolina, while Harris will head to Georgia.

    On Tuesday, Biden directed “every available resource” to rescue and recovery efforts and has committed to helping devastated communities, saying he is prepared to ask Congress for more emergency relief funding.

    “We have to jump-start this recovery process. People are scared to death. People wonder whether they’re going to make it. We still haven’t heard from a whole lot of people,” Biden said. “This is urgent. People have to know how to get the information they need. So, we’ll be there until this work is done.”

    Biden says he has been in constant contact with state and local officials and is urging people to apply for federal assistance, including basics like food and water and for funds to help with repairing homes.

    More than 4,500 federal workers, including 1,000 from the Federal Emergency Management Agency, are deployed across the Southeast. Many are working to distribute millions of meals and water, thousands of tarps, and over a hundred generators, while rescue teams hope to help those who remain trapped.

    Biden and Harris emphasized the timing of their trips, saying they must ensure they do not detract from ongoing rescue and recovery.

    The White House suggested an earlier visit, like former President Donald Trump’s trip to Georgia on Monday, could take away from resources needed for hurricane victims.

    During that trip, Trump falsely accused Biden of “sleeping” at his beach house, ignoring the disaster and purposely neglecting Republican states and storm victims. He also falsely stated Biden did not respond to calls for help from Georgia Gov. Brian Kemp.

    Kemp and Biden had already spoken a day earlier. Kemp and other Republican leaders also said their states were getting everything they need.

    Wednesday’s trip to Georgia may also present a political opportunity for Harris — a chance to show empathy in the midst of a humanitarian crisis as she campaigns for president.

    Harris says she also plans to visit North Carolina in the coming days.

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  • Parent Survey Ranks OWIS Nanyang Best School of IB and Diploma Programme in Singapore

    Parent Survey Ranks OWIS Nanyang Best School of IB and Diploma Programme in Singapore

    One World International School Nanyang Campus was ranked as the Best IB school and best school for the IB Diploma Programme in Singapore this week, a reflection of the school’s dedication and commitment to academic excellence based on the values of kindness.

    The campus also ranked among the Top three as the best British school in Singapore, and among top 4 in the best school in Singapore categories, according to findings by WhichSchoolAdvisor.com, rounding off the achievements which are updated on a weekly basis. 

    “We are thrilled to have been recognised for all the hard work and dedication put in by our fantastic team of educators and teachers,” said Mr Atul Temurnikar, Chairman and Cofounder of Global Schools Group – of which OWIS is a part. “We thank our parent community for their faith in us, and for voting us to the top.”

    The rankings were determined through detailed parent surveys that assess a range of factors including school satisfaction, academic performance, value for money, recommendation likelihood and overall sense of belonging. It also took into account survey feedback and positive changes brought about by the schools.

    Parents were encouraged to participate in the ongoing survey process to provide feedback and influence future rankings. 

    “Our inclusion in the list of the Best IB Schools in Singapore is a testament to our unwavering commitment to delivering top-tier education and support for our students,” said Mr James Sweeney, Head of OWIS Nanyang. “We are grateful to our parents for their invaluable feedback and continued support.”

    One World International School, which has two campuses in Singapore, is among the top IB schools in the city-state, and has achieved this prestigious position by meeting and exceeding the expectations of its parent community. The school’s dedication to providing a nurturing environment where students thrive academically and personally has been highly endorsed by its families.

    ABOUT GLOBAL SCHOOLS GROUP

    Global Schools Group is an award-winning interconnected network of leading international schools that provides a world-class learning experience. With almost all leading international curricula including Cambridge, IB, American Common Core and CBSE among others, GSG offers one of the widest range of academic programmes available today. The network’s smart personalised learning systems and empowering methods with a serious commitment to superior pedagogy and best practices have won it over 600 awards, including the recognition for the Most Awarded Network of Schools. GSG’s One World International School, which has 7 international campuses, is one of the fastest growing IB schools in Asia. 

    Source: Global Schools Group

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  • What Is Considered Rich? $2.5 Million Minimum, Americans Say | Entrepreneur

    What Is Considered Rich? $2.5 Million Minimum, Americans Say | Entrepreneur

    The average American thinks being rich means a $2.5 million net worth.

    A Wednesday survey from Charles Schwab tracked the bar for wealth by generation, from Gen Z to Boomers. Each group gave a different number as the threshold to be rich; the older the group, the larger the magic number for wealth.

    Gen Z (which Charles Schwab defined as born from 1997 to 2002) thinks it takes $1.2 million to be wealthy, while millennials (1981 to 1996) put the number at $2.2 million, Gen X (1965 to 1980) at $2.7 million, and boomers (1948 to 1964) at $2.8 million.

    Related: Here’s How Much It Costs to Live in America’s 10 Most Expensive Cities

    The new $2.5 million average is $300,000 higher than the $2.2 million average survey participants gave last year. The higher number could reflect rising inflation and economic fears.

    “The notion of wealth combines both numbers and emotions,” Charles Schwab managing director of financial planning Rob Williams told Bloomberg. “The jump from $2.2 million to $2.5 million demonstrates both sides — the cost of living is rising, as are, it’s likely, most Americans’ more emotion-fueled views of what it takes to be wealthy.”

    Wealth aside, the survey also looked at the average net worth Americans think it takes to be “financially comfortable.”

    Related: A Single Gold Bar Is Worth $1 Million for the First Time in History

    Once again, the numbers were divided among younger and older generations. Gen Z’s financial comfort number was $406,000 while millennials pinpointed it at $725,000, Gen X at $873,000, and Boomers at $780,000.

    The average net worth to be financially comfortable is $778,000, which is down from the $1 million average recorded last year.

    The survey was based on responses from 1,200 Americans aged 21 to 75 and was conducted in March.

    Related: In These U.S. Cities, Earning a $150,000 Salary Is Considered ‘Lower Middle Class,’ According to a New Report

    Sherin Shibu

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  • Austin Pets Alive! | It’s Time We Demand More Effective Lifesaving in…

    Austin Pets Alive! | It’s Time We Demand More Effective Lifesaving in…


    Today, the Austin Animal Services Office launched a community survey to gather feedback on what we, as Austinites, prioritize for our animals.

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  • Unbelievable facts

    Unbelievable facts

    A 2013 survey revealed that 46% of mothers found their husbands more stressful than their children.

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  • City of Vancouver Trying to Get Creative to Solve $43 Million Dollar Shortfall – KXL

    City of Vancouver Trying to Get Creative to Solve $43 Million Dollar Shortfall – KXL

    VANCOUVER, Wash. — The City of Vancouver has identified a $43 million dollar biennial budget shortfall.  In response, the city has announced a community survey.  They plan on calling citizens throughout the summer to try and get as many opinions as possible about the best ways to deal with the shortfall.  The city is hoping people will answer their phones when they call and participate.

    Meanwhile, The City of Vancouver is also entertaining some new, potential revenue sources.  One is a commercial parking tax, another is a retail tax.  And a tax on media streaming is also being considered.  That tax has never really been levied and collected before by any major U.S. city.

    Vancouver city officials will continue to work with the realities of the budget shortfall in front of them to try and keep the number of cuts to city services to a minimum.

    More about:

    Brett Reckamp

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  • RBI: Consumers expect higher rise in overall spending over the next one-year, reveals survey

    RBI: Consumers expect higher rise in overall spending over the next one-year, reveals survey

    Consumer confidence paused on its uptrend as sentiments on all parameters, except spending, recorded some moderations in the latest bi-monthly consumer confidence survey released by the Reserve Bank of India. For the year ahead, consumer confidence remained at elevated level in the optimistic terrain though it declined, albeit marginally, due to relatively tempered sentiments on the general economic situation and employment prospects.

    Consumers expect higher rise in overall spending over the next one-year vis-à-vis the previous survey round; more respondents expect an increase in both essential and non-essential spending, the survey revealed.

    The bi-monthly inflation expectations survey of households for the three-month and one year ahead periods increased by 20 basis points (bps) and 10 bps, respectively, but remained in single digits. Their perception on current inflation, however, moderated by 10 bps and stood at 8.0 per cent in the latest survey round. A higher share of respondents expected prices and inflation to rise for all major product groups over the next three months as well as one-year periods. Among occupation categories, self-employed respondents group expected highest inflation. At the aggregate level, female respondents had marginally lower inflation assessment and expectations than their male counterparts.

    The survey of professional forecasters showed that real gross domestic product (GDP) is expected to grow by 6.8 per cent in 2024-25, revised up by 10 basis points (bps) from the previous round. It is expected to grow by 6.7 per cent in 2025-26, revised up by 20 bps from March 2024 survey round. The panellists placed GDP growth forecasts in the range of 6.4-8.1 per cent for 2024-25 and in the range of 6.0-7.7 per cent for 2025-26.

    Annual growth in real private final consumption expenditure (PFCE) and real gross fixed capital formation (GFCF) for 2024-25 are expected at 6.0 per cent and 8.6 per cent, respectively. Real gross value added (GVA) growth projection has been revised up marginally to 6.6 per cent for 2024-25 and kept unchanged at 6.4 per cent for 2025-26.

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  • Complete the Bank Automation News 2024 reader survey | Bank Automation News

    Complete the Bank Automation News 2024 reader survey | Bank Automation News

    At Bank Automation News, we want to ensure we are providing the most relevant, useful articles, reports, data and content to our readers. The financial services industry is constantly evolving, and we need your help to ensure we stay on the right path. 

    By completing this survey you ensure that Bank Automation News stays ahead of the curve, giving us your insights, opinions and recommendations to keep us the leader in industry news. 

    Complete the survey here.

    Your feedback will enable us to tailor content, resources and offerings to serve your interests better and provide exceptional service to help you and your business. And to show our appreciation, we are offering the first fifty survey respondents a $10 Starbucks gift card as a token of our gratitude for your valuable input. 

    Thank you for your participation. We look forward to hearing your feedback and elevating Bank Automation News into the future. 

    Best regards, 

    The Bank Automation News Team 

    Bank Automation News Editors

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  • 44% of Americans feel they’ve lost time to poor mental health, survey says. It’s worse for people with depression or anxiety

    44% of Americans feel they’ve lost time to poor mental health, survey says. It’s worse for people with depression or anxiety

    Every now and then you may wonder, Where did the time go? Whether mystified at how quickly an afternoon slipped away or reflecting on years gone by at lightning speed, you’ve probably experienced periodic sensations of lost time. Yet 44% of Americans feel they’ve lost time in their lives due to a known culprit: poor mental health.

    Among people diagnosed with depression and/or anxiety, this percentage nearly doubles to 78%.

    That’s according to a new national survey from Myriad Genetics, dubbed the GeneSight Mental Health Monitor. In February, the genetic testing company and ACUPOLL Precision Research surveyed 1,000 U.S. adults about their mental health. The results, published in April, reveal the chronological toll of mental illness.

    Among respondents diagnosed with depression and/or anxiety, 50% said they’ve lost years of their life to poor mental health, while 12% said they’ve lost decades.

    “For a patient who is struggling, time ticks a lot slower than it does for the rest of us,” Debbie Thomas, EdD, a psychiatric nurse practitioner in Prospect, Ky., said in a GeneSight news release. “One of my patients told me that when they woke up in the morning, they counted how many hours before they could go back to bed. That’s pretty telling when someone is in the depths of depression and anxiety to that degree.”  

    Many people reported poor mental health has robbed them of not only time itself, but also fundamental moments. About 71% of respondents said it has kept them from being fully present during important events, and more than half of people with depression and/or anxiety said they’d missed out on a major life event because of their mental health. Respondents with these conditions said they felt guilty, hopeless, useless, worthless, and/or self-critical when missing milestones.

    In addition, 33% of respondents with depression and/or anxiety cited ineffective mental health treatments as a reason for missing significant events.

    The vast majority of people with depression and/or anxiety, 82%, said their mental health had prevented them from having fun or enjoying themselves in the past year, compared to 78% of all respondents.

    Patients with depression and/or anxiety tend to be as upset about the time they feel they lost due to poor mental health as they are about having a mental illness, said Sharon Philbin, MSN, an advanced practice registered nurse in Pawtucket, R.I.

    “Patients who have lost time due to depressive episodes or periods of anxiety often feel a sense of loss, which further complicates their mental health situation,” Philbin said in the news release. “Many of my patients say they are thankful they feel better, but they worry that it will happen again.”

    Just 16% of survey respondents said they feel “ready to take on the world” following a depressive episode. They also feel:

    • Exhausted: 60%
    • Coming out of a fog: 50%
    • Disappointed to have missed out on life: 47%

    The survey relied on respondents to self-report having been diagnosed with depression or anxiety by a medical professional. While polling included mental health screening instruments—the Patient Health Questionnaire-2 (PHQ-2) for depression and the Generalized Anxiety Disorder-2 (GAD-2) questionnaire for anxiety—it’s unclear what types of these disorders respondents had.

    If you need immediate mental health support, contact the 988 Suicide & Crisis Lifeline.

    For more on mental health:

    Subscribe to Well Adjusted, our newsletter full of simple strategies to work smarter and live better, from the Fortune Well team. Sign up for free today.

    Lindsey Leake

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  • Renters across L.A. are under strain and many fear becoming homeless, survey finds

    Renters across L.A. are under strain and many fear becoming homeless, survey finds

    Nearly 4 in 10 renters in Los Angeles County have worried about losing their homes and becoming homeless in the last few years, according to the results of a new survey from UCLA. A similar share have worried that they or their family would go hungry because they cannot afford the cost of food.

    The 2024 Quality of Life Index, prepared by UCLA’s Luskin School of Public Affairs, suggests that the county‘s renters are feeling particularly intense strain from the steep cost of housing combined with inflation.

    “Everybody feels they’re being squeezed by the cost of living, even affluent people,” said Zev Yaroslavsky, the former longtime county supervisor and city councilmember, now director of the Los Angeles Initiative at the Luskin School. But for renters, that pressure is especially acute, he added.

    Overall, researchers found the high cost of living, especially housing, is pushing down quality of life for people across the county.

    This year, the overall quality of life rating reported by survey respondents dropped to 53 on a scale of 10 to 100 — tying with 2022 for the lowest rating since the survey launched in 2016. The rating for cost of living dropped to 38, the lowest score ever observed in any category.

    Renters reported lower satisfaction with the cost of living and jobs and the economy than nearly every other major demographic group in the survey of 1,686 county residents.

    Fewer than a quarter of renters said they thought they would ever be able to buy a home in a part of L.A. where they would want to live. And about half, 51%, of renters reported being pessimistic about their economic future in L.A. County, while 61% of homeowners said they felt optimistic.

    Pablo Estupiñan, campaign director for the tenant advocacy group Strategic Actions for a Just Economy, or SAJE, said the findings reflect his experience working with tenants across Los Angeles.

    “Community members are very concerned about facing an eviction or becoming homeless,” he said. “That’s kind of been the trend we’re seeing, with wages that are pretty stagnant as rents keep going up.”

    Median rent in Los Angeles is $2,083, according to Apartment List. That’s down slightly from last year but still high enough to create significant challenges for renters across the region.

    Earlier this year, a report from the Housing Initiative at Penn estimated that between 97,000 and 153,000 households in the city of L.A. were behind on rent as of August 2023. While much of that rent debt was accumulated during the pandemic, a lot of it piled up more recently, indicating that economic strains since the pandemic are challenging renters.

    “As much as possible, it will be easier and less expensive to keep people housed than to find people new housing after they are evicted or become homeless,” the Penn report concluded.

    Last year, there were more than 47,000 eviction court filings across the county, the most since 2016, according to data compiled by Kyle Nelson, senior policy and research analyst for SAJE.

    Advocates expect that number could increase again this year, after the last of COVID-era renter protections expired in February.

    The survey, conducted in English and Spanish from late February to mid-March, has a margin of error of plus or minus 3%.

    Paloma Esquivel

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