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Tag: summer jobs

  • How to become a contractor: The real costs – MoneySense

    How to become a contractor: The real costs – MoneySense

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    What do I need to know about managing my finances as a contractor?

    No matter what type of construction business you launch or buy, it’s important to have a bookkeeping system in place—between material expenses, insurance fees, client payments and more, you’ll have a lot of money going in and out each month. You’ll need a separate bank account and line of credit for your business, and it’s smart to have a credit card that’s solely for professional use.

    Pro tip: Choose a credit card for contractors

    Scotiabank has a small-business credit card that’s great for contractors: the Scotia® Home Hardware PRO Visa† Business Card, which can be used wherever Visa is accepted. Its variable interest rate is tied to Scotiabank’s prime rate, and credit limits of up to $500,000 are available (a limit high enough for larger, or multiple, renovations). The card’s interest rate and credit limit depend on whether the account is secured or unsecured, subject to approval and the security provided. The Scotiabank Prime Rate is the prime lending rate published from time to time by The Bank of Nova Scotia. (See the current Scotiabank Prime Rate.) The card has no annual fee, and it has an interest-free grace period of 21 days on new purchases.

    And then there are the rewards. You’ll earn one Scene+TM point for every dollar spent on eligible business purchases made at Home Hardware, which has more than 1,000 locations across Canada, or online at homehardware.ca.

    For every 10,000 Scene+ points you collect, you can redeem $100 at Home Hardware. If you’re regularly buying construction and renovation materials, you can accumulate points quickly—and get a lot of free stuff. Points can be redeemed for groceries, travel, gift cards and more. Plus, as your contractor business grows, you can add supplementary credit cards at no cost. These are great perks for entrepreneurs who want to minimize spending while getting their home renovation business off the ground.

    The business credit card also includes insurance protection on most newly purchased items charged to the account. Most newly purchased items are covered for 90 days by Purchase Security, and these items may be eligible for replacement, repair or reimbursement if they are stolen, damaged or destroyed by fire.

    Cardholders also have access to optional business loan protection insurance, Scotia Business Loan Protect, which can help cover business loan payments, or provide a lump sum of money, if you or another eligible key person can’t work for health reasons or passes away. Scotia Business Loan Protect is underwritten by The Canada Life Assurance Company (1-800-387-2671, www.canadalife.com) under a group policy issued to the Bank of Nova Scotia. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance, which you will receive upon enrollment.

    You can apply for the Scotia® Home Hardware PRO Visa† Business Card online. Plus, until May 31, 2024, you can earn up to 15,000 bonus Scene+ points in your first year (that’s worth up to $150 in points value) by making at least $1,500 in eligible purchases at participating Home Hardware, Home Building Centre, Home Hardware Building Centre, Home Furniture locations in Canada and online at homehardware.ca in the first three months after opening your account. Cardholders also have access to online tools and services designed just for business owners. See Scotiabank’s website for full card details.

    Building a successful career as a home renovation contractor

    If you have the skills and motivation needed to become a contractor in Canada, you have the potential to build a lasting, rewarding career in home improvement. Over time, you might find that the Scotia® Home Hardware PRO Visa† Business Card is just as important to your contractor business as any other tool in your belt. After all, every dollar matters to your small business—so make them count.

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    Erin Pepler

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  • These companies have laid off Canadian workers in 2024 – MoneySense

    These companies have laid off Canadian workers in 2024 – MoneySense

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    Taxes

    2023 tax credits, due dates and when you can file: Your 2023 income tax return guide

    We have everything you need to know about tax credits, changes and deadlines, and more. Get the info you…

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    The Canadian Press

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  • Whittier Street Health Center Among 100 Organizations Selected for AG Grant to Partly Fund Summer Jobs for Youth

    Whittier Street Health Center Among 100 Organizations Selected for AG Grant to Partly Fund Summer Jobs for Youth

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    Summer Youth Employment Program at Whittier Gets a Financial Boost From Healthcare Settlement Money From AG Maura Healey’s Office

    Press Release
    –


    updated: Jul 16, 2019


    ROXBURY, Mass., July 16, 2019 (Newswire.com)
    –
    ​​​​Massachusetts Attorney General Maura Healey recently announced her office will award Whittier Street Health Center ​part of the state’s healthcare settlement money in a grant to support the summer hiring of youth. Whittier is one of 100 organizations across the Bay State who were selected for the grant.

    The generous support of Healy’s office will partly fund youth counselors for Whittier’s Summer Youth Enrichment Program, a summer day-camp which began in 2003 to meet the needs of working parents in the community. The majority of Whittier’s campers are from housing developments in the Roxbury area, where the opportunity for positive and safe summer activities is slim.  

    Throughout the six-week summer program at Whittier, children ages 6 to 11 participate in sports and fitness activities, maintain and contribute to Whittier’s community garden, participate in cooking classes and nutrition workshops, and receive mentoring about healthy lifestyles.  

    “Our summer jobs program provides hundreds of young people across the state with an opportunity to challenge themselves, gain new skills and make a difference in their own community,” said Healey, who launched the Healthy Summer Youth Jobs Grant Program in 2015, and has funded more than 800 jobs to date.

    One of those jobs belongs to Roxbury resident Tryshten Suazo, who has been employed as a youth leader at Whittier Street Health Center’s Summer Enrichment Program since 2015. Suazo began the program as a day-camper himself and credits the program for having a profound impact on him. 

    “It impacted me in the way it increased my ability to socialize,” said Suazo, who appreciates the opportunity to work at the summer program and interact with the community. For young people like Suazo, the options for summer work in his urban Boston neighborhood are minimal and primarily in customer service or retail. “Not only are you making money and occupying yourself, you’re focusing on something that you’re interested in. I just love coming to hang out. I’m learning something new every day,” he said. 

    “It really does benefit the community,” added Suazo. “Parents need to find a good place to bring their children, not only to have fun and learn stuff from other people but also expose them to new things they can bring back to their neighborhoods.”

    For low-income youth without a summer day program, a Johns Hopkins Learning Association Report found a phenomenon known as the “summer slide,” which manifested in lower rates of high school graduation, seasonal weight gain three times as fast and deficits in valuable social-emotional learning skills such as conflict resolution, cooperation and communication abilities.    

    The mission of Whittier Street Health Center is to provide high-quality, reliable and accessible primary health care and support services for diverse populations to promote wellness and eliminate health and social disparities. The health center also provides community-based cancer care in partnership with Dana Farber Cancer Institute; general dentistry; HIV services; laboratory; obstetrics and gynecology; pediatrics/adolescent health; LGBTQ clinic; eye care; and mental health counseling. Whittier also runs over 40 social service initiatives from a food pantry to a wellness center/gym, addressing everything from substance abuse, violence, trauma, food insecurity and total person holistic wellbeing. Whittier Street Health Center is a 501c3 charitable organization.

    Media  Contact:
    Jesse Migneault Phone: 617.989.3283
    Email: jesse.migneault@wshc.org
    @Whittier_Boston

    Source: Whittier Street Health Center

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