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Tag: spending offers

  • Bank of America: More Rewards Day – Extra 2%/2x On November 6, 2025 – Doctor Of Credit

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    The Offer

    Direct link to offer

    • Bank of America is offering a one-day rewards holiday on  November 6, 2025 whereby all personal and business cards from Bank of America will earn an extra 2% cash back or 2x rewards points. Limit of $2,500 in spend per card.

     

     

    The Fine Print

    • No enrollment necessary – all eligible cards are automatically enrolled
    • Valid 12:00am to 11:59pm Eastern Time (ET) on November 6, 2025.
    • Only purchases with a date of November 6, 2025 will qualify. 
    • Transactions with delayed processing of 90 days or more will not be eligible to be included in the promotional offer.

    Our Verdict

    We saw the same offer last year for 2024. This can be an interesting offer with the following angles:

    1. The Travel Rewards, Premium Rewards, and Unlimited Cash Rewards cards earn 1.5% on all purchases. On November 6th you’ll get an extra 2% for 3.5% total everywhere.
      • This is especially interesting for top-tier Preferred Rewards relationship clients who always get 2.62% on all purchases with these cards and will get 4.62% everywhere on November 6th.
    2. Bank of America Customized Cash Rewards card always gets 3% on one category of your choice (or 5.25% for Preferred Rewards clients) and 2% on grocery/wholesale (3.5% for Preferred Rewards clients) on up to $2,500 in purchases. On November 6th it’ll be 2% on top of that. That’s a potential total of 7.25% on your chosen category for top-tier Preferred Rewards clients.
    3. Earn 3x miles per dollar everywhere on the Alaska Airlines card.
    4. Apply for a new Bank of America card now and you’ll have the card by November 6th when you can meet the minimum spend at increased earn rates.

    Hat tip to reader JD

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    Chuck

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  • [Targeted] Citi Spending Offers – Doctor Of Credit

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    The Offer

    Direct link to offer

    • Citi is offering some targeted spending bonuses until 11/30/25. Offers seen:
      • Earn 4x points on online purchases, up to 2,500 points

    Our Verdict

    Share any offers you see in the comments below. 

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    William Charles

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  • [Targeted] Chase United Spending Offers – Doctor Of Credit

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    I got multiple stacked offers. Already had a x5 on gas, grocery, dining which is quite common often x2 a year but generally when the AF is due, but then I got a interesting spend 500 in Aug, Sept, Oct each monthmonth for 4500 bonus (1000 each month and 1500 bonus for all three, and now I got a THIRD overlapping offer for 10k for $5000 spend between Sept 1-Dec 31

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    William Charles

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  • [Targeted] American Express Business: Spend $1,000+ On Advertising Merchants & Get $50 Credit (Limit 3) – Doctor Of Credit

    [Targeted] American Express Business: Spend $1,000+ On Advertising Merchants & Get $50 Credit (Limit 3) – Doctor Of Credit

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    The Offer

    • American Express is offering some cardholders a $50 statement credit when you use your enrolled eligible business card to spend a minimum of $1,000 in one or more eligible purchases with U.S. advertising merchants in store or online by 1/15/25

    Our Verdict

    Nice deal if you spend with any of the eligible advertisers. Showed up in an email rather than in the amex offers section.

    Hat tip to curmudgeon

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    William Charles

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  • [Targeted] AmEx Offer: Business Cards, Spend $1,500+ & Receive 1,500 Membership Rewards – Doctor Of Credit

    [Targeted] AmEx Offer: Business Cards, Spend $1,500+ & Receive 1,500 Membership Rewards – Doctor Of Credit

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    The Offer

    No direct link, targeted offer

    • Spend $1,500 and get 1,500 Membership Rewards, up to 3 times.

    The Fine Print

    Our Verdict

    Not a bad deal depending on what card you get it on.

    Hat tip to reader curmudgeon

    View more Amex offers here & if you have any questions about American Express offers then read this post.

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    William Charles

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  • [Targeted] U.S. Bank Deals: Get 20% Back On Drugstores, 15% Back On Gas/EV – Doctor Of Credit

    [Targeted] U.S. Bank Deals: Get 20% Back On Drugstores, 15% Back On Gas/EV – Doctor Of Credit

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    You can help support this site by using our links to Amazon & eBay.


    As an Amazon Associate I earn from qualifying purchases. Keep in mind that if you do use our links, you won’t be able to earn cash back/miles/points from shopping portals.

    In the interests of our readers you can find out what shopping portal is offering the best rates on eBay here & Amazon here.

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    William Charles

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  • Chase Spending Offers: Up To 5x Points (7/1 – 9/30) – Doctor Of Credit

    Chase Spending Offers: Up To 5x Points (7/1 – 9/30) – Doctor Of Credit

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    The Offer

    Direct link to offer 

    • Chase is offering some cardholders spending bonuses for spend between July 1 through September 31, 2024

    Our Verdict

    Please share the offers you received in the comments below. If you didn’t receive a targeted offer I’d wait until July 1 and check again.

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    William Charles

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  • [YMMV] Chase Amazon: 5% Cashback On Dining, Grocery & Gas (Up To $1,000 In Spend) – Doctor Of Credit

    [YMMV] Chase Amazon: 5% Cashback On Dining, Grocery & Gas (Up To $1,000 In Spend) – Doctor Of Credit

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    The Offer

    No direct link to offer, sent out via e-mail. Subject line is unknown

    • Some Chase Amazon cardholders are being offered 5% back on all gas, grocery & dining purchases up to $1,000 in spend. Valid between July 1 – September 30

    Our Verdict

    Should be useful to some readers if targeted.

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    William Charles

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  • [Targeted] Bank of America: Extra 3% On All Purchases (4% Back Everywhere) – Doctor Of Credit

    [Targeted] Bank of America: Extra 3% On All Purchases (4% Back Everywhere) – Doctor Of Credit

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    The Offer

    • Bank of America has sent out a letter offering an additional 3% back on all purchases on the Business Rewards card (not sure if sent out on other cards as well).

    The Fine Print

    • Must register by June 20, 2024
    • Valid on purchases July 1 – September 30, 2024

    Our Verdict

    Doesn’t seem to be any cap, insane offer as you can earn 4% everywhere. Hope many readers were targeted.

    Hat tip to curmudgeon

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    William Charles

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  • [Targeted] American Express Spending Offers – Doctor Of Credit

    [Targeted] American Express Spending Offers – Doctor Of Credit

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    Some of the cards you break even or even come out ahead of AF if you’re using all the coupons. I just got an offer for the delta platinum even though I’ve already cycled through the card. They did ‘no lifetime’ offers on the relaunch of these cards.

    On the surface it’s as shitty a card as any. But besides the 100k offer I got on biz(8k spend in 6 months), the thing gives you 200 bucks off an expedia hotel. it’s their own portal but powered by expedia so same prices and everything. Beyond that 10 bucks a month for rideshare(broader than just uber), and 10 bucks a month on any restaurant that is on resy. For me I will 100% use up the rideshare, and likely get 100 bucks if not `120 back on the resy. That puts me at 420-440 bucks for a $350 fee. Not horrible, but yeah I won’t be using it for any further purchased beyond the SUB requirements.

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    William Charles

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  • Chase Spending Offers: Up To 10x Points (1/1 – 3/31) – Doctor Of Credit

    Chase Spending Offers: Up To 10x Points (1/1 – 3/31) – Doctor Of Credit

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    Update 1/4/24: Spending period doesn’t start until 1/15 for at least some offers.

    The Offer

    Direct link to offer 

    • Chase is offering some cardholders spending bonuses for spend between January 1 through March 31, 2024

    Our Verdict

    Feel free to share the offers you received in the comments below. If you don’t get target then sometimes the offer will come through in a day or two.

    Hat tip to travel on points.

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    William Charles

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  • [Targeted] Citi Sears: Spending Offers Up To $180 – Doctor Of Credit

    [Targeted] Citi Sears: Spending Offers Up To $180 – Doctor Of Credit

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    The Offer

    • Citi has sent out targeted spending bonuses on the Citi Sears card:
      • Use your card six times per month and spend $50+ per transaction and earn $60 statement credit. Limit $180

    The Fine Print

    Our Verdict

    Can be stacked with this 10x offer until the end of the year and hopefully we get new offers for January + February as well. These offers are why this card is listed as the #1 store card

    Hat tip to DDG

     

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    William Charles

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  • [Targeted] American Express Business Hilton: Spend $3,000 & Earn 15,000 Points ($45k Points Max) – Doctor Of Credit

    [Targeted] American Express Business Hilton: Spend $3,000 & Earn 15,000 Points ($45k Points Max) – Doctor Of Credit

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    The Offer

    • Get 15,000 Hilton Honors Bonus Points by using your enrolled eligible Hilton Honors Business Card to spend a minimum of $3,000 in one or more purchases by 3/27/2024. Limit of 45,000 additional Hilton Honors Bonus Points

    The Fine Print

    • Each time you make one or more eligible purchases totaling at least $3,000+, you will receive 15,000 Hilton Honors Points, up to 45,000 Points.
    • Qualifying purchases must be made during the offer period with your enrolled American Express Card which is in an amount of at least $3,000 USD as posted to your account, following conversion from a foreign currency, if applicable, in accordance with your Cardmember Agreement.
    • Cash advances, balance transfers, and other fees and charges such as interest, annual fees and foreign currency conversion fees are not eligible transactions and do not qualify for this offer.
    • Valid only on purchases made in US dollars.
    • These additional Hilton Honors Bonus Points are in addition to any Hilton Honors Bonus Points you would normally receive for purchases on your Card under the terms of the Hilton Honors program account, but the number of additional Hilton Honors Bonus Points you receive will be based on the purchase price after any credit or other discount is applied.

    Our Verdict

    Basically an extra 5x points if you spend in exact increments of $3,000. This is in addition to the points you’d normally earn. Keep in mind you also get a free night certificate when you spend $15,000 in a calendar year as well and you can complete this offer for both 2023 and 2024.

    Hat tip to Travel On Points

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    William Charles

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