Tag: spend offers

[Targeted] Bank of America Cards: $75 Bonus for $2,500 Spend (Through 12/31/25) – Doctor Of Credit
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The Offer

Check your email for the following offer on Bank of America cards (title: Congrats! You’ve scored a cash rewards bonus offer):

Spend at least $2,500 on eligible purchases by December 31, 2025 with your Bank of America Customized Cash Rewards World Mastercard and earn $75 bonus cash back! That’s on top of the rewards you already earn. Sign in to your account to accept your offer by 10/31/2025.

Others got a similar offer for 3% back, up to $75 cashback.

Our Verdict

Nice 3% bonus if you hit the $2,500 threshold exactly, and plenty of time through year-end to meet the spend. This is especially nice if you can meet the spend in some of the bonus category, and the 3% will be an added bonus on top.

Hat tip to reader Tim
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Chuck

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September 11, 2025
[Targeted] Citi Sears (SYWR): Spending Offers For September-November 2025 – Doctor Of Credit
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The Offer

Citi has sent out targeted spending bonuses on the Citi Sears SYWR card via physical mailer:

Receive a $25 statement credit each month that you spend $750 or more. Valid September, October, November 2025.

Do it for all three months and earn an additional $50.

The Fine Print

Our Verdict

If you max this out it turns out to be like a 5-6% return which is nice. More interestingly, this offer should stack during September-October with the prior spend offer, and with the other offers that are good for 2025 and for offers through December, 2025 and July-December 2025 offers as well. This is why this is our #1 store card.

Hat tip to reader Sdubbs
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Chuck

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August 26, 2025
[Targeted] U.S. Bank/Fidelity Cards: Get $15/$25 Cashback When Making Two Utility Bill Payments – Doctor Of Credit
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The Offer

Check your emails for the following offer on U.S. Bank or Elan cards:

Earn $15 cash back when you pay two or more electric, gas, water or sanitation bills with your card by October 23, 2024.

Others got $25.

The Fine Print

This offer runs July 23 – October 23, 2024 (promotion period), and you need to enroll by August 30, 2024.

To be eligible for the offer, you must pay two electric, gas, water or sanitation bills either with the same provider twice or two different providers by October 23, 2024.

If you qualify, the $15 cash back award will be applied to your account 2-3 billing cycles after the end of the promotion period.

The maximum number of cash back awards is one. This offer is not transferable. Your account must remain open and be in good standing (not past due or overlimit) to qualify. This offer may not apply if your credit card has changed to a different type of card within the last 12 weeks or changes before the cash back award is applied. U.S. Bank cannot control how merchants choose to identify their business and/or classify purchases and reserves the right to determine which purchases qualify.

Our Verdict

Easy $15 moneymaker for those targeted.

Hat tip to readers Joseph and private
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Chuck

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July 23, 2024
[Targeted] Discover: Get 5% Back On Gas During July-August 2024 – Doctor Of Credit
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The Offer

Discover is sending out an offer to select cardholders:

Earn 5% back on up to $1,000 in spend at Gas Stations for July-August 2024.

Our Verdict

I assume this offer was sent out to targeted cardholders via email. A lot of people are using their Discover card now for gas due to the Q2 2024 5% category. Those who got this targeted offer can continue earning 5% at Gas Stations during July and August. The targeted offer 5% might be in addition to the regular 1% earn for a total off 6% (?).

Hat tip to Astheworldchurnd
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Chuck

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June 11, 2024
[Targeted] Chase Cards: Get $15 Back When Spending $100 On Select Categories – Doctor Of Credit
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The Offer

Check your emails for the following targeted offer on Chase credit cards:

Spend a total of $100 by 1/15/23 to earn a $15 statement credit on the following categories:

utilities

internet, cable, and phone services

insurance

local transit and commuting

fitness club and gym membership

Our Verdict

Was a similar deal but for $5 back last time. Lots of readers reporting receiving this one.
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William Charles

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November 15, 2023