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  • SoFi Invest, Get $110 Signup Bonus Through Rakuten

    SoFi Invest Signup Bonus

    SoFi Invest Signup Bonus

    🔃 Update (Sep 08, 2025) – The Rakuten bonus is now increased again, but only up to $110 or 11,000 Amex Points. Not as good as the previous $125 bonus, but much better than the usual $50.


    Rakuten is offering a best ever bonus of $125 or 12,500 Membership Rewards points for signing up for a new SoFi Invest account. If you don’t have a Rakuten account, you can also earn $30 for signing up now. Let’s see how this offer works.

    Offer Details

    Sign up for a new SoFi Active Invest account and earn $125 (or 12,500 Membership Rewards points). You can see the offer here.

    • Customer must click and apply directly through the Rakuten link and initially fund a new active invest account with at least $100 within 45 days of clicking the Rakuten link to qualify.
    • Cash Back will be automatically added to your Rakuten account within 45 days after an initial deposit of at least $100 is posted to your SoFi Active Invest account. 

    Important Terms

    • Cash Back provided by Rakuten, not SoFi.
    • This promotion begins on April 8th, 2024 and ends on December 31, 2025 (the “Promotion Period”).
    • Cash Back is only available for new SoFi Active Invest customers.
    • Only one per account. 

    Guru’s Wrap-up

    This is an easy bonus for those who don’t have a SoFi invest account. You just need to go through Rakuten to open a new SoFi Invest account and then deposit $100 within 45 days.

    There’s also an even better bonus for the SoFi Checking & Savings account.

    DDG

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  • SoFi Invest 1% Bonus Match On Recurring Deposits (Unlimited) – Doctor Of Credit

    SoFi Invest 1% Bonus Match On Recurring Deposits (Unlimited) – Doctor Of Credit

    The Offer

    Direct Link to offer

    • SoFi Plus members earn an unlimited 1% match on all recurring deposits to their SoFi Invest account, paid in rewards points.

    SoFi Plus is a free membership tier for users who have monthly direct deposit of any amount. First join SoFi Plus. Then open a SoFi Invest account (or login into your existing account), then set up a recurring deposit to your SoFi Invest account.

    The Fine Print

    • The match will be paid out within two weeks of the end of the calendar month.

    • Funds must remain in your SoFi Invest account for a period of two years to be eligible for the bonus. If your deposit is removed prior to the two year period, SoFi, at its discretion, may remove the corresponding proportion of the 1% Match from your account.
    • Please note that the points will expire within 90 days of earning them if you don’t enroll in the SoFi Member Rewards Program. For more details, please see the SoFi Member Rewards terms.

    Our Verdict

    This is similar to the 1% deposit bonus from Robinhood, except that is for depositing to your cash account while the SoFi offer is for recurring deposits to your Invest account. I’m not sure if you earn interest on Invest idle funds, but you can certainly invest it in the market or in something like SGOV which has a similar result as holding it in a high yield savings account.

    If you’re signing up for a new SoFi Invest account, go through Rakuten or Swagbucks to make a few extra dollars along the way.

    There’s a separate tiered bonus from SoFi for ACAT-transferring over your investments. And a separate 1% bonus for IRA rollovers. And a separate bonus for opening a SoFi checking/savings account.

    Chuck

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