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Tag: Siobhan Riley

  • Beware of fake polls during election season, consumer advocate says

    Beware of fake polls during election season, consumer advocate says

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    RALEIGH, N.C. — Election season can be a time when scammers try to use surveys and fake polls to try to get your private information.

    Nicole Cordero with the Better Business Bureau says scammers may mimic campaign emails.


    What You Need To Know

    • Scammers might use fake campaign emails to try to get you to donate or provide your personal information, the Better Business Bureau says
    • Before giving out money or information, research the organization and don’t be rushed to make a decision
    • Make sure to check links before clicking them and be wary of surveys that purport to offer prizes



    “You might receive a poll, survey or donation request that appeals to your passion, beliefs and desire to take action. There’s a link to click on that survey or a big donation button. However, that link could really be an attempt to steal your personal information,” Cordero said.

    Cordero says before you donate or give personal information, research the organization that reached out, and be wary of people who try to rush you to make a decision.

    “Be especially careful of emails with links. Phishing emails might include a link that takes users to a spoofed version of a candidate’s website or installs malware on your device. Use the BBB’s tips for spotting an email scam to be sure it’s real,” she said.

    Cordero says it’s common for candidates to use recorded messages to reach out to the public. Scammers sometimes use voice cloning to make it sound like an authentic message from a candidate and persuade people to donate or share information.

    “After hearing the message, people are redirected or transferred to someone ready to take down their information and use it for nefarious activities,” she said.

    The BBB also recommends that you:

    • Check links, and don’t click a link in an email or text unless you trust where it is going
    • Think of prizes as a red flag, because legitimate pollsters don’t usually offer them for completing a survey
    • Know that pollsters don’t need information like birth dates, Social Security numbers or financial information. No state offers voter registration by phone
    • Don’t answer unknown numbers
    • Listen to your gut, but if in doubt, check with your local election office
    • Don’t provide information in response to an unsolicited message. Organizations that need this information already have it
    • Report suspicious activities to the BBB’s Scam Tracker

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  • Fall is the perfect time to rethink your finances, expert says

    Fall is the perfect time to rethink your finances, expert says

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    RALEIGH, N.C. — Fall can be a time to help you get back on track financially, especially if you want to prepare for the holidays or get out of a financial hole you may have gotten yourself into over the summer.


    What You Need To Know

    • Fall is a good time to rethink your financial goals
    • Financial adviser Austin Kobilka says people often set goals at the start of the year and don’t revisit them
    • Kobilka says your fall financial checklist should include looking to rebalance your portfolio to ensure your investments match your risk tolerance and align with your goals 
    • Other money moves to consider this fall include increasing contributions to retirement savings accounts, reviewing benefits and saving for holidays



    Financial adviser Austin Kobilka says typically people set financial goals at the start of the year and never revisit them.

    “Our spending habits tend to shift with the seasons, so many people find it helpful to do a quarterly check-in every spring, summer, fall and winter,” he said.

    “Fall is a great time to review your finances because some money-saving strategies must be done before the end of the year, and you don’t want to be scrambling at the last minute,” Kobilka said.

    Kobilka says one of the items to add to your fall financial checklist is to consider rebalancing your portfolio to ensure your investments match your risk tolerance and align with your goals. Interest rate changes can affect investments such as bonds, certificates of deposit and Treasury bills, he said.

    Other money moves to consider this fall include increasing your contributions, reviewing your benefits and saving for the holidays.

    “Think about increasing your retirement savings to try to maximize your accounts. You can contribute up to $23,000 in your 401(K) this year and up to $7,000 in your IRA. Those age 50 and older can add an extra $7,500 to their 401(K) and an additional $1,000 to an IRA,” Kobilka said.

    Kobilka says making contributions to a traditional 401(K) or IRA before the end of the year will reduce your taxable income for 2024.

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  • Domestic Violence Awareness

    Domestic Violence Awareness

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    YOUNGSVILLE, N.C. — It’s Domestic Violence Awareness Month.

    The North Carolina Council for Women and Youth Involvement reported 60,000 people in the state received services from domestic violence awareness programs.

    Yet, many organizations like Safe Space in Louisburg working with victims across North Carolina lack resources due to limited funding.

    A domestic violence survivor says those resources saved her life.


    What You Need To Know

    • The North Carolina Council for Women and Youth Involvement reported 60,000 people in the state received services from domestic violence awareness programs
    • Many organizations like Safe Space in Louisburg working with victims across North Carolina lack resources due to limited funding
    • The organization’s director Monica Kearney said she’s moved to learn how her nonprofit  is helping so many men and women. Her staff needs to raise $150,000 to keep the nonprofit up and running. They’re not even close to reaching their goal



    Every candle lit during the second annual Safe Space Pioneers of Hope ceremony represents victims and survivors of domestic violence.

    Organizers read the names and ages out loud during a candlelight vigil of more than 60 people killed in North Carolina in domestic violence cases over the past year.

    “It was a terrifying experience to know that he was there,” said a North Carolina woman. She didn’t want to show her face or disclose her real name because of fear of retaliation.

    The woman, a mother of two, shared her story for the first time to the public at the event earlier this month in Youngsville. She talked about the steps she took to leave her ex-husband. She says he was verbally abusive and controlling. 

    “He went into my own personal space. It was a private property, and he recorded intimacy within my household. He went ahead and that just made me feel like I did not have that same freedom. Like he came over and invaded my space,” she explained.

    During her speech, there were cheers and emotional moments. Her friend, who introduced her to Safe Space, joined her to give her a hug. She said she’s thankful her friend took her to this organization that offers support to victims of domestic violence.

    “One of the biggest steps I took was to file a complaint but also to find an organization. Find someone that can go ahead and help you. In this case it was Safe Space,” she explained.

    The organization’s director, Monica Kearney, said she’s moved to learn how her nonprofit is helping so many men and women. Her staff needs to raise $150,000 to keep the nonprofit running. They’re not even close to reaching their goal. 

    “The donations are critical for us to be able to sustain services as they are and to expand. We do not want to deny any victim services because of lack of resources,” Kearney added.

    In the meantime, the woman domestic violence survivor knows if Safe Space doesn’t get the donations it needs, victims may not have the same outcome.

    “It allows you to be free and recover that life that you think that you have lost,” she said.

    Safe Space is asking 1,000 people to donate $100 each to help victims of domestic violence.

    To find out how you can donate, visit here.

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  • FEMA works to dispel rumors about Helene disaster assistance

    FEMA works to dispel rumors about Helene disaster assistance

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    ASHEVILLE, N.C. — North Carolina Sen. Thom Tillis defended FEMA during a news briefing in Asheville on Friday. This comes after some said FEMA was nowhere to be seen when they needed food, water and other basic necessities after Helene.

    “I’ve lived in North Carolina for almost 30 years, I’ve seen a lot of storms come through this state,” Tillis said. “I’m impressed with how much attention was paid to a region that wasn’t likely to experience the impact that they did.”


    What You Need To Know

    • N.C. Sen. Thom Tillis defended FEMA after some said the federal disaster response agency was nowhere to be found when they needed food, water and other necessities after Helene  
    • FEMA on Saturday announced disaster aid was available to the state for recovery efforts in the areas affected by Helene
    • Rumors have been circulating online that FEMA has said it would provide only limited amounts of assistance to disaster survivors 
    • Another false narrative is that FEMA doesn’t have enough money to provide disaster assistance



    On Saturday, the day after Helene deluged the western part of the state, the Federal Emergency Management Agency announced disaster assistance would be available to supplement recovery efforts.

    “This is a new playbook for anybody who thinks that any level of government, anybody here could have been prepared precisely for what we are dealing with here, clearly are clueless,” Tillis said.

    Some of the hardest-hit areas have been tough to get to because roads and highways have been closed and power has been out for many throughout the region. High winds also meant responders couldn’t fly into some of the most impacted areas.

    In Buncombe County, the county manager says they have everything they need now.

    “We’re feeling pretty good,” Avril Pinder said. “At the beginning, the first 72 hours it was hard to get any help in here. But they are here on the ground with us. I was told that we have over a thousand responders coming in from across this country, helping us.”

    She said that now, “we have lots of resources.” 

    Rumors have been circulating online that FEMA said it will provide only $750 to disaster survivors to support their recovery. FEMA says that’s false.

    Another claim is that FEMA doesn’t have enough money to provide disaster assistance. FEMA says that’s not true either.

    “We’re grateful for the passage of the continuing resolution which gives me the ability to spend against the president’s budget for 2025. We have the funding we need to support all of these states that have been impacted,” FEMA administrator Deanne Criswell said. “But hurricane season isn’t over yet and so we need to watch very closely what impacts other storms might have.” 

    Related: Mayorkas warns FEMA doesn’t have enough funding to last through hurricane season

    FEMA says it has personnel on the ground in all six states directly affected by Helene.

    “That included search and rescue teams. That included the Army Corps of Engineers,” Criswell said.

    Although some have criticized FEMA for its recovery efforts, the response time for Helene is similar the response time for previous natural disasters.

    The agency’s main roles when responding to a disaster include conducting damage assessments, supporting local emergency management operations and providing financial assistance for individuals and governments.

    To learn more about the disaster assistance application, click here

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  • What you need to know during Suicide Prevention Month

    What you need to know during Suicide Prevention Month

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    RALEIGH, N.C. — September is Suicide Prevention Month.

    Data from the Centers for Disease Control and Prevention reveals suicide is one of the leading causes of death in the United States. 

    More than 13 million people thought about suicide in the U.S., nearly 4 million made a plan for suicide and 1.6 million people attempted suicide, according to the CDC.

    Amy Brundle with the National Alliance on Mental Health in North Carolina says signs to look out for include isolation, sudden changes in behavior or hygiene and having trouble eating or sleeping.

    If you or someone you know needs help, contact the suicide and crisis lifeline by dialing 988, or visit the NAMI helpline website for more information.

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  • Nonprofit fighting childhood cancer hosts 5K run

    Nonprofit fighting childhood cancer hosts 5K run

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    RALEIGH, N.C. — Sept. 1 starts Childhood Cancer Awareness Month.

    Researchers from St. Jude Research Children’s Hospital say childhood cancer remains the leading cause of death by disease for children under the age of 14.


    What You Need To Know

    • September marks Childhood Cancer Awareness Month
    • Jacy Phaneuf, director of Riley’s Army in the Triangle, works to support 445 children with cancer in Eastern North Carolina
    • Riley’s Army is hosting a 5K virtual run Sept. 27-29 to raise money for families with children battling cancer


    Jacy Phaneuf, director of the nonprofit Riley’s Army Triangle chapter, works to support 445 children with cancer who live in Eastern North Carolina. She also helps cancer patients in other parts of the state, including Raleigh.

    Riley’s Army helps families by providing emotional, financial and spiritual support.

    The organization is hosting a 5K virtual run Sept. 27-29 to raise money for families impacted by childhood cancer.

    People across the state are asked to run or walk 5 kilometers and post their pictures on social media. It costs $40 to register.

    One in 285 children in the U.S. will be diagnosed with cancer before they reach the age of 20, according to the American Childhood Cancer Organization.

    Riley’s Army was inspired by 10-year-old Riley Philpot, who died in 2011 from cancer. Riley was diagnosed with Wilm’s tumor in 2006. She relapsed four times.

    To learn more about Riley’s Army and how to register for the 5K, click here

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  • Advocate urges domestic violence survivors to get support

    Advocate urges domestic violence survivors to get support

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    LOUISBURG, N.C. — As the community prepares for the funeral for Kiera Massenburg and her daughter, 6-year-old Zoey Jones, it’s a reminder of how domestic violence affects communities.

    Investigators say Massenburg’s boyfriend Daquan Jones killed her and the couple’s daughter. 

    Law enforcement officers say Jones also shot two others before turning the gun on himself nearly two weeks ago.


    What You Need To Know

    • Relatives and friends are preparing for the funeral for Kiera Massenburg and her daughter, Zoey Jones, 6
    • Daquan Jones, Massenburg’s boyfriend, killed the mother and daughter as well as one other before killing himself almost two weeks ago, authorities say
    • Monica Kearney, the executive director of Safe Space in Louisburg, encourages men and women affected by domestic violence to seek services through programs such as hers



    Monica Kearney, the executive director of Safe Space, a nonprofit organization that helps domestic violence survivors, encourages men and women to take the steps needed to get out of abusive relationships safely.

    “Seek services through domestic violence programs in the community, that way you have support through advocates that can help you navigate,” Kearney said. “You have to also consider important documents you might need. We often tell people plan to prepare just as if you were planning to run out of the house for an emergency.” 

    Kearney encourages people to establish codewords with their children.

    “So, if kids need to do a quick escape to call a neighbor or call 911, they can do this,” Kearney said.

    Kearney recommends downloading Ebodyguard, an app created to put all emergency information including protective orders in one place. It has a voice-activated system that can call 911.

    Kearney’s office started the Women4change campaign to raise money to provide resources for families affected by domestic violence. To learn more, click here.

    Safe Space is hosting a domestic violence awareness luncheon from 11 a.m. to 2 p.m. Oct. 12 at Grace Haven Baptist Church in Youngsville to honor its founding members. Tickets are $100.

    To learn more, click here.

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  • As prices rise, child care remains a major expense for families

    As prices rise, child care remains a major expense for families

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    RALEIGH, N.C. — While children are preparing to head back to school this month after the summer break, the cost of child care remains a concern for parents.

    Financial experts say it can cost $21,000 per year for two working parents to raise one child in North Carolina.


    What You Need To Know

    • While children are preparing to head back to school, the cost for child care remains a concern for parents
    • Financial experts say it can cost $21,000 a year for two working parents to raise a child in North Carolina
    • Financial professional Wes White of Patriot Wealth Management in Raleigh says overall costs are continuing to rise because of inflation, which affects everything from housing to food


    Financial professional Wes White with Patriot Wealth Management in Raleigh says overall costs are continuing to rise because of inflation, which affects everything from housing to food. 

    “One of the biggest expenses families face is child care. It’s become so expensive that the average cost of child care for one kid is more expensive than rent in every U.S. state,” he said.

    White says the three most common things parents spend money on when raising children are housing, food and child care.

    On average, parents spend about 33% of their income on housing, he says.

    “Food is another major cost. Families spend anywhere from $975 to more than $1,500 on food per month,” White said.

    White says there are ways to support your children besides giving them money. He stresses teaching them good money management skills and encouraging them to create a financial plan for themselves. 

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  • Financial expert explains advantages of 529 plan for education expenses

    Financial expert explains advantages of 529 plan for education expenses

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    RALEIGH, N.C. — It’s never too late to start thinking about saving for your child’s future.

    The Education Data Initiative says the average cost of college tuition and fees at public four-year institutions has risen 179.2% over the past 20 years.


    What You Need To Know

    • The average cost of college tuition and fees at public four-year institutions has risen 179.2% over 20 years, according to the Education Data Initiative
    • Austin Kobilka of Patriot Wealth in Raleigh says parents can take simple steps to help pay for their child’s post-secondary education 
    • A 529 plan is a way to save for your child’s education costs
    • May 29 is 529 Day

    Financial professional Austin Kobilka from Patriot Wealth in Raleigh says there are simple steps parents can take to help their child’s post-secondary education for 529 Day, which is May 29.

    “The money you contribute grows tax-free and can be used at any time for qualified educational expenses including private school tuition for K-12, college tuition, room and board, books, computers, printers, internet service, as well as graduate schools, trade schools and apprenticeships,” Kobilka said.

    He says anyone can contribute to a 529 plan and the contribution limits are high.

    There are two types of 529 plans. Prepaid tuition plans are offered by a few states and universities.

    “They allow you to lock in your child’s tuition at current rates even if they don’t plan to attend college for a few years,” he said. “Like a savings plan, your money will grow over time and is tax-free.”

    A savings plan is the second 529 option, which is the most common.

    “You can choose which investments you want included (usually mutual funds). How those investments perform will determine how much the account value grows over time,” Kobilka said.

    Starting this year, if you have a 529 account that’s at least 15 years old, you will be able to roll over up to $35,000 of unspent funds into a Roth IRA account, thanks to a provision from the SECURE Act 2.0 of 2022, he said.

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  • ‘Lupus thriver’ works to educate others about autoimmune disease

    ‘Lupus thriver’ works to educate others about autoimmune disease

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    GREENSBORO, N.C. — The Centers for Disease Control and Prevention has found that although people of all races can have lupus, African American and Hispanic women are up to three times more likely than white women to have the disease.


    What You Need To Know

    • Lupus Awareness Month is marked in May
    • A North Carolina woman has founded an organization to educate others about the autoimmune disorder
    • She is hosting a Hoops for Lupus event at 6 p.m. May 23 in Greensboro


    Keva Brooks Napper, founder of Beautiful Butterflies, an organization that educates women about the illness, calls herself a lupus thriver.

    “I am a 21-year lupus thriver. I don’t say survivor, even though I have survived a lot of things, I say thriver because to survive is to live but to thrive is to excel,” Brooks Napper said.

    Lupus is an autoimmune disease that can affect any part of the body, causing the immune system to be overactive.

    The symptoms of lupus that Brooks Napper experienced include hair loss, skin rashes, skin sensitivity, pleurisy and inflammation around the heart and lungs.

    Researchers are focused on learning how the disease develops.

    Some doctors are taking extra steps to identify patients who need more intensive therapy.

    The Yale Lupus Program offers programs such as a combined rheumatology-dermatology clinic and access to clinical trials. It’s the first of its kind.

    Brooks Napper is hosting a Hoops for Lupus event at 6 p.m. on May 23 at Southeast Guilford High School in Greensboro.

    To learn more, click this link.

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  • Barbershop talk aims to teach teens how to resolve conflict

    Barbershop talk aims to teach teens how to resolve conflict

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    DURHAM, N.C. — Community leaders are calling for action after five people were shot in Durham on April 11 in three separate shootings in just two hours.

    North Carolina communities are seeing a rise in gun violence. It’s the reason police chiefs across our state are advocating for more positive opportunities for teens.


    What You Need To Know

    • Community leaders are calling for action after five people were shot in Durham April 11 in three incidents over two hours
    • Derick Cagle of GQ Barber Academy works with teenage boys on conflict resolution
    • Cagle uses barbershop talk to start deep conversations at POOF Teen Center  


    One program keeps its doors open late after school and during the summer to give teens an outlet.

    With clippers in hand, Derick Cagle of GQ Barber Academy shows teenage boys in North Durham how to resolve conflict without guns. Teens get involved in deep conversations at the POOF Teen Center, which stands for Planning Our Own Future.   

    Cagle brings barbershop talk to the after-school and summer program because he knows many teens like 15-year-old London Hunter can’t always make it to the shop.

    “This program, it keeps you out of trouble, like it keeps you here, you go certain places, you learn new stuff. It just helps you a lot,” Hunter said.

    Last month five people were shot in Durham within a two-hour span, including a 16-year-old boy who died.

    “To be honest, it makes me concerned for myself and my friends,” Hunter said.

    Hunter says he’s used to hearing gunshots in his neighborhood and looks forward to the barbershop talk because it gives students a chance to tackle subjects like gun violence and anger management and, most importantly, provides a way to stay off the streets.

    “To be honest, my mom, she wants us to be outside, but just not in that neighborhood. That’s why she brought us here, because to be honest, if I didn’t really start coming here, there’s a lot of things I wouldn’t have done,” Hunter said.

    Cagle says the biggest lesson he wants students to learn is to think twice before they react, so that they don’t become a negative statistic.

    “Being a decent human being is the primary goal. When I say decent, I mean the core basics, ethics, morals, respect,” Cagle said.

    Outside of barbershop talk, POOF offers other activities every day where students learn about financial literacy, hear from guests speakers who are entrepreneurs, and this summer, they’re going to Jamaica.

    Before they go out of the country, they’re required to learn how to save and start a savings account.

    POOF operates solely on donations. To find out how you can donate or to learn more about the program, click these links: 

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  • Raleigh realtor aims to boost Black homeownership

    Raleigh realtor aims to boost Black homeownership

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    A Raleigh realtor talks about boosting Black homeownership in the Triangle.

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  • Experts discuss importance of National Healthcare Decisions Day

    Experts discuss importance of National Healthcare Decisions Day

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    RALEIGH, N.C. — April 16 is National Healthcare Decisions Day. The goal is to help people understand the importance of advance planning before a family crisis happens.


    What You Need To Know

    • April 16 is National Healthcare Decisions Day
    • The goal is to help people understand the importance of advance planning before a family crisis happens
    • Experts say every adult needs an advance health care directive; this is a written plan so your wishes are known if a time comes when you cannot speak for yourself
    • Start by thinking about different treatments you do or do not want in a medical emergency, such as resuscitation


    Raleigh financial professional Alex Sutherland with LifePlan Group said creating a plan to outline your decisions can give you peace of mind and ease your stress down the road.

    “The aim is to get the conversation started among loved ones and empower us to outline our future health care decisions before we’re faced with a health crisis,” Sutherland explained.

    Sutherland said many adult children don’t bring up finances, wills or advance care planning because they don’t think it’s any of their business.

    “That sentiment couldn’t be more wrong! Take the initiative and start the conversation,” Sutherland said.

    Sutherland said advance care planning is important. It’s a process that helps you think about and address your future health care decisions.

    Here are three factors Sutherland said you should include in your plan:

    Advance health care directive

    “Every adult needs an advance health care directive; this is a written plan so your wishes are known if a time comes when you cannot speak for yourself. Start by thinking about different treatments you do or do not want in a medical emergency, such as resuscitation. Consider talking with your doctor about your family medical history and how your current health conditions might influence your health in the future,” Sutherland said.

    Sutherland said your wishes need to be in writing, and the document should be updated as you get older or if your wishes change. If you make any changes, make sure your doctor has a copy of the updated document and inform your loved ones.

    The forms and legal requirements are different for each state. Click this link to download these forms.

    Powers of attorney

    “A health care power of attorney is a legal document that empowers someone else to review your medical records and make decisions for you, such as how and where you should be treated. This person will potentially have to make difficult and sometimes emotional decisions about your medical care, so a close family friend or relative (who is not a spouse or child) may be the best choice,” Sutherland said.

    A living will

    “A living will is different from a will. This legal document covers specific medical treatments, such as resuscitation, mechanical ventilation, pain management, tube feeding and organ and tissue donation. It’s important to think about your values and the quality of life you desire when creating a living will,” Sutherland said.

    Sutherland also says it’s important to review your advance health care directive with your doctor and your health care power of attorney to ensure all forms are filled out correctly. Give each party a copy, and keep a record of who has these forms.

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  • Study reveals financial security disparities women face

    Study reveals financial security disparities women face

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    CHARLOTTE, N.C. — A study shows fewer women in the U.S. feel financially secure or confident in their retirement readiness plan than men.


    What You Need To Know

    • During Women’s History Month, Spectrum News 1 is looking at disparities women face when it comes to building generational wealth
    • A 2023 study from Northwestern Mutual reveals fewer women in the U.S. feel financially secure or confident in their retirement readiness plan than men
    • That study shows four in 10 women feel financially secure and 44% think they will be financially prepared for retirement, while 61% of men feel they will be financially prepared for retirement
    • Gen Z and millennial women are more optimistic than previous generations about the future and most likely to say their financial planning needs improvement, the study found



    Northwestern Mutual’s Planning and Progress Study in 2023 found four in 10 U.S. women feel financially secure and 44% think they will be financially prepared for retirement. Sixty-one percent of men feel they will be financially prepared for retirement.

    The study also found Gen Z and millennial women are more optimistic about the future than older generations and most likely to say their financial planning needs improvement.

    Martha Cooper Hudson, an adviser with Northwestern Mutual in Charlotte, says there are many barriers women face, such as the pay gap, while trying to gain generational wealth.

    “For women, certain life factors can alter their financial plans compared to their male counterparts. Life expectancy, retirement age, maternity leave, caregiving responsibilities and a variety of other considerations ultimately influence how many women prepare for their financial futures,” Cooper Hudson said.

    She recommends women keep the following points in mind when asking for a pay raise:

    • Provide evidence of positive performance and successes to validate why a raise is deserved
    • Instead of asking for a raise spontaneously, decide when raises and promotions are typically discussed and reevaluated at your company and plan accordingly
    • Keep the conversation about yourself and your salary private rather than discussing and comparing coworker salaries
    • Rather than accepting a promotion without a raise, do not be afraid to have a discussion about also getting a raise. It’s important to keep in mind that promotions may be necessary to get a raise – these tend to be higher than performance-based raises

    Cooper Hudson says there have been successes with women in business and finance.

    “Women are opening up businesses at rates higher than their male counterparts. According to eCommerceTips.org, women owned 42% of businesses in the U.S. Between 2014 and 2019, the number of companies owned by women grew by 21%, while all businesses increased by only 9%. Women of color own 50% of women-owned businesses in the U.S.,” she said.

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