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The holiday season can be tough for a busy entrepreneur. How do you show your employees, co-workers, colleagues, or peers that you care and value them? How do you keep your gift-buying cost-effective? Can your gift inspire a more enlightened worker? The answer to each of these questions is yes. Through December 3rd only, you can get this StackSkills Unlimited Lifetime Access membership for just $19.97 (reg. $600).
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Think for a second about why you’re here reading this site, Develop Good Habits.
Hopefully by now it’s because you recognize that it’s the small things that you do every day that add up to create who you are and where you’re heading in life. By developing good habits, you can ensure a good long-term outcome by setting yourself up for success.
If you save a dollar a day, you will have $365 extra dollars at the end of the year. If you buy a coffee at the cafe each morning, you may find yourself with $2,300 fewer dollars at the end of the year. Your daily actions add up.
People have researched the habits of self-made millionaires to uncover the little things that they have consistently done that have led them to success. And in this article, we are going to look at 13 habits of self-made millionaires that we have gathered from our own research and experience to share with you.
Let’s get started.
1. Invest in Themselves
First thing’s first, you have to gain the knowledge, education, and experience to be able to add something valuable to the world.
Investing in yourself by acquiring new skills will pay the most dividends in the end because your knowledge and skills will stay with you, no matter what the state of the economy is.
We are seeing “credential inflation” these days where a master’s is the new bachelor’s, and simply graduating from college isn’t perceived as being the accomplishment that it once was.
And, as time goes on, you can lose your employability or “competitive edge” over other job applicants as your skills become obsolete, so continuing to invest in yourself is critical.
With a diversified skill set, you can apply your knowledge to other profitable business ventures if an opportunity fails–and you don’t have to crash every time the economy does. So invest in yourself through education, getting a mentor, and staying up-to-date with emerging trends in your industry.
In a bit, we will talk about the importance of investing your time in a way that can best serve your long-term needs.
Before we proceed, if you’re someone who prefers to watch instead of read, here’s the video version of this article:
2. Provide Value to the World
Once you’ve invested in yourself, you need to pass that investment on to provide people with something that’s valuable.
The fundamental part of building success is being able to provide financial, social, or another type of value to others. If you don’t have anything to offer that people want to buy, you won’t be able to make any money.
Being a person of value is the only way your success will be sustainable because it puts you in the driver’s seat and prevents you from having to rely on someone else’s continued success.
It allows you to control the directions that you choose to go in and make your own decisions rather than being at someone else’s mercy.
Learn a skill that’s in high demand or build a business that meets an unmet need of people that you know will be of value. Your quality of life is impacted by your feelings of self-worth and competence, which in turn is proportional to the amount of value you add to the world.
The value that you provide to the world will, in turn, make you valuable.
3. Work on Their “One Thing”
In their book, The One Thing, Gary Keller and Jay Papasan pose a question that you should ask yourself every day: “What’s the one thing you can do, such that by doing it, everything else will be easier or unnecessary?”
By asking this question, you’ll identify your primary goal, and subsequently, your most important habit. Once you know your one thing, you can let go of trivial tasks and focus 100% on the things that are already helping you progress.
By working on your one thing every day, you’ll be working smarter, not harder.
For example, if you want to become a writer, block out a period of time in your day (and commit to it like you would any other appointment) and write at least 1,000 words.
The easiest way to succeed with whatever your one thing is is to integrate it with your daily routine. Remove any potential distractions during this time (such as technology) and put all of your energy toward whatever you’ve identified to be your one thing.
4. Buy Assets NOT Liabilities
If you’re a homeowner, do you consider the equity you have in your home to be an asset or a liability? What if your home is completely paid off?
While you may think this is an asset–and it kind of is– it’s really more of a liability because it takes money out of your pocket (homeowner’s insurance, home repairs, taxes, etc.) without putting any money back in.
The truth is, unless you live in an area that is experiencing significant housing appreciation, your home’s value will only increase along with inflation (which has been pretty low lately).
Now, if you own rental property, this could be considered to be an asset if you’re taking in more money than you’re spending, but paying for your primary residence will always cost money and will therefore always be a liability.
So how can an asset also be a liability? People typically spend most of their money on food, transportation, and shelter, which are all liabilities in disguise. And, while you can’t not buy these things, you can reduce your spending on them.
When it comes to buying assets, you have to buy them at a fair price and hope the demand for the product increases in the future.
Some good assets to invest in include:
Appreciating assets: assets that will be worth more in the future than what you originally paid for them (such as land–as your city expands, the value of the land will increase and you can sell it in the future to a developer)
Ownership in a growing business
Precious metals and collectibles
Income producing assets: stocks, bonds, and CODs
5. Live Below Their Means
Speaking of reducing spending on necessities, self-made millionaires are aware of the hedonic treadmill metaphor, which prompts them to think twice before spending their money.
The idea here is that despite how something makes you feel in the moment, you will eventually return to your original emotional state.
Can you think of a purchase you have made in your life that completely and permanently greatly improved your emotional wellbeing?
I would be willing to bet not.
Once you have something that you’ve had your eye on, you’re probably thrilled…for a while. However, after it becomes something you use on a regular basis, you lose that huge sense of appreciation for it.
And, once the item becomes less enjoyable, it turns into a need instead of a want. You return to your baseline of happiness after getting used to and adapting your life to whatever it is that you once wanted so badly.
So if you think your life will greatly improve if you buy a large house or have the most expensive car, remember that you have a predisposition to a set point of happiness, which won’t be impacted by the merchandise (or liabilities) that you buy.
6. Focus on the Compounding Effect
There are two ways in which the compounding effect can influence your financial wellbeing:
Compounding Interest
When it comes to finances, compound interest is the interest you earn on your investments, plus the interest you’ve earned on your interest. It’s basically your money growing itself, and is one of the best ways for you to make your money build over time.
People who are able to obtain great wealth are very deliberate when it comes to allocating their money and they strategically invest their earnings by adding to index funds on a continuous basis and then letting them grow.
Nothing that is easily and immediately acquired is sustainable, and if you want to make a lasting impact on your life, you have to have the patience and put in the work that is required.
Think about it, you can’t eat unhealthy food for a year as a phase, expecting your perfect health to return as soon as you trade your burger for a salad. You will suffer the consequences of those decisions for long after that year is up.
Whatever small actions you take that inch you closer to achieving your dreams need to be done every single day. You can’t occasionally put $100 in the bank and expect to become rich. You need to stick to your positive habits so they will build upon each other.
Your time is another important asset that holds a huge amount of value. Everyone has the same amount of time each day, and you can’t buy any more of it. But, you can invest in your time by spending it wisely.
So how do you know when spending your money is in your better interest than spending your time?
You have to calculate what your time is worth in order to be able to make informed decisions about how you spend your money vs. how you spend your time.
To come up with a quick estimate, write down the amount of time you spend earning money (i.e. the amount of time you spend at work, travelling to work, answering emails when you’re off work, driving your kids to daycare so you can work, etc.) and the amount of money you earn.
Then divide the amount of money you earned by the time you spent earning it. So, if you make $62,455 per year (which was the median income for men in 2014 in the US), that means your time is worth just under $25/hour (assuming you work a 40-hour work week and spend an hour commuting each day).
For example, if you calculate your time to be worth $25/hour, you shouldn’t waste your time sitting through a 30-minute presentation to earn a $10 gift card. Break down your daily activities into hourly rates of pay and make sure that everything you do is worth your time.
8. Learn to Delegate
Once you know what you time is worth, you can delegate or outsource any task that ends up costing you more to do yourself than it would to hire someone else to do.
For example, if you pay $60 a week for someone to clean your house for 3 hours and your time is worth $25/hour, you shouldn’t consider the service to be such a luxury anymore. Instead, it’s an investment in the sense that you can spend that time doing other things that will have a greater impact on your bottom line.
You can use the Eisenhower Matrix to figure out what tasks you can best delegate to others, and which things you should prioritize spending time on yourself.
So if you really want to better yourself, you should aim to be the dumbest person in the room so you can learn from those around you.
However, there is another argument for being the dumbest person in the room. Let’s say a business is all set to release a long-anticipated, complex project. No seasoned executive is going to speak up in the final planning session and ask the team if following through with the project is even worth it.
Everyone has already accepted the project for what it is and the plan has already been set in motion. Such a naïve question would not only seem extremely late to ask, it would also sound pretty dumb.
However, basic questions such as this one can potentially be transformational if people stepped back to reflect on the principles of their organization and its situation when making important decisions instead of rushing to get things started.
By going back to the basics, you can ensure that you’re always making decisions that will be beneficial in the long-run.
10. Set BIG Goals…
… but work on completing them in daily, weekly, monthly, and quarterly milestones. Plans that are truly realistic and workable are completed in bite-sized chunks. Self-made millionaires take small, actionable steps–one at a time–toward their big goals.
Working toward big financial goals can help determine your fiscal future by directing your actions today. For example, let’s say you want to pay off your car loan.
This may influence your decision to go out to lunch with coworkers every day so you can use that money instead to make extra car payments. Without creating that large goal, you’re likely to maintain any poor spending habits as your debt piles up.
It’s best to make big financial goals that steadily increase your net worth every year.
Self-made millionaires take small, actionable steps–one at a time–toward their big goals.
Patience is key, and it’s best to think in habitual ways to grow your wealth. As a result of this, once you pass the million-dollar mark in your bank account, it probably won’t cross your mind to change your daily financial habits.
11. Plan, Plan, Plan
Self-made millionaires have a vision for their future self, and create a plan to make that vision a reality. They take the time to script their ideal future life by imagining their dreams coming true, and then they put pen to paper and map out a plan to get there.
Scott Hedgcock, a financial planner, reports that the biggest difference he has seen between people heading toward financial success and those headed toward living a life of pipe dreams is the amount of time and effort they put into creating their financial plan.
He claims that one thing that all financially successful people have in common is that they make a detailed plan and follow through with it.
Without a plan, it’s easy to make poor decisions just this once. Here are some benefits to having a good financial plan:
It makes managing your income and monitoring your spending patterns easier
It will help you maintain your family’s financial security
It can guide you to choose the best investments for your needs
But in order to be successful, you have to adapt to changing social and economic circumstances by trying new things–which inevitably invites failure along the way.
But being successful means you’re able to rethink your approach when needed–even if what you do has worked well for you in the past.
It’s important to be perceptive as you look around for new opportunities, and be willing to adjust with any market changes.
There’s no doubt that revising your trusted strategies without knowing exactly what might happen can definitely be hard–but those who don’t take these chances and remain stuck in their ways become obsolete and whatever they have to offer loses its value.
You can expect to make mistakes as you explore new territory, but it’s important to remember that failure offers a great opportunity to learn, and true failure only comes from failing to try.
The importance of the basics is not overlooked– a comfortable bed to get a good night’s sleep in, healthy relationships, food that properly fuels the body, and an active lifestyle are all things that wealthy people prioritize on their way to the top.
Spending your life focusing on being successful and achieving your goals has one potential consequence: burnout. Self-made millionaires make sure to take time outs from their busy schedules to give themselves the break that they need to stay motivated and successful.
In our competitive, hurried society, many professionals are turned off by the idea of slowing down. However, maintaining proper health, focusing only on high-value tasks, getting sufficient rest, and building meaningful social connections are all critical elements to being financially successful.
Final Thoughts on Habits of Self-Made Millionaires
The first step to becoming a self-made millionaire is to accept complete responsibility for your financial decisions.
Without setting financial goals and simply trusting luck or assuming someone else will swoop in to take care of you will leave you to eventually worry about money.
By taking control and recognizing you have the ability to make more money, you won’t see yourself as a passive victim of a failing economy. You will be an active agent in making your own living instead of waiting for things to happen.
These success habits will help you increase your income and become a self-made millionaire in the modern working world.
And to help you create goals and track your progress, here are some templates:
Connie Mathers is a professional editor and freelance writer. She holds a Bachelor’s Degree in Marketing and a Master’s Degree in Social Work. When she is not writing, Connie is either spending time with her daughter and two dogs, running, or working at her full-time job as a social worker in Richmond, VA.
How effectively can you explain yourself to others? Learn to embrace the healthy challenge of describing your beliefs to sharpen your thinking and worldview.
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Over the years of educating parents, teachers and caregivers about early childhood development, we’ve received many questions about how to raise emotionally intelligent kids.
Kids with high emotional intelligence have the tools they need to navigate their feelings and relationships in a healthy and secure way. Key skills include self-awareness, self-regulation and motivation. But one of the most commonly overlooked components is empathy.
Parents of the most emotionally intelligent children lead by example — and teach their kids these four skills when they’re young:
Perspective taking does not mean having the same experience as someone else or deciding whether their experience is real.
When a child is pulling at their shirt and saying, “It’s scratchy, I don’t like it. I want a different shirt,” we can model perspective taking by believing that their experience is true: “That shirt feels uncomfortable for you, and you want to change it.”
It’s not the parent’s job to convince them that the shirt is perfectly comfortable and remind them that they’ve worn it before. It’s their job to step outside of themselves and be a witness to their child’s experience.
This means practicing mindfulness of our biases and self-regulating so that we can see the child’s experience without a biased lens.
So instead of responding with, “You don’t need to be so upset. It’s just a shirt. We can fix this,” avoiding judgment is simply noticing what is: “You are really upset that it’s so uncomfortable.”
Recognizing emotions is connecting with what your child is feeling, not why they’re feeling it.
So when your child comes to you upset, take a moment to articulate out loud what they are feeling. “Wow, you are disappointed, that’s really tough.”
Then recall and share a time when you dealt with the emotion they’re expressing, so you can connect with them about how it feels.
This teaches them that if they know what disappointment feels like, they can choose to empathize with that feeling, regardless of the reason why someone else is feeling it.
Communicating our understanding about the emotions is when connecting happens, when we have the opportunity to say: “I see you. I get it. That’s so hard. Ugh, yeah, I understand that.”
For example, you tell best friend: “I’ve been so tired the last couple of nights that the thought of us meeting for dinner tomorrow night feels exhausting. But I know we haven’t seen each other in such a long time.”
Good communicating of understanding from your friend might look like: “I get how exhausting that feels. Especially today looking at tomorrow.” This is nice because she’s not trying to convince you or minimize your experience. She’s being present to your pain because she is really listening.
When your child sees you do this for people you care about, they absorb the valuable lesson of how to be a better friend and community member.
Just as we build self-regulation skills by co-regulating with a child, we teach emotional intelligence by responding to children with empathy.
Connect with your child and imagine what the message underneath their behavior might be. Trust that they are kind humans and allow them to make mistakes. When you do this, you teach them that your love for them is conditional.
And lastly, remember to pause to say “I love you.” It’s impossible to spoil kids with love. We promise that you can never say those words too much.
Alyssa Blask Campbell is a parenting and emotional development expert. With a masters degree in early childhood education, she founded Seed & Sew, a platform that offers courses on emotional intelligence. She is also the author of “Tiny Humans, Big Emotions.” Follow her on LinkedIn and Instagram.
Lauren Stauble is assistant professor of early childhood education at Bunker Hill Community College and co-author of “Tiny Humans, Big Emotions.” She has 18 years of experience in anti-bias education, community activism, cultivating inclusive classrooms, program administration and teaching higher education courses.
Get CNBC’s free Warren Buffett Guide to Investing, which distills the billionaire’s No. 1 best piece of advice for regular investors, do’s and don’ts, and three key investing principles into a clear and simple guidebook.
Use this worksheet to meditate on each of your five senses. Take a step back and make note of any stimuli you observe through your vision, hearing, touch, smell, and taste. This is a great exercise to improve mindfulness and non-judgmental awareness.
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For many business owners, working a normal nine to five schedule may feel like a distant dream. Patriot Software reports that at least 25% of entrepreneurs log more than 60 hours of work per week, and that doesn’t leave much time for the personal growth and study that prepared you to be a leader in the first place.
If you still want to cultivate new skills without compromising your schedule, try Upskillist. This learning platform is home to interactive webinars and recorded video lectures on a huge variety of useful subjects. Normally, a lifetime subscription is $400, but you can get it for only $99.99.
A lifetime of learning for entrepreneurs.
Upskillist is a little different from other eLearning platforms. While it is home to some pre-recorded lectures, you also get interactive webinars on everything from programming to team management, data analytics, and more. These are skills you could take back to your business, whether you train new team members, create new initiatives, or use your skills to start earning passive income.
This lifetime membership gives you access to all 80 Upskillist courses. Just keep in mind that these courses do have scheduled times to meet but you can reschedule any missed classes with no penalty, and you can watch recorded classes any time. Some classes even have weekly assignments, so there’s more to do than just watch a lecture and take notes. Check the full course catalog before signing up.
Learn on your own time.
Starting a business doesn’t mean you have to be done learning and mastering new skills.
In June 2018, I packed three suitcases and booked a one-way flight from Texas to join my husband in Denmark. We met in 2016 and had been dating long-distance for much of our relationship. We were excited to get married and build a home and life together.
We found a wonderful apartment online in a new building in Amager, located in the southern part of Copenhagen. My husband viewed the apartment in person and sent me photos while I was still in Dallas.
I love the size of Copenhagen. It feels like a city, but it’s small enough that everything is still accessible
Photo: CNBC Make It
Today, we rent our 1,020-square-foot, two-bedroom apartment for $2,100 a month. The neighborhood is a decent commute to work — I’m a primary school teacher and my husband is in finance — with plenty of beautiful outdoor space and fun places to take our two-year-old son.
We have a small entryway with a built-in closet, and a bench to sit on when you take your shoes off.
Our lease is indefinite, and rent increases are tied to inflation. But we had to pay two month’s rent upfront, and three month’s rent as a security deposit.
Photo: CNBC Make It
We had to buy our own light fixtures, since they often don’t come installed in many Copenhagen apartments. A lot of Danes like this because they can choose things that best fit their style.
Photo: CNBC Make It
When you go into a lot of Danish homes, they have many of the same small design pieces, like this like this little Hoptimist toy. They come in a lot of different colors and styles.
Photo: CNBC Make It
Our sleek, modern bathroom doubles as a laundry room. We’re lucky to have both a washer and dryer in the unit.
Modern bathroom and kitchens can be hard to come by in the city center on a budget, so we were lucky to find a place that had both.
Photo: CNBC Make It
We liked how much space there was in the bedroom, and we’re able to fit in almost a king sized bed.
Photo: CNBC Make It
Since this was a new building, the apartment came with closets already installed. Most people in Denmark have to buy and set them up on their own.
Photo: CNBC Make It
The second bedroom was initially our guest room and office, but we turned it into a nursery when our son was born. What’s nice about our main bedroom is that it came with a wardrobe already built in, which isn’t the case for many Danish apartments.
The main area in our apartment is one big room that includes our kitchen, dining room and living room.
I came here with just three suitcases and didn’t ship anything from the U.S., and my husband had been living with a roommate, so we started fresh.
Photo: CNBC Make It
The kitchen sits along one wall, and is somewhat small by American standards, but we actually have a good amount of storage, especially because we have drawers instead of cabinets.
The kitchen and dining area is slightly smaller than I was used to in the U.S., but we do have some elegant storage options.
Photo: CNBC Make It
The neighborhood is very family-friendly, with plenty of restaurants, bakeries, shops, parks and playgrounds within walking distance.
We have a number of international neighbors. There is also a great beach nearby, which is bustling in the summer. And we have a small balcony that my son loves to play on when the weather is nice.
I’m much happier living in Copenhagen than in Dallas. I think a big part of that is job satisfaction. I’m able to enjoy the time that I’m not at work because I’m not as stressed out anymore.
For our utilities, we spend about $210 per month: $36 for heat, $55 for water, $66 for electricity and $53 for WiFi.
I’m not 100% fluent, but I can have most everyday conversations and exchanges in Danish.
Photo: CNBC Make It
We have a car and pay $120 a month for a parking spot in an underground garage. We also have renter’s insurance that comes to about $40 a month.
The cost of living in Copenhagen is sometimes high. But I know that my salary goes way further here than it did in Dallas, especially in terms of what I was paying for healthcare and transportation in the U.S. And the rent we pay now is a good value for the amount of space we have.
Before I moved here, I never lived in a city with good public transportation before, so I really appreciate it now!
Photo: CNBC Make It
We live close to the metro, so I can easily get anywhere in the Copenhagen area. I pay about $90 a month for a public transportation pass that covers my work commute and everywhere else.
On public transit, it’s 15 minutes from our front door to the city center in one direction, and 15 minutes to the airport in the other direction, which is very convenient.
Looking ahead, we’d like to eventually get some more space, and we may need to move a bit further out of the city to achieve that. But we love Copenhagen, so we wouldn’t go too far. And I have loved living in this apartment. It has been a great first home in my new country.
Ilana Buhl is an elementary school teacher. She studied abroad in Denmark and quickly fell in love with the city. She now lives in Copenhagen with her husband and son, and shares snippets of her life on social media. Follow her on TikTok and Instagram.
Don’t miss:
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Opinions expressed by Entrepreneur contributors are their own.
What’s your first instinct when you feel the mounting pressures of running a business?
If you’re like many leaders, you double down on your workload. That means spending more time at the office and less time on your personal health, hobbies and relationships — and that might work sometimes. You may even attribute your business’s success to that instinct.
The problem is that humans aren’t designed to function at maximum capacity 24/7. Working twice as hard doesn’t necessarily result in getting twice as much work done. Instead, pushing yourself past the point of exhaustion has been shown to lead to less creativity, reduced working memory and capacity for problem-solving and worse business outcomes.
Unfortunately, “self-care” has become so overused as a buzzword that it has become meaningless other than as a way to sell bath bombs and expensive retreats. But self-care isn’t a self-indulgent luxury for people with more time than you; it’s an essential tool for high-performing leaders who want to excel in their business.
If you want to maintain high performance and effectively navigate the challenges of leading people and leading a business, it’s time to shift your perspective.
Related:
The rise of burnout in leadership
We heard a lot about burnout during the pandemic and its aftermath. Reporting from Gallup showed that the burnout rate among managers increased significantly between 2020 and 2021, leading to increased quit rates among managers and leaders and unmanageable workloads for those who stayed.
But, burnout among leaders is a perennial problem — one that existed long before the pandemic, and one that will persist in the future. For instance, Gallup polling from 2018 showed that more than two-thirds of workers were burned out, with managers reporting more stress and burnout, worse work-life balance and worse physical health than members of their teams. And, a recent survey found that even though life outside the workplace has returned to normal for most people, 70% of C-level executives are considering leaving their company and taking a new role in an organization that supports their well-being.
Self-care: Beyond the bubble bath
Of course, as an entrepreneur running two companies, I know that understanding the importance of self-care and making time for self-care aren’t the same thing. Here are some practical methods for incorporating self-care into your routine and infusing it into your organization.
1. Small acts of self-kindness
Self-care doesn’t require grand gestures. Instead, small investments can have an outsized effect. It can be as simple as slowing down to taste your coffee in the morning or taking a short walk in the fresh air before heading into the office.
To carry self-care through your workday, you could build a playlist of your favorite songs that plays in the background as you work. Or get a vase of fresh flowers once a week to place on your desk. If you find yourself fading around mid-afternoon, take a walk, take a few deep breaths and reset yourself for the rest of the day.
There’s no limit to the amount or types of things you can do to take care of yourself at home and work. Finding ways to add elements of self-care to your daily routine is a great way to ensure your mind and body are getting the rest and nourishment they need to fuel the rest of your day.
But, so many of the entrepreneurs and executives I work with are reluctant to take a vacation. This mindset is not only bad for you — it’s bad for your employees. According to the Pew Research Center, 46% of employees in the U.S. take less time off than their company offers. Many of them don’t want to burden their co-workers with extra work. Some fear they will miss out on career advancement opportunities or possibly lose their jobs if they take time off.
3. Make yourself less essential
We all know that entrepreneurs wear many hats, especially in the early days of their business. But if your company comes to a standstill the moment you step away, you’re doing something wrong.
It can feel gratifying to be integral to your business’s functioning, but ultimately, you’re shooting yourself (and your business) in the foot. A Gallup survey found that companies run by CEOs who delegate have a three-year growth rate that is 112 percentage points higher than companies with CEOs who do not delegate.
Leadership is the act of setting a vision and then accomplishing that vision through others. Surround yourself with people that you trust and then empower them to do their jobs. That way, you can take a break without feeling the burden of your business crumbling behind you as you walk away.
4. Lead by example
As leaders, we need to remember that our employees are watching us and taking their cues from our behavior. When you ignore your own well-being, you send the message that your employees should ignore their well-being, too.
As a leader, it’s on you to create a permission structure and culture of self-care at your organization. Talk about the importance of self-care at work openly and frequently, especially with your leaders. Encourage employees to set (and keep) boundaries, especially when they are working remotely and the lines between when their workday begins and ends are blurred. When leaders practice self-care, the rest of the organization is more likely to follow.
Related:
5. Build self-awareness
Once you’ve created permission for you and your employees to take care of yourselves, you have to build the self-awareness to know when you’re showing up in an unproductive way and the self-efficacy to take some time when you are.
For example, I recently had a day that found me spiraling into a ball of stress and burnout. So, I decided to take the next morning a little slower than usual. Instead of rushing to the office, I spent a few extra minutes outdoors, picked a few fresh tomatoes from my garden and made an omelet.
I knew I wasn’t going to show up in a productive way if I just barrelled into the office all stressed out.
You need to expect the same from your employees. Forcing your employees to take care of themselves is infantilizing. They’re adults. Set an example and then trust them to follow it.
Build your surge capacity
In an interview with the American Psychological Association, Dr. Ann Masten, a psychologist and expert on resilience, talked about the importance of protecting what she called surge capacity — the mental and physical resources we use to survive the stressful situations that are so common to life as an entrepreneur.
Unfortunately, she said, that capacity can get depleted. Faced with continuous challenges, we get exhausted and overwhelmed. When it does, we need to step back and try to replenish and restore our capacity through self-care.
As a leader, there will always be days when walking away from work feels challenging or even impossible. The key to taking care of yourself on the days you can is to remember that acts of self-care now will enable high-performance in the moments that matter.
Disclosure: Our goal is to feature products and services that we think you’ll find interesting and useful. If you purchase them, Entrepreneur may get a small share of the revenue from the sale from our commerce partners.
Having a broad range of skills as an entrepreneur or a job-seeker could be a game-changer for success. Whether you’re amping up your resume, connecting with customers globally, or traveling on business trips, most people could really benefit from learning a new language. Usually, the only downside to that is all the time learning one takes — but not with Babbel.
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These 10- to 15-minute sessions are easily digestible, and filled with topics that you’ll really use, like real-life, practical topics of travel, food, and business.
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Like every parent, I know how hard it is to care for a sick kid. It involves a heady mix of emotions: fear, love, confusion, concern and sadness.
And when your child is ill, the last thing you need is to be overwhelmed by conflicting information or unsolicited advice. You just want them to get better.
As a Harvard-trained complex-care pediatrician and mom of two kids, here are five things I never do when my own kids are sick:
Sleep is important for healing, recovery and growth, and it can be hard to come by when your child has a cough or congestion that keeps them awake.
While it can be scary when your child has a fever, if they are comfortable and resting, it isn’t an emergency that requires medication right this minute.
By allowing them to rest, it’s possible that their immune system will be better equipped to do its job and help fight off viruses.
If your kid has a fever and they’re breathing faster or harder, drinking less fluids, or are having trouble resting, I would not hesitate to give widely-used, safe and effective medicine like acetaminophen and ibuprofen to promote comfort.
But if you find you are giving these medicines three or four times a day, for more than three days, it’s probably time to see the doctor.
Thermometers are not the most precise instruments. I’ve taken many panicked phone calls from parents who see a high number like a 105.
But look at your child before you panic.
If they are feeling like themselves, are breathing normally and are well-hydrated, it’s probably not an emergency. However, if they look very sick and your thermometer says there is no fever, they may still need medical attention.
Cough medications like codeine or dextromethorphan can do more harm than good, and the American Academy of Pediatrics recommends against them.
Cough syrups with many medications in one product can increase the risk of a medication error. For example, if you gave a kid Tylenol, and then their cough medicine also had acetaminophen as a key ingredient, it could lead to an overdose.
Adding extra ingredients such as melatonin or elderberry does not always make sense, and is not shown to be more effective than simpler cough syrups.
For kids older than one year, I exclusively use honey or cough syrup with honey as the main ingredient. These have been shown to work just as well as other medications, but with fewer risks.
Nearly 700,000 kids deal with medication errors every year. Young kids are at the highest risk since they often have multiple caregivers who may not check in about who gave them what and when, despite their best efforts.
There is also the complexity of using liquid medicines. Children’s doses vary by age and weight. Teaspoons are different sizes, and teaspoons and tablespoons get mixed up, too.
For safety, I always give dosing information in milliliters to enhance precision and prevent errors.
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Exercising is the key to boosting health and longevity, but it can be challenging to fit into our busy schedules.
As a fitness trainer, I see a lot of people try to get in at least 30 minutes to an hour a day. That’s an excellent goal, but the minimum amount of exercise you need is actually less than you might think.
According to the World Health Organization (WHO), the recommended amount of moderate-intensity aerobic physical activity for adults ages 18 and above is at least 2.5 hours a week, or 21 minutes a day.
For people who want to exercise but are crunched for time, I always suggest cardio — or exercises that increase your heart and breathing rates. It can help lower blood pressure, improve cholesterol levels and reduce the risk of cardiovascular disease and cancers.
If you’re new to cardio, here’s how to get started:
This is especially important if you’re just starting out, so you know how hard your heart is working.
Ask your doctor if they have a recommended heart rate range for you. If they don’t, I suggest starting at 60% to 70% of your maximum heart rate (HR). This range is considered moderate intensity, which is what the WHO recommends.
Typically, the formula is: Max HR = 220 – your age. If you’re 40, for example, your maximum HR is 180 beats per minute (BPM). Going higher than this can put too much stress on your heart.
If you don’t have a way to measure your heart rate, aim for an intensity level where it’s difficult to hold a conversation, but you’re still able to talk.
Many people think they need to set intense goals, such as doing five-hour workouts per week or training to run a half marathon.
But I see more success when people start with small, achievable goals, such as walking for 15 minutes a day. Big goals are great, but you have to break them down into bite-sized steps.
Once you’ve met your smaller goals for a week or two, gradually increase the duration and intensity of your exercise until you’re able to do at least 150 minutes of moderate cardio every week. The best workout is the one you’re able to stay consistent with on a regular basis.
Skip the “dreadmill.” Find activities that you like and that fit your lifestyle. It could be anything from dancing to swimming to playing tennis.
I also recommend trying more than one thing to avoid getting bored. Until it becomes a habit, plan a variety of activities you look forward to. This will help you stay motivated and cross-train your body.
If you’re a social person, having a partner can help keep you accountable and make workouts more fun. You can even join an adult sports team or recreation league if you want a community or team feel.
Starting a new exercise routine can be challenging, but it’s worth it in the long run. With consistency and dedication, you’ll soon see the benefits of cardiovascular exercise in your own health and fitness.
Stephanie Mellinger is a certified personal trainer, corrective exercise specialist, stretching and flexibility specialist, and nutritionist. She is also the founder of the fitness company Omnia Fit and a writer for HealthDay. Follow Stephanie on Instagram @omnia_fit_.
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When a child loses their sense of self, it can result in emotions of rage, anxiety, self-pity or hopelessness. But they’re not being bad or naughty or difficult — they are going through an identity crisis.
If left unmanaged, an identity crisis can create a sense of shame that can easily creep into all aspects of a child’s life, potentially leading to mental health issues.
When my kids are struggling, I don’t take an accusatory tone. I try to describe what I see in the moment: their emotions, behaviors and physical reactions as responses to what they are experiencing.
What I say instead: “I see you’re feeling frustrated and are doing things you don’t normally do. Can I help you work out what is going on?”
Even if you don’t agree with what your child is saying, it’s damaging to dismiss their feelings. If I need time to process what they are saying, I take a few moments to breathe deeply and get my feelings under control.
I maintain eye contact and watch my body language, as children are often better than adults at reading nonverbal cues and tend to shut down if they don’t feel it’s safe to talk.
What I say instead: “I need a moment to cool down. Let’s take a quick break and try again later.”
When you tell a child they’ll “get over it,” you invalidate their experience and can make them feel bad about having normal human emotions. They may think there’s something wrong with them for having these feelings.
As parents, we are not experts in anyone else’s experience, including our children. If my child is trying to communicate how they feel about something, I respond with curiosity and concern.
Remember that moments like these can be great teaching tools, and a chance to demonstrate empathy.
What I say instead: “I hear you. That sounds hard! What can I do to help?”
Crying is a neurobiological mechanism that helps us deal with pent up energy that accumulates in the mind, brain and body. It’s an incredibly important tool to prevent the suppression of emotions and help us maintain our mental well-being.
I recommend offering a distraction, like going for a walk. Doing an unrelated activity can make it easier for a child to open up about what they are going through. Providing comfort can help you get to bottom of the issue instead of letting it build up over time.
What I say instead: “Would you like me to hold you and comfort you?” or “Would you like to go for a walk or a drive?”
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Disclosure: Our goal is to feature products and services that we think you’ll find interesting and useful. If you purchase them, Entrepreneur may get a small share of the revenue from the sale from our commerce partners.
Every entrepreneur owes it to themselves to invest in continuing education. But that doesn’t necessarily mean attending night classes or enrolling in an MBA program. It could be as simple as reading more or exposing yourself to new ideas.
Of course, that’s easier said than done when you’re running a company and just trying to keep your head above water. That’s where Headway comes in. This award-winning app gives you immediate access to the world’s best ideas in a single app, and it’s steeply discounted during our version of Prime Day.
Headway has more than 20 million downloads, has been named an App of the Day in the US App Store four times in a row, and is an Apple Editors’ Choice award winner. MakeUseOf calls it “…a worthy tool for you if you’re too busy in your day-to-day schedule and can’t allocate time for self-improvement.”
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It also offers thousands of actionable insights and tips, whether you want to grow your business, improve your health, or learn a new hobby. The app curates all content according to your goals and needs and makes learning more fun and engaging through progress tracking, achievements, and bite-sized lessons that won’t overwhelm or discourage you.
No matter what you’re interested in, you’ll find a lane on Headway and be able to level up your skills or expertise in that certain area. You can even access audio versions of summaries when you don’t have the opportunity to read them.
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Opinions expressed by Entrepreneur contributors are their own.
The realm of self-employment presents a tantalizing prospect: the freedom to pursue your passions, set your schedule and be your boss. But it also comes with the responsibility of managing your finances — effectively.
After meeting with thousands of self-employed professionals over the years, I’ve seen the same seven costly mistakes committed time and time again. And in pursuing your entrepreneurial dreams, it’s essential to be aware of these common pitfalls many self-employed people encounter.
Whether you’re just starting your self-employment journey or you’ve been rocking the 1099 life for a while, these are the mistakes you must avoid.
1. Confusing income with profit
Do not let the allure of high revenue cloud your judgment. Learn the importance of distinguishing between income and profit to accurately assess your business’s health.
To do this, subtract your total expenses from your total revenue for a given period (usually a month, quarter or year).
The resulting number is your net profit, which represents the money you have left over after all expenses have been paid. And keep in mind that since you’re self-employed, you also need to factor in your self-employment tax liability payments that should be made quarterly.
2. Prioritizing short-term gains over long-term success
While it’s natural to be cautious with spending, it’s essential to strike a balance between short-term gains and long-term success and sustainable and scalable revenue growth often requires investments in your business.
Explore the concept of profit first and learn how prioritizing profit over expenses can help you build a sustainable business. You must be familiar with the importance of strategic investments, proactive budgeting and scalable revenue growth for long-term financial stability.
Think of it like the toothpaste theory: When you possess an abundant supply of toothpaste, you tend to use it more liberally. Conversely, when the tube nears depletion, you painstakingly extract every last drop.
By proactively budgeting and prioritizing profit, you can set your business up for sustainable and scalable growth.
3. Selling yourself short
Avoid undervaluing your skills and expertise, as it can hinder your long-term career prospects. Embrace a vision for your business and price your products or services accordingly. Learn the art of building rock-solid relationships, delivering undeniable value and creating a reputation hotter than the newest TikTok dance trend to build a sustainable pipeline.
Shift your focus from vanity metrics to meaningful data that truly impact your business.
One common mistake is looking only at your profit without factoring in tax liability. If you don’t account for taxes, you may be overestimating your actual profit and underestimating the amount you’ll owe to the government, creating a cash flow problem for your business in the future.
Spend time defining the metrics that align with your business strategy and goals.
Inflation is constantly eroding the value of our money, which means that the longer you keep your cash sitting in a bank account, the less it’s worth. So, it’s critical to make your money work for you.
Try exploring various investment options, such as reinvesting in your business, investing in real estate, stocks, mutual funds, retirement accounts, peer-to-peer lending, and cryptocurrencies. Gain insights into making your money work for you and use compound interest.
6. Avoiding smart debt
Debt can be a useful tool when leveraged responsibly.
One type of debt to consider is short-term debt. This can be useful for covering expenses that come up unexpectedly or for taking advantage of opportunities that require immediate capital.
Long-term debt, on the other hand, is typically used for larger investments in your business, such as purchasing equipment or expanding your operations. For both types, it’s important to carefully consider the terms and interest rates, as this will impact your bottom line over time.
It’s also worth considering other types of debt, such as lines of credit. These can be especially useful for businesses with fluctuating cash flow, as they allow you to borrow money when you need it and pay it back when your cash flow improves.
Understanding your business’s seasonality is crucial to its success. It can help you predict cash flow, inventory needs, and staffing requirements throughout the year. It’s essential to recognize the trends in your business and be prepared for the fluctuations that come with it.
When you start tracking the seasonality, you’ll learn how to predict cash flow better, be able to forecast inventory needs and plan staffing requirements based on seasonal fluctuations. It also helps avoid unexpected expenses and maintain profitability throughout the year.
You possess the remarkable ability to shape your future, and by steering clear of these financial sins, you can set yourself up for extraordinary success in self-employment.
Disclosure: Our goal is to feature products and services that we think you’ll find interesting and useful. If you purchase them, Entrepreneur may get a small share of the revenue from the sale from our commerce partners.
A few years ago, one of the key takeaways from LinkedIn’s Workplace Learning Report was that 94% of employees would stay at a company longer if it invested in their professional growth. We’re guessing the same holds true today.
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Engaging courses for professional development.
The Upskillist course catalog is expansive with 999 hours of instruction spread through courses on topics like artificial intelligence, investments, Python programming, graphic design, and data analytics. These courses could be an opportunity for career expansion or a chance to broaden the services your organization can manage in-house. Instead of hiring marketing teams, build your own starting with courses in graphic design, creative writing, and E-Commerce.
This e-learning subscription could even offer the opportunity for leisure learning and team building. Courses on yoga, meditation, and pilates may be an energizing starting point for morale-boosting team events.
This membership lets you access the entire Upskillist course catalog on up to 999 devices. Instead of designing, piloting, and executing a new training program for every topic your workers want to learn, you could give them the chance to decide on their own.
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Opinions expressed by Entrepreneur contributors are their own.
Self-leadership is about more than just being able to lead yourself. It involves taking care of yourself to optimize your personal and professional life, recognizing personal values and aligning them with business goals, organizing yourself, and being your best self.
Entrepreneurs are constantly on the go. Since we work long hours, we can get lost in the demands of the business and need to remember to take care of ourselves. However, self-care is crucial in self-leadership. When business leaders don’t practice self-care, they become overwhelmed and burnt out, which means a decrease in productivity, creativity, and overall happiness.
Becoming aware of your thoughts and emotions can be challenging, but with practice, it becomes easier. Meditation and journaling are tried and tested ways of becoming self-aware. By practicing meditation and writing down your thoughts, you can learn to observe your thoughts and emotions without judgment, leading to greater self-awareness and insights into your behavior.
Once you have identified your values and purpose, you can align them with your business goals. This alignment leads to greater fulfillment and success in personal and professional life.
Leaders and entrepreneurs prioritizing their physical and mental health can perform at their best and lead more effectively. Self-care is not a luxury. Leaders and entrepreneurs who prioritize self-care set an example for their team and create a culture of well-being. Moreover, taking care of yourself leads to greater productivity, creativity, and resilience, allowing you to perform at your best.
When you ride a plane, one of the safety instructions is always “put your mask on first before helping others.” The same is true in business. Leaders and entrepreneurs prioritizing their physical and mental health can better serve their teams and customers. Physical fitness means higher energy levels, reduced risk of illness, and better stress regulation. Regular exercise, healthy eating, and adequate rest are the foundations of being physically fit.
Mental well-being is just as important as physical health. Leaders and entrepreneurs prioritizing mental health can better manage stress, think more clearly, and make better decisions.
There are many strategies for self-care, and it is essential to find what works best for you. For one, there are plenty of ways to keep fit — you can participate in team sports, lift weights at the gym or walk for a few miles during the day.
Healthy eating — planning meals and eating whole foods — is equally essential in keeping yourself healthy. Finally, getting enough sleep and scheduled downtime can help your stress management.
Stress is a part of life, and chronic stress can lead to burnout. Fortunately, business leaders prioritizing stress management can prevent burnout and maintain well-being.
Organized leaders manage their time effectively, prioritize tasks and make better decisions. By being organized, we set an example for our teams and create a culture of efficiency and effectiveness.
Setting goals can help you stay focused and motivated. Goals should be specific, measurable, achievable, relevant and time-bound. Once you have goals, you can create a schedule that helps you accomplish all your weekly tasks.
Prioritization is crucial for managing time effectively. You can prioritize tasks by assessing the urgency and importance of each task, delegating tasks when possible, and breaking down large tasks into smaller, manageable ones. Creating a schedule can help you manage your time effectively and avoid procrastination. You can create a schedule by blocking time for specific tasks, breaks, and even your leisure time.
Avoiding distractions is also vital. Distractions can derail productivity and waste time. You can prevent distractions by turning off notifications, setting aside time for specific tasks, and utilizing productivity tools like the Pomodoro technique.
Be your best self
Being your best self is a critical aspect of self-leadership. Leaders and entrepreneurs who strive to be their best selves can create a positive work environment, build strong relationships with their teams, and achieve their goals. Effective self-leaders possess certain qualities, like punctuality, honesty, openness, and consistency. These qualities are essential for developing a high-trust relationship with teams since they make you predictable as a leader: Being punctual demonstrates respect for others’ time and shows a commitment to professionalism. Meanwhile, honesty and openness will prove that you have no hidden agenda and everyone is on the same page. Finally, consistency in behavior and decision-making builds a stable work environment without negative surprises.
Finally, supporting team members can create a culture of positivity and productivity. Leaders and entrepreneurs should provide resources, guidance, and feedback to team members when necessary. This goes both ways, though—building a support system of mentors, peers, and friends provides a positive feedback loop of guidance, motivation, and continuous learning.
Self-leadership is a habit
Self-leadership is not a one-off activity but a habit needing consistent practice. It is also crucial for optimizing your personal and professional life. Practicing self-care, knowing yourself and your purpose, organizing yourself, and being your best self are all essential components of self-leadership. By making self-leadership a habit, leaders and entrepreneurs can increase their productivity, creativity, and overall happiness, leading to more success in their personal and professional lives.
Disclosure: Our goal is to feature products and services that we think you’ll find interesting and useful. If you purchase them, Entrepreneur may get a small share of the revenue from the sale from our commerce partners.
You don’t need an MBA to be a successful entrepreneur. But if you’ve always wondered what it would be like to go back to school for your degree, but haven’t been able to find the time or money, online courses are a great alternative these days. You can pack in the learning in your spare time, and you don’t have to spend thousands of dollars for a good education.
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