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Tag: scams

  • Maryland state’s attorney urges lawmakers to act to help stop scams before seniors lose everything – WTOP News

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    There are countless stories of people, especially seniors, losing everything to scammers. Montgomery County State’s Attorney John McCarthy wants to change that.

    There are countless stories of people, especially senior citizens, losing everything to scammers. While some of the criminals operating overseas might never be caught, Montgomery County State’s Attorney John McCarthy says state lawmakers can take action by making the punishment tougher for those who are captured in Maryland.

    McCarthy said Maryland’s sentencing guidelines do not reflect the seriousness of the crimes he is seeing. He points to cases where seniors have lost their entire life savings.

    “If you are a (first time) offender and you steal over $100,000, the guidelines — they’re not mandatory — are probation to six months,” McCarthy said.

    He said that recommendation does not match what prosecutors are confronting, calling the schemes “organized criminal, international activity.”

    McCarthy said the current guidelines make the crime worth the risk for scammers.

    “Crime shouldn’t pay. And quite candidly, the way the guidelines are now, crime pays,” McCarthy said.

    He said the emotional toll on victims can be crushing. He recalled a case involving a senior who was pushed to the brink after losing everything.

    “We had a victim here who thought about suicide as a result of having lost everything,” McCarthy said.

    McCarthy said some victims were pressured by scammers to convert their savings into gold bars before handing them over. That is why he wants lawmakers to create additional protections for consumers, including new requirements for gold bar dealers to identify and report suspicious transactions, similar to what is expected of banks.

    “I think you see patterns of activity that become obvious to you that it’s a scam,” McCarthy said.

    He also wants those dealers to notify authorities or warn customers when something appears wrong.

    “Alert the police, or at least call to the attention of the account holder that they’re being scammed,” McCarthy said.

    McCarthy believes these actions by lawmakers would help prevent more Maryland seniors from losing everything.

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    © 2026 WTOP. All Rights Reserved. This website is not intended for users located within the European Economic Area.

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    Mike Murillo

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  • 5 On Your Side: The 4 most common Super Bowl scams to avoid this weekend

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    In addition to being the biggest sporting event of the year, the Super Bowl is rapidly becoming one of the biggest weeks of the year for scammers. 5 On Your Side shares four specific ways scammers could try to target you this weekend.

    Four common Super Bowl scams

    These are the four most common scams reported around the Super Bowl.

    Fake ticket alerts: A text appearing to be from a legitimate ticket hub like Ticketmaster claiming your tickets to the game could not be delivered.

    Streaming account warnings: A text appearing to be from a major streaming platform like Peacock saying something like, “Your Super Bowl stream is on hold. Update your billing now.”

    Freezes to betting accounts: With sports betting still relatively new in North Carolina and millions of us placing bets on the big sites, scammers will send texts like, “Your wager is pending. Confirm your identity.”

    READ: How to protect yourself from sports betting scams

    Merchandise and food delivery scams: From everything to gear to your gameday wing delivery, customers are getting text messages like “Your Super Bowl order is delayed. Track status update here.”

    The takeaway

    The one thing all of these messages have in common is a call to action, such as clicking a link or scanning a QR code to enter information. If you only remember one thing: don’t click the links.

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  • NYC woman gets an email from ‘Skims’ asking for bikini pics. It’s not from Skims: ‘There’s no way y’all are falling for this in 2026’

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    Making it as a fashion influencer nowadays isn’t easy. With millions of creators worldwide trying to break into the scene, the market is saturated.

    Pair that with the glitz and glam audiences have grown to expect from these types of creators, and you realize you not only need good storytelling and consistency, but also a decent budget to start.

    The ultimate goal for fashion influencers, of course, is for big brands and creator programs to sponsor their career.

    If you’re new to the game and a brand such as Kim Kardashian’s Skims reaches out, that’s when you know you’ve made it. That’s what one creator on TikTok thought happened, but the reality was much more sinister.

    TikToker Shares PSA About a New Skims Scam

    In a recent trending video, which garnered over 207,500 views, Julia Santucci (@notjuliasantucci) shared the full storytime.

    “On January 13th, 2026, I was almost sextorted by Skims,” she begins. “Or rather, by someone who is pretending… to be an influencer coordinator at Skims over email.”

    For context, sextortion is a common form of coercion where the abuser attempts to extort money or sexual favors from the victim by threatening to reveal their sexual activity, nude photos or clips, and more.

    Santucci clarifies that she wants to share the story so she can warn fellow aspiring content creators “who would do anything to work with a brand like Skims.”

    Upon receiving the email, Santucci says she immediately did her due diligence.

    “The first thing I checked when I received this very exciting email was the email domain itself, and it said ‘[email protected],’” she says. She also explains that she looked out for the “@gmail.com” server name, as she understands brands don’t usually use that for official communications.

    “It passed the first test,” she says.

    Then, she proceeded to check if there were any typos or grammatical errors in the body of the email. “Nope, passed all the tests,” she says. “It felt like an advertising girly to another advertising girly.”

    She says she looked up the woman’s name on LinkedIn and saw she had Skims as part of her corporate history. “However, she was currently the CMO at J. Crew,” she explains. “And I think I excitedly overlooked this.”

    The Skims ‘Collaboration’ Begins

    Not paying attention to that first red flag, she continued communicating with the impersonator.

    “What was required seemed very reasonable,” Santucci explains. “They were picking 50 influencers for this campaign, and in exchange for two videos, you would get two Skims swimwear sets and a small sum of money.”

    To enter, Santucci explains, they asked for three digital images: a photo of her in a bikini from the front, the side, and the back. Additionally, they asked for a 30-second talking video of her in a bikini, explaining the fit.

    “All these things made sense to me, especially for a brand like Skims,” she states.

    The Situation Takes a Concerning Turn

    After sending the materials, things immediately got fishy, prompting Santucci’s mom to call her upon seeing a screenshot of the email reply.

    She attaches the screenshot to the video as well, and it reads, in part, “One small note regarding the swimwear used, the bottoms are great, but the top provides quite a bit more coverage than the triangle styles in our new line. To help us best assess the fit, could you reshoot the front angles with slightly less coverage?”

    It continues, “If you do not have a more minimal top, that’s totally ok, you may adjust your current one or use pasties if you are comfortable doing so.”

    “This was the final red flag that it took for me to realize, ‘Oh [expletive], I just sent pictures of myself and a video to someone that is not Skims. A complete creep on the internet,’” she explains.

    Santucci says that although these photos of her can already be found on her Instagram, she feels violated and unsettled.

    “This bothers me because where are these materials going?” she asks. “And god forbid a minor fell for this.”

    She theorizes how this material might be used by the extorters. “You would have kept undressing to a point where they would use these photos that were so scandalous against you in return for you to pay them,” she says.

    Santucci says she has reached out to the woman they’re impersonating, as well as the Skims legal team.

    “If this has happened to anyone else, please feel free to message me or to comment on this video,” she concludes. “Experiencing this alone, it is so insanely violating.”

    Is This a Well-Known Scam?

    In the comments, a couple of users said the same thing happened to them recently.

    “THIS HAPPENED TO ME!” one person exclaimed. “Skims x youngla collab. I made a post about this.”

    Another commenter said they experienced a similar job scam. “Omg this is so scary this happened to me for a job at meta they were impersonating a hiring manager who had a very real LinkedIn page that worked there,” they wrote.

    A user on r/scams posted their story about a year ago. They say an impersonator pretending to be someone from Boutine LA convinced them to model in lingerie and a bikini via Zoom. “I don’t know what to do if he happened to be recording my entire life would literally be over,” they wrote.

    @notjuliasantucci ⚠️WARNING!!! DO NOT FALL FOR THIS SKIMS EMAIL SCAM ASKING FOR BIKINI PHOTOS TO BE CONSIDERED FOR AN UPCOMING SKIMS SWIM CAMPAIGN⚠️ @SKIMS @Kim Kardashian #skims #skimsswim #scam #emailscam ♬ original sound – Jules

    How To Protect Yourself Against Sextortion?

    According to a guide by the Federal Bureau of Investigation (FBI), it’s never a good idea to send compromising photos of yourself to anyone, no matter who they are.

    They also advise against opening attachments from people you don’t know, since it exposes your electronic devices to a hack that gains access to your private information, including photos.

    Additionally, they suggest turning off your electronic devices and web cameras when not in use.

    If you’re a victim of sextortion, the FBI encourages you to file a complaint with the Internet Crime Complaint Center (IC3).

    The Mary Sue has reached out to Santucci and Skims via email for official comment.

    Have a tip we should know? [email protected]

    Image of Ljeonida Mulabazi

    Ljeonida Mulabazi

    Ljeonida is a reporter and writer with a degree in journalism and communications from the University of Tirana in her native Albania. She has a particular interest in all things digital marketing; she considers herself a copywriter, content producer, SEO specialist, and passionate marketer. Ljeonida is based in Tbilisi, Georgia, and her work can also be found at the Daily Dot.

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    Ljeonida Mulabazi

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  • ‘They switched to dynamic pricing’: Idaho woman notices 70% clearance at Michaels. Then she catches them ‘scamming’ customers with the price tags

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    Have you noticed that sales prices aren’t as low as they used to be?

    Many shoppers say that, while they used to be able to find great deals at clearance sales, it seems that modern sales offerings are pretty lackluster. Not only that, but several go-to stores for discounted items, like Goodwill, are now charging a hefty amount for their wares.

    So, what’s going on? One woman on TikTok has a theory—and commenters say that she’s onto something.

    What’s Going On With Michaels?

    In a video with over 349,000 views, TikToker Angie Batis (@angiebatis) explains why she’s “calling B.S. on Michaels.”

    “As you can see, they have 70% off their Christmas [items],” she says, standing in the aisle at Michaels. “And so I’m like, ‘Oh, I could maybe, you know, tuck these away till next year. They kind of go with my aesthetic.’”

    However, when she went to look at the price tag, she was shocked.

    To start, several items simply didn’t have price tags. The ones that did had prices that made Batis balk.

    “$35,” she says, holding up a small tree decoration. “It’s literally, like, a paper mache.”

    Even with the 70% discount, Batis says the new price—$10.50—should be the standard price, not the price after a significant markdown.

    A Possible Theory

    Why is this happening? Batis has a theory.

    “What these businesses are doing nowadays is marking stuff up just to make you feel like you’re getting a deal,” Batis declares.

    Over the course of the rest of the video, Batis shows other Christmas decorations that either lack prices or have prices she deems too high. 

    “That’s why they’re sitting here with rows of Christmas still,” she states. “Mark it down. Get it down to clearance prices. This is ridiculous.”

    To conclude, Batis advises users to stay vigilant.

    “Don’t give into these stores,” she says. “People are not stupid, and if you are, you need to pay attention, ‘cause these businesses are marking stuff up just to mark it back down.”

    Is This Really Happening?

    There are a few claims made in Batis’ video. First, she says that many items at Michaels simply don’t have prices. Second, she says that the store is artificially inflating prices to make people think they’re getting a deal.

    The former claim is definitely true. As previously noted by The Mary Sue, Michaels did not price many of their seasonal items, instead requiring guests to ask for assistance to get a price.

    The reason for this, some employees say, is the changing tariffs under the Trump administration. According to these employees, the store had to change prices on many items due to the tariffs and, lacking the staff to individually affix new prices, simply opted not to put prices on items. 

    Is It ‘Dynamic Pricing’?

    In the comments section of this video and others like it, many have brought up the idea of “dynamic pricing.” For context, dynamic pricing is a model in which businesses change prices on the fly in response to shifts in demand, competitive pressures, and other market factors.

    For example, if there’s suddenly a rush of people buying Pokémon cards at a store, dynamic pricing may cause the price of cards to rise on the same day, or even just a few minutes.

    While this is a practice already employed by some online retailers, there’s no evidence that Michaels or other stores like Walmart are currently using dynamic pricing.

    Instead, it’s possible that Michaels is simply engaging in a practice called “high-low pricing.” This is where a product is listed at a high price, then later sold at a lower price with a noted (often significant) discount.

    High-low pricing may make sense for seasonal items, as those who are buying it for the season are more likely to purchase it at a higher price than those picking it up later. Once the season is over, the store can offer it at a significant discount, attracting those like Batis who might consider holding onto it for the following year. 

    Could There Be Something Else At Play?

    Batis may also be accusing Michaels of another practice: two-price advertising. This is where a store shows two prices for an item, a supposed “normal” price and a lower, “sale” price. However, the “normal” price never existed, and the item was always going to be sold at the lower price.

    The FTC has had guidelines against two-price advertising since at least the 1950s. Today, two-price advertising is considered unfair and deceptive, and there are explicit rules against it. Violators of these regulations can receive anything from official cease-and-desist letters to monetary punishment.

    @angiebatis I call a BIG FAT BS on @Michaels Stores!!! We’re NOT dumb!! #michaels #pricegouging? #notclearance #smartshopping ♬ original sound – Angie Batis

    No matter why it’s happening, commenters under Batis’ video say they’re frustrated by modern pricing practices.

    “When I went in and asked about the prices, they told me I had to take everything to the register to find the price. They removed the scanners in my stores and removed all pricing. I won’t go in ever again,” wrote a user.

    “And next week all of that is going to be in the dumpster- and we will see dumpster diving videos of people pulling the out. You would think it would make more sense to mark down the prices, get something for it, and make their customer base happy,” added another. “I never understand why they prefer to throw it all out.”

    “They don’t understand that they are losing trust and customers,” shared a third.

    The Mary Sue reached out to Michaels via email and Batis via TikTok DM and comment.

    Have a tip we should know? [email protected]

    Image of Braden Bjella

    Braden Bjella

    Braden Bjella is a culture writer. His work can be found in the Daily Dot, Mixmag, Electronic Beats, Schon! magazine, and more.

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    Braden Bjella

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  • Scams to look out for when renting a house or apartment

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    Every
    year begins with fresh starts, and for many people, that means finding a new
    place to rent. That search often starts online: scrolling, clicking and
    comparing what’s available.

    However, Consumer Reports advises being cautious
    before moving forward, to help avoid losing money and exposing personal
    information on a rental that turns out not to be real.

    Rental
    scams are costing people millions of dollars every year.

    Real estate broker
    Rachel DiSalvo says a scammer stole one of her listings originally for sale
    and reposted it online as a rental. Unfortunately, the people got scammed out
    of money.

    These types of scams aren’t just on rental websites anymore—they’re on social media, and scammers are using ads and stolen videos from
    actual listings to trick renters into sending money and personal information.

    A new report from the Federal Trade Commission shows renters
    have reported nearly 65,000 rental scams since 2020, with losses totaling about
    $65 million. And because many scams are never reported, the FTC says the real
    losses are likely much higher.

    People ages 18 to 29 are three times more likely than other
    adults to report losing money to a rental scam. Consumer Reports says there are
    ways renters can protect themselves.

    First, search for the rental address online. If the same
    place is listed with different prices, different contact information or listed
    for sale instead of rent, that’s a red flag.

    Next, be cautious about sharing personal information too
    early. Before you’ve agreed to rent, a landlord doesn’t need sensitive details
    like your Social Security number to run a credit check.

    And if a listing is priced far below similar rentals, and
    someone pressures you to move fast, that’s a sign to walk away.

    Rachel says you should also avoid paying in cash. She
    recommends using more secure forms of payment. Typically, she would request a
    certified cashier’s check or a bank check.

    Consumer Reports says there are other payment methods you
    should stay away from. You should never be pressured into paying your deposit
    or your rent with gift cards, cryptocurrency or wire transfer. If you’re being
    asked to use those methods, it’s a strong sign that it may be a scam.

    A
    bit of caution can help keep your money and information safe.

    And one more
    thing to keep in mind for college renters: scammers often target Facebook
    groups where students look for sublets and off-campus housing.

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  • ‘My bank did not give me my money back’: Florida woman deposits 2 checks from jewelry company. Then they ask her to Zelle them something back

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    Fake check scams remain one of the most common fraud tactics used against Americans, among many just like it.

    In fact, in 2024 alone, the Federal Trade Commission reported $12.5 billion in losses tied to fraud. According to Bankrate, 34% of U.S. adults experienced some form of financial scam or fraud that same year.

    One Florida TikToker says she learned that lesson the hard way after what she thought was an influencer opportunity turned out to be fraud.

    In a TikTok video that has racked up more than 7,700 views, creator Melissa Nichole walks viewers through how a supposed jewelry brand contacted her was able to steal

    What’s This ‘Influencer Scam That Involves Zelle?

    “I feel like such a loser,” Melisa begins. “I was completely taken advantage [of].”

    She explains that she had only started posting on TikTok about a month earlier, hoping to eventually make some extra income for her family. That’s when a jewelry brand reached out.

    “They gave me all the compliments,” she says. “They told me they wanted me to promote their jewelry.”

    She agrees, thinking it’s her first real opportunity. Shortly after, the company emails her two checks.

    “I scanned them into my bank app, and it looked like it went through,” she explains.

    Then came the scammer red flag. Her contact told her she needs to send money to a vendor so the jewelry can be shipped out.

    “And guess what?” she says. “I sent it over Zelle like an [expletive] idiot.”

    The checks never clear. “My bank did not give me my money back and said that I authorized this,” she claims.

    She pauses before sharing the total. “I don’t even wanna say the number,” she admits. “I’m out $1,400.”

    ‘I Wanted to Believe’

    The loss hits harder because of who she says scammers target.

    She explains she was at work while filming the video and felt disoriented and distracted by what had just happened. Still, she chose to share the experience publicly as a warning.

    “There was a part of me that knew it wasn’t right,” she admits. “But I wanted to believe.”

    She says she won’t be responding to messages about the situation and plans to move forward more cautiously, trusting her instincts and verifying opportunities before agreeing to anything else.

    “I won’t be responding to anybody,” she says. “I’m just going to make sure things are legit and trust my intuition.”

    “I am so disgusted with myself,” she added in the caption. “The shame I feel right now is visceral.”

    Can She Get Her Money Back from Zelle?

    Once money is sent through Zelle, banks rarely reverse the transaction. That’s why consumer protection agencies stress reporting scams quickly, even if the money can’t be recovered.

    The Federal Trade Commission urges victims of financial scams to file a report directly with them. These reports help track patterns and, in some cases, lead to broader enforcement actions.

    If a fake check arrives by mail, victims can also contact the U.S. Postal Inspection Service. On the state level, attorneys general often handle consumer fraud complaints. In Florida, the office reports it has secured more than $565 million in total relief for residents, including over $426 million returned directly to consumers.

    How to Protect Yourself from Fake Check Scams

    Scams like this follow a familiar pattern, and spotting the warning signs early can prevent losses.

    If someone sends you a check and asks you to send money back, whether through Zelle, wire transfer, gift cards, or cryptocurrency, it’s a scam. Once that money leaves your account, it’s usually gone for good.

    Legitimate companies don’t ask people to pay up front to receive prizes or opportunities. If you’re told to cover shipping, vendor fees, or processing costs with your own money, walk away.

    And if a check is for more than expected, that’s another red flag. Scammers count on urgency and confusion to push people into acting before verifying details.

    Many viewers focused less on judging Melissa and more on reminding her that scams like this can happen to anyone. One person wrote that she shouldn’t beat herself up, adding, “Galdam girl. youre not an idiot. just learn that hard lesson. people are [expletive]. trust noone.”

    “Forget it you learned the lesson I sent somebody $2000 in bitcoin once,” one commenter admitted. “This $2000 today will probably be worth about $20,000.”

    @melissa.nichole I am so disgusted with myself. The shame I feel right now is visceral. #scam #scammers #shame #rawfeelings ♬ original sound – MelissaNichole ?

    “My mom fell for a group crypto scam and lost her entire retirement and a personal loan, and also owes the IRS like 40k,” shared a third. “Did I mention her only income is 1800 SS check and now she has to work a 15$ an hr under the table job…. Basically traveling the world half the year to being old working 15$ an hour and having debt payments of 1000$ a month…. So your not doing too bad.”

    Several commenters echoed that sentiment, stressing that intelligence doesn’t make someone immune. “I don’t care who you are everyone has been scammed,” another person wrote. “I’m very intelligent and I’ve been scammed horribly for more than that. Don’t beat yourself up. All you can do is move forward now and learn.”

    The Mary Sue has reached out to Melissa via TikTok direct messages and Instagram for further comment, and Zelle via email.

    Have a tip we should know? [email protected]

    Image of Ljeonida Mulabazi

    Ljeonida Mulabazi

    Ljeonida is a reporter and writer with a degree in journalism and communications from the University of Tirana in her native Albania. She has a particular interest in all things digital marketing; she considers herself a copywriter, content producer, SEO specialist, and passionate marketer. Ljeonida is based in Tbilisi, Georgia, and her work can also be found at the Daily Dot.

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    Ljeonida Mulabazi

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  • Prince George’s police warn holiday shoppers to stay alert for online marketplace deals and gift card scams – WTOP News

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    Authorities also recommend never going alone to meet a stranger. Bringing a friend or family member adds an extra layer of safety and can help spot red flags.

    Police in Prince George’s County, Maryland, are urging residents to slow down and take extra precautions when buying or selling items online during this holiday season, particularly through platforms like Facebook Marketplace, where scams and risky meetups can quickly turn dangerous.

    Officer Chaudlier Shepherd says one of the most important steps is verifying who you’re dealing with before agreeing to a transaction. That includes checking for a legitimate profile photo, reviewing the seller’s account history and, if possible, calling a listed phone number to confirm the person is real.

    Authorities also recommend never going alone to meet a stranger. Bringing a friend or family member adds an extra layer of safety and can help spot red flags. Above all, police say residents should trust their instincts — especially when a deal sounds too good to be true.

    “If someone is offering a $1,000 TV for a dollar, that should raise immediate concern,” Shepherd said, noting that unrealistic prices are often tied to scams or setups meant to lure victims into unsafe situations.

    To reduce risk, officials encourage completing online transactions at police stations. Many departments allow residents to meet in parking lots or even inside station lobbies. In some cases, officers may be available to stand nearby during an exchange, providing an “extra security blanket.”

    Police are also reminding shoppers to stay vigilant when purchasing gift cards, a popular target for scammers. While Prince George’s County Police say they have not seen a recent spike in gift card tampering, residents are urged to examine cards closely before buying them.

    If a gift card appears scratched, altered, or otherwise damaged, police recommend returning it immediately and requesting a refund or replacement. Scammers can sometimes drain gift cards before they’re purchased by tampering with the packaging.

    Authorities say most scams still originate through phone calls, emails, texts or online messages, and they encourage residents to pause, verify information and report suspicious activity.

    For more safety tips or to report a scam, residents can contact the Prince George’s County Police Department.

    And, by the way, don’t leave any gifts in your car, either.

    WTOP’s Mike Murillo contributed to this report. 

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    © 2025 WTOP. All Rights Reserved. This website is not intended for users located within the European Economic Area.

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  • How to protect yourself from identity fraud in Canada – MoneySense

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    What we do know, however, is the type of fraud reported most often in Canada: identity fraud. To pull this off, criminals use phishing scams and other ruses to trick Canadians into revealing personal and financial information. Depending on what they find out, scammers could impersonate you, charge purchases to your credit card, apply for a loan and/or mortgage in your name, drain your bank accounts, and more.

    It’s also becoming harder to identify scams. Some fraudsters now use artificial intelligence (AI) technology to create highly convincing audio and video “deepfakes” using Canadians’ voices and faces. AI tools are also helping criminals target exponentially more people at once, making scams harder to avoid.

    How to protect your identity

    To help you protect yourself against ID theft and fraud, we created a series of how-to articles with practical tips on prevention and what to do if you think your identity may have been stolen.

    We’ve also launched a column dedicated to helping you protect specific things and people in your life. Check back monthly for new installments.

    Videos about fraud and scams

    How fraud and scams affect Canadians

    Learn more about the various types of scams targeting Canadians today, and what you can do to protect yourself and recover from ID fraud.

    Article Continues Below Advertisement


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    About MoneySense Editors


    About MoneySense Editors

    MoneySense editors and journalists work closely with leading personal finance experts in Canada. Since 1999, our award-winning magazine has helped Canadians navigate money matters.

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  • FBI San Diego warns shoppers to be aware of holiday scams

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    Carlsbad Village Faire shopping center. (FILE photo/Carlsbad Village Association)

    The FBI San Diego Field Office this weekend warned consumers to be aware of the many types of scams criminals use during the holiday shopping season.

    When shopping online, be diligent and make sure to do your research. If a deal seems too good to be true, it probably is, according to the FBI.

    The FBI says the same warnings apply to fake charity organizations seeking donations and potential donors should proceed with caution and verify their site before donating.

    “The FBI receives thousands of reports every year of people being scammed during the holidays,” Mark Dargis, special agent in charge of the San Diego Field Office said. “Do not let scammers rob you of this joyous holiday season. Stop scammers before they strike–stay vigilant while shopping or donating during the holidays.”

    Some of the scams the FBI is seeing include:

    -Non-delivery scams, where you pay for goods or services you find online, but you never receive your items.

    -Non-payment scams, where you ship purchased goods or services, but you never receive payment for them.

    -Gift card fraud, where a seller asks you to pay with a pre-paid card.

    -Fake charities, where copycat organizations solicit donations through phone calls, emails, crowd funding platforms, and social media to steal funds.

    -Auction fraud, where a product you purchase was misrepresented on an auction site.

    The FBI offered a list of tips to avoid scams, including:

    -Don’t click any suspicious links or attachments in emails, on websites, or on social media.

    -Be wary if a company asks you to update your password or account information.

    -Check each website’s URL to make sure it’s legitimate and secure. Web addresses should begin with “https://” and include a locked padlock icon.

    -Inspect gift cards before purchasing. Check for signs of tampering.

    -Donate wisely by verifying charities through trusted sources. Avoid those soliciting donations via gift cards or wire transfers.

    -Be wary of any online transactions that use wire transfers, virtual currency, gift cards, or cash as payment options.

    -Don’t pay for items with pre-paid gift cards. Never wire money directly to a seller.

    -Always get tracking numbers for items you buy online.

    FBI San Diego is committed to keeping communities safe and encouraged consumers and donors to take the time to carefully review online purchases and charitable donations.

    Victims of holiday scams or charity fraud were urged to submit a complaint to the FBI’s Internet Crime Complaint Center at ic3.gov as soon as possible, report it to local law enforcement, and contact your credit card company or your bank immediately to stop, reverse or dispute any suspicious charges.

    For more information about holiday scams, visit fbi.gov/holidayscams.

    To learn more about common frauds and scams, visit fbi.gov/scams.

    — City News Service


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  • How to Stay Vigilant During End-of-Year Online Scams This Holiday Season

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    The holiday season marks an especially busy time of year for many companies, but experts warn that scammers and other cyber criminals are looking to take advantage of their end-of-the-year scrambling to score big paydays.

    Workers might be eager to click on emails that include mentions of holiday parties or end-of-the-year bonuses, and it’s likely that many also will be doing some non-work-related shopping on their company-issued devices. Those activities potentially open up their employers to online risks.

    Meanwhile, many businesses could see their reputations threatened by scammers who look to impersonate their company’s names and brands as part of scams that involve everything from fake seasonal job offers to counterfeit merchandise.

    “This always happens this time of year,” said Selena Larson, staff threat researcher at the cybersecurity company Proofpoint. “[Cybercriminals] start incorporating these types of lures and themes. And, to me, it’s kind of interesting. If they’re doing it every year, they must be successful.”

    In its November advisory, Google Security also noted the prevalence of holiday-themed scams, warning businesses to be on the lookout for potential Black Friday and Cyber Monday related financial fraud. 

    All of this comes at a time when cyber criminals are using advanced social engineering techniques combined with artificial intelligence and other automated technology tools to craft much more sophisticated scams at a larger scale than ever before.

    That all may seem daunting, but Larson and other experts say there are steps companies can take to protect themselves. Here’s a look at some of the top online threats facing businesses—and what you can do about them.

    Holiday-themed social engineering 

    Cybercriminals are using combinations of sophisticated social engineering and AI tools to create highly customized emails, texts and other communications designed to dupe people into doing things they normally wouldn’t.

    This time of year, that could mean tricking an administrative assistant into buying a pile of gift cards they think are for company holiday gifts and sending them to a scammer they think is an executive. Other workers might inadvertently hand over their company credentials or personal information to online thieves because they believe it will get them signed up for a holiday party or expedite their annual bonus.

    While they once had to do their research by hand, spending hours mining social media networks like LinkedIn to gather details, then target just a few people, cybercriminals can now automate the process, using AI to craft scam emails in just a matter of minutes and target countless people, says Gavin Reid, HUMAN Security’s chief information security officer.

    While the scam may start with an email, criminals will also trick targets into moving communications off email and to alternative methods like encrypted messaging services, such as WhatsApp, or phone calls, which help them avoid company detection.  

    These kinds of scams are often associated with consumers, but Reid says companies are the real targets. Smaller businesses with less advanced cyber defenses are easier marks, but larger ones have more money to lose.

    “For the scammers, the bigger the better,” Reid said.

    Impersonation scams

    Not surprisingly, retailers are some of the most at risk during the holiday season. Google notes that criminals will set up fake websites that impersonate well-known brands, offering amazing deals on hard-to-find gifts, tricking shoppers into buying counterfeit merchandise or handing over their credit card and other personal information.

    The criminals use not just emails, but also scam texts and ads posted on social media to get shoppers to the fake sites, rather than the legitimate ones they would have reached through an online search. 

    Companies such as Amazon, Best Buy and PayPal have all been frequently impersonated by scammers in the past, according to the FTC. In addition, according to a recent study done by McAfee, luxury gift brands, including Coach, Dior, and Ralph Lauren were some of the most impersonated brands this year.    

    The price businesses pay for that is in the form of damage to their reputations. If shoppers aren’t confident that the site they’re shopping on is legit, they’re going to take their money elsewhere, Reid says.

    “I think it’s important, especially for retailers, that companies have a point of presence that people can see and use, rather than go to third-party retailers,” Reid said. He adds that it’s when people can’t find what they need on a regular retail website that they start shopping around on potentially scammy ones.

    In addition, companies could suffer a data breach or end up with malware on their systems if they don’t have adequate cyber defenses in place. 

    Larson notes that companies are being increasingly hit with so-called “ClickFix” attacks. In these kinds of attacks, an employee could be doing some shopping on a questionable website and get a pop-up notification telling them that there is something wrong with their computer. They just need to “fix” by copying a block of text and pasting it into PowerShell, a Windows tool that lets users run commands and programs.

    But instead of fixing their computer, the text will actually run a script that infects their machine, and potentially their company’s systems, with malware.

    How to protect your company

    It can be tough for companies to fight back against these scams, especially if they don’t have a big security budget. But strong security practices that should be in use all year long will go a long way toward protecting against holiday scams, Larson says.

    A large part of that is basic security awareness training for all employees, she says, making sure that workers know how to identify phishing emails and other scams. 

    Company systems should also be locked down. If an employee doesn’t need access to a particular system or feature, don’t give it to them, Larson says. For example, most people outside of an IT department don’t need access to PowerShell. Disabling that would prevent many ClickFix scams. 

    “We know that people will make mistakes,” Larson said. “What’s important is being able to stop them before they get very bad.”  

    The final deadline for the 2026 Inc. Regionals Awards is Friday, December 12, at 11:59 p.m. PT. Apply now.

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    Bree Fowler

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  • The Destruction of a Notorious Myanmar Scam Compound Appears to Have Been ‘Performative’

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    After Myanmar’s military junta raided a notorious scam compound and destroyed buildings with explosives in October, officials claimed the country would entirelyeradicate” forced scamming within its borders. Now newly released satellite images of the targeted KK Park scam center reveal that only buildings in one limited section of the compound were destroyed during the initial raids. Experts on scam compounds, meanwhile, say the entire effort is likely “propaganda.”

    High-resolution images of the KK Park scam compound, which is located near the Myanmar-Thailand border, show how military forces have razed multiple buildings, leaving piles of rubble in their place. However, the images show the destruction is, so-far, confined to the Eastern side of the gigantic compound—with hundreds of buildings across the vast compound being left untouched.

    Multiple experts tell WIRED that the raids at KK Park and some other scam compounds are likely part of a wider “performative” effort by Myanmar’s military government, which has come under increasing pressure to tackle the highly lucrative scam compounds that have flourished in recent years. They also raise concerns about the welfare of thousands of people forced to run scams in KK Park.

    “The junta is making it sound as though they’re taking down the entire compound, and the imagery that we have seen so far is only limited to one section,” says Eric Heintz, a global analyst at the International Justice Mission, an anti-slavery organization. “It’s important to keep monitoring this to verify what they’re actually doing and [see] if this is just for show or if they’re actually cracking down on the real problem.”

    The satellite images, taken on November 16, appear to show that some buildings located around courtyards have been almost totally destroyed, with debris strewn around other buildings. Heintz says that the images, plus extra social media footage, indicates that some “villas” and dormitories where trafficking victims may have been housed appear to have been damaged or destroyed. (Myanmar’s military government has said further destruction started on November 17; third-party reports also suggest more buildings have been destroyed).

    “All of the critical buildings that you would need to perpetrate the scams are still intact and still ready for use,” says Mechelle B Moore, the CEO of anti-trafficking nonprofit Global Alms, which is based in Thailand and works to help people who have trafficked into scam compounds in Myanmar. “They’re putting on a good show right now to say that they don’t support scamming compounds or human trafficking. But what they’ve allowed is all the scamming syndicates—all of the scamming bosses and supervisors—have been allowed to flee,” Moore claims.

    Over the past decade, dozens of scam compounds have appeared in Southeast Asia, primarily across Myanmar, Cambodia, and Laos. Often operated by or linked to Chinese organized crime groups, the compounds trick people into working at them—often with the offer of high-paying jobs—and then force them to run a range of scams. Trafficking victims often have their passports taken; they can be tortured or beaten if they refuse to scam. By stealing from people around the world, the compounds have made billions for the organized crime groups.

    Amid the extensive criminality, KK Park has emerged as one of the largest and most notorious scam compounds in Myanmar. Five years ago, the site was a series of fields near the town of Myawaddy, but has since been transformed into a sprawling compound with hundreds of buildings and thousands of people held there.

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    Matt Burgess

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  • AI-fuelled scams on the rise as holiday shopping begins – MoneySense

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    New digital scams surge during peak shopping

    The list of newer scams includes AI-powered fraud, where scammers create fake retailer websites, along with phishing emails or deepfake videos to impersonate brands or influencers. Fraudsters can also embed malicious links in QR codes—a method that’s “extremely widespread,” Zelvin said. “When you scan that QR code, there really is a URL or a website link, but people don’t look at it because it’s small,” he said. 

    Other methods include counterfeit products on the TikTok Shop as well as digital pickpocketing, where criminals use contactless payment devices to skim data from phones—something that’s becoming more common. Zelvin said instances of digital pickpocketing can happen in places like a shopping mall or on transit, where there are crowds. “Where it used to be somebody stealing your wallet or your purse, now they’re stealing what’s on your phone,” he said. 

    He noted that 2.6% of online transactions in Canada between Thanksgiving and Cyber Monday were flagged as fraudulent last year, a 51% annual increase. He noted that older consumers are disproportionately targeted.

    Zelvin said there is a vast increase in people online during the peak buying periods, and fraudsters are “following the opportunity.” 

    The majority of Canadian consumers are still planning to shop during Black Friday and Cyber Monday this year, despite a slight decline in planned participation, according to a report from Boston Consulting Group. 

    About 77 % of Canadian consumers indicated they are planning to shop for deals, down six percentage points from the previous year. On average, the report found consumers were planning to spend US$305 on year-end sales events, dipping from last year, reflecting a “cautious but steady sentiment.”

    How to avoid scams this season

    To help avoid falling victim to a scam while shopping, Zelvin pointed to several measures you can take. This includes not clicking links in emails or texts and instead going directly to retailer websites. Verifying links to websites and looking for relevant HTTPS security indicators can help protect consumers. 

    He also advises using credit cards rather than debit cards or payment apps because they tend to have stronger fraud protections in place. “Credit cards are a good way to pay just because they are not fast-moving, but instant payment systems, wires, gift cards, some of these payment apps, and cryptocurrency—that money is gone,” Zelvin said. 

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    The Canadian Press

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  • Inside a Wild Bitcoin Heist: Five-Star Hotels, Cash-Stuffed Envelopes, and Vanishing Funds

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    As Kent Halliburton stood in a bathroom at the Rosewood Hotel in central Amsterdam, thousands of miles from home, running his fingers through an envelope filled with €10,000 in crisp banknotes, he started to wonder what he had gotten himself into.

    Halliburton is the cofounder and CEO of Sazmining, a company that operates bitcoin mining hardware on behalf of clients—a model known as “mining-as-a-service.” Halliburton is based in Peru, but Sazmining runs mining hardware out of third-party data centers across Norway, Paraguay, Ethiopia, and the United States.

    As Halliburton tells it, he had flown to Amsterdam the previous day, August 5, to meet Even and Maxim, two representatives of a wealthy Monaco-based family. The family office had offered to purchase hundreds of bitcoin mining rigs from Sazmining—around $4 million worth—which the company would install at a facility currently under construction in Ethiopia. Before finalizing the deal, the family office had asked to meet Halliburton in person.

    When Halliburton arrived at the Rosewood Hotel, he found Even and Maxim perched in a booth. They struck him as playboy, high-roller types—particularly Maxim, who wore a tan three-piece suit and had a highly manicured look, his long dark hair parted down the middle. A Rolex protruded from the cuff of his sleeve.

    Over a three-course lunch—ceviche with a roe garnish, Chilean sea bass, and cherry cake—they discussed the contours of the deal and traded details about their respective backgrounds. Even was talkative and jocular, telling stories about blowout parties in Marrakech. Maxim was aloof; he mostly stared at Halliburton, holding his gaze for long periods at a time as though sizing him up.

    As a relationship-building exercise, Even proposed that Halliburton sell the family office around $3,000 in bitcoin. Halliburton was initially hesitant, but chalked it up as a peculiar dating ritual. One of the guys slid Halliburton the cash-filled envelope and told him to go to the bathroom, where he could count out the amount in private. “It felt like something out of a James Bond movie,” says Halliburton. “It was all very exotic to me.”

    Halliburton left in a taxi, somewhat bemused by the encounter, but otherwise hopeful of closing the deal with the family office. For Sazmining, a small company with around 15 employees, it promised to be transformative.

    Less than two weeks later, Halliburton had lost more than $200,000 worth of bitcoin to Even and Maxim. He didn’t know whether Sazmining could survive the blow, nor how the scammers had ensnared him.

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    Joel Khalili

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  • DOJ Issued Seizure Warrant to Starlink Over Satellite Internet Systems Used at Scam Compound

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    As scam compounds in Southeast Asia continue to rake in billions of dollars in stolen funds from victims around the world, United States law enforcement aims to cut scammers off at the source by issuing seizure warrants for Starlink satellite internet terminals that provide cybercriminals with connectivity. Two US warrants and affidavits seen by WIRED detail how Starlink devices are allegedly being used by cybercriminals running scam compounds in Myanmar.

    One warrant, issued on Wednesday by US magistrate judge G. Michael Harvey, authorized the seizure of nine Starlink terminals and two Starlink accounts allegedly used in scam compounds in Payathonzu, near Three Pagodas Pass at the Myanmar-Thai border. A linked affidavit, written by FBI investigators, claims that the Starlink devices and accounts played a “substantial role” in an alleged money laundering and wire fraud operation targeting US citizens—saying Starlink parent company SpaceX should “disable service” to the devices. It also claims that at least 26 Starlink dishes appeared to be on the roofs of several buildings making up one scam center of several in the Three Pagodas Pass area.

    The second warrant and affidavit—which was not issued to Starlink but focused on seizing websites used in scamming—also claims that “at least” 79 Starlink dishes appear on the roofs of buildings at the notorious Tai Chang compound in Myanmar, which US officials say is controlled by the Democratic Karen Benevolent Army, an armed group in Myanmar that was sanctioned by the US government this week. The warrant was signed on Monday by US magistrate judge Matthew J. Sharbaugh.

    Both sets of legal documents cite a WIRED investigation from earlier this year, which revealed that scam compounds in Myanmar have been using Starlink for internet access. Starlink, which is owned and operated by Elon Musk’s SpaceX, is a high-speed satellite internet service available in more than 150 countries around the world.

    The action comes as part of a new US law enforcement initiative known as the District of Columbia Scam Center Strike Force that was announced by the Justice Department, FBI, and Secret Service on Wednesday. The effort aims to combat cryptocurrency scams targeting Americans, specifically fraud that originates from an ecosystem of systematized scamming that has evolved in multiple Southeast Asian countries and is often linked to Chinese organized crime. The “Strike Force” is already operational, and the Justice Department says it has seized roughly $400 million in cryptocurrency so far that was stolen in scams.

    “The Department of Justice will not stand by while Chinese organized crime victimizes Americans and bleeds dry the hard-earned investments of American citizens,” Jeanine Pirro, the US attorney for the District of Columbia, said in a press conference. “We have seized websites being used by these compounds in Southeast Asia that are used to victimize Americans. We are seeking warrants to see satellite terminals and accounts being used by the perpetrators to connect to the internet.”

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    Matt Burgess, Lily Hay Newman

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  • Fairfax Co. high schooler warns seniors about online financial scams – WTOP News

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    Arhan Menta launched The Kumar Project, an initiative that educates vulnerable seniors about the types of scams that exist and ways to prevent becoming a victim.

    Arhan Menta launched The Kumar Project, an initiative that educates vulnerable seniors about the types of scams that exist and ways to prevent becoming a victim.(Courtesy Arhan Menta)

    During summer trips to India to visit his grandparents, Arhan Menta spent time teaching his grandfather how to use the internet.

    His mom hoped her father would be able to become more independent, and the lessons started with the basics. Menta taught him about creating Word documents and sending emails.

    As more time went by and his grandfather practiced more, the lessons transitioned into buying things from Amazon and online banking.

    But one summer, after Menta had left, someone posing as a teenager called his grandpa saying they were in danger and just wanted to talk. His grandpa thought it was him. During that conversation, his grandpa gave a scammer remote access to his computer and lost about $13,000.

    The experience prompted Menta to launch The Kumar Project, an initiative that educates vulnerable seniors about the types of scams that exist and ways to prevent becoming a victim.

    Menta, a senior at Thomas Jefferson High School for Science and Technology, and a friend give many presentations at senior living facilities across Northern Virginia.

    “We’re really focused on creating new technology and the advent of online banking,” Menta told WTOP. “A lot of seniors are left behind. They don’t have the tech savviness to be able to protect themselves online from scams.”

    Using materials from government sources, Menta and co-founder Aayush Tendulkar craft presentations. The first portion usually involves a lecture about the types of scams that exist and the ways artificial intelligence is impacting how scammers operate. The second half of the program involves tips to identify scams and stay protected.

    In one exercise, participants write down the five people they’re closest with and consider a common phrase that’s used often that could serve as a code phrase. Using the phrase, Menta said, could help someone figure out whether the caller is who they say they are or a scammer.

    “I observed there’s a lack of education,” Menta said.

    The concept, Menta said, has evolved and expanded. There are now eight chapters across several states, India and the Philippines.

    In Virginia, Menta said the group is working with state lawmakers to craft legislation ahead of the next General Assembly session. The plan would remove money that’s lost as part of scams from credit reports.

    “The problem doesn’t just end at being scammed,” Menta said. “We try to prevent that from the jump, but there’s other consequences that can happen from that, and that’s what our legislation is trying to stop.”

    Menta said he’s always been interested in finance, and his father let him make his own stock choices during the pandemic.

    “I thought, ‘Is there something I can do in my community to help this?’” Menta said.

    Get breaking news and daily headlines delivered to your email inbox by signing up here.

    © 2025 WTOP. All Rights Reserved. This website is not intended for users located within the European Economic Area.

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    Scott Gelman

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  • BBB issues warning about Denver company after complaints about billing fraud

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    The Better Business Bureau issued a warning that a Denver business might be defrauding Medicare and its customers.

    The BBB’s advisory, posted Oct. 27, reported that the organization received complaints from two people who said they received bills from Centennial Medical Supplies for products they never ordered or received.

    Since Sept. 15, 31 people left reviews on the BBB’s website alleging that Centennial Medical Supplies billed their insurance for products they never ordered. Those who specified the products said the company charged them and their insurance for catheter supplies they didn’t need or receive.

    The true number of fraudulent claims may be higher, since not everyone looks at their insurance statements carefully, particularly if Medicare and their secondary plan covered the full costs, said Cameron Nakashima, digital campaigns manager at the BBB.

    “Scammers are hedging their bets on people not checking their statements,” he said.

    Someone responding to Centennial Medical Supplies’ email, who didn’t give a name, said they would look into any cases of improper billing if they received the patients’ information. The BBB previously reported that the company didn’t respond to its attempts to resolve customer complaints.

    “Thank you for bringing this to our attention. There appears to have been a mistake,” the email said.

    Two people were working at an office listed as the company’s address in south Denver. The one who answered the door said she was hired to “manage the mail” and didn’t know anything about Centennial Medical Supplies’ operations. The office had only one desk, and nothing suggested that other people typically worked there.

    The BBB’s research suggests a previous owner was less than diligent when deciding who to sell his medical supply company to, Nakashima said.

    “It was a legitimate business at one point, as far as we can tell,” he said.

    Billing for medical equipment has become a significant source of income for scammers. Generally, people committing fraud obtain legitimate beneficiaries’ Medicare numbers and other insurance information, and use that to file what look like real claims for catheters or other items. Insurance generally covers the claims, with the person whose information was stolen finding out only if they receive a bill.

    In June, the federal government announced charges against 324 people allegedly responsible for $14.6 billion in fraudulent charges to Medicare for catheters and other medical equipment.

    Billing to Medicare for urinary catheters increased tenfold from the start of 2022 to the end of 2023, with seven companies that had recently changed hands driving most of the increase, according to The Washington Post. A trade group representing insurers estimated Medicare may have wrongfully paid out about $2.8 billion over two years.

    Federal investigators also announced arrests in similar scams involving back and knee braces in 2019 and COVID-19 tests in 2023.

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    Meg Wingerter

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  • How to protect your bank account – MoneySense

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    Banking these days is something that increasingly leaves out the bank. “People don’t go to an ATM or into a bank a lot anymore, instead they mostly log in on our laptops or mobile devices,” says Octavia Howell, vice-president and chief information security officer for Equifax Canada.

    Banking from your phone or computer is convenient, but it leaves a lot of the security that used to be undertaken by the bank up to the customer. Financial institutions have whole departments dedicated to protecting customers from theft and fraud, and strong controls to secure online banking. Still, bad personal habits can leave users vulnerable.

    “Consumers have to be careful at all times and do their part to protect themselves and their families,” Howell says.

    How cyber criminals try to access your bank account

    Criminals may try to target individuals and withdraw money from consumers’ accounts, but there’s also a newer, faster-growing pattern of crime, which is trying to access the personal information of large numbers of people in order to commit fraud on a larger scale.

    “A lot of bank fraud starts with someone trying to get you to share your information,” Howell says. “What we’re seeing in the industry right now is criminals  gaining access to banking information directly from the account owners.”

    Here’s how it works: The criminal organization obtains partial information on a group of people through an artificial intelligence assisted internet search. Scammers then call or otherwise contact their targets, often claiming to be representatives from a financial institution. The fraudsters might say there’s been a security issue and they need the last four digits of the customer’s account number or other information relating to a recent transaction in order to “validate” the account. Victims sometimes co-operate under the false impression that the caller is being helpful to them—at least it may seem so.

    “No credible bank will ever call you and ask for banking information without you initiating the conversation,” Howell says. 

    If you receive a call of this sort, say you’ll call back, hang up, then call the organization directly using the customer service number published on its website or on the back of your card.

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    Best practices for protecting your bank account

    Here are some other things you should do daily to help secure your bank account:

    • Make sure your account PIN (personal identification number) is not something available online or that can be easily guessed, such as an anniversary or a child’s birthday.
    • Use a strong password that is unique from your other accounts.
    • Enable multi-factor authorization (which requires separately texted or emailed codes) or biometric logins that recognize your face or fingerprint. Biometrics is considered state-of-the-art in terms of digital security and can stop scams, says Howell “There’s only one you and scammers can’t easily fake that.”
    • Avoid accessing your bank account over public Wi-Fi networks, such as those in coffee shops and airport departure lounges where criminals can “sniff” for users entering login credentials or credit card numbers. Use a private network such as your home internet or your wireless provider to access your banking information. If you must use a public network, download a VPN (virtual private network) and use that to access your account.
    • Don’t share login credentials with anyone and make sure that your information is secure. Conceal credit or debit card codes you punch in at an ATM or a store checkout. “You never know who’s looking over your shoulder,” Howell says.
    • Make sure you have a way to recover your account should it get compromised. Set up code words and security questions that will enable you to access your account if it gets locked by your financial institution. “It’s important to take the time to set the code words,” says Howell. “Carefully selected security questions can also play an important role in helping to protect your bank account.”

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    Extra reassurance from Equifax Complete Protection

    Most people know that they need to take extra care around financial transactions, says Howell. It’s the extra precautions they may not have considered that can leave them exposed to fraud and theft. 

    For a higher level of protection, consider Equifax CompleteTM Protection, a monthly subscription service that helps to keep your personal data and devices safe while alerting you to potential fraudulent credit accounts being opened in your name.

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    • Social media monitoring provided by industry leader ZeroFox, to alert you to suspicious activity on your social media accounts
    • Online data encryption by NordVPN and online password generation and storage by NordPass
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    • Device protection from Bitdefender to help stop phishing attempts and protect devices from viruses and malware.
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    Equifax Complete Protection costs $34.95 per month. To learn more, visit the Equifax website.

    “What is identity theft, and how is it impacting Canadians?”

    Read more about fraud and scams:



    About Michael McCullough


    About Michael McCullough

    Michael is a financial writer and editor in Duncan, B.C. He’s a former managing editor of Canadian Business and editorial director of Canada Wide Media. He also writes for The Globe and Mail and BCBusiness.

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    Michael McCullough

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  • How Hacked Card Shufflers Allegedly Enabled a Mob-Fueled Poker Scam That Rocked the NBA

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    “If there’s a camera that knows the cards, there is always some kind of underlying threat. Customers are gonna be essentially at the mercy of the person setting up the machine,” poker player and card house owner Doug Polk previously told WIRED. “If you’re showing up in a private game and there’s a shuffler, I would say you should run for the hills.”

    Hacking the Deckmate 2, according to prosecutors, was only one of several cheating techniques the mobsters allegedly used, albeit the one that’s described in the most detail in the indictment. The charging document also claims that they used invisibly marked cards, electronic poker chip trays, phones that could secretly read cards’ markings, and even specially designed glasses and contact lenses.

    While the details of those schemes weren’t spelled out by prosecutors, they’re all well known in the casino security world, says Sal Piacente, a professional cheating consultant and the president of UniverSal Game Protection. Cards can, for instance, have hidden bar codes on their edges—printed invisibly, such as with infrared ink—that can be deciphered by a reader hidden in a chip tray or in a phone case laid on the table. In other cases, cards are similarly marked on their backs with ink that’s only visible with special glasses or contacts.

    “This kind of equipment is being used more than you would think,” Piacente says. “When you go to a private game, there’s no regulation, no commission, no rules. Anything goes.”

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    Andy Greenberg

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  • Tinder Launches Mandatory Facial Verification to Weed Out Bots and Scammers

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    On Wednesday, Tinder announced that it is rolling out a mandatory facial verification tool for new users in the US to help combat the spread of fake profiles and weed out “bad actors.”

    Tinder claims its mandatory facial integration feature, called Face Check, is a first for a major dating app. During the sign-up process, new members complete a “liveness check” by taking a short video selfie within the app. The procedure collects and stores an encrypted map of information about the shape of the user’s face. “We don’t store a picture of your face, it’s not photo recognition, it’s data points about the shape of your face that are turned into a mathematical hash,” says Yoel Roth, head of Trust and Safety for Match Group, which owns Tinder. Tinder then uses that “hash” to check whether a new sign-up matches an account that already exists on Tinder.

    Face Check is currently available to users in California, which will be followed by Texas and other states.

    In a news release, Roth said the measure “sets a new benchmark for trust and safety across the dating industry” and “it helps tackle one of the hardest problems online, knowing whether someone is real … while adding meaningful obstacles that are difficult for bad actors to circumvent.”

    The company defines “bad actors” as accounts that engage in deceptive behavior, including spamming, scamming, and bots. Currently 98 percent of the content moderation actions on Tinder address fake accounts, scamming, and spam. “There is a significant volume of the overall trust and safety work we do on Tinder that is focused on this challenge.”

    Roth says it is a “meaningful improvement in our ability to address scaled abuse. You can get new phone numbers, new email addresses, new devices—you can’t really get a new face.”

    The company is aware that asking new members to scan their faces might be seen as a privacy issue, but “theoretically, if somebody were to get access to every single one of these hashes that’s been created, there isn’t really anything they could do.”

    The app’s previous verification methods were voluntary. Members, depending on their jurisdiction, could opt to verify their profiles through a selfie or ID process. Other dating apps like Bumble also use facial recognition software to let daters verify their authenticity, but on a voluntary basis.

    When asked what the app plans to do about the fake profiles that already exist, given Face Check applies only to new users, Roth says the tech is most effective in curbing “the biggest issue that we’re concerned with, which is the bulk creation of new accounts.”

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    Jason Parham

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  • 5 On Your Side: Avoid buying scams at the NC State Fair

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    Fried foods, funnel cakes and ferris wheels are common staples for the North Carolina State Fair, but there are plenty of other opportunities to spend your money. 

    The N.C. State Fair runs Oct. 16 through Oct. 26. With the fair in mind, the Better Business Bureau (BBB) is urging consumers to remember some key points before making any big purchases.

    First, be mindful of who you’re purchasing from, as well as their business practices.  

    The BBB keeps up with business reviews online, including many of the vendors you’ll see at the fair. Find business reviews at BBB.org or by calling 919-277-4222. You can check reviews on your phone or come back to the fair after looking them up.

    Next, always ask about refund or exchange policies, and get them in writing. Don’t be afraid to ask about guarantees or warranties. If the company has a physical location, get the address and contact information to confirm the validity of the business.

    Finally, if you feel pressured to buy, don’t give in. It’s okay to walk away if you need time to think before buying. Pressure tactics are often one of the first signs someone is trying to make easy money.

    After a purchase, know your rights. The Federal Trade Commission has what’s called a “cooling off” rule, which typically allows customers three days to cancel a purchase.

    However, not everything sold at the state fair falls under this rule, including:

    • Purchases under $25
    • Goods or services primarily used for personal, family or household purposes
    • Insurance, insecurities or real estate
    • Motor vehicles
    • Arts and crafts

    Last year, nearly 1 million people attended the fair.

    “The N.C. State Fair is a fall fun staple here with vendors of all kinds,” said Mallory Wojciechowski, president and CEO of BBB. “Continue to be an intentional and inquisitive shopper, despite the unique shopping experience.”

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