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Tag: Ripple

  • XRP Price At $1,000, Solana To $1,000, And Cardano At $100? Bull Run Predictions Catch Attention

    Crypto analyst Remi has made his bull run predictions for coins like XRP, Solana, and Cardano. Despite the price targets being ambitious, the analyst described them as “semi-conservative,” suggesting the coins could rally much higher. 

    XRP And Solana To $1,000, And Cardano To $100

    In an X post, Remi predicted that XRP and Solana will rally above $1,000 while Cardano will reach $100. He stated that these price targets are based on information, research, and historical performance. The analyst also made predictions for HBAR, XLM, ONDO, LINK, XDC, and QNT, all of which he expects to record astronomical gains. 

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    Interestingly, the analyst stated that these were semi-conservative targets for XRP, Solana, and Cardano and that he personally thinks they could rally higher. He added that these targets might not even come close to his expectations and that they are simply based on utility and a super cycle without any black swan events

    Remi also advised investors not to make the same mistake he made during his first bull run by leaving profits on the table in hopes that coins like XRP, Solana, and Cardano will go higher. He told them not to be greedy and take profits at different intervals. The analyst added that they should not wait for the high numbers because they might not happen for various reasons. 

    Furthermore, the crypto analyst advised investors on custody, urging them to secure their XRP, Solana, and Cardano in a cold wallet. He explained that crypto exchanges are “in it to win it” and are not here for the customers. Meanwhile, the analyst didn’t mention what utility could spark these runs for these coins. 

    However, it is worth noting that XRP, Solana, and Cardano are all set to have their spot ETFs, although it remains to be seen how high these coins could reach on the back of these institutional inflows. 

    Why the Price Targets Are Not “Crazy”

    Remi admitted that the price targets for XRP, Solana, and Cardano may seem crazy, but assured that they are not. He explained that the market cycle is now 5 years instead of 4, indicating that “huge numbers are coming.” He noted that these big numbers will coincide with the voting season. 

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    This is why he thinks there will be a super cycle that runs into the fourth quarter of next year. He told XRP, Solana, and Cardano holders to be mindful of the winter Olympics next year, in February, warning that any major attack during the event would disrupt the cycle. As such, he remarked that it may be wise to take a little profit early on before the event. Notably, experts like Bitwise CIO Matt Hougan have also stated that the four-year cycle is likely over, predicting that the bull run could extend.

    XRP trading at $2.4 on the 1D chart | Source: XRPUSDT on Tradingview.com

    Featured image from Peakpx, chart from Tradingview.com

    Scott Matherson

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  • XRP Price Teleport To $6: What Happens When The Euphoric Phase Begin

    The recent market recovery has seen the XRP price look to break the $2.5 level again, which could lead to a continuation of the uptrend. While all eyes remain on the $3 level to be reclaimed right now, bullish expectations abound for the altcoin. The XRP price, despite suffering recent crashes, is expected to reach new all-time highs, beating the $3.8 peak that has been persistent for over seven years now.

    What Happens If The XRP Price Regains Momentum

    Pseudonymous crypto analyst, “Guy on the Earth”, has shared an analysis of the XRP price that shows the possibilities that lie ahead for the cryptocurrency. So far, the altcoin has continued to consolidate after its rally back in 2024. With almost a year stuck in a consolidation trend and the market picking up, it is possible that the XRP price is finally ready for a breakout.

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    One thing that stands out from here is the fact that the XRP price has continued to maintain higher lows through the consolidation trend. This suggests that while the direction may have been down, the overall sentiment still pointed to possible recovery and upside.

    Given this, it is expected that the breakout from the consolidation phase would be massive. This could be akin to what was experienced back in November 2024, when the XRP price rallied by over 600% before reaching a top.

    The analyst expects XRP to enter into what is essentially a “euphoric phase,” and the price is expected to reach $6. This would translate to an over 100% increase in price, and brand new all-time highs for the first time since 2018.

    Source: X

    The Bears Are Still Lurking

    While most indicators are still pointing toward bullishness, there is still the possibility that bears reclaim control once again. The main problem would arise if the XRP price were to fall below $2, setting the tone for the next wave of declines.

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    The crypto analyst highlights that a decline below $2 would mean that the bull rally is over and the bear market is looming into view. In the worst-case scenario, the XRP price would fall into a longer consolidation trend, pushing it as low as $1.

    Presently, it is important for the XRP price to clear $3 with momentum, putting the bulls in charge. Also, if the Bitcoin price continues to rise, then it could take the whole market into another bull run.

    XRP price chart from Tradingview.com
    Price pushes back against bears | Source: XRPUSDT on Tradingview.com

    Featured image from Dall.E, chart from TradingView.com

    Scott Matherson

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  • Pundit Outlines The Possibility Of The XRP Price Getting To $1,000

    A recent post by XRP commentator Remi Relief on the social media platform X has looked into the possibility of XRP’s price reaching the $1,000 price level. XRP is currently trading well below even the double-digit mark. However, according to this crypto commentator, XRP can get to $1,000, and the world doesn’t need to wait until 2030 for this to happen.

    Vision Of XRP’s Global Purpose

    In his post, Remi Relief questioned the widespread belief that a $1,000 price target could only be achieved by XRP by 2030. The timeline for XRP to reach $1,000 is going to be far less than that, with the analyst noting that the global economy is moving too quickly for it to take that long. He described the altcoin’s rise as something far bigger than predictions, and this is because the cryptocurrency is set to play an important role in stabilizing the world’s financial system.

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    Remi Relief’s outlook places XRP at the core of a growing realignment in the world’s financial system. “It’s going that high for the world’s sake,” he said. He contends that the cryptocurrency’s growth is tied to a global effort to rebalance debt and liquidity. Hence, the recent price crashes we’ve seen with XRP and other cryptocurrencies are a deliberate play by institutional players to accumulate more XRP while smaller investors capitulate. 

    According to Remi Relief, these shakeouts are deliberate and designed to clear the market so that major entities can assume dominance before the price finally explodes.

    He also suggested that political resistance, particularly from the Democratic Party in the United States, could slow or suppress XRP’s ascent, as maintaining control over the traditional banking system aligns with their interests. If such resistance succeeds, the token might fall short of the $1,000 target but could still reach between $100 and $300 before stabilizing. Nonetheless, this is an acceptable outcome given the current XRP price levels.

    What Must Align For The Altcoin To Reach $1,000

    Extraordinary developments in both market structure and adoption would be required in order for XRP to reach a four-digit price level. Predictions like these, as we’ve seen from many XRP enthusiasts, are dependent on whether the token gains widespread adoption in the world’s financial ecosystem. 

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    Institutional integration would have to expand to a scale where XRP becomes an indispensable liquidity bridge for global payments, central bank settlements, and large-value transfers. At the same time, demand from major financial institutions, including banks, fintech companies, and possibly even governments, would need to grow exponentially in order for this to be reflected in the XRP price.

    At the same time, a reduction in the liquid supply would be needed. This could happen through large-scale lockups, increased network utility, or widespread adoption in tokenized asset systems that reduce the circulating supply of XRP. 

    In another post on the social media platform X, Remi Relief projected that the altcoin’s price could surge to $1,700 if it repeats its 2017/2018 performance. 

    At the time of writing, XRP is trading at $2.42.

    XRP trading at $2.40 on the 1D chart | Source: XRPUSDT on Tradingview.com

    Featured image from Peakpx, chart from Tradingview.com

    Scott Matherson

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  • Ripple (XRP) News Today: October 21st


    Check out the latest and most important Ripple developments and find out if XRP is poised for another rally.

    Ripple and its native token remain among the trendiest topics in the cryptocurrency space. In this article, we break down everything interesting related to them that has happened recently.

    ‘MicroStrategy Built for XRP’

    Evernorth – a new venture backed by Ripple – recently revealed that it will seek listing on Nasdaq through a merger with blank check company Armada Acquisition Corp II. It is expected to raise over $1 billion in proceeds and will focus on accumulating XRP.

    Speaking on the matter was the former Ripple executive, Asheesh Birla, who will spearhead Evernoth as CEO. He said the entity will look at “acquisition opportunities” and establish an investment team. Among the main backers of the multi-billion-dollar initiative are Japanese firm SBI and crypto exchange Kraken.

    The news caused huge enthusiasm across the XRP Army. The X user Ripple Bull Winkle argued that Evernorth is basically “MicroStrategy built for XRP from the ground up.” He claimed that the company would purchase XRP tokens directly from exchanges, reducing the circulating supply and positively impacting the price.

    “But it’s not just buying pressure. They’re also creating utility: liquidity pools, lending, and yield programs built around XRP as the base asset. More on-chain use = more transaction volume = more reason for institutions to hold XRP for settlement,” he added.

    Larsen Offloads XRP

    Contrary to Evernorth, whose ultimate goal is accumulating a substantial XRP stash, Chris Larsen dumped some of his holdings. CryptoQuant’s data shows that he sold 50 million tokens (worth over $120 million) on October 20.

    While some X users expressed concerns that this move might cause panic and lead to a price downtrend, others reminded that Larsen is among the prominent backers of Evernorth, and the sale represents a donation to the newly established firm.

    “Evernorth fills the missing link today in XRP capital markets and XRP usage in DeFi products. I’m proud to invest 50M XRP in the firm (you may see some wallet movement on this),” Larsen clarified on X.

    XRP Price Outlook

    Ripple’s cross-borded token has been on a severe downtrend in the past two weeks, with its price plunging by almost 20% to the current $2.42 (per CoinGecko’s data).

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    XRP Price, Source: CoinGecko

    Nonetheless, multiple analysts believe it has yet to reach new peaks during this cycle. One of the biggest bulls is the X user ChartNerd, who envisioned a potential price explosion to as high as $27.

    Meanwhile, Santiment’s data shows that crowd sentiment toward XRP has dropped to its lowest point in nine months. This may sound like bad news for the asset’s investors and proponents, but the platform reminded that the crypto market is unique, and prices often move against overall expectations.

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  • XRP Wallets Holding Over 10,000 Tokens Hit Record High Amid Price Recovery

    XRP has shown some signs of recovery over the past 48 hours, climbing about 5.3 % from its recent low, according to on-chain analytics platform Santiment. The rebound comes as investor confidence appears to be returning, as it coincides with a steady rise in mid to large-sized XRP holders. Particularly, on-chain data shows that the XRP ecosystem now has more than 317,500 wallets holding at least 10,000 XRP tokens for the first time in its history.

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    Mid To Large XRP Holders Reach Record 317,500 Wallets

    Despite XRP’s recent price woes alongside the rest of the crypto market, on-chain data shows that XRP’s holder base is increasing among crypto investors. Notably, Santiment’s latest data shows that the number of XRP wallets holding at least 10,000 tokens has reached an all-time high of approximately 317,500. 

    Santiment’s data chart, as shown below, indicates that XRP’s network has added approximately 1.8% more wallets holding 10,000 or more tokens in just the last thirty days. Interestingly, Santiment’s data further shows that the upward slope of this metric has been consistent throughout 2025.

    The increase in mid-sized and large wallet count shows that many XRP investors are not concerned about the recent price dips. Instead, many of them are taking advantage of lower prices to strengthen their holdings. As such, a growing segment of investors are buying XRP for long-term gains rather than short-term price action.

    XRP, which is currently hovering around the $2.35 range, may benefit from this growing base of committed holders in the long term. Its price trajectory now depends on its ability to sustain momentum above $2.3. If the bullish on-chain sentiment translates into consistent buy pressure, XRP could extend its rebound and target at least $2.8 before the end of the week.

    XRPUSD now trading at $2.32. Chart: TradingView

    However, if momentum stalls, the price may enter another downward phase before an upward move. Nonetheless, the record growth in wallets holding over 10,000 XRP provides a strong long-term foundation that may support the cryptocurrency’s value in the coming weeks.

    Number of 10K+ XRP Wallets. Source: Santiment

    Ripple’s Acquisition Of GTreasury Adds Institutional Momentum

    Ripple Labs, the company behind XRP, recently announced the acquisition of GTreasury for $1 billion, making this its third-biggest deal in 2025. The deal will bring GTreasury’s treasury-management software, used by global corporations to manage liquidity, cash forecasting, payments and risk, into Ripple’s infrastructure suite.

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    GTreasury serves over 1,000 customers across about 160 countries and has more than 40 years’ experience in corporate treasury operations. The move gives Ripple immediate access to the multi-trillion-dollar corporate treasury market and large enterprise clients previously outside its direct reach. There are also reports that Ripple is planning to raise $1 billion to build an XRP treasury.

    At the time of writing, XRP was trading at $2.35.

    Featured image from Unsplash, chart from TradingView

    Scott Matherson

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  • Ripple Expands African Footprint Through Strategic Partnership with Absa Bank


    Ripple’s global custody network now spans multiple continents, with Absa becoming its first major institutional partner in Africa.

    Ripple has announced a strategic partnership with South Africa’s Absa Bank. Under the agreement, Absa will integrate Ripple’s custody technology to manage tokenized assets, including cryptocurrencies.

    With this partnership, Absa gains access to Ripple’s institutional-grade technology, while the latter advances its broader mission of integrating digital assets into mainstream financial operations across Africa.

    Institutional Digital Asset Custody

    The latest development marks Ripple’s first major custody collaboration in Africa, which comes at a time of increasing demand among emerging-market financial institutions for compliant digital asset solutions.

    The partnership strengthens the San Francisco-headquartered company’s footprint on the continent, building on earlier initiatives such as supporting Africa-focused payments platform Chipper Cash with crypto-enabled payment tools and facilitating the launch of its USD-backed stablecoin RLUSD in the region.

    In an official statement, Robyn Lawson, Head of Digital Product, Custody, at Absa Corporate and Investment Banking, said,

    “As we continue to innovate and respond to the evolving financial ecosystem, we recognise the importance of providing our customers with secure, compliant, and robust custody solutions for their digital assets. Ripple’s custody solution allows us to leverage proven and trusted technology that meets the highest security and operational standards. Together, we can deliver the next generation of financial infrastructure to our customers.”

    The company’s global custody network now spans Europe, the Middle East, Asia-Pacific, Latin America, and Africa, and serves financial institutions navigating the landscape of blockchain and tokenized assets.

    Ripple’s 2025 New Value Report revealed that 64% of finance leaders in the Middle East and Africa cite faster payments and settlement times as an important factor for adopting blockchain-based currencies in cross-border flows.

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    Other Key Developments

    The move follows Ripple’s partnership with Bahrain Fintech Bay last week to advance Bahrain’s digital assets ecosystem. The main objective behind this is to focus on developing proofs-of-concept and pilot projects in blockchain, cross-border payments, digital assets, stablecoins, and tokenization. Ripple and BFB also plan to drive knowledge initiatives through educational programs and accelerators, while actively participating in local ecosystem events.

    As reported by CryptoPotato earlier, Ripple partnered with Immunefi to strengthen the security of its XRPL Lending Protocol to launch a global “Attackathon” with a $200,000 prize pool. Top Web3 security researchers were invited to identify vulnerabilities ahead of the protocol’s validator vote. The initiative also offers targeted XRPL training through the Attackathon Academy.

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  • XRP Reclaims Market Momentum With $30 Billion In Fresh Inflows, A Rally Underway?

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  • $3 Trillion Blockchain Payments Surge Predicted by 2025, Fees Plummet and Speed Soars


    CoinLaw found that RippleNet processes more than $15 billion monthly in cross‑border transactions in 2025.

    Blockchain technology has rapidly matured into a key pillar of global finance, with cross-border payments emerging as one of its most cornerstone applications, according to a new report by CoinLaw.

    The study found that blockchain-based cross-border payments have grown at an annual rate of 45% over the past decade and are projected to reach $3 trillion in 2025.

    Blockchain Cuts Costs, Accelerates Payments

    The average transaction fees on blockchain networks have fallen by 70%-80% compared to traditional payment channels, while processing times have shrunk to just 3-10 seconds, compared with the 2-5 days typical of legacy systems. RippleNet alone now processes more than $15 billion in cross-border transfers every month.

    Meanwhile, over 120 countries are actively developing central bank digital currencies (CBDCs) to streamline international transactions. CoinLaw also found that nearly 40% of global remittance firms now rely on blockchain solutions. Interestingly, Africa is witnessing a 60% surge in adoption amid rising demand for affordable, efficient remittance infrastructure.

    The study also found that around 85% of US banks are either piloting or fully integrating blockchain-based solutions into their payment systems. The Asia-Pacific region leads globally in this aspect, with 60% of financial institutions using blockchain, followed by 55% in North America and 50% in Europe.

    Visa and Mastercard have reportedly processed over $5 billion in cryptocurrency transactions this year through partnerships with blockchain startups. The report also noted that blockchain-based cross-border payments have expanded at an annual rate of 45% and are projected to reach $3 trillion in 2025.

    Insurance companies have increased blockchain usage to 35% for faster claims processing, up from 18% in 2022. Additionally, banks are saving up to 35% on operational costs by eliminating intermediaries and reducing fraud, and the average transaction speed is down to 10 minutes from over 10 minutes five years ago.

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    Inflation Drives Massive Crypto Adoption

    El Salvador has seen about 35% of its population using crypto wallets since Bitcoin became legal tender. Nigeria leads Africa’s peer-to-peer trading activity, as it accounts for 45% of the continent’s total crypto transactions.

    Meanwhile, Argentina and Turkey have recorded a 60% surge in adoption this year as a result of persistent inflation and currency instability.

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  • Pundit Says XRP Price Can Easily Hit $1,000 If This Happens

    Crypto expert BarriC has shared a bold view about the future of the XRP price. He believes that it could rise to $1,000 or even higher if it reaches full global use by banks and financial institutions. BarriC says the world has never seen what happens when a digital asset is used on a massive scale by traditional finance. According to him, this level of use could set XRP apart from all other cryptocurrencies.

    XRP Price Poised For Historic Gains Amid Global Bank Adoption

    BarriC predicts that the XRP price has the potential to reach record-breaking levels once banks and financial firms worldwide begin to adopt the cryptocurrency on a daily basis. If banks move money through XRP on a daily, weekly, and monthly basis, the amount of value flowing through the network could be substantial. BarriC believes this could be in the range of millions, billions, or even trillions of dollars over time.

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    He explains that no other cryptocurrency has reached this level of real-world use before, which makes XRP’s case very different from past market cycles. BarriC says that when global financial institutions begin using XRP for regular transactions, it will no longer behave like most digital assets. It could then become a key part of how money moves worldwide, and such growth could naturally lead to XRP prices that surpass what the market has seen before.

    BarriC’s analysis suggests that the real turning point could come from trust and utility in XRP. As more institutions rely on the network for fast and inexpensive transfers, confidence in the asset is likely to grow significantly. The demand would likely reduce selling pressure and increase the token’s value over time, which, according to BarriC, is when XRP could start to climb toward its predicted $1,000 mark.

    XRP Breaking The Traditional Cycle And Entering Uncharted Territory

    BarriC also believes that XRP will eventually diverge from Bitcoin’s typical four-year market cycle. He says XRP could move in its own direction once banks widely use it. In his view, the cryptocurrency would no longer need to follow Bitcoin’s ups and downs because it would have its own strong use case. This independence could allow the price to move much higher and stay stable even when other coins face downturns.

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    He describes this possible phase as “uncharted territory” for XRP, as it would be the first time a cryptocurrency reaches that level of adoption and the network becomes a significant part of the global payment system. BarriC expects that once this shift happens, XRP could rise far beyond previous highs, possibly reaching $100, $1,000, or more.

    The overall analysis by BarriC paints a very hopeful picture for the XRP price. The digital asset may become one of the most valuable cryptocurrencies on the market if the $ 1,000 price prediction comes to fruition.

    Price suffers multiple dips amid sell-offs | Source: XRPUSDT on Tradingview.com

    Featured image created with Getty Images, chart from Tradingview.com

    Sandra White

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  • Warning Sign for XRP’s Price: is Ripple in Trouble?


    Fear, uncertainty and doubt around Ripple’s cross-border payments token has increased, according to blockchain analytics.

    XRP is seeing its “highest level of retail FUD” since US President Donald Trump announced trade tariffs six months ago, reported blockchain analytics firm Santiment using a bullish-to-bearish sentiment ratio on Tuesday.

    Trump’s global tariff bombshell in April triggered a massive 20% XRP price drop to below $1.80 within days in line with a broader crypto market sell-off.

    However, it is not all bad news. There have been more bearish comments than bullish for two of the past three days, it stated before adding that this is “generally a promising buy signal” because markets move opposite to small trader expectations.

    Unfounded FUD surge

    The negative sentiment arises as XRP has failed to perform, while others in its vicinity, such as Bitcoin, Ether, and BNB, have reached new all-time highs or come close to previous ones. Additionally, BNB flipped XRP in terms of market capitalization this week.

    “Nothing to do with FUD, but just pure reality with XRP value accrual that is literally zero and doesn’t benefit holders at all,” said one respondent.

    Historical sentiment analysis shows extreme retail FUD often precedes XRP rallies, as seen in July’s run-up to an all-time high of $3.65. However, the token has tanked more than 21% since then and has failed to break resistance above $3 multiple times since mid-August.

    In reality, things are looking very bullish for Ripple and XRP, with legal and regulatory clarity expected to arrive in 2025 and an expansion of partnerships and integrations within the global TradFi ecosystem.

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    The Ripple DeFi ecosystem has also gone through recent expansion, as reported by CryptoPotato.

    The CEO of agricultural investment firm Teucrium, Sal Gilbertie, said XRP was “a coin that will have the most utility out there,” and XRP has “a true use case.”

    XRP Price Outlook

    Nevertheless, retail traders and investors remain unconvinced, as the asset has fallen 3.8% on the day to $2.87 at the time of writing.

    XRP touched $3.10 late last week, but resistance proved too strong again, causing the retreat. The asset has traded sideways since its surge in mid-July but is up 38% since the beginning of the year and a whopping 440% since the same time last year.

    Chart guru Peter Brandt painted a gloomier picture, identifying a “classic descending triangle” developing, adding that there is a danger of a fall to $2.22 if XRP closes below $2.68.

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  • XRP Price Pauses After Rally – Can Bulls Hold Ground For Another Push?

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  • XRP Price Faces 25% Drawdown Risk, But This Technical Point Is Key

    The XRP price is positioned at a pivotal level that will determine the next trend to play out from here. This was highlighted by crypto analyst, The Alchemist Trader, in a TradingView post that shared notable insights into the current price action of the cryptocurrency. The crypto analyst also explained that there are technical points that will determine the next move, and depending on how bears and bulls perform, there could either be a lot of gains or major losses.

    The Three Key Points To Watch

    With the XRP price already showing a lot of weakness, The Alchemist Trader explains that the altcoin is now consolidating near the value area low of its local trading range. This sits around the $2.8 level that the price has been moving around over the last few weeks.

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    The price trading at this value area low also shows that there are a lot of sellers in the market pushing down the price. It had previously pushed the price back toward a critical support level at $2.7, and this has set the stage for either the next bounce or decline. This is because this level holds a lot of liquidity, meaning it is an equal opportunity point for both bears and bulls.

    Given this trend, the crypto analyst has outlined three key technical points that investors should watch for the XRP price. The first of these is the possibility of the XRP price making consecutive lower highs and pushing it toward the value area low, a bearish signal.

    Next on the list is that a breakdown from there could push the price toward the Point of Control (POC), as well as the 0.618 Fibonacci and VWAP confluence. Then, last but not least, is the fact that the liquidity at the current levels could mean that there is a sharp wick before the price begins to reverse.

    Source: TradingView

    How The XRP Price Could Play Out From Here

    As mentioned above, one of the first things to watch out for is the test of the value area low. From here, if the XRP price were to break down, then it would signal that the decline would deepen from here. It would push the target toward the Point of Control (POC) and deeper support levels. Reaching these levels would mean a possible 25% decline toward $2.33.

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    However, in the event that this support holds firmly, then the analyst sees the XRP price bouncing back into its trading range. The price could wick down first, but this would end in an eventual stabilization and continuation. In this case, the target is placed at $3.5, possibly setting the price on a campaign for new all-time highs.

    XRP price chart from Tradingview.com
    Price readies to test $3 with newfound momentum | Source: XRPUSDT on Tradingview.com

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    Scott Matherson

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  • Ripple’s Interledger Protocol Bridges XRP Into SWIFT Network — Here’s How

    Ripple is taking another bold step toward mainstream finance by extending the reach of its Interledger Protocol into the SWIFT network, regarded as the backbone of global payments. By enabling interoperability between two of the most influential payment ecosystems, Ripple is positioning XRP as a key player in the future of international money movement.

    Could XRP Become A Standard For Settlement?

    The strategy for mainstream adoption of the XRP Ledger (XRPL) and its native asset, XRP, is intricately linked to the Interledger Protocol (ILP). As highlighted by researcher SMQKE on X, Ripple’s approach is to become an essential part of the Society for Worldwide Interbank Financial Telecommunication (SWIFT) network, providing an interoperable layer that seamlessly bridges the old and new financial worlds.

    This Interledger Protocol is designed to synchronize separate ledgers without forming a new one, while acting as a connective tissue across financial systems. In many ways, it mirrors SWIFT’s own structure, where the successful processing of a payment message creates binding obligations to pay between nodes and intermediaries.

    However, ILP is Ripple’s core strategy for mainstream adoption of the XRP Ledger. By making ILP fully compatible with SWIFT, Ripple ensures that both XRP and its technology can plug into the world’s most dominant payment network. 

    What’s important about this move is the fact that Ripple itself is now often described as evolving into the Interledger Protocol initiative. Ripple understood that the world would never standardize on a single ledger, which is why it built ILP to enable interoperability to bridge across multiple systems.

    Meanwhile, this approach is reinforced through the ISO 20022 adoption to ensure that the entire transaction is secure, seamless, and scalable, offering a superior settlement experience that coexists with the bank’s existing messaging connectivity across the global financial infrastructure. “The strategy is clear: one protocol (ILP), unlimited networks, and seamless XRP movement,” SMQKE noted.

    The Promise Of Financial Freedom With XRP

    As the crypto landscape expands, XRP has been hailed as an asset that could offer financial breakthroughs. The sentiment expressed by Traveler2236 points to a profound vision of global financial inclusion and the end of economic inequality enforced by legacy systems. His core claim is that there will come a day when XRP will unleash dreams beyond imagination. 

    Also, there will be no denials because of a credit score, and no more doors closed because your income doesn’t match some arbitrary outcome. Traveler2236’s statement is not merely a prediction, but a declaration of certainty, bordering on a personal epiphany. “This isn’t a dream anymore, it’s happening right now,” the expert stated.

    Godspower Owie

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  • XRP Price May Not See An Explosive Rally In October As Expected, Here’s Why

    The phrase “Uptober” has gained popularity in the crypto market, as October has historically delivered gains in the past. For the XRP price, however, the picture looks very different. A closer look at its history shows a mix of big wins and painful losses, making October far less predictable. 

    Removing the extreme years shows that the data points to flat or negative results, which means investors counting on an explosive rally may end up disappointed. Although the last quarter of the year has brought substantial gains in some cases, the overall record remains inconsistent, suggesting that “Uptober” may be more of a myth than a promise for XRP holders.

    Historical Data Challenges The “Uptober” Hype For XRP Price

    Every October, the crypto community hopes that coins will rise, and while Bitcoin sometimes lives up to this expectation, XRP’s history tells a different story. Data from CryptoRank shows that XRP has experienced some notable fluctuations in October over the last decade. In 2013, the token soared by more than 94%. In 2014, it jumped 130%. In 2020, it even delivered an explosive rally of nearly 179% in just one month.

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    Source: CryptoRank

    But these massive rallies are rare. In many other years, the results were disappointing. For example, the XRP price suffered double-digit losses in October of 2018 and 2021. In other years, gains were delivered only in tiny amounts, far below what traders had hoped for. Stripping away the highs and lows makes the overall trend clear. The median October return for XRP is actually a slight loss of 1.79%, and the average return is even worse at -4.58%.

    This data suggests that October is far more likely to bring disappointment than explosive growth for XRP holders. While the idea of “Uptober” may sound exciting, the history of XRP shows its performance in October is scattered, unpredictable, and often hostile. 

    Q4 Patterns Show Risk Of Relying On Seasonal Myths

    Some traders argue that even if October is not always a great month, the XRP price usually performs well in the final quarter of the year. Indeed, the last quarter has sometimes delivered big rallies, and the average Q4 return for XRP is nearly 88%. But these results are heavily skewed by a few extraordinary years. When the numbers are balanced, the median return for Q4 is actually a loss of 4.32%.

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    The negative median Q4 return shows that the perception of Q4 strength is not as reliable as many believe. The standout rallies do not represent the typical outcome. Instead, most years end up modest or even negative. The pattern points to risk, not certainty, for those who assume every Q4 will bring green candles.

    Past data proves that while extraordinary runs are possible, they are rare, and the more common result is far less exciting. XRP could still surprise to the upside, but history warns against treating October as a guaranteed month of gains. Believing the hype without considering the risks may leave investors unprepared for disappointment.

    XRP price chart from Tradingview.com
    Price fails to reclaim $3 | Source: XRPUSDT on Tradingview.com

    Featured image created with Dall.E, chart from Tradingview.com

    Sandra White

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  • XRP Price Is ‘Firing On All Cylinders’ As Super Rare Bullish Setup Emerges

    The cryptocurrency market remains in disarray following widespread declines, yet the XRP price continues to attract the attention of analysts who maintain an optimistic outlook. One expert noted that XRP has just printed a rare and bullish setup, with multiple chart indicators aligning in support of upward momentum.

    XRP Price Forms Rare Multi-Layered Bullish Setup

    According to crypto market expert Bobby A, XRP is in a rare market position, consolidating above key historical levels while preparing for a move that could lead to new all-time highs. He noted that different indicators are aligning in support of a possible uptrend.  

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    In a chart shared on X social media, Bobby explained that XRP’s market capitalization has been holding above its 2018 peak for more than 300 days, an uncommon show of strength amid the recent downturn. This long consolidation above a major resistance-turned support level suggests a massive build-up of energy before the next leg higher. He argues that this base formation signals a potentially explosive move to the upside, with the next market cap targets identified at $173 billion and a peak around $727 billion.

    On the price front, Bobby reveals that XRP has been forming a multi-month bullish flag pattern on its charts. He labels the critical support zones as “Base Camp 1” around $1.9 and “Base Camp 2” at $2.89—both of which have been successfully defended. He further highlighted that the monthly Relative Strength Index (RSI) is also positioning itself for one final push toward overbought territory, often a precursor to a sharp upward move. Based on his projections, XRP’s take profit zones sit between $5 and $13, levels that would mark fresh all-time highs.

    Bobby’s analysis highlights that XRP’s indicators are “firing on all cylinders,” with momentum across higher timeframes aligning for a potentially powerful surge. He further pointed out that Bitcoin Dominance (BTC.D), currently at 58.7%, is set to retrace toward the mid-to-low 40% zone soon. Such a move would enable altcoins like XRP to capture a larger market share, thereby reinforcing the likelihood of a bullish breakout. The analyst described this rare alignment as a generational setup that occurs only a few times in a decade.  

    Bearish Divergence Sparks Short-Term XRP Sell-Off

    While XRP appears to be resisting the present market downturn, not all analysts share an immediate bullish sentiment. Crypto expert JD has warned about a Bearish Divergence forming on XRP’s weekly chart—a signal that has now played out as expected. 

    XRP currently trading at $2.77. Chart: TradingView

    As shown in the chart, while XRP’s price made higher highs, the RSI indicator printed lower highs, creating a textbook Bearish Divergence pattern. This divergence has already led to a sharp 27% correction from the $3.37 take profit level that JD had previously identified. According to him, many market participants are now questioning why XRP has been under pressure despite broader optimism. 

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    JD argues that the Bearish Divergence was the clearest warning signal, and those who ignored it are now witnessing its full effect. He cautions that while XRP may still avoid a deeper breakdown into the “grey box” supply zone, the short-term trajectory remains bearish until momentum resets. 

    Featured image from Unsplash, chart from TradingView

    Scott Matherson

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  • Demand For XRP On CME Explodes As Reports Show Over $18 Billion

    Demand for XRP on the CME derivatives exchange continues to rise, providing a bullish outlook for the altcoin. This comes ahead of the potential approval of the XRP ETFs, which could further spark institutional demand for XRP. 

    CME XRP Futures Hit New Milestone

    In an X post, the CME group announced that it has hit its four-month milestone for XRP futures, with a notional trading volume of $18.3 billion, 6 billion XRP traded, and 397,000 contracts traded. This again highlights the demand for the altcoin, with the derivatives exchange previously stating that the altcoin’s futures products have shown demand from both institutional and retail participants. 

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    Notably, the CME XRP futures crossed $1 billion in open interest (OI) last month, with the altcoin becoming the fastest-ever contract to do so, having hit the mark in just three months. 

    Amid the demand for the altcoin on the derivatives exchange, CME has announced plans to launch options trading on the XRP futures on October 13. 

    This is expected to further boost the demand on the CME exchange, which is a positive for the altcoin. This new milestone for XRP futures comes just ahead of the potential launch of XRP ETFs under the 33 Act, which will also elevate institutional interest in the altcoin. Fund issuers are expected to file amendments for their respective funds as soon as the end of this week. 

    This comes amid the SEC’s approval of the generic listing standards, which could enable these XRP ETFs to launch earlier. If that doesn’t happen, the focus will shift to Grayscale’s October 18 deadline, which is the first final deadline among all seven XRP filings. The commission could approve these funds simultaneously, just as it did with the Bitcoin and Ethereum ETFs

    Massive Demand Expected For The ETFs

    It is worth mentioning that market expert Nate Geraci had previously alluded to the success of the CME XRP futures as one of the reasons he believes people are underestimating the demand the spot XRP ETFs may record. He also noted at the time that there was already over $800 million in futures-based XRP ETFs

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    In another X post, Geraci doubled down on his statement that people are “severely” underestimating the investor demand for the spot XRP ETFs. He noted how a similar thing happened with the spot Bitcoin and Ethereum ETFs, which have so far exceeded expectations. 

    Canary Capital CEO Steven McClurg also has high expectations for the XRP ETFs, predicting that they could record up to $5 billion in inflows in their first month. He also believes that they could outperform the Ethereum ETFs in the process. 

    At the time of writing, the altcoin price is trading at around $2.75, down over 3% in the last 24 hours, according to data from CoinMarketCap.

    XRP trading at $2.76 on the 1D chart | Source: XRPUSDT on Tradingview.com

    Featured image from iStock, chart from Tradingview.com

    Scott Matherson

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  • Expert Reveals Why XRP Won’t Mirror Bitcoin’s Path And Why A Decoupling Is Imminent

    The crypto market has long moved in the shadow of Bitcoin, because for years, its rallies and sharp drops have pulled nearly every other digital asset such as XRP with it. However, according to Versan Aljarrah, co-founder of Black Swan Capitalist, the XRP token could break away from this cycle. According to him, XRP is on a different mission, one that goes beyond speculation and closer to real-world use. That role is why he says it will not mirror Bitcoin’s path, and why a decoupling is now on the horizon.

    Versan Aljarrah Reveals XRP’s Institutional Role Sets It Apart From Bitcoin

    Aljarrah stresses that XRP does not follow Bitcoin’s “digital gold” story. While Bitcoin serves as a store of value, XRP serves a very different purpose. In the X post, the expert refers to the cryptocurrency as a bridge asset for banks and financial institutions. 

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    In today’s financial world, cross-border payments can often be slow, expensive, and risky because of foreign-exchange issues. XRP addresses these problems by cutting out multiple intermediaries. According to Aljarrah, this practical utility places XRP closer to the daily operations of global finance, rather than the speculative trading behavior that defines Bitcoin. 

    Rather than acting like a typical cryptocurrency, XRP is evolving into core financial infrastructure. That transformation, according to Aljarrah, could move XRP far beyond a purely speculative asset and position it as part of the underlying system that connects currencies and payment networks worldwide.

    Why Regulatory Clarity And Adoption Drive XRP Toward Decoupling

    For years, one of the biggest obstacles facing XRP was legal uncertainty. Ripple Labs, the company associated with XRP, was embroiled in a lawsuit with the SEC. But that cloud has now lifted. Court rulings have made it clear that XRP sales on public exchanges are not securities transactions, and with the appeals dropped, the case is now closed. 

    With the court issue resolved, attention is shifting to growth, as developers are now adding new tools for institutions to the XRP ecosystem, including automated market making, stablecoin support, and updated token standards.

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    Banks, fintech companies, and payment providers are starting to test and integrate with XRP. At the same time, the XRP Ledger is growing stronger. Ripple has also launched RLUSD, a stablecoin, and is working on obtaining banking licenses worldwide. All these steps point toward a token that evolves into financial infrastructure rather than remaining a speculative play.

    Aljarrah notes that these changes mean XRP will no longer move like Bitcoin. Its price will not only depend on market speculation but also on its usage, the strength of regulations, and the growing demand for instant settlement.  For these reasons, he believes decoupling is certain. Over time, XRP will carve its own path as adoption spreads and its role in finance becomes more central.

    Price continues to struggle with sell-offs rising | Source: XRPUSDT on TradingView.com

    Featured image from DALL.E, chart from TradingView.com

    Sandra White

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  • XRP Price Chatter Heats Up After Developer’s $4 Hint – Details

    According to posts and market watchers, a return by a well-known developer has reignited talk that XRP could move higher.

    Harry Harald — a web developer followed closely inside the XRP community — posted about XRP over the weekend in his first message since May.

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    The post prompted immediate reaction from other big voices, and some in the space now say a move to $4 is possible. XRP opened the week lower, slipping to $2.77 before recovering to about $2.82 at press time. It had been trading around $3 yesterday before sellers pushed prices down.

    Community Voices Drive Momentum

    Alex Cobb and other influencers amplified Harald’s remark, which helped spark fresh optimism among traders. Based on social posts, Cobb suggested that $4 could be the next stop on a rebound.

    From the current quote of $2.86, that would mean roughly a 42% rise, a gain that would push XRP above its long-held ceiling. That ceiling has been more than symbolic: XRP has not traded above $3.80 since 2018.

    Technical Indicators Point To Recovery

    Several chart analysts have flagged signals that they say back the bullish case. Ali Martinez reported a TD Sequential buy on the four-hour chart, an indicator some traders use to time entries after a string of lower closes.

    XRP market cap currently at $171 billion. Chart: TradingView

    Supporters point to historical backtests showing about 60–70% accuracy on higher timeframes, and that three out of four two-week buy signals since 2022 were followed by major rallies.

    Traders also note that XRP has broken a downtrend after bottoming at $2.65 on September 1, and that it is holding above the 50% Fibonacci retracement and the 50-day moving average — both seen as bullish by many.

    Price Action And Key Levels

    XRP has been stuck near $3 for weeks, first stalling in July and failing to break out since. The token remains below a swing high of $3.65 established two months ago, a drop of about 25% from that peak.

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    Legal And ETF Narratives Influence Sentiment

    Beyond charts, legal and regulatory developments are feeding the story. Reports have disclosed that Ripple initially put a $125 million fine into escrow after Judge Torres issued her final judgment.

    The SEC agreed earlier this year to reduce the penalty to $50 million in a settlement, but the judge rejected requests to cut the original $125 million order.

    Both parties later withdrew appeals in the US Second Circuit in August, and the exact status of the escrowed funds has not been widely explained.

    Meanwhile, speculation that SEC approval for an XRP ETF could come next month has added another layer of bullish expectation, with some supporters saying billions might flow in if an ETF wins the regulator’s nod.

    Featured image from Unlock Media, chart from TradingView

    Christian Encila

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  • Ripple CTO Drops Bombshell: XRP At The Core Of Trillions In Banking Future

    According to the Ripple chief technology officer, a number of banks have started to adopt XRP for payments and one planned bank tied to Ripple will run entirely on the XRP Ledger.

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    That claim comes as Ripple seeks a New York banking charter, a Federal Reserve master account, and says it will conform with ISO 20022 messaging standards used by major banks.

    Reports have disclosed that these steps aim to make the token useful for large-scale settlement work.

    Banks Begin Real-World Use

    DBS and Franklin Templeton signed a memorandum of understanding this week to work on tokenized trading and lending products, reports disclosed. Franklin Templeton’s sgBENJI, a US dollar money market fund token, is launching on DBS Digital Exchange.

    Ripple’s RLUSD stablecoin is being used to support trading activity and is reported to be valued at nearly $730 million. DBS is also exploring the acceptance of sgBENJI as repo collateral, which would add liquidity for tokenized assets. Lim Wee Kian of DBS said the move is a step toward offering institutional-grade digital asset services.

    Stablecoins, Custody, And Switching Between Assets

    According to Nigel Khakoo of Ripple, the system makes it easier to move between stablecoins and yield-generating tokens within a single setup. Franklin Templeton said it selected the XRP Ledger for cost and speed reasons, and for its role in scaling tokenized securities.

    Reports also name BNY Mellon as the custodian for reserves backing RLUSD, a detail that underlines the institutional angle Ripple is pushing.

    XRPUSD now trading at $2.97. Chart: TradingView

    Regulatory And Infrastructure Moves

    The token’s momentum follows legal and regulatory shifts in the US after Ripple’s long fight with the SEC. Reports note that more than 20 spot XRP ETFs are under consideration, a factor that could pull large institutional capital into the market.

    The Depository Trust & Clearing Corporation — which handles up to $4 quadrillion in settlements a year — has mentioned tokenization in its planning documents, and researchers point out how tokenized settlement rails might change back-office flows if adopted widely.

    Momentum Meets Caution

    Banks are said to be moving slowly. Early integration tests and compliance checks are still under way. Industry sources say the combination of custody arrangements, stablecoins, and ledger-based settlement could unlock multi-trillion-dollar flows if real-world tokenization proves reliable. But those sources also warn that large-scale adoption will take time and careful risk controls.

    Speculation On Prices

    XRP currently trades around $2.8. Market chatter has heated up since the token rose nearly 600% between November 2024 and January 2025.

    Some analysts forecast a move to $50; others, like Edoardo Farina of Alpha Lions Academy, have floated $100. A handful of commentators discuss targets at $1,000. A small vocal group even claims $10,000 is possible.

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    One community pundit known as Xena said she believes it will reach that level “without a doubt,” a comment that highlights how much optimism lives alongside technical and regulatory progress.

    Featured image from Meta, chart from TradingView

    Christian Encila

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  • XRP Needs To Defend $2.98 Support To Avoid Deeper Correction – Details

    XRP has failed to maintain bullish momentum after pushing as high as $3.13 during the week. At the time of writing, XRP is trading around $3.00 and testing its resilience above this level after sliding alongside Bitcoin. The resulting price action is a defining moment for XRP’s short-term trend, according to technical analysis, and crypto analyst CasiTrades has pointed out a decisive support level that could determine whether the bullish structure remains intact.

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    XRP Tests $2.98 Support Zone

    Taking to the social media platform X, crypto analyst CasiTrades highlighted an important support level that XRP must hold in order to continue its bullish momentum. According to CasiTrades, XRP’s most immediate challenge is at the $2.98 support line. 

    The analyst’s technical analysis outlines an Elliott Wave formation now unfolding into an ABC corrective pattern. The analysis unfolds XRP’s price action since the beginning of September into Elliot Waves and suggests that XRP is now playing out Wave 4, which is a corrective wave divided into an ABC pattern. 

    Although XRP is still holding above $2.98, momentum indicators such as the RSI on both the one-hour and four-hour timeframes show no bullish divergence, often a necessary condition for reversal. This puts the $2.98 level in the spotlight, and a break below it could increase the likelihood of further downside pressure.

    The analysis highlights the possibility of corrective Wave C extending below $2.98 towards Fibonacci retracement levels near the low $2.90s. The measured C wave extension points to the 0.618 Fib retracement, which is around $2.92 and $2.94. 

    XRPUSD now trading at $2.98. Chart: TradingView

    Interestingly, the 15-minute chart does reveal a short-term bullish divergence, offering a small window for relief bounces. However, without confirmation on the higher timeframes, such reactions are likely to remain temporary. The broader outlook, as outlined by the analyst, still leans toward the probability of another downward wave unless buyers step in strongly at $2.98 to restore confidence and preserve the larger bullish structure.

    Chart Image From X: CasiTrades

    Implications If XRP Holds Above $2.98

    If buyers manage to hold above $2.98, XRP could stabilize and enter a consolidation phase that will create a foundation for the next leg higher. This consolidation would give the XRP price the breathing room it needs for an eventual upward attempt, one that would mark the beginning of an impulse Wave 5 formation within the Elliott Wave count. In this scenario, a decisive push through the $3.10 level becomes the first hurdle, and breaking it would confirm that bullish momentum is once again in play.

    Should XRP successfully clear $3.10 with volume and follow-through, the next target identified by the analyst is another resistance at $3.25. A sustained bullish momentum beyond this point could carry the price toward the next resistance at $3.44.

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    At the time of writing, XRP is trading at $3.01, down by 2.8% in a seven-day timeframe. Preserving the bullish wave structure and holding above $2.98 at this point is essential to avoid the corrective pattern turning into a deeper downtrend. 

    Featured image from Unsplash, chart from TradingView

    Scott Matherson

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