Tag: ok bank bonuses

[OK, IL KS & MO, CO, In Branch only] Central Bank $500 Business Checking Bonus – Doctor Of Credit
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Update 8/31/24: Deal is back with promo code 500BB9, valid until 11/30/24.

Offer now expires 7/31/24 with new offer code 500BB7.

Terms state ‘Offer may only be redeemed by the intended recipient and is nontransferable’ so might be targeted. Needs to be opened in branch though so should be able to ask before opening.

Offer at a glance

The Offer

Direct link to offer

Central Bank is offering a $500 bonus when you open a new business checking account and complete the following requirements:

Use promo code 500BB6

Have a $3,000 balance 90 days after account opening

The Fine Print

To receive the $500 checking bonus, open a new business checking account, deposit $50 or more at account opening, and have at least a $3,000 balance 90 days from the date of account opening.

Eligibility for this offer will be verified prior to providing the bonus.

Bonus will be reported to the IRS as interest.

Bonus will be deposited into the business checking account within 10 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days. If checking account is closed within first 90 days a fee may be imposed.

Available to new business checking customers only.

Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years.

You receive only one new checking account opening related bonus every two years from the last date incentive was paid.

Only one bonus per business.

The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus.

Customer must bring in mailer or use offer code to receive incentive.

Offer may only be redeemed by the intended recipient and is nontransferable.

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

A fee is imposed if account is closed within 90 days, unsure what the fee.

Our Verdict

Good bonus if it’s available to everybody and not targeted. Funds only need to be there on day 90, but worth putting the funds in there a few days early to make sure. We will add this to our list of the best bank bonuses.

Hat tip to reader ShawntheShawn

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William Charles

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August 31, 2024
[AZ, CO, OK] First Fidelity Bank $500 Checking & Savings Bonus, Direct Deposit Not Required – Doctor Of Credit
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Update 7/13/24: Deal is back, no end date. Terms now state ‘Offers are only available to Oklahoma, Arizona, and Colorado residents’. Hat tip to JimmytheGreek

Offer at a glance

Maximum bonus amount: $500

Availability:Offers are only available to Oklahoma, Arizona, and Colorado residents

Direct deposit required: Optional

Additional requirements: See below

Hard/soft pull: Soft pull

ChexSystems: Unknown

Credit card funding: Unknown

Monthly fees: None

Early account termination fee: 90 days, $30

Household limit: One

Expiration date: None listed

The Offer

Direct link to offer

First Fidelity Bank is offering a bonus of up to $500 when you open a new checking & savings account. Requirements are as follows:

Get $200 when you open a new freestyle checking account. Complete one of the following:

Complete ten (10) POS debit card transactions of at least $10 each.

(2) Set up a monthly recurring direct deposit of at least $250 each.

Get $200 when you open a new traditional savings account and complete the following requirements:

Deposit a total of $15,000 new money within twenty (20) business days of account opening

Maintain a $15,000 balance for a minimum of ninety (90) days from account opening.

Open both a checking & savings account and get an additional $100

The Fine Print

Offers only good for new Freestyle Checking and Traditional Savings accounts for new First Fidelity Bank (FFB) customers.

Checking and savings account bonus offer not available to existing First Fidelity Bank (FFB) customers.

Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance.

Offer limited to one Freestyle Checking and one Traditional Savings account type per household.

May not be combined with other offers.

All account openings subject to approval.

$100 minimum required each to open a new Freestyle Checking and Traditional Savings accounts.

Bonus is not considered part of the minimum opening deposit.

To receive the $200 checking bonus, you must complete one of the following within sixty (60) days of checking account opening:

(1) Complete ten (10) POS debit card transactions of at least $10 each. ATM transactions not eligible.;

(2) Set up a monthly recurring direct deposit of at least $250 each.

$200 bonus will be deposited into your checking account within ten (10) business days once all account requirements are met.

To receive the $200 savings bonus, all of the following conditions must be met:

(1) Deposit a total of $15,000 new money within twenty (20) business days of account opening;

(2) Maintain a $15,000 balance for a minimum of ninety (90) days from account opening.

$200 bonus will be deposited into your checking account within ten (10) business days once all account requirements are met.

If account falls below $15,000 within the first ninety (90) days of account opening, the bonus will be debited from the account.

Additional $100 bonus will be paid upon opening new Freestyle Checking and Traditional Savings on the same day.

Once all account requirements are met for both accounts, the additional $100 bonus will be deposited into your new checking account within ten (10) business days.

Bonus cash is considered interest and is reportable on IRS form 1099-NT (or Form 1042-S, if applicable).

Avoiding Fees

Monthly Fees

Freestyle checking account has no monthly fee. The traditional savings account has no monthly fee as long as you have $200 in the account.

Early Account Termination Fee

If the account is closed within 90 days a $30 fee is charged.

Our Verdict

Seems like a relatively good bonus especially as no direct deposit is needed, just needed to know if it’s a hard or soft pull.

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William Charles

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July 13, 2024
[OK, Piedmont] Communication Federal Credit Union $500 Checking Bonus – Doctor Of Credit
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Offer at a glance

Maximum bonus amount: $300

Availability:Account must be opened in-person at the 12001 NW Expressway branch in Piedmont.

Direct deposit required: Yes, $3,000+ within 90 days

Additional requirements: See below

Hard/soft pull: Mixed DP

ChexSystems: Unknown

Credit card funding: Can fund each account up to $500 (Visa & Mastercard). Might be able to fund more

Monthly fees: None

Early account termination fee: Unknown

Household limit: None listed

Expiration date: 7/15/2024

The Offer

Direct link to offer

Communication Federal Credit Union is offering a bonus of $500 when you complete the following requirements:

Use promo code PD24

Set up a qualifying direct deposit of at least $3,000

Enroll in eStatements

make 30 qualifying debit card purchases

The Fine Print

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find any fee schedule, so I’m unsure if there is any early account termination fee or not.

Our Verdict

Better than the previous $300 deal, unfortunately only at a single branch.

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William Charles

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June 2, 2024
[OK & TX only] First United Bank $250 Checking Bonus – Doctor Of Credit
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Offer at a glance

Maximum bonus amount: $100

Availability: Oklahoma & Texas only

Direct deposit required: Yes, no minimum specified

Additional requirements: eStatements & 10 debit card transactions

Hard/soft pull: Soft

ChexSystems: Yes

Credit card funding: Yes, up to $500. Visa, Mastercard & Discover accepted.

Monthly fees: Avoidable

Early account termination fee: $10, 60 days

Household limit: One every two years

Expiration date: None listed but must be done by August 1, 2024

The Offer

Direct link to offer

First United Bank is offering a checking bonus of $250 when you use the promo code 250F24 and complete the following requirements:

Make Direct Deposits into the account by one or more deposits that, in the aggregate, are equal to or greater than $1,000 during at least one statement cycle during the first 90 days of the account opening

The Fine Print

To qualify for the special offer, you must open a First United Bank Basic Checking Account, which is subject to approval

You must also make Direct Deposits into the account by one or more deposits that, in the aggregate, are equal to or greater than $1,000 during at least one statement cycle during the first 90 days of the account opening.

Direct deposit is the deposit of funds electronically into a bank account rather than through a physical paper check.

Qualifying direct deposits are deposits of regular monthly income via ACH deposit (such as your salary, pension, or Government benefits).

Non-qualifying direct deposits are ACH deposits such as check deposits, Peer to Peer (P2P) transfers (PayPal, Venmo, etc.) or other ACH transfers that are not from employers or payroll providers.

Offer applies to only one checking account per individual and is only valid for individual located in Texas or Oklahoma.

Offer not available to existing First United Bank checking customers or those who have closed a checking account within the last 180 days.

First United Bank Employees and family members are not eligible for offer.

All bonuses will be paid to qualified customers no later than August 1, 2024. 1099 reporting may apply, please consult your tax adviser.

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Prestige checking has a $7.50 monthly fee, this is waived with a $1,000 balance.

Early Account Termination Fee

According to this comment it is $10 if closed within 60 days.

Our Verdict

Much better than the previous $100 bonus that was offered. Worth doing if you live in the target area. We will add this to our list of the best bank account bonuses by clicking here.

Hat tip to reader Bockrr

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William Charles

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May 3, 2024
[KS, MO, AR, OK] Equity Bank $400 Business Checking Bonus – Doctor Of Credit
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Offer at a glance

Maximum bonus amount: $400

Availability: KS, MO, AR, OK

Direct deposit required: No

Additional requirements: See below

Hard/soft pull: Unknown

ChexSystems: Unknown

Credit card funding: Can fund up to $2,500 with a credit card

Monthly fees: None

Early account termination fee: Unknown

Household limit: One

Expiration date: June 30, 2024

The Offer

Direct link to offer

Equity Bank is offering a $400 bonus when you open a new small business or commercial checking account and complete the following requirements by June 30, 2024:

Enroll in business online banking

Make $2,500 or more in qualifying deposits, which do not include transfers from existing Equity Bank accounts.

Minimum deposit of $100 required to open new checking account.

The Fine Print

Business Checking Promotion.

Limited time offer and may be canceled without notice.

To qualify, please complete steps at equitybank.com and open a Small Business or Commercial Checking account with Equity Bank, including qualifying deposit.

The following criteria must be met by June 30, 2024: (1) Enroll in business online banking and (2) make $2,500 or more in qualifying deposits, which do not include transfers from existing Equity Bank accounts. Minimum deposit of $100 required to open new checking account.

Service fees may be assessed, and we may collect the bonus if the account is closed within the first 180 days after account opened.

Limit one promotional offer per business and/or address.

If your account meets the criteria and remains open and active, we will deposit the earned bonus into your checking account within 30 days after the qualification expiration date of June 30, 2024

. Bonuses may be considered interest and may be reported on IRS form 1099. (C) Equity Bank, 2023.

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Small business checking account has no monthly fees to worry about.

Early Account Termination Fee

Our Verdict

There is also a $200/$300 personal checking bonus. This business bonus seems to be easy to do, but not sure what business documents they require if any.

Hat tip to ShawntheShawn

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William Charles

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March 23, 2024