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Tag: natural disasters

  • Florida neighbors band together to recover after one-two punch from hurricanes Helene and Milton

    Florida neighbors band together to recover after one-two punch from hurricanes Helene and Milton

    TAMPA, Fla. — When ankle-deep floodwaters from Hurricane Helene bubbled up through the floors of their home, Kat Robinson-Malone and her husband sent a late-night text message to their neighbors two doors down: “Hey, we’re coming.”

    The couple waded through the flooded street to the elevated front porch of Chris and Kara Sundar, whose home was built on higher ground, and handed over their 8-year-old daughter and a gas-powered generator.

    The Sundars’ lime-green house in southern Tampa also became a refuge for Brooke and Adam Carstensen, whose house next door to Robinson-Malone also flooded.

    The three families met years earlier when their children became playmates, and the adults’ friendships deepened during the coronavirus pandemic in 2020. So when Helene and Hurricane Milton struck Florida within two weeks of each other, the neighbors closed ranks as one big extended family, cooking meals together, taking turns watching children and cleaning out their damaged homes.

    And as Milton threatened a direct strike on Tampa last week, the Malones, the Sundars and the Carstensens decided to evacuate together. They drove more than 450 miles (725 kilometers) in a caravan to metro Atlanta — seven adults, six children, four dogs and teenage Max Carstensen’s three pet rats.

    “Everyone has, like, the chain saw or a tarp,” Robinson-Malone said Sunday. “But really the most important thing for us was the community we built. And that made all the difference for the hurricane rescue and the recovery. And now, hopefully, the restoration.”

    Recovery efforts continued Sunday in storm-battered communities in central Florida, where President Joe Biden surveyed the devastation. Biden said he was thankful the damage from Milton was not as severe as officials had anticipated. But he said it was still a “cataclysmic” event for people caught in the path of the hurricane, which has been blamed for at least 11 deaths.

    Nearly 800,000 homes and businesses in Florida remained without electricity Sunday, according to Poweroutage.us, down from more than 3 million after Milton made landfall late Wednesday as a Category 3 storm.

    Fuel shortages also appeared to be easing as more gas stations opened, and lines at pumps in the Tampa area looked notably shorter. Gov. Ron DeSantis announced nine sites where people can get 10 gallons (38 liters) each for free.

    While recovery efforts were gaining steam, a full rebound will take far longer.

    DeSantis cautioned that debris removal could take up to a year, even as Florida shifts nearly 3,000 workers to the cleanup. He said Biden has approved 100% federal reimbursement for those efforts for 90 days.

    “The (removal of) debris has to be 24/7 over this 90-day period,” DeSantis said while speaking next to a pile of furniture, lumber and other debris in Treasure Island, an island city near St. Petersburg that has been battered by both recent hurricanes. “That’s the way you get the job done.”

    National Weather Service meteorologist Paul Close said rivers will keep rising for the next several days and result in flooding, mostly around Tampa Bay and northward. Those areas got the most rain, which came on top of a wet summer that included several hurricanes.

    Meanwhile, residents unable to move back into their damaged homes were making other arrangements.

    Robinson-Malone and her husband, Brian, bought a camper trailer that’s parked in their driveway. They plan to live there while their gutted home is repaired and also improved to make it more resilient against hurricanes.

    “These storms, they’re just going to keep happening,” she said. “And we want to be prepared for it.”

    The Carstensens plan to demolish what’s left of their flooded, low-slung home, which was built in 1949, and replace it with a new house higher off the ground. For the time being they are staying with Brooke Carstensen’s mother.

    Chris Sundar said he’s questioning his plan to remain in Tampa until his children have all graduated from high school a decade from now. His house remains the home base for the families’ kids, ages 8 to 13. On the wall there is a list of chores for them all, from folding laundry to emptying wastebaskets. Brooke Carstensen, a teacher, has helped the children through an extended period without school.

    The Sundars lost both their vehicles when Helene’s storm surge flooded their garage, so they drove Robinson-Malone’s car when they evacuated to Georgia. Arriving, exhausted after the 14-hour trek, Chris Sundar said to Robinson-Malone: “This is where community shines or it falls apart.”

    “And that night we got together and we all hung out,” he said.

    On Sunday back in Florida, they worked together to remove sticks and logs from a large oak limb that dangled over another neighbor’s driveway. Brian Malone cut it up with a chain saw.

    Tackling recovery as a group has made it seem far less overwhelming, Brooke Carstensen said. The families share tips and ideas on a group text thread. The Sundars threw an impromptu 13th birthday party for her son at their house between the storms. And she found solace and laughter from Brian Malone’s advice about rebounding: “How do you eat an elephant? One bite at a time.”

    It’s why she wants to remain in Tampa, despite her concerns that Helene and Milton won’t be the last storms.

    “Why do we live here in a place that’s trying to destroy us?” Brooke Carstensen said. “Well, it’s all the people that we have here.”

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  • Is Reddit the Future of Crisis Communications?

    Is Reddit the Future of Crisis Communications?

    Photo-Illustration: Intelligencer; Photo: Getty

    Let’s say you represent the most powerful government on Earth and would like to convey some information to the citizens of your country in a moment of crisis. We’re talking pretty basic stuff: How to apply for federal assistance after a series of massive natural disasters, the general state of the recovery effort, things like that. You’ve got a lot of options, more than ever in the history of mankind. You can issue a press release. You can call a press conference. You can have the president give a little speech or send surrogates out for interviews. You can communicate with state and local authorities who will use the channels at their disposal. You can post anything you want on all sorts of social media platforms and reach out to influencers, theoretically accessing a near-infinite audience.

    This will all help, but it won’t necessarily work. Nobody pays attention to the channels you control. Traditional media is fragmented and its audiences are diminished and hyper-polarized. Lots of people are watching TV, but not the TV you need them to watch; everyone’s looking at their phones, but they’re not receiving your messages. Your posts on Facebook, which briefly assumed a role in basic civic communication across the country, are filtered through recommendation algorithms and submerged in slop. Your announcements on Instagram have no way to spread and people aren’t looking for them, anyway. Your posts on TikTok feel like a joke and mostly get distributed to random people in other states. Your posts on X, which used to be at least marginally helpful as a sort of straightforward institutional newswire, are barely visible and overwhelmed by conspiracy theories. It’s a little paradoxical, and if you’re in the business of communications, probably sort of discouraging: It isn’t just your propaganda machine that’s broken, it’s your basic means of reaching people in any way at all. It’s also darkly funny: Everyone can talk to everyone and now suddenly nobody can hear anyone.

    Still, you’d like to get that FEMA phone number out there and clarify a few things. A weary social media manager pipes up from the corner of the office: I guess… we could post on Reddit? Reports the Verge:

    Reddit isn’t the first place you’d think to see official statements and news coming from the federal government, but today, The White House is on the site making posts… The Biden administration’s “whitehouse” account has new posts in subreddits r/NorthCarolina and r/Georgia to discuss the federal response to Hurricane Helene and Hurricane Milton.

    For years, the typical story about governments, politicians, or public figures showing up on Reddit focused on the unlikeliness of that match. Reddit was rowdy, weird, or nerdy, and it was sort of interesting or fun or strange for people with big platforms to show up there. In recent years, Reddit has grown from a large cluster of online communities into a sort of last refuge semi-protected habitat for online communities in general — that is, spaces where actual people gather to discuss or find information about certain topics or interests, organized and moderated by other actual people. Now, nobody is deigning to post on Reddit. They’re just hoping it might add to their audience a bit. It helps that /r/NorthCarolina is the sort of place where you might be able to post something like “hey, visit DisasterAssistance.gov” without getting drowned out by posts claiming that FEMA is going to seize your property.

    Reddit is also coming into play for another (comparatively inconsequential) type of crisis: Brand meltdowns. At her Substack Link in Bio, Rachel Karten tells the story of KeithFromSonos, the Sonos employee who kept dutifully and patiently posting on the brand’s unofficial subreddit after a disastrous app update nearly tanked the company. The subreddit has a couple hundred thousand members, many of whom are pretty mad at the company. But they don’t hate Keith, who has been posting there for a while, and some even feel sorry for him. As a result, he can post straightforward updates without getting yelled at, unlike pretty much anywhere else, which got the attention of the company’s CEO — who then ended up heading over to Reddit, too.

    To be clear, Reddit probably won’t help save Sonos from its angry customers, much less have any measurable effect on the response to hurricanes Helene and Milton — these are, in the grand scheme of things, fairly small communities full of people who otherwise don’t have too much trouble finding information online. And for its part, Reddit hasn’t grown without consequence. Community moderators have grown weary of volunteering for an increasingly profit-minded (and now public) company that takes them for granted, and the site’s size and new visibility on Google — the search company also sees Reddit as a rare source of authentic human activity, albeit for harvesting purposes — has caused an influx of spammers and bots looking to get a piece, all but setting a timer on Reddit’s eventual ruin. But in the meantime, Reddit is serving as an online information oasis of last resort, a channel through which extremely basic mass communication is still possible, at least for now.


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    John Herrman

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  • Trump said NC Gov. Cooper blocked aid. Pants on Fire!

    Trump said NC Gov. Cooper blocked aid. Pants on Fire!

    Former President Donald Trump has fueled a persistent and unproven narrative since Hurricane Helene struck the southeast: Democratic leaders have failed residents who faced the wrath of the hurricane that left more than 200 people dead.

    In the span of a week, Trump falsely said Georgia Gov. Brian Kemp could not reach President Joe Biden, falsely said the feds were offering only $750 to people whose homes were washed away and falsely said the Federal Emergency Management Administration had used up its money for relief on migrants. 

    Add another one involving North Carolina’s Democratic Gov. Roy Cooper to the list. 

    “It has just come out that Democrats in Washington and the Democrat Governor’s Office of North Carolina (Roy Cooper) were blocking people and money from coming into North Carolina to help people in desperate need,” Trump wrote Oct. 11 on Truth Social. “Biden knew about it, and so did Kamala! It’s all over the place – A HORRIBLE SITUATION. I will make it up to everyone when we take Office on January 20th. HOLD ON, I’M COMING!”

    Trump’s accusation follows a significant number of false claims on social media that said federal agencies had blocked supplies, confiscated donations and banned drones.

    Cooper rejected Trump’s claim that he blocked people from coming to help, writing on X: “This is a flat out lie. We’re working with all partners around the clock to get help to people. Trump’s lies and conspiracy theories have hurt the morale of first responders and people who lost everything, helped scam artists and put government and rescue workers in danger.”

    We wondered what Trump meant about any alleged evidence that had “just come out,” but his campaign did not respond to our request for evidence. 

    We found a similar headline published Oct. 10 a right-wing outlet: “LEAKED EMAILS: Blue Cross Blue Shield NC Coordinated Directly with NC Democrat Gov to Stifle Aid to Western NC.” 

    The story and Trump’s statement distorted the facts. 

    Falsehood stemmed from employee’s email

    Victims collect supplies Oct. 3, 2024, at Watauga High School in Boone, North Carolina, following Hurricane Helene. (AP)

    The National File is a right-wing website created by Alex Jones, the owner of the conspiracy website InfoWars, the Southern Poverty Law Center reported. 

    The National File’s Oct. 10 article discussed companywide emails from two Blue Cross Blue Shield in North Carolina employees with updates about the hurricane disaster and guidance about how to safely assist.

    A staff member’s Oct. 1 email said the flooding’s full impact was unfolding and that people urgently needed medical and hygiene supplies along with food, water and temporary shelter.

    “We are coordinating all disaster response efforts through the Governor’s office, and they have asked us to spread the following message: Please do NOT travel to western NC to deliver donations, volunteer spontaneously, bring home cooked meals, or view the devastation. The roads are impassable, and rescue and recovery operations are ongoing.”

    The email also encouraged employees to make donations or volunteer with agencies designated to coordinate relief efforts.

    A different employee sent a Sept. 30 email that said “the urgent needs of these communities ignite a desire to help in all of us.” 

    “We are following the governor’s office’s coordination in a statewide response. Blue Cross NC is working with state, federal, local officials and our community partners across western NC counties to assess the needs of our communities and determine how we can best support them.”

    Also on Sept. 30, the state’s Transportation Department discouraged all nonemergency travel to western North Carolina because  hundreds of roads remained impassable there.

    Using those emails, the National File concluded that Blue Cross “intentionally worked to slow down the Helene response in western North Carolina.” 

    But the emails do not prove that. They show the company wanted to ensure that their employees didn’t drive on dangerous roads and offered them several ways to help victims. The article did not quote any government officials or nonprofits assisting with rescue or recovery. It is common for government officials to urge people to avoid damaged areas in the aftermath of a disaster amid rescue efforts.

    A Blue Cross Blue Shield of North Carolina spokesperson provided a statement from the company that called the National File story “not only false, the entire premise is outrageous.” 

    “We are a North Carolina based not-for-profit that exists to serve our fellow North Carolinians — and that is exactly what we have done for the past two weeks,” the statement said. “We are working with a wide range of relief organizations including the United Way, the Community Foundation of Western North Carolina, Samaritan’s Purse, the American Red Cross, and many others. It’s a shame that some choose to share this disinformation when so many North Carolinians are suffering.”

    Blue Cross announced a $2.5 million donation to hurricane relief and said it has delivered more than 60,000 items — including water, diapers, wipes, and gloves — to western North Carolina since Oct. 4. Blue Cross is also supporting faith-based organizations who are providing direct aid. 

    State and federal agencies responded to the hurricane

    President Joe Biden listens to Gov. Roy Cooper, D-N.C., on Oct. 2, 2024, as he visits the emergency operations center in Raleigh, North Carolina, for a briefing on damage from Hurricane Helene. (AP)

    Rescue and relief efforts were well underway by the time Blue Cross Blue Shield workers emailed guidance. In a Sept. 29 news release, Cooper announced:

    • Five hundred fifty members of the North Carolina National Guard had deployed, along with more than 100 vehicles and 11 aircraft.

    • Twenty-four shelters had opened to up to 942 victims

    • State search and rescue teams have conducted hundreds of rescues.

    • More than 1,600 North Carolina Department of Transportation employees and contract crews were working to clear and reopen roads.

    • The federal government had granted Cooper’s request for a Federal Major Disaster Declaration, helping 25 counties and the Eastern Band of Cherokee Indians.

    That same day, Cooper’s office encouraged people to donate to the state’s disaster relief fund, which the United Way of North Carolina manages. 

    By Oct. 1, more volunteers and rescue teams were on the ground and in the air in western North Carolina. Cooper was on the ground that day, too, surveying damage. That day, 35 National Guard helicopters were engaged in response missions, including Chinooks for delivering essential supplies and Blackhawks and Lakotas for rescue and recovery efforts, said Jody Donaldson, North Carolina Department of Public Safety communications officer.

    “Moreover, we’re supported by a large fleet of FEMA air assets, providing comprehensive aerial coverage to aid in the ongoing response and recovery efforts,” Donaldson told PolitiFact on Oct. 1 in response to a different inquiry.

    Cooper signed a $273 million Helene relief package Oct. 10, a day after the GOP-led state Legislature passed it unanimously. The package includes money for public schools, the state Board of Elections and regional governments in storm-affected counties and helps the state match federal government relief money. 

    The federal response has been robust. The Federal Emergency Management Agency said as of Oct. 11, federal disaster assistance for survivors of Hurricane Helene In North Carolina included:

    • More than $71.7 million in housing and other types of assistance for over 52,000 households.

    • Search-and-rescue personnel had rescued or supported over 3,200 survivors.

    • More than 1,600 families are in a transitional shelter program. 

    Biden declared a federal disaster in North Carolina on Sept. 28, which then made federal funding available. Biden approved a 100% federal cost-share for North Carolina and other states to help those states’ response efforts. The U.S. Transportation Department said Oct. 5 that it was giving $100 million to North Carolina to repair roads.

    The majority of western North Carolina counties voted for Trump in 2020. Rep. Chuck Edwards, R-N.C., said that while FEMA’s response “has had its shortfalls” the federal government has not prevented supplies or donations or rescue efforts from reaching western North Carolina.

    Our ruling

    Trump said, “It has just come out that Democrats in Washington and the Democrat Governor’s Office of North Carolina (Roy Cooper) were blocking people and money from coming into North Carolina.”

    There is room for legitimate discussion about the pace and scope of the government response, and how it could be improved. However, it is entirely different to claim Democrats, including the state’s governor, were “blocking” assistance. 

    In our search for anything that might support Trump’s statement, we found an article from a right-wing website that misconstrued internal emails from Blue Cross Blue Shield of North Carolina. The employees cited Cooper’s office and urged colleagues who wanted to help after the storm not to travel to the state’s western region, as roads were impassable there and rescue operations were underway. Those emails did not show Cooper blocking aid; they explained how workers could donate.

    It is ridiculous to tell hurricane victims that their top state leader and politicians in the federal government were blocking aid.

    We rate this statement Pants on Fire!

    PolitiFact Staff Writer Sara Swann contributed to this fact-check.

    RELATED: FEMA, the FAA aren’t ‘blocking’ flights delivering Starlink devices, supplies after Hurricane Helene

    RELATED: No, FEMA, other emergency responders are not ‘confiscating’ emergency supplies, donations

    RELATED: Private drones can fly over areas hit by Hurricane Helene to offer aid; no ban’s in place

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  • Overblown: No, Hurricane Nadine isn’t heading toward Florida

    Overblown: No, Hurricane Nadine isn’t heading toward Florida

    As of Oct. 12, there were no hurricanes forecast to hit the U.S. in the coming days — welcome news, despite social media rumors warning about “Hurricane Nadine.”

    As many Floridians waited for information about their homes and loved ones following Hurricane Milton, social media users shared false information about another hurricane poised to imminently hit the state.

    A narrator in an Oct. 10 Instagram video said, “Breaking news: Nadine Hurricane expected to hit Florida right after Milton. This unexpected blow raises serious concerns for the safety and well-being of Florida residents. Communities still reeling from Milton’s impact now face another incoming threat. Experts warn that this upcoming hurricane could bring devastating consequences.”

    A Threads post, also shared Oct. 10, said, “Hurricane Nadine is building its way up to Florida! Back to back hurricanes!!!!”

    Other posts on Instagram and Facebook made similar claims about an impending Hurricane Nadine, causing understandable concern after Hurricane Helene hit the state Sept. 26 followed by Hurricane Milton on Oct. 9. These posts were flagged as part of Meta’s efforts to combat false news and misinformation on its News Feed. (Read more about our partnership with Meta, which owns Facebook, Instagram and Threads.)

    The next hurricane could be called Nadine as it’s the next name on the National Oceanic and Atmospheric Administration’s 2024 list of Atlantic tropical cyclone names. But as of Oct. 12, the administration’s National Hurricane Center had not reported that a storm called Nadine was developing near the U.S.

    PolitiFact has fact-checked other false claims about a supposed Hurricane Nadine.

    The National Hurricane Center was monitoring Tropical Storm Leslie in the Atlantic Ocean, although it is not predicted to hit land in the U.S. There were no coastal watches or warnings in effect.

    The center was also tracking an area of low pressure over the Atlantic Ocean, a couple of hundred miles west of the Cabo Verde islands. This “disturbance” has a 40% chance of cyclone formation in 48 hours, the center said.

    “Environmental conditions are expected to become less conducive for further development later today. A short-lived tropical depression could still form at any time today while the system moves generally westward,” the center reported at 8 a.m. ET Oct. 12.

    In May, NOAA predicted 17 to 25 storms with winds of 39 miles per hour or higher would hit the U.S. during the 2024 Atlantic hurricane season, which runs June 1 to Nov. 30. Of those storms, eight to 13 were forecast to become hurricanes. There have been 13 named storms in the 2024 Atlantic hurricane season so far, USA Today reported.

    We rate the claim that a hurricane named Nadine was on a path Oct. 12 to hit Florida False.

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  • Beverly firefighters to deliver donations to hurricane victims

    Beverly firefighters to deliver donations to hurricane victims

    BEVERLY — Beverly firefighters are heading to North Carolina on Saturday to deliver donations to help victims of Hurricane Helene.

    Fire Chief Pete O’Connor said the department put out a request for donations on Wednesday and got a “huge response.”

    “It’s been phenomenal,” he said.

    People have been dropping off items at Beverly Fire Department headquarters at 15 Hale St. over the last few days. Firefighters loaded the items onto two rental trucks and will drive them to a designated donation drop-off site at the North Wilkesboro Speedway in North Carolina.

    Donated items include clothes, fans, charcoal grills, first aid supplies, flashlights, blankets and hygiene products, among other items. Donations are being accepted until 8 p.m. Friday.

    O’Connor said the relief effort was the idea of Lt. Mike Kraus. The Peabody and Danvers fire departments also became involved and collected donations.

    “It was definitely a team effort,” O’Connor said.

    Staff Writer Paul Leighton can be reached at 978-338-2535, by email at pleighton@salemnews.com, or on Twitter at @heardinbeverly.

    By Paul Leighton | Staff Writer

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  • How a homeowners insurance provision can help with living expenses after a natural disaster

    How a homeowners insurance provision can help with living expenses after a natural disaster

    Mobile homes surrounded by flood water after Hurricane Milton made landfall, in St. Petersburg, Florida, U.S. October 10, 2024.

    Octavio Jones | Reuters

    If your home is temporarily uninhabitable after a natural disaster, a provision in your homeowners or renters insurance policy may help you with new lodging and other living expenses.

    Insured wind and flood damage from Hurricane Helene is estimated to be up to $17.5 billion, according to CoreLogic, a real estate data site. Insured losses from Hurricane Milton could range from $30 billion to $60 billion, per Morningstar DBRS.

    Homeowners and renters affected by a natural disaster can ask about so-called “loss of use” or “additional living expenses” coverage from their insurance providers, experts say.

    The provision is meant to help cover reasonable living expenses if your home is not suitable to live in as a result of a covered peril such as a hurricane, fire or burst pipe.

    “I don’t know of any homeowners policy that doesn’t have it already there,” said Karl Susman, president and principal insurance agent of Susman Insurance Services, Inc. in Los Angeles. 

    More from Personal Finance:
    Key steps to file a claim after a natural disaster
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    As you file a claim, it will be important to ask your insurance company about the loss of use coverage and how quickly it can kick in, said Shannon Martin, a licensed insurance agent and analyst at Bankrate.com.

    “If you call your carrier, they might be able to expedite the loss of use claim filing for you and issue a check early so that you’re not stuck trying to figure out how to pay for separate housing,” she said.

    Here’s what the coverage is and what to consider before you use it, according to experts.

    How loss of use coverage works

    Loss of use coverage is a provision that is typically included in your homeowners insurance policy. It’s usually about 20% of the dwelling coverage and is paid out in the event that the home becomes uninhabitable and a policyholder needs funds for living expenses while the home is repaired or rebuilt, experts say. Eligible expenses might include a hotel or rental home, food, pet boarding or storage fees, among others.

    For example, if you’re ensuring a house for $100,000, and that’s what it costs to rebuild the house, that is considered the dwelling coverage, Susman said.

    “Then the policy would automatically come with $20,000 in coverage for loss of use,” he said.

    “That way you and your family can pay for your hotel and pay for food, because you might be separated from your home for an extended period of time,” Martin said.

    Renters insurance typically has a similar provision, as would condominium policies, Susman said.

    For renters and condo insurance, the primary coverage is not dwelling because you’re insuring personal property rather than the building, he said. You’ll typically get 20% of the personal property coverage for loss of use, he said.

    Ask your insurer about any policy restrictions. There may be expense-specific dollar caps or time limits to claim loss of use coverage.

    ‘It’s not intended to be a long-term solution’

    While the coverage is meant to be temporary, repairs and broader financial recovery take a long time after major disasters, experts say.

    “It takes a long time to recoup and recover,” said Loretta Worters, a spokeswoman for the Insurance Information Institute.

    Remember you can make a claim on your policy and get assistance from the Federal Emergency Management Agency at the same time, said Susman.

    You might be able to use funds from the government to help you stay in a hotel for a month, then get a place closer to your home and use your loss of use coverage to pay for the difference, Martin said. 

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  • Here are key steps to file a homeowners insurance claim after a natural disaster, experts say

    Here are key steps to file a homeowners insurance claim after a natural disaster, experts say

    David Hester inspects damages of his house after Hurricane Helene made landfall in Horseshoe Beach, Florida, on September 28, 2024. 

    Chandan Khanna | Afp | Getty Images

    It’s crucial to understand how to file a homeowners insurance claim after a natural disaster

    Insured losses alone for Hurricane Helene are now estimated at more than $6 billion.

    Meanwhile, analysts anticipate that Hurricane Milton could be a “once-in-a-century” storm with the potential to generate record-breaking damage when it makes landfall along Florida’s west coast on Wednesday.

    Once you’re safely out of harm’s way, starting the insurance claim process is an important consideration. The sooner you report a claim, the sooner your insurance company can start the process and you can begin rebuilding, experts say. 

    “Your adjuster is assigned on a first-come, first-serve basis,” said Shannon Martin, a licensed insurance agent and analyst for Bankrate.com. 

    More from Personal Finance:
    A ‘man-made disaster’ could make it trickier to buy or sell a home
    Here’s what’s not covered by flood insurance
    How to prevent hurricane damage on your home

    The processing arm of your insurance company is going to have a “tremendous amount of paperwork and claims coming through,” said Jeremy Porter, head of climate implications research at First Street Foundation, an organization focused on climate risk financial modeling in New York City. 

    “The longer you wait, you’re not only delaying the ability to have your claim approved and make its way to you, but you’re lengthening the time in which that claim will sit in the processing pipeline,” Porter said.

    Here are three important steps to quickly file an insurance claim after a disaster, according to experts.

    1. Call your insurer as soon as you can

    Experts recommend including copies of your insurance policies and contact numbers in a disaster preparedness kit, that goes with you if you evacuate and is securely stored, otherwise.

    Once a disaster has passed, immediately contact your insurance company to let them know that your home has damage from a recent disaster and you’d like to start the claims process, said Porter. 

    If you evacuated, “you can start the claim from anywhere,” Porter said. “You’ll eventually have to schedule with the insurance company to actually review and inspect the damage.” 

    But if you decide to wait out the storm in your house, you need to first prevent further damage to the home before calling, said Bankrate.com’s Martin.

    A typical home insurance policy has language requiring homeowners to lessen the impact and prevent further damage, she said. 

    “Then you can call the insurance company, take pictures of the damage and [move] items into safer locations,” Martin said.

    2. Make a log of damages

    During your call, provide your insurance company with some initial details, like if your roof blew off or several windows broke, said Porter. 

    “But they really won’t make their assessment until they come in and inspect the damage,” he said. 

    While the insurer will make its own inspection, it’s always important to document your damages, including taking pictures, so that you can align that with the formal inspection record that comes out from the insurance company, Porter said. 

    This way, you can dispute any claims if you have to later, he said. 

    3. Keep a record of receipts

    Materials purchased to protect the home before the natural disaster — for example, plywood to cover windows — are oftentimes not covered. 

    You also want to keep a record of receipts when you start working with contractors to rebuild from the damage, experts say. 

    Differentiating damage from back-to-back disasters 

    One of the reasons why you want to document the damage immediately with your insurer is so that you can attach it to the event itself, increasing the likelihood of the event being covered by your home insurance, said Porter. 

    “Filing the claim immediately is the number one most important thing to do,” Porter said.

    It’s important to keep track of where the damage came from, and having evidence can help avoid problems down the road, he said.

    Port offers the hypothetical of of someone whose home sustained wind damage from Hurricane Debbie or Helene, but hasn’t filed a claim before the Milton makes landfall and causes flood damage

    “All of a sudden, you have a problem where the National Flood Insurance Program, which covers flood, and your home insurance company, which covers wind, can potentially start to argue over what actually caused the damage to the property,” Porter said.

    You want to make sure you file any claim within three to five days of when the incident occurred, said Martin. As long as you had submitted all of your information in a timely manner for the first incident, if something else arises, you’re able to show the adjuster that it happened from a second event, she said.

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  • FEMA, FAA not ‘blocking’ hurricane response, officials say

    FEMA, FAA not ‘blocking’ hurricane response, officials say

    Neither the Federal Emergency Management Agency nor the Federal Aviation Administration are preventing flights from delivering supplies, including Starlink satellite internet receivers, to Hurricane Helene survivors.

    But if you’ve been on social media in recent days, you might have heard otherwise. 

    After entrepreneur Elon Musk claimed on X that FEMA was blocking relief efforts in North Carolina, social media posts multiplied, amplifying the claim and garnering thousands of views and shares.

    “Did you see Elon’s post?” a woman asked in one video shared Oct. 5 on Facebook. “One of his SpaceX engineers on the ground in North Carolina reported FEMA is interfering. More confirmation — this engineer reported that FEMA is blocking shipments of Starlink receivers which are essential for maintaining communication in disaster zones like the aftermath of Hurricane Helene. These shipments can’t be delivered without an escort from local first responders to get past FEMA’s enforcers.” 

    Starlink, a satellite internet provider, is a subsidiary of Musk’s commercial spaceflight company, SpaceX. Starlink has distributed user terminal devices to help people connect to the internet in hurricane-hit areas.

    The woman continued: “FEMA is playing gatekeeper. And when an agency blocks critical aid, they’re no longer helping. They’ve become part of the problem.”

    Text on an Oct. 4 Instagram video that showed aerial footage of an unknown area read, in all-caps: “Breaking: FEMA is blocking all assistance to NC including Starlink.” 

    Other people simply shared screenshots of Musk’s posts. 

    The posts were flagged as part of Meta’s efforts to combat false news and misinformation on its News Feed. (Read more about our partnership with Meta, which owns Facebook, Instagram and Threads.)

    FEMA, the FAA and North Carolina’s Department of Public Safety and Emergency Management have rebutted these inaccurate claims. 

    What sparked these claims? 

    On Oct. 4, Musk shared on X — the social media platform he owns, where he has amassed more than 200 million followers — anecdotes and screenshots promoting this falsehood. 

    At about 1 p.m. ET Oct. 4, Musk posted that a SpaceX engineer in North Carolina told him FEMA was “actively blocking citizens who try to help” Hurricane Helene survivors. 

    “‘Hey Elon, update here on site of Asheville, NC,’” Musk quoted the unnamed engineer as saying. “‘The big issue is FEMA is actively blocking shipments and seizing goods and services locally and locking them away to state they are their own.’”

    At 1:15 p.m. ET, Musk shared a screenshot of direct messages saying “they are now about to shut down the Air space to ‘regulate’ the private choppers we are riding in to deliver Starlink and supplies,” asked Musk to “get the word out about FEMA.”

    (Screenshots from X)

    The unidentified sender said that “Starlinks” were successfully distributed Oct. 3, “but FEMA then showed up and started blocking us.” The messages described the FAA “requiring to/from information” and described that as “cumbersome to the ops.”

    Musk wrote, “Just received this text 20 mins ago. The level of belligerent government incompetence is staggering!!”

    Since then, Musk’s initial posts have collectively been viewed nearly 70 million times — garnering so much attention that U.S. Transportation Secretary Pete Buttigieg Buttigieg responded on X.

    “No one is shutting down the airspace and FAA doesn’t block legitimate rescue and recovery flights,” Buttigieg wrote at 2:32 p.m. ET. “If you’re encountering a problem give me a call.”

    Musk continued posting. At 3:25 p.m. he wrote: “SpaceX engineers are trying to deliver Starlink terminals & supplies to devastated areas in North Carolina right now and @FEMA is both failing to help AND won’t let others help.”

    (Screenshot from X)

    After Musk expressed initial difficulty contacting Buttigieg, they appeared to have resolved the issue.

    (Screenshot from X)

    At about 7:30 p.m. ET, Musk replied: “Thanks for helping simplify the FAA (Notice to Airmen). Support flights are now underway. Much appreciated.” As of Oct. 8, that post had been viewed 970,000 times, a fraction of the readership his original post received.

    We contacted Musk and received no response. 

    Federal and North Carolina emergency response officials rebut these claims

    North Carolina Emergency Management told PolitiFact in a statement that the State Emergency Response Team knew of no delayed disaster relief flights. The statement also said the FAA was coordinating with state and local officials to ensure safe flights in congested airspace. 

    On its “Rumor Response” page, FEMA disputed that the FAA was “restricting access for recovery operations,” and clarified that the administration was “coordinating closely” with local officials to prioritize safety. 

    The Federal Aviation Administration said in an Oct. 4 statement that recovery efforts in North Carolina, South Carolina and Tennessee have “high levels of aviation activity, including small airplanes, helicopters and drones.”

    “The FAA’s goal at all times is to ensure safety and help facilitate this critical work,” the FAA site said, adding that the FAA can issue temporary flight restrictions at the request of local authorities “to ensure safety for aircraft conducting Hurricane Helene rescue and recovery activities.” 

    “TFRs do not ban aircraft, including drones, from providing disaster relief and recovery assistance,” the site said. “Relief operations, including civilian and volunteer operations, may access the restricted airspace if they are coordinated with emergency responders.”

    North Carolina’s Department of Public Safety created a “Hurricane Helene: Fact vs. Rumor” webpage, on which it addressed what it described as a “rumors,” including that 1) the FAA was “restricting access to the airspace for Helene rescue and recovery operations” and 2) FEMA was “operating and controlling airports in western North Carolina.”

    The page said both claims are inaccurate.

    “FEMA is not controlling any airports in western North Carolina,” the site read. “Airport Managers and Airport Sponsors are the legal entities in charge of operating airports, even in Helene response. FEMA staff may be present at airports as they deploy supplies and stage for Helene response.”

    At around 9:30 a.m. Oct. 4, North Carolina’s Division of Aviation said on X that the increased air traffic meant pilots needed to get permission to use runways and airports.

    Federal and state officials have also denied that FEMA is “confiscating” emergency supplies and donations. 

    Our ruling 

    Social media posts claimed FEMA and the FAA are “blocking” delivery of Starlink devices and supplies to hurricane-affected areas.

    The claims are inaccurate. The FAA can temporarily restrict flights to help keep airspace safe during hurricane response. North Carolina’s Department of Public Safety rebutted inaccurate claims about the FAA and FEMA. 

    We rate it False.

    RELATED: FEMA gives $750 to help hurricane victims with supplies. The claim it’s a loan is Pants on Fire!

    RELATED: No, FEMA, other emergency responders are not ‘confiscating’ emergency supplies, donations

    RELATED: Private drones can fly over areas hit by Hurricane Helene to offer aid; no ban’s in place

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  • No, FEMA isn’t ‘confiscating’ emergency supplies, donations

    No, FEMA isn’t ‘confiscating’ emergency supplies, donations

    As the Federal Emergency Management Agency responds to Hurricane Helene’s deadly impacts and braces for Hurricane Milton to hit Florida, some social media users amplified baseless falsehoods about FEMA stealing disaster supplies. 

    In a video shared Oct. 2 on Facebook, Jeremy Herrell, the host of Live From America TV, a conservative media website said: “FEMA, that now has jurisdiction in a lot of these areas, is literally confiscating donations and relief materials,” listing items like first aid kits, food and water. 

    (Screenshot from Facebook)

    On Threads, a user claimed that a friend in a disaster-stricken community in Tennessee told them that FEMA and the Tennessee Emergency Management Agency were “out here confiscating supplies from community donation centers.” 

    “I’m trying to share it bc this is what is *actually* happening and it will never ever be reported so it must be spread!” the poster wrote Oct. 4, using an abbreviation for “because.” 

    (Screenshot from Threads)

    These posts were flagged as part of Meta’s efforts to combat false news and misinformation on its News Feed.  (Read more about our partnership with Meta, which owns Facebook, Instagram and Threads.)

    FEMA is not “confiscating” emergency supplies or donations meant for Hurricane Helene survivors. Officials from FEMA and local leaders in states like Tennessee and North Carolina have denied these claims, warning that they impede disaster relief.

    FEMA officials deny claims, warn they hinder disaster response

    FEMA Press Secretary Daniel Llargues told PolitiFact that claims about FEMA confiscating emergency supplies are false. 

    “We bring commodities to the state,” Llargues said. “We hand them over to the state,” and the state distributes them. 

    In North Carolina, for example, Llargues said FEMA delivered supplies to Raleigh, North Carolina, and then groups including the North Carolina Air National Guard moved them to the state’s western end. 

    “But FEMA taking, confiscating the supplies — that’s another rumor” without any factual basis, he said. 

    On Oct. 6, ABC News’ “This Week” host George Stephanopoulos said the falsehoods about FEMA have prompted online attacks on the agency, such as one social media post that said “a militia should go against FEMA.”

    FEMA Administrator Deanne Criswell told Stephanopoulos such attacks have been harmful and demoralizing to FEMA staff, but also to first responders and local staff and volunteers.

    “It has a tremendous impact on the comfort level of our own employees to be able to go out there,” she said. “When you have this dangerous rhetoric like you’re hearing, it creates fear in our own employees, and we need to make sure we’re getting help to the people who need it.” 

    FEMA also addressed this falsehood on its “Rumor Response” page

    “FEMA does not take donations and/or food from survivors or voluntary organizations,” the agency wrote. “Donations of food, water, or other goods are handled by voluntary agencies who specialize in storing, sorting, cleaning, and distributing donated items.” 

    Workers helping with clean up efforts stop for lunch under the shade of a tree as a building destroyed by Hurricane Helene is seen in the background Oct. 5, 2024, in Newport, Tennessee. (AP)

    Local leaders say supplies are not being ‘confiscated’

    During an Oct. 3 media briefing, Tennessee Gov. Bill Lee, a Republican, was asked about rumors that FEMA, the Red Cross, or the Tennessee Emergency Management Agency funds were turned away.  

    “That’s totally inaccurate,” Lee said. “There’s a lot of misinformation — in fact, there’s some belief and understanding that it may be coming from foreign sources just to confuse on the ground what’s happening here. There’s no confiscation of supplies or of products coming in by FEMA or TEMA.” 

    In X posts, Knox County, Tennessee, Mayor Glenn Jacobs, another Republican, acknowledged frustration with FEMA and also encouraged people to “pitch in to help” without spreading misinformation about the emergency. 

    “To my knowledge, FEMA, TEMA, nor anyone else is confiscating supplies,” Jacobs wrote in an Oct. 4 X post. “Please quit spreading those rumors as they are counterproductive to response efforts.”

    North Carolina’s Department of Public Safety also created a “Hurricane Helene: Fact vs. Rumor” webpage, where it addressed the “rumor” that the state was “discouraging donations in the wake of Hurricane Helene” and “physical donations are being confiscated by state and federal officials.” 

    The page said North Carolina encourages financial donations and is “working with these organizations to stand up logistical operations to coordinate the collection and distribution of countless physical donations from across the state and country.” 

    “Donations are not being confiscated by state and federal officials,” it said.

    In a video on that page, Justin Granny, a North Carolina Emergency Management spokesperson, said misinformation can spread quickly on social media.  

    “If you see something alarming, pause and verify it through a trusted source of information before you share it,” he said. “The last thing we want to do is spread confusion during an already stressful time.”

    This falsehood also circulated during previous disasters, including after Hawaii’s destructive and deadly 2023 Maui wildfires.

    Our ruling

    Facebook posts claimed FEMA “is confiscating supplies and donations” meant for Hurricane Helene survivors.

    FEMA officials and local and state leaders in Tennessee and North Carolina said these statements are baseless. FEMA delivers supplies and donations to states; the states and state-designated groups deliver the supplies.

    We rate these claims False. 

    RELATED: FEMA gives $750 to help hurricane victims with supplies. The claim it’s a loan is Pants on Fire!

    RELATED: Claims about FEMA, Red Cross ‘confiscating’ donations to Hawaii victims are False

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  • FEMA gives $750 to help hurricane victims with supplies. The claim it’s a loan is Pants on Fire!

    FEMA gives $750 to help hurricane victims with supplies. The claim it’s a loan is Pants on Fire!

    Besides responding to the destruction caused by Hurricane Helene, emergency workers are battling online misinformation that could dissuade survivors from accepting disaster relief. 

    Some false claims have focused on the Federal Emergency Management Agency’s $750 payments for essential supplies. 

    “BREAKING: Hurricane victims are now realizing that the $750 from FEMA that Kamala Harris is offering them is actually a loan, not real relief,” Philip Anderson wrote on X Oct. 4. “And that if they don’t pay it back the feds can seize their property. These people don’t even have property anymore because of the hurricane.”

    Anderson, of Smith County, Texas, pleaded not guilty to charges stemming from his actions on Jan. 6, 2021, at the U.S. Capitol. His X handle is @VoteHarrisOut.

    (Screenshot from X)

    This narrative also spread on TikTok. In one video that drew almost 400,000 views as of Oct. 6, an unidentified man described as a “FEMA inspector” issued what he described as a “dire warning.”

    “There is a contract, at the beginning when the inspector gets there before he starts inspecting,” he said. “In that contract, if you do not pay the money back — it is a loan. A loan. And even if it’s just a dollar or $750, if you don’t pay it back, they have the right to seize all of your property.”

    On Oct. 5, someone shared that TikTok on X, writing: “Shocking… a scam, $750 is a trap.” It had received more than 79,000 views as of Oct. 6.

    These claims are baseless: FEMA’s assistance payment for essential supplies is not a loan, and FEMA does not seize property.

    “Our number one goal is for survivors to get the assistance that they deserve, that they need so they can recover,” FEMA Press Secretary Daniel Llargues told PolitiFact. “All of this noise and misinformation may prevent some people from coming to us for assistance.”

    FEMA’s $750 “Serious Needs Assistance” payment is not a loan that must be repaid

    FEMA’s “Serious Needs Assistance” offers a one-time $750-per-household payment to disaster survivors who apply during the first 30 days after a disaster declaration. It is meant to help cover “essential items” and emergency supplies, including, “water, food, first aid, breast-feeding supplies, infant formula, diapers, personal hygiene items, or fuel for transportation.”

    On Oct. 5, Jaclyn Rothenberg, FEMA’s public affairs and planning director, responded directly to claims that this assistance is a loan that must be repaid.

    “This is not true,” she wrote in response to the Oct. 4 X post. “We do not ask for this money back.” 

    FEMA also addressed these falsehoods on a “Myth vs. Fact: Disaster Assistance” website.

    Myth: FEMA grant money is a loan that I will need to pay back,” it read. “Fact: FEMA disaster assistance are grants which do not need to be repaid.”

    Serious Needs Assistance is available to disaster survivors who are U.S. citizens and qualified noncitizens. For people to qualify, their primary home must be in the disaster-stricken area. These people also must apply for the assistance while it is available. And FEMA must be able to confirm the applicants’ identities and review supporting documents to confirm damage to the applicants’ homes. 

    Serious Needs Assistance is “an initial payment people may receive” while they wait for the other forms of assistance they might qualify for, according to FEMA’s website. 

    “As people’s applications continue to be reviewed, they may still receive additional forms of assistance for other needs such as support for temporary housing, personal property and home repair costs,” the site said.

    In most cases, FEMA says its grants do not have to be paid back. 

    There are exceptions. For example, if someone has insurance that covers temporary housing costs but asks FEMA to advance money to help with those costs while the insurance money is delayed, then “you will need to pay that money back to FEMA after you receive your insurance settlement,” FEMA said

    People can apply for assistance online by visiting disasterassistance.gov, by calling 800-621-3362 or by downloading FEMA’s app

    FEMA does not seize personal property

    On its “Rumor Response” page, FEMA rebutted claims that people who apply for FEMA assistance risk having their property seized or confiscated. 

    “FEMA cannot seize your property or land,” the agency wrote. “Applying for disaster assistance does not grant FEMA or the federal government authority or ownership of your property or land.” 

    Applying for disaster assistance means a FEMA inspector might be sent to verify and assess damage to a residence, which is one factor reviewed to determine eligibility for different types of disaster relief, the website said. 

    The page concluded: “If the results of the inspection deem your home uninhabitable, that information is only used to determine the amount of FEMA assistance you may receive to make your home safe, sanitary and functional.”

    This falsehood has circulated during previous disasters, including after the destructive and deadly 2023 wildfires in Maui, Hawaii.

    Llargues of FEMA described the process someone might experience when applying for disaster relief. 

    “You apply for assistance, and you tell me that you have five feet of water in your house,” he said. “We’re going to be sending an inspector out there.” That inspector might be a FEMA employee or a contractor. Either way, the inspector will not charge for anything and there’s “no contract,” Llargues said. 

    “They will come out to your house, they’ll take photos, do the inspections, look at the house from the outside, inside, and document everything,” and report it back to FEMA, he said. “Based on what (the inspector) saw and their findings, we’ll give you some kind of eligibility.” 

    Although it is possible you could be found ineligible for assistance — a decision you can appeal — “there’s no FEMA taking over land, or property or houses,” Llargues said. “That’s false.”

    FEMA encouraged people to do their part to stop spreading false information by finding “trusted sources of information” and sharing information from those sources and discouraging “others from sharing information from unverified sources.”

    Our ruling

    An X post said “The $750 from FEMA that Kamala Harris is offering them is actually a loan, not real relief. And that if they don’t pay it back the feds can seize their property.”

    FEMA’s $750 one-time assistance payments for essential supplies are not loans that need to be repaid, according to the agency and its spokespeople. The agency also does not seize people’s property. 

    Emergency officials warn these baseless claims serve only to confuse the delivery of aid to disaster-affected people. We rate these claims Pants on Fire!

    RELATED: Kamala Harris didn’t say only $750 was available to Hurricane Helene victims. Video omits other aid

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  • Peabody lineworkers provide aid after Helene

    Peabody lineworkers provide aid after Helene

    PEABODY — Two lineworkers from the Peabody Municipal Light Plant went down to Georgia to help fix in the aftermath of Hurricane Helene.

    Kevin MacGregor, a supervisor and lineworker, and Ed Melo, a lead lineworker and troubleworker, left for Cordele, Georgia, on Sept. 27 in PMLP’s Truck 58, PMLP said in a statement.

    PMLP was called upon by the Northeast Public Power Association’s mutual aid network to assist the South following the storm. Once in Georgia, MacGregor and Melo helped the Crisp County Power Commission work to restore power to thousands of people.

    “Mutual aid is an important investment in public power and other municipalities around the country. We are all partners,” PMLP General Manager Joe Anastasi said in the statement. “When natural disaster or other catastrophic events happen, utilities in cities and towns do what we do best: help get power restored to customers.”

    Mutual aid is fully paid for by the requesting utility company, PMLP said.

    “Although PMLP has not requested mutual aid, being a part of this network assures that Peabody and South Lynnfield will have support should it ever face such a disaster,” according to the statement.

    Other local public power utilities who have sent aid to areas affected by Hurricane Helene include Danvers, Wakefield, Rowley, Middleton and Reading.

    By News Staff

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  • A Tennessee nurse and his dog died trying to save a man from floods driven by Hurricane Helene

    A Tennessee nurse and his dog died trying to save a man from floods driven by Hurricane Helene

    As the Hurricane Helene-driven waters rose around the Nolichucky River in Tennessee, Boone McCrary, his girlfriend and his chocolate lab headed out on his fishing boat to search for a man who was stranded by floodwaters that had leveled his home. But the thick debris in the water jammed the boat’s motor, and without power, it slammed into a bridge support and capsized.

    McCrary and his dog Moss never made it out of the water alive.

    Search teams found McCrary’s boat and his dog’s body two days later, but it took four days to find McCrary, an emergency room nurse whose passion was being on his boat in that river. His girlfriend, Santana Ray, held onto a branch for hours before rescuers reached her.

    David Boutin, the man McCrary had set out to rescue, was distraught when he later learned McCrary had died trying to save him.

    “I’ve never had anyone risk their life for me,” Boutin told The Associated Press. “From what I hear that was the way he always been. He’s my guardian angel, that’s for sure.”

    The 46-year-old recalled how the force of the water swept him out his front door and ripped his dog Buddy — “My best friend, all I have” — from his arms. Boutin was rescued by another team after clinging to tree branches in the raging river for six hours. Buddy is still missing, and Boutin knows he couldn’t have survived.

    McCrary was one of 215 people killed by Hurricane Helene’s raging waters and falling trees across six states — Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia — and was among a group of first responders who perished while trying to save others. The hurricane caused significant damage in nearby Unicoi County, where flooding swept away 11 workers at an plastics factory and forced a rescue mission at an Erwin, Tennessee, hospital.

    McCrary, an avid hunter and fisherman, spent his time cruising the waterways that snake around Greeneville, Tennessee. When the hurricane hit, the 32-year-old asked friends on Facebook if anyone needed help, said his sister, Laura Harville. That was how he learned about Boutin.

    McCrary, his girlfriend and Moss the dog launched into a flooded neighborhood at about 7 p.m. on Sept. 27 and approached Boutin’s location, but the debris-littered floodwaters clogged the boat’s jet motor. Despite pushing and pulling the throttle, McCrary couldn’t clear the junk and slammed into the bridge about two hours into the rescue attempt.

    “I got the first phone call at 8:56 p.m. and I was a nervous wreck,” Harville said. She headed to the bridge and started walking the banks.

    Harville organized hundreds of volunteers who used drones, thermal cameras, binoculars and hunting dogs to scour the muddy banks, fending off copperhead snakes, trudging through knee-high muck and fighting through tangled branches. Harville collected items that carried McCrary’s scent — a pillowcase, sock and insoles from his nursing shoes — and stuffed them into mason jars for the canines to sniff.

    On Sunday, a drone operator spotted the boat. They found Moss dead nearby, but there was no sign of McCrary.

    Searchers had no luck on Monday, “but on Tuesday they noticed vultures flying,” Harville said. That was how they found McCrary’s body, about 21 river miles (33 kilometers) from the bridge where the boat capsized, she said.

    The force of the floodwaters carried McCrary under two other bridges, under the highway and over the Nolichucky Dam, she said. The Tennessee Valley Authority said about 1.3 million gallons (4.9 million liters) of water per second was flowing over the dam on the night McCrary was swept away, more than double the flow rate of the dam’s last regulated release nearly a half-century ago.

    Boutin, 46, isn’t sure where he will go next. He is staying with his son for a few days and then hopes to get a hotel voucher.

    He didn’t learn about McCrary’s fate until the day after he was rescued.

    “When the news hit, I didn’t know how to take it,” Boutin told the AP. “I wish I could thank him for giving his life for me.”

    Dozens of McCrary’s coworkers at Greenville Community Hospital have posted tributes to him, recalling his kindness and compassion and desire to help others. He “was adamant about living life to the fullest and making sure along the way that you didn’t forget your fellow man or woman and that you helped each other,” Harville said.

    McCrary’s last TikTok video posted before the hurricane shows him speeding along the surface of rushing muddy water to the tune, “Wanted Dead or Alive.” He wrote a message along the bottom that read:

    “Some people have asked if I had a ‘death wish.’ The truth is that I have a ‘life wish.’ I have a need for feeling the life running through my veins. One thing about me, I may be ‘crazy,’ Perhaps a little reckless at times, but when the time comes to put me in the ground, you can say I lived it all the way.”

    ___

    Bellisle reported from Seattle.

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  • Fact-checking Donald Trump in Butler, Pennsylvania

    Fact-checking Donald Trump in Butler, Pennsylvania

    Former President Donald Trump returned to Butler, Pennsylvania, the site of the first assassination attempt against him, to rally his supporters just a month before Election Day.

    “Exactly 12 weeks ago this evening, on this very ground, a cold-blooded assassin aimed to silence me and to silence the greatest movement, MAGA, in the history of our country, MAGA,” Trump said Oct. 5, referring to his “Make America Great Again” catchphrase. “For 16 harrowing seconds during the gunfire, time stopped as this vicious monster unleashed pure evil from his sniper’s perch, not so far away. But by the hand of providence and the grace of God, that villain did not succeed in his goal.”

    Early in his address, Trump spoke about Corey Comperatore, a volunteer firefighter who’d been in the July 13 crowd and whom Thomas Matthew Crooks killed. One of Crooks’ bullets grazed Trump’s ear. 

    A Secret Service countersniper killed Crooks.

    Trump described Comperatore as a “folk hero” and called for a moment of silence at 6:11 p.m., the moment the shooting had begun July 13. After the pause, bells rang and a singer near the stage sang “Ave Maria.” 

    Trump’s speech included claims about the Biden-Harris administration’s response to Hurricane Helene, illegal immigration and the economy.

    We fact-checked him.

    Attendees listen as former President Donald Trump speaks Oct. 5, 2024, at a campaign rally in Butler, Pa. (AP)

    Trump: “I love that chart. I love that graph. Isn’t it a beautiful thing? But also beautiful because, look at the number, that’s the day I left office. It was the lowest Border Patrol, the lowest it’s ever been. Illegal Immigration. 

    Trump has said that if he hadn’t turned his head to look at the chart July 13, the bullet would have gone through his head during the assassination attempt. PolitiFact has fact-checked the contents of the chart.

    Trump added misleading markings on a chart originally posted by Sen. Ron Johnson, R-Wis.

    Trump highlighted a low migrant encounter total during April 2020 and claimed that was when he left office. But Trump’s presidency ended in January 2021. 

    That April 2020 period also marked the beginning of the coronavirus pandemic, when lockdowns and travel restrictions contributed to decreased migration.

    The chart also alluded to Trump’s Pants on Fire claim that millions of immigrants came illegally to the U.S. from jails, prisons or mental institutions during Biden’s administration. Immigration experts have told PolitiFact there is no proof that large numbers of people from prisons or mental institutions are coming to the U.S.

    “They’re offering them $750 to people whose homes have been washed away. And yet we send tens of billions of dollars to foreign countries that most people have never heard of.” 

    We rated a version of this claim False. Vice President Kamala Harris has not said people affected by Hurricane Helene will only get $750 from the federal government.

    The $750 is under the Federal Emergency Management Agency’s Serious Needs Assistance program, which covers immediate needs after a disaster, including “food, water, baby formula, breastfeeding supplies, medication and other emergency supplies.” Through this program, the White House said, FEMA paid out more than $1 million to more than 1,400 North Carolina households within a day.

    As of Oct. 4, FEMA said the Biden administration provided more than $45 million “in flexible, up-front funding” to Hurricane Helene survivors. The agency said it has provided more than 11.5 million meals, 3.32 million gallons of water, 150 generators and 400,000 tarps to the affected region.

    On Oct. 2, in Augusta, Georgia, Harris said FEMA was also providing funding for home repairs and hotel costs.

    Hours before Helene made landfall near Perry, Florida, late Sept. 26, Biden met with Ukrainian President Volodymyr Zelenskyy and announced a new $8 billion security assistance package for Ukraine in its war with Russia. Congress had already appropriated the funding for Ukraine.

    “When you look at the crime, look at the crime, look at the people that are coming in. Murderers, 13,099 murderers, let in over the last short period of time.”

    False. Trump is referring to a figure from a Sept. 25 Immigration and Customs Enforcement letter saying 13,099 immigrants convicted of homicide are not in immigration detention. But that data goes back 40 years; it doesn’t specify that those 13,099 people entered the U.S. during the Biden-Harris administration.

    Noncitizens convicted of crimes may not be in immigration detention for multiple reasons. For one, they may be in law enforcement custody serving time in prison. 

    A 2001 Supreme Court ruling also said people cannot be detained indefinitely. This means people from countries that don’t accept deportation flights must be released into the U.S.

    We had “the greatest economy we ever had.” 

    False. The unemployment rate during the Trump administration dropped to levels dating back to the early 1950s. But gross domestic product growth during Trump’s administration was well below that of previous administrations. Other metrics, such as wages and business investment, don’t support Trump’s claim, either.

    Harris “was appointed border czar … she was in charge of the border.”

    Mostly False. That’s a repeated mischaracterization of Harris’ role. Biden tasked Harris with working with Mexico, Guatemala, El Salvador and Honduras officials to address migration issues. But managing the border — controlling who and how many people enter the U.S. — is the Homeland Security secretary’s responsibility.

    Biden asked Harris to focus on migration’s root causes, including the countries’ economic struggles, violence, corruption and food insecurity.

    Harris “cost you $29,000 a family through inflation, price hikes.”

    We rated a similar Trump claim, citing $28,000, Mostly False. Harris cast the tiebreaking vote on the motion to proceed to a final Senate vote on the 2021 American Rescue Plan Act, a coronavirus pandemic relief bill. Economists believe the law contributed to inflation’s increase, but say supply chain shortages and Russia’s 2022 invasion of Ukraine were bigger drivers of the spike.

    The $28,000 is a likely estimate of increased spending for items such as food, shelter, transportation and energy. But wages also increased, evening out much, or, depending on the time period, all of the increased costs.

    Harris “vowed to abolish ICE.”

    False.

    In 2018, when she was a U.S. senator from California, Harris said U.S. Immigration and Customs Enforcement’s function should be reexamined and that “we need to probably even think about starting from scratch.” But she didn’t say there shouldn’t be immigration enforcement. In 2018, Harris also said U.S. Immigration and Customs Enforcement had a role and should exist.

    “We have more liquid gold, oil and gas under our feet than any nation in the world, including Saudi Arabia and Russia.”

    False.

    The U.S. Energy Information Administration reported that Venezuela ranked first for proven crude oil reserves in 2021 with 304 billion barrels, followed by Saudi Arabia, Iran, Canada, Iraq, the United Arab Emirates, Kuwait and Russia. The U.S. ranked ninth internationally, with 61 billion barrels.

    The U.S. ranks higher internationally in coal reserves (No. 1) and natural gas (No. 4), administration data shows.

    California’s Democratic Gov. Gavin Newsom “has banned any and all ID requirements from voting and registering to vote.”

    Mostly False. California law already doesn’t require the majority of voters to provide ID when voting in person. Senate Bill 1174, which prohibits local governments from requiring voter ID at polling places, was drafted in response to a Huntington Beach, California, measure that conflicted with state law.

    People who register to vote in California must provide proof of identity. People whose information is not verified must present their IDs at the polls when they vote for the first time. All people who register to vote in California must sign a notice, under penalty of perjury, that states they are U.S. citizens.

    “A young lady from Italy, very good boxer, very, very good. She was all excited, but she played a person who transitioned… a male transitioned to a female.”

    Trump’s claim that a boxer “transitioned” to female is unsubstantiated.

    Trump was referring to Algerian boxer Imane Khelif, who competed in the 2024 Paris Olympics. The decision to allow Khelif to compete in the Olympics was controversial because a boxing organization previously disqualified her over a DNA test that supposedly showed she has XY chromosomes. That organization is no longer recognized by the International Olympic Committee.

    International Olympic Committee spokesperson Mark Adams said, “The Algerian boxer was born female, was registered female, lived her life as a female, boxed as a female, has a female passport. This is not a transgender case.”

    RELATED: Fact-checking 5 misleading claims about Helene relief efforts in North Carolina

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  • Fact-checking 5 misleading claims about Helene relief efforts in North Carolina

    Fact-checking 5 misleading claims about Helene relief efforts in North Carolina

    A surge of misinformation has bubbled up as federal and state agencies and officials have led relief efforts for people affected by Hurricane Helene’s deadly storm system.

    In North Carolina, government officials declared 25 of the state’s 100 counties disaster areas after the storm swept across the state’s western region last week — causing record flooding, killing at least 115 people in North Carolina and prompting tens of thousands of applications for assistance from the Federal Emergency Management Agency.

    Federal, state and local government agencies are on the ground in western North Carolina and throughout the Southeast to rescue stranded people, deliver food and water, help residents apply for financial help and coordinate travel out of the region. In many cases, nonprofit groups are working closely with government groups.

    At the same time, social media posts are misleading people about who is involved in the relief efforts, what politicians have said and done, and what future recovery will look like. The Federal Emergency Management Agency , the American Red Cross, North Carolina Gov. Roy Cooper and lawmakers in North Carolina and Tennessee have released statements to answer some of the false reports.

    PolitiFact North Carolina checked some of the misleading social media posts that have received the most attention.

    CLAIM: Chimney Rock residents were told their land “was being seized by the federal government.”

    There’s no evidence to support this. The claim appeared in an Oct. 2 X post read by more than 2.5 million people. The local county government, FEMA, and North Carolina House of Representatives Speaker Tim Moore, a Republican who represents western North Carolina have rebutted it.

    “There was no ‘special meeting’ held in Chimney Rock on October 2nd involving discussions of the federal, state, or local governments seizing the town,” the government of Rutherford County, where Chimney Rock is located, posted on social media Oct. 3. “These claims are entirely false.”

    FEMA also issued a statement Oct. 3, saying: “The claims about FEMA confiscating or taking commodities, supplies or resources in North Carolina, Tennessee, or any state impacted by Helene are false.”

    Moore, who represents part of Rutherford County, told PolitiFact North Carolina on Oct. 3 that he had “not heard anything like that at all and I’ve been in Chimney Rock, and I was meeting with the mayor today.”

    Flooding has altered parts of Chimney Rock’s topography so much that some people who lost homes or buildings won’t be able to rebuild them where they last stood, Moore said. 

    “Parts of the town and everything are not there,” he said. “They’re in the river. The river has changed its course. So, I have not heard anyone say anything crazy like (the federal government seizing land), but there’s going to be areas where they absolutely can’t build back because the land doesn’t exist.”

    CLAIM: “Joe Biden told the people of North Carolina they had no more supplies for us.” 

    Lt. Gov. Mark Robinson, who is running for governor against Democratic Attorney General Josh Stein, made this claim in an Oct. 2 X post. But neither Robinson nor his campaign cited any specific Biden quote to substantiate the claim.

    It’s possible Robinson was referring to comments Biden made Sept. 29 at Dover Air Force base. A reporter asked Biden: “Are there any more resources the federal government could be giving (storm-affected states)?”

    Biden responded: “No, we’ve given them … We have preplanned a significant amount of it, even though they didn’t ask for it yet …  hadn’t asked for it yet.”

    Biden’s “no” comment referred to what resources had already been given. Biden didn’t rule out additional resources and, by the time Robinson posted his claim, Biden had signaled his intent to provide more.

    In a Sept. 30 press briefing, Biden said he had spoken to governors in affected states who said they needed more resources immediately. Biden said: “They’re getting them immediately.” The Defense Department agreed to send helicopters “to get as much in as we can,” he said, adding that “it’s going to take a long time.”

    Biden never said the government ran out of supplies. He said the main obstacle to helping North Carolinians isn’t a lack of resources, but crippled road networks.

    “The question is how to get it in,” Biden said. “It’s hard to get (resources) from point A to point B.  It’s hard to get it (in) if some of these roads are wiped out, communities are wiped out.”

    FEMA addressed the rumor that its resources are limited in an Oct. 3 statement.

    “FEMA has enough money right now for immediate response and recovery needs,” the statement said. “If you were affected by Helene, do not hesitate to apply for disaster assistance as there is a variety of help available for different needs.”

    CLAIM: Moore, North Carolina’s House speaker, was “preventing” an out-of-state helicopter “from even going in and (was) trying to kick us out.”

    A  man identifying himself as Jonathan Howard of the Florida State Guard Special Missions Unit made this claim Oct. 1 on Instagram. It was shared the next day on X by Libs of TikTok, a conservative account with more than 1 million followers. Howard said in the video that he flew into North Carolina over the weekend and that the local sheriff’s department cited Moore when stopping him from taking off for a rescue mission:

    “When I flew here on Sunday, they actually stopped us from going in, the sheriff’s department. And it was because of a bunch of politics that they were claiming was the speaker of the House of North Carolina that was preventing us from even going in and trying to kick us out.” 

    In the same video, Howard said North Carolina lawmakers contacted him to clarify that Moore wasn’t involved: “I have clarified today with North Carolina politicians that reached out to me — good on them — and they were like, ‘That’s complete (nonsense). The speaker of the House has nothing (against you), he wants you guys there.”

    However, his final comment on the matter may have left his audience with doubts. “This is the kind of political (nonsense) that’s happening here right now.”

    Moore said he wasn’t involved at all in the matter and has been trying to help integrate more civilians and National Guard personnel from other states into North Carolina’s rescue efforts. Moore said he appreciates that Howard tried to clear his name, but said people are still blaming him for Howard’s problems.

    “I’ve had people send me the most hateful messages (saying), ‘You’re a monster. You’re allowing people to die,’” Moore said. “When I’m trying to make calls to help people and I’m having to deal with those, that’s not helpful.”

    CLAIM: One thousand troops authorized to respond in North Carolina are “sitting around twiddling their thumbs” because Cooper hasn’t “written up the mission orders that the troops need in order to be deployed.”

    More than 500,000 people had seen this claim, posted Oct. 3 on X. But it misrepresents Cooper’s actions and inaccurately describes troop activity.

    Cooper asked Biden on Sept. 30 to make all necessary federal resources available to respond to this catastrophic storm, his office said. Also that day, in a letter to U.S. Defense Secretary Lloyd Austin, Cooper granted consent for Brig. Gen. Charles W. Morrison of the North Carolina Army National Guard to lead response efforts as “Dual-Status Commander for the Tropical Storm Helene response in North Carolina.” Cooper’s office provided PolitiFact North Carolina with a copy of the letter.

    On Oct. 1, Austin authorized the movement of up to 1,000 active-duty soldiers to help Helene-affected communities. The soldiers would be assembling and moving to the affected areas over the following 24 hours, the Pentagon said in a statement released Oct. 1 morning. 

    The Pentagon’s statement said that the additional troops would join other servicemembers already supporting FEMA’s response and would include helicopters from the U.S. Army and U.S. Navy, and other aircraft from the U.S. Air Force. 

    On Oct. 2, the Fort Liberty-based 18th Airborne Corps provided the North Carolina National Guard with seven Chinook helicopters that, by Oct. 3, were  delivering commodities and joining rescue and recovery efforts, a guard spokesperson said.

    “These soldiers will be activated for as long as the mission requires,” North Carolina National Guard spokesman Tim Marshburn said in a statement. “Leaders are actively engaged in planning the best way to use the engineers coming from our active component.”

    Soldiers who have been activated but not immediately deployed are “preparing with rehearsals and developing movement and load plans,” Marshburn said.

    CLAIM: “When Hurricane Helene was on its way to North Carolina, Gov. Cooper was too busy hobnobbing with rich folks in New York to care about preparing for the storm.”

    Robinson made this claim in an Oct. 2 X post. Cooper attended a New York conference on climate change Sept. 25, a day before Helene made landfall in Florida. 

    Amid campaign season, Robinson’s claim that Cooper was “hobnobbing with rich folks” could give readers the impression that Cooper was at a fundraiser. He was not. 

    Cooper was one of many speakers — including zoologist Jane Goodall, NBC weathercaster Al Roker and Guyana President Mohamed Irfaan Ali — who spoke at the public event hosted by The New York Times. Cooper returned to North Carolina the same day. 

    Cooper was preparing for a possible weather emergency Sept. 24, when he formally asked top members of the state’s executive branch for emergency powers. 

    On Sept. 27, Robinson attended an event with the Republican Party of Moore County; a meet-and-greet at a Golden Corral restaurant in Laurinburg; an event at a Mexican restaurant in Rockingham and the Mayberry Truck Show in Mount Airy.

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  • Homeowners hit by Hurricane Helene face the grim task of rebuilding without flood insurance

    Homeowners hit by Hurricane Helene face the grim task of rebuilding without flood insurance

    A week after Hurricane Helene overwhelmed the Southeastern U.S., homeowners hit the hardest are grappling with how they could possibly pay for the flood damage from one of the deadliest storms to hit the mainland in recent history.

    The Category 4 storm that first struck Florida’s Gulf Coast on September 26 has dumped trillions of gallons of water across several states, leaving a catastrophic trail of destruction that spans hundreds of miles inland. More than 200 people have died in what is now the deadliest hurricane to hit the mainland U.S. since Katrina, according to statistics from the National Hurricane Center.

    Western North Carolina and the Asheville area were hit especially hard, with flooding that wiped out buildings, roads, utilities and land in a way that nobody expected, let alone prepared for. Inland areas in parts of Georgia and Tennessee were also washed out.

    The Oak Forest neighborhood in south Asheville lives up to its name, with trees towering over 1960s era ranch-style houses on large lots. But on Sept. 27, as Helene’s remnants swept through western north Carolina, many of those trees came crashing down, sometimes landing on houses.

    Julianne Johnson said she was coming upstairs from the basement to help her 5-year-old son pick out clothes that day when her husband began to yell that a giant oak was falling diagonally across the yard. The tree mostly missed the house, but still crumpled part of a metal porch and damaged the roof. Then, Johnson said, her basement flooded.

    On Friday, there was a blue tarp being held on the roof with a brick. Sodden carpet that the family torn out lay on the side of the house, waiting to go to the landfill. With no cell phone service or internet access, Johnson said she couldn’t file a home insurance claim until four days after the storm.

    “It took me a while to make that call,” she said. “I don’t have an adjuster yet.”

    Roof and tree damage are likely to be covered by the average home insurance policy. But Johnson, like many homeowners, doesn’t have flood insurance and she’s not certain how she’ll pay for that part of the damage.

    Those recovering from the storm may be surprised to learn flood damage is a completely separate thing. Insurance professionals and experts have long warned that home insurance typically does not cover flood damage to the home, even as they espouse that flooding can happen anywhere that rains. That’s because flooding isn’t just sea water seeping into the land – it’s also water from banks, as well as mudflow and torrential rains.

    But most private insurance companies don’t carry flood insurance, leaving the National Flood Insurance Program run by the Federal Emergency Management Agency as the primary provider for that coverage for residential homes. Congress created the federal flood insurance program more than 50 years ago when many private insurers stopped offering policies in high-risk areas.

    North Carolina has 129,933 such policies in force, according to FEMA’s latest data, though most of that protection will likely be concentrated on the coast rather than in the Blue Ridge Mountains area where Helene caused the most damage. Florida, in comparison, has about 1.7 million flood policies in place statewide.

    Charlotte Hicks, a flood insurance expert in North Carolina who has led flood risk training and educational outreach for the state’s Department of Insurance, said the reality is that many Helene survivors will never be made whole. Without flood insurance, some people may be able to rebuild with the help of charities but most others will be left to fend for themselves.

    “There will absolutely be people who will be financially devasted by this event,” Hicks said. “It’s heartbreaking.”

    Some may go into foreclosure or bankruptcy. Entire neighborhoods will likely never be rebuilt. There’s been water damage across the board, Hicks said, and for some, mudslides have even taken the land upon which their house once stood.

    Meanwhile, Helene is turning out to be a fairly manageable disaster for the private home insurance market because those plans generally only serve to cover wind damage from hurricanes.

    That’s a relief for the industry, which has been under increasing strain from other intensifying climate disasters such as wildfires and tornadoes. Nowhere is the shrinking private market due to climate instability more evident than in Florida, where many companies have already stopped selling policies — leaving the state-backed Citizens Property Insurance Corporation now the largest home insurer in the state.

    Mark Friedlander, spokesman for the Insurance Information Institute, an industry group, said Helene is a “very manageable loss event,” and estimates insurer losses will range from about $5 billion to $8 billion. That’s compared to the insured losses from the Category 4 Hurricane Ian in September 2022 that was estimated in excess of $50 billion.

    Friedlander and other experts point out that less than 1% of the inland areas that sustained the most catastrophic flood damage were protected with flood insurance.

    “This is very common in inland communities across the country,” Friedlander said. “ Lack of flood insurance is a major insurance gap in the U.S., as only about 6% of homeowners carry the coverage, mostly in coastal counties.”

    Amy Bach, executive director of the consumer advocacy group United Policyholders, said the images of the flood destruction in North Carolina shook her despite decades of seeing challenging recovery faced by victims of natural disasters.

    “This is a pretty serious situation here in terms of people disappointed. They are going to be disappointed in their insurers and they are going to be disappointed in FEMA,” Bach said. “FEMA cannot match the kind of dollars private insurers are supposed to be contributing to the recovery.”

    This week, FEMA announced it could meet the immediate needs of Helene but warned it doesn’t have enough funding to make it through the hurricane season, which runs June 1 to Nov. 30 though most hurricanes typically occur in September and October.

    Even if a homeowner does have it, FEMA’s National Flood Insurance Program only covers up to $250,000 for single-family homes and $100,000 for contents.

    Bach said that along with homeowners educating themselves about what their policies do and don’t cover, the solution is a national disaster insurance program that does for property insurance what the Affordable Care Act did for health insurance.

    After Hurricane Floyd in 1999, the state of North Carolina started requiring insurance agents to take a flood insurance class so they could properly advise their clients of the risk and policies available, Hicks said. The state also requires home insurance policies to clearly disclose that it does not cover flood.

    “You can’t stop nature from doing what nature is going to do,” Hicks said. “For us to think it’s never going to be this bad again would be a dangerous assumption. A lot of people underestimate their risk of flooding.”

    ___

    Associated Press Staff Writers Jeff Amy in Asheville, North Carolina, Lisa Leff in London and Paul Wiseman in Washington contributed to this report.

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  • Beverly-based rescue team continues searches in NC, Florida

    Beverly-based rescue team continues searches in NC, Florida

    Members of a Beverly-based search-and-rescue team are continuing to search for victims and help with recovery efforts in North Carolina and Florida in the wake of Hurricane Helene. A total of 61 members of Massachusetts Task Force 1 have responded to the area, including 56 in North Carolina and five in Florida, according to Thomas Gatzunis, a planning team manager, public information officer and structures specialist for the team. Hurricane Helene was one of the deadliest storms in U.S. history and is estimated to have killed more than 150 people in six states. Massachusetts Task Force 1 is one of 28 Federal Emergency Management Agency search-and-rescue teams in the nation. It is based at a compound next to Beverly Airport and is comprised of about 250 volunteers from all six New England states, including firefighters, police officers, doctors, paramedics, canine handlers and engineers. Here are photos provided by the team of their ongoing efforts in North Carolina.












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    Members of a Beverly-based search-and-rescue team are continuing to search for victims and help with recovery efforts in North Carolina and Florida in the wake of Hurricane Helene.

    A total of 61 members of Massachusetts Task Force 1 have responded to the area, including 56 in North Carolina and five in Florida, according to Thomas Gatzunis, a planning team manager, public information officer and structures specialist for the team.

    Hurricane Helene was one of the deadliest storms in U.S. history and is estimated to have killed more than 150 people in six states.

    Massachusetts Task Force 1 is one of 28 Federal Emergency Management Agency search-and-rescue teams in the nation. It is based at a compound next to Beverly Airport and is comprised of about 250 volunteers from all six New England states, including firefighters, police officers, doctors, paramedics, canine handlers and engineers.

    Here are photos provided by the team of their ongoing efforts in North Carolina.







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    By News Staff

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  • Fact-checking claim that Project 2025 would ‘cut FEMA’

    Fact-checking claim that Project 2025 would ‘cut FEMA’

    Hurricane Helene brought deadly storm surge, heavy winds and torrential rain that caused infrastructure-destroying flooding. As of Oct. 3, the storm and its aftermath had killed more than 190 people across six states and caused at least $20 billion in damage

    With the crisis still unfolding, some social media users focused on the federal government’s response — and how that response might change if Republicans win November’s presidential election. 

    “FEMA is going to be gutted. It’s written into Project 2025,” a Sept. 28 Threads video said. Project 2025 will “cut FEMA” and “kill federal-backed flood insurance,” said similar posts from critics of former President Donald Trump. FEMA refers to the Federal Emergency Management Agency.

    Project 2025 is the conservative Heritage Foundation’s 922-page guide for an incoming Republican administration. Democrats have linked Project 2025 to Trump when attacking its proposals, but the document is neither an official Trump campaign position nor a Republican Party platform.

    Trump has recently sought to distance himself from Project 2025, but several, high-ranking former Trump administration officials wrote it. Trump said in an April 2022 keynote speech that the Heritage Foundation would “lay the groundwork and detail plans for exactly what our movement will do.”

    Experts on emergency management and the federal budget said that several of Project 2025’s suggestions constituted significant cuts to FEMA. 

    Joshua Sewell, research and policy director at the federal budget-tracking group Taxpayers for Common Sense, said Project 2025 lacked necessary detail to evaluate the exact impact of its proposals.

    “Changes called for in this piece could ultimately lead to less predictable, more expensive federal disaster response,” he said.

    A Project 2025 spokesperson said the plan’s proposals advocate shifting the agency’s focus away from climate change initiatives.

    Project 2025 mentions FEMA about 30 times. Here’s what it says.

    The full Project 2025 document mentions FEMA — in shorthand or by its full name — about 30 times, most often in a section written by Ken Cuccinelli, who served as Trump’s acting deputy secretary of Homeland Security

    Cuccinelli outlined four primary changes: 

    • Changing the cost-share arrangement with local governments so that the federal government often covers 25% instead of at least 75%.

    • Privatizing the National Flood Insurance Program, which provides federally backed flood insurance to property owners and renters in participating communities.

    • Terminating FEMA’s grants.

    • Raising the per capita threshold for providing FEMA public assistance to disaster-stricken communities.

    The plan also says that FEMA should be moved to the Interior Department or potentially combined with the Cybersecurity and Infrastructure Security Agency and both be moved to the Transportation Department.

    Kathryn Van Tol, a legal fellow of emergency management at the University of North Carolina, Chapel Hill who once worked in North Carolina’s Division of Emergency Management, said that removing FEMA’s direct access to the Department of Homeland Security’s resources “could slow response and recovery.”

    Democratic presidential nominee Vice President Kamala Harris attends a briefing at FEMA headquarters, Sept. 30, 2024, in Washington, on recovery and assistance efforts after Hurricane Helene. (AP)

    Changing FEMA’s cost-share arrangement shifts response burden to states, experts said

    After a president declares a disaster, affected areas qualify for several disaster relief programs, most of which require states, tribes or territories to cover a share of eligible costs

    In most cases, FEMA covers at least 75% of the costs — sometimes increasing that funding for larger disasters — and the state or the jurisdiction receiving the funding covers the remaining 25%. 

    Project 2025 advocates for Congress to “change the cost-share arrangement,” so the federal government covers 25% of the costs for small disasters “with the cost share reaching a maximum of 75 percent for truly catastrophic disasters.” 

    It said it planned to adjust FEMA’s spending “to shift the majority of preparedness and response costs to states and localities instead of the federal government.” 

    But it doesn’t define what qualifies as “small” or “truly catastrophic.”

    Sewell of Taxpayers for Common Sense said the change could constitute a significant cut, “but we can’t tell” without those definitions. 

    The change would “effectively invert the cost share for disaster relief” and leave local communities to bear three-quarters of the costs, Van Tol said.

     

    Two adults and two children arrive to their flooded home in the aftermath of Hurricane Helene, Sept. 27, 2024, in Crystal River, Fla. (AP)

    Experts doubt National Flood Insurance Program can be privatized 

    The National Flood Insurance Program often serves as an insurer of last resort in high-risk areas that private insurers avoid. 

    Project 2025 calls for the program to be “wound down and replaced with private insurance.” A Project 2025 spokesperson proposed phasing out government coverage in low-risk zones where private insurers could enter the market. The phase-out would then expand to higher-risk areas that would see risk-based pricing and possible tax credits — or a hybrid public-private model providing a federal backstop. 

    Experts said such a scenario is unlikely given that private insurers have been historically unwilling to shoulder the risk of insuring properties in designated floodplains.

    “The private sector has made very clear they’re not going to assume that risk,” said Craig Fugate, who headed FEMA in the Obama administration after leading Florida’s emergency management under then-Gov. Jeb Bush. “They made that decision back in the ’60s, and it hasn’t changed.”

    Sewell said eliminating the program “inevitably would mean many homeowners would either not have an insurance option, because a private insurance company does not step in, or would effectively not have one because a true risk-based rate would be unaffordable.” 

    Terminating FEMA grants would reduce local governments’ ability to fortify against disasters

    Grants are the “principle funding mechanism” FEMA uses to provide money for pre- and post-emergency or disaster-related projects, according to its website.  

    Its preparedness grants provide matching funds to supplement states’ and local governments’ efforts to prepare for emergencies, Fugate said.

    But Project 2025 said FEMA grants should be terminated and states “should bear the costs of their particularized programs” instead.  

    States that experience disasters more often have more invested in preparedness efforts independent of federal support. But in parts of the country that budget for and have fewer disasters, terminating federal grants could amount to “cutting their programs in half,” Fugate said.

    FEMA also manages the Homeland Security Grant Program, which includes grants created after the Sept. 11, 2001, terrorist attacks to “enhance national preparedness” by building urban search and rescue teams and creating mobile command posts, Fugate said. 

    Using these grants, local entities have built up their response capacity, which means FEMA does less disaster response, Fugate said. 

    In many cases, the annual grant funding “is maintaining this capability that we built, not necessarily adding more to it,” he said. “If you cut that program, I’m afraid we’d lose a lot of that capacity.”

    Cutting FEMA’s local preparedness grants could mean eliminating “half the salary of your local emergency manager.” Cutting the Homeland Security grants could reduce funding for “formal communication systems that were sent into areas that lost all their public safety communications” during Hurricane Helene, he said.

    Fugate and Sewell said terminating the grants would also be politically unpopular, regardless of political affiliation.   

    Van Tol said it would eliminate FEMA staff, reduce grant managers at local levels, and hinder local governments’ abilities “to effectively respond in a disaster to protect life and property of the citizens.”

    Two Sheriff deputies walk on the main street in the aftermath of Hurricane Helene, Oct. 2, 2024, in Chimney Rock Village, N.C. (AP)

    FEMA adjusts the per capita threshold, but not always without opposition 

    FEMA’s Public Assistance Program provides grants to state, tribal and local governments and eligible nonprofits to help them recover from major disasters. FEMA partly determines whether a community qualifies for such a grant using a “per capita” or per-person estimated cost of assistance evaluation. In 2024, the per capita threshold across a state is $1.84 and for a county is $4.60.

    “FEMA should raise the threshold,” Project 2025 said, arguing that the threshold “has not kept pace with inflation.” Alternatively, the document advocated for “applying a deductible” to encourage “states to take a more proactive role in their own preparedness and response capabilities.” 

    Van Tol said raising the per capita threshold “would result in less disasters being declared in the first place.” 

    The per capita threshold is increased periodically, but not every year, experts said. In 2020, FEMA proposed increasing the cost threshold for assistance, but a final rule has not been issued. 

    Van Tol said the threshold isn’t arbitrary: It’s “tied to the consumer price index” and “is intended to be a current reflection of market conditions.” 

    Fugate said FEMA’s efforts to raise the per capita threshold are “met with a firestorm of opposition from both sides of the aisle in Congress.”

    Our ruling

    Social media posts said Project 2025 would “cut FEMA” and “kill federal-backed flood insurance.”  

    Project 2025’s proposed FEMA changes include raising the per capita threshold for providing FEMA public assistance, terminating its grants, replacing the National Flood Insurance Program with privatized insurance and changing FEMA’s cost-share so that federal government covers less of the cost for smaller disaster response and recovery. 

    Experts told PolitiFact that if these proposals became reality — surviving congressional opposition and overcoming what is likely to be limited private insurers’ support — they would reduce FEMA’s support to state and local governments, hinder disaster response and leave property owners with greater exposure and fewer options.

    We rate this claim True. 

    PolitiFact Researcher Caryn Baird and Senior Correspondent Amy Sherman contributed to this report.

    RELATED: What does Project 2025 say about the National Weather Service, NOAA and National Hurricane Center?

    RELATED: How accurate are warnings by Democrats, Kamala Harris about Donald Trump’s ‘Project 2025 agenda?’

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  • Hurricane Helene brings climate change to forefront of the presidential campaign

    Hurricane Helene brings climate change to forefront of the presidential campaign

    WASHINGTON — The devastation wrought by Hurricane Helene has brought climate change to the forefront of the presidential campaign after the issue lingered on the margins for months.

    Vice President Kamala Harris traveled to Georgia Wednesday to see hard-hit areas, two days after her Republican opponent, former President Donald Trump, was in the state and criticized the federal response to the storm, which has killed at least 180 people. Thousands of people in the Carolinas still lack running water, cellphone service and electricity.

    President Joe Biden toured some of the hardest-hit areas by helicopter on Wednesday. Biden, who has frequently been called on to survey damage and console victims after tornadoes, wildfires, tropical storms and other natural disasters, traveled to the Carolinas to get a closer look at the hurricane devastation. He is expected to visit Georgia and Florida later this week.

    “Storms are getting stronger and stronger,” Biden said after surveying damage near Asheville, North Carolina. At least 70 people died in the state.

    “Nobody can deny the impact of the climate crisis any more,” Biden said at a briefing in Raleigh, the state capital. “They must be brain dead if they do.”

    Harris, meanwhile, hugged and huddled with a family in hurricane-ravaged Augusta, Georgia.

    “There is real pain and trauma that resulted because of this hurricane” and its aftermath, Harris said outside a storm-damaged house with downed trees in the yard.

    “We are here for the long haul,” she added.

    The focus on the storm — and its link to climate change — was notable after climate change was only lightly mentioned in two presidential debates this year. The candidates instead focused on abortion rights, the economy, immigration and other issues.

    The hurricane featured prominently in Tuesday’s vice presidential debate as Republican JD Vance and Democrat Tim Walz were asked about the storm and the larger issue of climate change.

    Both men called the hurricane a tragedy and agreed on the need for a strong federal response. But it was Walz, the governor of Minnesota, who put the storm in the context of a warming climate.

    “There’s no doubt this thing roared onto the scene faster and stronger than anything we’ve seen,” he said.

    Bob Henson, a meteorologist and writer with Yale Climate Connections, said it was no surprise that Helene is pushing both the federal disaster response and human-caused climate change into the campaign conversation.

    “Weather disasters are often overlooked as a factor in big elections,” he said. “Helene is a sprawling catastrophe, affecting millions of Americans. And it dovetails with several well-established links between hurricanes and climate change, including rapid intensification and intensified downpours.”

    More than 40 trillion gallons of rain drenched the Southeast in the last week, an amount that if concentrated in North Carolina would cover the state in 3 1/2 feet of water. “That’s an astronomical amount of precipitation,” said Ed Clark, head of the National Oceanic and Atmospheric Administration’s National Water Center in Tuscaloosa, Alabama.

    During Tuesday’s debate, Walz credited Vance for past statements acknowledging that climate change is a problem. But he noted that Trump has called climate change “a hoax” and joked that rising seas “would make more beachfront property to be able to invest in.″

    Trump said in a speech Tuesday that “the planet has actually gotten little bit cooler recently,” adding: “Climate change covers everything.”

    In fact, summer 2024 sweltered to Earth’s hottest on record, making it likely this year will end up as the warmest humanity has measured, according to the European climate service Copernicus. Global records were shattered just last year as human-caused climate change, with a temporary boost from an El Niño, keeps dialing up temperatures and extreme weather, scientists said.

    Vance, an Ohio senator, said he and Trump support clean air, clean water and “want the environment to be cleaner and safer.” However, during Trump’s four years in office, he took a series of actions to roll back more than 100 environmental regulations.

    Vance sidestepped a question about whether he agrees with Trump’s statement that climate change is a hoax. “What the president has said is that if the Democrats — in particular Kamala Harris and her leadership — really believe that climate change is serious, what they would be doing is more manufacturing and more energy production in the United States of America. And that’s not what they’re doing,” he said.

    “This idea that carbon (dioxide) emissions drives all of the climate change. Well, let’s just say that’s true just for the sake of argument. So we’re not arguing about weird science. If you believe that, what would you want to do?” Vance asked.

    The answer, he said, is to “produce as much energy as possible in the United States of America, because we’re the cleanest economy in the entire world.”

    Vance claimed that policies by Biden and Harris actually help China, because many solar panels, lithium-ion batteries and other materials used in renewable energy and electric vehicles are made in China and imported to the United States.

    Walz rebutted that claim, noting that the Inflation Reduction Act, the Democrats’ signature climate law approved in 2022, includes the largest-ever investment in domestic clean energy production. The law, for which Harris cast the deciding vote, has created 200,000 jobs across the country, including in Ohio and Minnesota, Walz said. Vance was not in the Senate when the law was approved.

    “We are producing more natural gas and more oil (in the United States) than we ever have,” Walz said. “We’re also producing more clean energy.”

    The comment echoed a remark by Harris in last month’s presidential debate. The Biden-Harris administration has overseen “the largest increase in domestic oil production in history because of an approach that recognizes that we cannot over rely on foreign oil,” Harris said then.

    While Biden rarely mentions it, domestic fossil fuel production under his administration is at an all-time high. Crude oil production averaged 12.9 million barrels a day last year, eclipsing a previous record set in 2019 under Trump, according to the U.S. Energy Information Administration.

    Democrats want to continue investments in renewable energy such as wind and solar power — and not just because supporters of the Green New Deal want that, Walz said.

    “My farmers know climate change is real. They’ve seen 500-year droughts, 500-year floods back to back. But what they’re doing is adapting,” he said.

    “The solution for us is to continue to move forward, (accept) that climate change is real” and reduce reliance on fossil fuels, Walz said, adding that the administration is doing exactly that.

    “We are seeing us becoming an energy superpower for the future, not just the current” time, he said.

    ___

    Associated Press writers Colleen Long in Raleigh, North Carolina, and Christopher Megerian in Augusta, Georgia, contributed to this report.

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  • Supplies for North Carolina arrive by plane, truck and mule as Hurricane Helene’s death toll tops 130

    Supplies for North Carolina arrive by plane, truck and mule as Hurricane Helene’s death toll tops 130

    Widespread devastation left behind by Hurricane Helene came to light Monday across the South, revealing a wasteland of splintered houses, crushed cargo containers and mud-covered highways in one of the worst storms in U.S. history. The death toll topped 130.

    A crisis was unfolding in western North Carolina, where residents stranded by washed-out roads and by a lack of power and cellular service lined up for fresh water and a chance to message loved ones days after the storm that they were alive.

    At least 133 deaths in six Southeastern states have been attributed to the storm that inflicted damage from Florida’s Gulf Coast to the Appalachian Mountains in Virginia.

    The toll steadily rose as emergency workers reached areas isolated by collapsed roads, failing infrastructure and widespread flooding. During a briefing Monday, White House homeland security adviser Liz Sherwood-Randall suggested as many as 600 people hadn’t been accounted for as of Monday afternoon, saying some might be dead.

    President Joe Biden said he will travel to North Carolina on Wednesday to meet with officials and take an aerial tour of Asheville.

    He said earlier that the federal government would be with affected residents in the nation’s southeast “as long as it takes.”

    Government officials and aid groups worked to deliver supplies by air, truck and even mule to the hard-hit tourism hub of Asheville and its surrounding mountain towns. At least 40 people died in the county that includes Asheville.

    The destruction and desperation were overwhelming. A flattened cargo container sat atop a bridge crossing a river with muddy brown water. A mass of debris, including overturned pontoon boats and splintered wooden docks and tree trunks covered the surface of Lake Lure, a picturesque spot tucked between the mountains outside Asheville.

    A woman cradled her child while people around her gathered on a hillside where they found cellphone service, many sending a simple text: “I’m OK.”

    The North Carolina death toll included one horrific story after another of people who were trapped by floodwaters in their homes and vehicles or were killed by falling trees. A courthouse security officer died after being submerged inside his truck. A couple and a 6-year-old boy waiting to be rescued on a rooftop drowned when part of their home collapsed.

    Rescuers did manage to save dozens, including an infant and two others stuck on the top of a car in Atlanta. More than 50 hospital patients and staff in Tennessee were plucked by helicopter from the hospital rooftop in a daring rescue operation.

    How some of the worst-hit areas are coping

    Several main routes into Asheville were washed away or blocked by mudslides, including a 4-mile (6.4-kilometer) section of Interstate 40, and the city’s water system was severely damaged, forcing residents to scoop creek water into buckets so they could flush toilets.

    People shared food and water and comforted one another in one neighborhood where a wall of water ripped away all of the trees, leaving a muddy mess nearby. “That’s the blessing so far in this,” Sommerville Johnston said outside her home, which has been without power since Friday.

    She planned on treating the neighborhood to venison stew from her powerless freezer before it goes bad. “Just bring your bowl and spoon,” she said.

    Others waited in a line for more than a block at Mountain Valley Water, a water seller, to fill up milk jugs and whatever other containers they could find.

    Derek Farmer, who brought three gallon-sized apple juice containers, said he had been prepared for the storm but now was nervous after three days without water. “I just didn’t know how bad it was going to be,” Farmer said.

    Officials warned that rebuilding would be lengthy and difficult. Helene roared ashore in northern Florida late Thursday as a Category 4 hurricane and quickly moved through Georgia, the Carolinas and Tennessee. The storm upended life throughout the Southeast, where deaths were also reported in Florida, Georgia, South Carolina and Virginia.

    Federal Emergency Management Agency officials said Monday that shelters were housing more than 1,000 people.

    North Carolina Gov. Roy Cooper took an aerial tour of the Asheville area and later met with workers distributing meals.

    “This has been an unprecedented storm that has hit western North Carolina,” he said afterward. “It’s requiring an unprecedented response.”

    Officials implored travelers from coming into the region to keep the roads clear for emergency vehicles. More than 50 search teams spread throughout the region in search of stranded people.

    Waiting for help and searching for a signal in North Carolina

    Several dozen people gathered on high ground in Asheville, where they found one of the city’s hottest commodities — a cell signal.

    “Is this day three or day four?” Colleen Burnet asked. “It’s all been a blur.”

    The storm unleashed the worst flooding in a century in North Carolina. Rainfall estimates in some areas topped more than 2 feet (61 centimeters) since Wednesday.

    Ten federal search and rescue teams were on the ground and another nine were on their way, while trucks and cargo planes were arriving with food and water, FEMA said. FEMA Administrator Deanne Criswell surveyed damage with Cooper Monday.

    Volunteers were showing up, too. Mike Toberer decided to bring a dozen of his mules to deliver food, water and diapers to hard-to-reach mountainous areas.

    “We’ll take our chainsaws, and we’ll push those mules through,” he said, noting that each one can carry about 200 pounds (90 kilograms) of supplies.

    Why western North Carolina was hit so hard

    Western North Carolina suffered relatively more devastation because that’s where the remnants of Helene encountered the higher elevations and cooler air of the Appalachian Mountains, causing even more rain to fall.

    Asheville and many surrounding mountain towns were built in valleys, leaving them especially vulnerable to devastating rain and flooding. Plus, the ground already was saturated before Helene arrived, said Christiaan Patterson, a meteorologist with the National Weather Service.

    “By the time Helene came into the Carolinas, we already had that rain on top of more rain,” Patterson said.

    Climate change has exacerbated conditions that allow such storms to thrive, rapidly intensifying in warming waters and turning into powerful cyclones, sometimes within hours.

    Destruction from Florida to Virginia

    Along Florida’s Gulf Coast, several feet of water swamped the Clearwater Marine Aquarium, forcing workers to move two manatees and sea turtles. All of the animals were safe but much of the aquarium’s vital equipment was damaged or destroyed, said James Powell, the aquarium’s executive director.

    Georgia Gov. Brian Kemp said the storm “literally spared no one.” Most people in and around Augusta, a city of about 200,000 near the South Carolina border, were still without power Monday.

    With at least 30 killed in South Carolina, Helene was the deadliest tropical cyclone to hit the state since Hurricane Hugo made landfall north of Charleston in 1989, killing 35 people.

    Tropical Storm Kirk forms and could become a powerful hurricane

    Tropical Storm Kirk formed Monday in the eastern Atlantic Ocean and is expected to become a “large and powerful hurricane” by Tuesday night or Wednesday, the U.S. National Hurricane Center said. The storm was located about 800 miles (1,285 kilometers) west of the Cabo Verde Islands with maximum sustained winds of 60 mph (95 kph). There were no coastal watches or warnings in effect, and the storm system was not a threat to land.

    Jeffrey Collins, The Associated Press

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  • Recent hurricanes have caused over $200 billion in damage

    Recent hurricanes have caused over $200 billion in damage

    The most recent major hurricanes to hit the U.S. left hundreds of people dead and caused billions of dollars worth of damage.

    HURRICANE BERYL – 2024

    Hurricane Beryl was the first of the 2024 Atlantic hurricane season, according to the National Oceanic and Atmospheric Administration. Exceptionally warm ocean temperatures caused it to strengthen into a Category 5 storm rapidly in early July. It’s winds peaked at 165 mph (270 kph) before weakening to a still-destructive Category 4.

    When hurricane Beryl hit Texas, it had dropped to a Category 1 storm. Beryl has been blamed for at least 36 deaths. The storm caused an estimated $28 billion to $32 billion in damages, according to AccuWeather’s preliminary estimates.

    HURRICANE IDALIA – 2023

    Hurricane Idalia slammed into Florida on Aug. 30, 2023 with 125-mph (201-kph) winds that split trees in half, ripped roofs off hotels and turned small cars into boats before sweeping into Georgia and South Carolina where it flooded roadways and sent residents running for higher ground.

    The category 4 hurricane was the largest to hit Florida’s Big Bend region in more than 125 years. The storm left 12 dead and produced 5 to 10 inches of rain across Florida, Georgia and the Carolinas, leaving damages topping $3.6 billion, according to the National Hurricane Center.

    HURRICANE IAN – 2022

    Hurricane Ian briefly reached maximum Category 5 status before weakening to a Category 4 storm as it blasted ashore in September 2022 in southwest Florida. The storm caused more than $112 billion in damage in the U.S. and more than 150 deaths directly or indirectly, according to the National Oceanic and Atmospheric Administration.

    The agency reported that Ian was the costliest hurricane in Florida history and the third-costliest ever in the U.S. as a whole. In addition to Florida, Ian impacted Georgia, Virginia, the Carolinas and Cuba before it fell apart Oct. 1, 2022.

    HURRICANE IDA – 2021

    Hurricane Ida roared ashore in Louisiana as a Category 4 storm with 150-mph (241-kph) winds in late August 2021, knocking out power to New Orleans, blowing roofs off buildings and reversing the flow of the Mississippi River as it rushed from the Louisiana coast into one of the nation’s most important industrial corridors.

    At the time it was tied for the fifth-strongest hurricane ever to hit the mainland. At least 91 deaths across nine states were attributed to the storm – most from drowning, according to the Centers for Disease Control and Prevention. Damages from the storm were estimated to be about $36 billion.

    HURRICANE ZETA – 2020

    Hurricane Zeta left millions without power when it hit southeastern Louisiana on October 29, 2020. It had weakened to a tropical storm after leaving the Yucatan Peninsula but intensified to a category 3 storm before making landfall.

    The hurricane caused five direct fatalities and about $4.4 billion in damage in the United States, according to the National Hurricane Center.

    HURRICANE DELTA – 2020

    When Hurricane Delta slammed into Louisiana on Oct. 9, 2020, residents were still cleaning up from Hurricane Laura, which had taken a similar path just six weeks earlier. Delta was a category 4 storm before it made two landfalls – both at category 2 intensity, according to the National Hurricane Center.

    It first hit the Yucatan Peninsula before coming ashore in southwestern Louisiana. Delta cost $2.9 billion in the United States and was linked to six deaths in the U.S. and Mexico, according to a report from the National Hurricane Center.

    HURRICANE LAURA – 2020

    Hurricane Laura, a category 4 storm, roared ashore in southwest Louisiana on Aug. 27, 2020, packing 150-mph (240-kph) winds and a storm surge as high as 15 feet (4.5 meters) in some areas. Laura was responsible for 47 direct deaths in the United States and Hispaniola, and caused about $19 billion in damage in the U.S., according to the National Hurricane Center.

    The deaths included five people killed by fallen trees and one person who drowned in a boat. Eight people died from carbon monoxide poisoning due to unsafe operation of generators.

    Martha Bellisle, The Associated Press

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