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Tag: Laws

  • New Jersey becomes latest state to restrict single-use plastic cutlery at restaurants

    January 25, 2026

    The law was among more than 100 bills outgoing Gov. Phil Murphy signed before leaving office, including legislation on cyberharassment penalties and a psilocybin study.

    Nikita Biryukov, New Jersey Monitor

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  • New laws take effect for California motorists in 2026

    Traffic backup on Interstate 5 north. (Image from CalTrans camera)

    The California Department of Motor Vehicles Friday announced several new laws which motorists should be aware of in the new year.

    The new laws include:

    • AB 366 (Petrie-Norris): Extends the statewide Ignition Interlock Device Pilot Program, a breathalizer preventing a vehicle’s ignition from starting with the presence of alcohol on the breath, for DUI offenders to Jan. 1, 2033.
    • AB 1087 (Patterson): Increases the term of probation from two years to between three and five years for those convicted of vehicular manslaughter or gross vehicular manslaughter while intoxicated.
    • AB 382 (Berman): Lowers the school zone speed limit from 25 to 20 mph to help reduce speeding.
    • AB 1085 (Stefani): Makes it an infraction with a fine of $1,000 to manufacture in California a product or device that obscures, or is intended to obscure or interfere with the visual or electronic reading of a license plate.
    • SB 586 (Jones): Classifies an “off-highway electric motorcycle” or “eMoto” as an off-highway motor vehicle, thereby requiring them to follow OHV rules, including displaying a DMV-issued ID plate or placard.
    • SB 766 (Allen): Requires a dealer to provide customers a three-day right to cancel the purchase or lease of a vehicle under $50,000.
    • AB 1299 (Bryan): Authorizes local governments to waive or reduce parking penalties if a person is unable to pay and requires the provision of a payment plan if requested, helping prevent escalating fines, vehicle towing and lien sales that can disproportionately impact low-income individuals.

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  • Goodbye, plastic bags. Hello, lower insulin copays: New California laws taking effect in 2026

    California will usher in new rules in 2026 that will aim to keep up with the changes in our society, including the advancement of artificial intelligence and the increase in electric bike riders, especially minors without a drivers license.

    Here’s a look at some of the new California laws that will go into effect in the coming year.

    Ads for streaming platforms

    Streaming platform users in California will no longer be jolted by the sudden spikes in sound soon when watching content on services like Peacock, YouTube and Netflix.

    As SB 576 was signed into law this year, streaming companies will be banned from playing commercials louder than the shows and movies.

    This is a digital version of the federal CALM Act that was signed into law in 2010 to ensure TV commercials are not louder than the show they interrupt. 

    The bill was introduced by State Senator Thomas Umberg (D-Santa Ana) who said the proposal was inspired by his own daughter Samantha, whose naps were disrupted by loud commercials. 

    The new law goes into effect on July 1, 2026.

    AI content labeling

    SB 942, known as the California Artificial Intelligence Transparency Act, would require large generative AI providers to provide a free AI-detection tool to users so they can check whether content is altered by AI.

    If consumers use the AI platform to create images, videos or audio files, they should also be given an option to add a clear visual label to notify the content was created by AI.

    The AI providers must have over 1 million users a month, such as Meta, Google and OpenAI.

    The bill, which aims to help consumers distinguish between human-created and AI-generated content, goes into effect on Jan. 1, 2026.

    Appliance in rental units

    Property owners will soon be required to provide working appliances, including “adequate heating and hot water systems” in rental units, starting in January of 2026.

    For appliances, such as a stove and refrigerator, to be considered in good working conditions, tenants should be able to safely cook and store food, according to AB 628.

    Landlords will also be required to maintain the appliances. If a household item is subject to a recall, it should be repaired or replaced within 30 days.

    If tenants wish to bring in their own appliances, the mutual agreement with the property owner must be noted in the lease.

    The law will go into effect for new or changed leases, starting on Jan. 1, 2026.

    Burglary tools

    Under AB 486, it will become a misdemeanor to possess a key-programming device, key-duplicating device or signal extender with the intent to commit burglary.

    Violators could face up to six months in jail, a fine of up to $1,000, or both.

    Cal State admissions

    Eligible high school seniors will be automatically given admission to Cal State University schools without having to submit applications.

    Seniors, who have a minimum GPA of 2.5, will receive a direct admission letter based on their coursework and grades.

    SB 640, authored by State Senator Christopher Cabaldon (D-Yolo), was inspired by a direct admissions pilot that started in Riverside County.

    The CSU system said it will work with school districts and schools to obtain information before informing students that they are admissible to CSU schools.

    After receiving an official offer of acceptance, students will still need to submit an application.

    Cat declawing ban

    Veterinary groups and animal advocates will finally get what they have been pushing for: It will be officially illegal to declaw cats in the state of California, starting on Jan. 1, 2026.

    For various reasons, such as stopping cats from ruining furniture and scratching family members, people have declawed their feline pets.

    But the supporters of AB 867 have said declawing is inhumane as it amputates bones, leading to pain and reducing the animals’ quality of life. 

    Declawing will be allowed only when a medical procedure is necessary for cats’ health, and it must be performed by a licensed veterinarian.

    Data breach notification

    Businesses that operate in California will be required to notify customers of a data breach within 30 days in the new year. 

    The previous law did mandate companies to notify customers, but it did not have a specific deadline.

    Starting on Jan. 1, 2026, businesses must notify affected people within 30 calendar days after discovering the breach under SB 446.

    If a data breach affects more than 500 California residents, the business must also send a sample copy of the notification to the state Justice Department within 15 calendar days of notifying consumers. 

    Companies can be exempt from the law if law enforcement determines notifying consumers may hinder the investigation into the breach. 

    Electric bikes

    Under AB 544, electric bike riders are required to outfit their bikes with a red reflector or a solid or flashing red light with a built-in reflector on the rear at all times — not just during darkness as previously required. 

    Minors cited for helmet violations will be able to meet safety education requirements by completing an online CHP e-bike safety and training program. 

    Food delivery refund

    Under AB 578, food delivery apps and platforms will be mandated to give customers full refunds, including tips, taxes and fees, if their order is not delivered or the wrong order is delivered.

    The new law will also require the companies to give refunds to the original payment method, not just credits.

    If the platform’s automated tools cannot troubleshoot issues, customers must be able to reach a live customer service representative under the new law.

    Food delivery apps will also be banned from using tips or gratuities to reduce the base pay of delivery workers. 

    Insulin copays

    SB 40 was approved by Gov. Gavin Newsom in October after it passed the state legislature to cap insulin costs at $35 for a 30-day supply for Californians on private health plans. 

    Large group insurers will also be required to ensure at least one type of insulin for patients, starting on Jan. 1, 2026.

    Individual or small group health care insurers will need to cap co-pays at $35, starting on Jan. 1, 2027.

    About 3.5 million people in California are believed to be diabetic, with many of them relying on the life-saving drug, according to the American Diabetes Association.

    Minimum wage 

    On Jan. 1, 2026, the minimum wage in the state of California will go from $16.50 to $16.90 per hour.

    The increase will affect hourly as well as salaried workers who are not entitled to overtime pay. That means based on the new minimum wage, the minimum salary for exempt employees will be $70,304.

    In the city of Los Angeles, the minimum wage is higher than the state rate after it was increased to $17.87 per hour on July 1, 2025.

    ‘No Secret Police’

    After the federal government began immigration enforcement operations in June, many Californians expressed outrage that masked agents were detained from various places across the state. 

    The frustration was manifest into SB 627, which Gov. Newsom approved to restrict law enforcement officers, both local and federal, from wearing masks or facial coverings in public while performing their duties.

    The law, which goes into effect on Jan. 1, does not apply to some undercover agents to protect their identities and secrecy of their operations.

    The federal government filed a lawsuit to block the enforcement of SB 627, claiming that California does not have the authority to regulate federal officers under the U.S. Constitution’s Supremacy Clause. 

    Parking ticket relief 

    Starting on Jan. 1, local agencies that handle parking citations, such as the Los Angeles Department of Transportation, will have the ability to reduce, suspend or waive parking penalties if people are not able to pay for them.

    Under AB 1299, those with outstanding parking tickets must be able to prove their financial hardships as homelessness.

    Car owners can also “file a request to participate in a payment plan at any time,” the bill said.

    Plastic bag senate bill 1053

    After phasing out plastic bags at retailers for nearly a decade, California is set to further tighten the previous law by completely eliminating single carry-out bags, including the thick kind that was widely considered reusable.

    Shoppers will no longer have the option of purchasing plastic bags at cashiers. Some stores may offer recycled paper bags for 10 cents per bag.

    Even for those paper bags, they must contain at least 50% post-consumer recycled materials by Jan. 1, 2028, according to AB 1053.

    Helen Jeong

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  • Gypsy Rose Blanchard Assures BF Nick With Knowledge On State Laws & Court Case Studies In Newly Released Video – Fans Are Left Stunned! – Perez Hilton

    [Warning: Potentially Triggering Content]

    Gypsy Rose Blanchard made sure to share her knowledge with Nicholas Godejohn in a newly released video.

    We’re sure you’re all up-to-date on these WILD new videos. We’ve been covering how the Freedom of Information Act has let us see a bunch of clips that Gypsy allegedly sent her ex before they murdered her mother Dee Dee Blanchard. From disturbing descriptions of future family life with Nick, to inconsistent statements, it’s got everyone questioning everything! And THIS video has fans wondering if Gypsy really is as innocent as she says…

    In the clip, posted to the Into The Weeds podcast YouTube channel, Gypsy seems to be talking to Nick ahead of his court date after being arrested. Now, this was before Dee Dee’s murder — this was a completely separate incident where Nick was arrested for allegedly watching porn and masturbating in McDonald’s for NINE hours back in 2013. He was charged with disorderly conduct and carrying a concealed weapon because he had a pocket knife on him.

    Related: Rob Reiner Said Nick Hadn’t Done Drugs In ‘Over 6 Years’ Just 3 Months Before Murders

    But what raised eyebrows was in this video, Gypsy seems to be very knowledgeable about the court system and cross-state laws. She says in the clip:

    “I want you to know that I don’t think that the judge will make you serve jail time for something as simple as carrying a pocket knife over here in redneck territory. That’s just normal. You don’t go to jail for that, but different state, different laws.”

    She also gave her then-boyfriend some advice ahead of his hearing in the video:

    “Remember to be respectable to the judge and remember your manners and do as they say, because … they’re a bit of a higher position than you are. And they have your fate in their hands.”

    In a second video, Gypsy reiterated herself — but also told him about how “blue” would help him show his innocence in court:

    “I want you to be respectful to the judge, like I was saying. I’d suggest wearing blue still, because it is a calming color. And you wanna show your innocence. And that’s really important.”

    You can see a compilation of the videos for yourself (below):

    Commenters once again had a lot to say — in fact, they were shocked with Gypsy’s intellect. In the past, she’s talked about how she was so sheltered she didn’t even really know how to work a smartphone when she left prison. Fans said:

    “‘Wear blue because it’s a calming color – innocent’ more proof of how calculated and conniving she is”

    “Listen to her talking about how to manipulate a judge by what colors to wear to purvey innocence.”

    “To think, this information was under the care of law enforcement this entire time & she walked after 8 years”

    “Yet she couldn’t call the police”

    “And also: the fact that she said she needed to hide the computer – here she is filming and on fb in the living room all the time…”

    “And she says she had no education….unbelievable…all you have to do is listen to her to realize there is nothing slow about her as far as her language, of course she’s nuts but it’s interesting how intelligent she is.”

    “Helping to manipulate the judge ‘for the very first time’”

    “what if she told him to do the McDonalds incident”

    “She knows more than me & she was isolated ???”

    “she didnt want him in jail bc them he couldn’t do the crime she wanted him to do”

    Wild stuff…

    In response to the videos, Gypsy has reminded folks about all the positive work she’s done on herself in the last few years after getting out of a toxic situation.

    Thoughts?

    [Image via Dr. Phil/YouTube]

    Perez Hilton

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  • Trump Takes Aim at State AI Laws in Draft Executive Order

    US President Donald Trump is considering signing an executive order that would seek to challenge state efforts to regulate artificial intelligence through lawsuits and the withholding federal funding, WIRED has learned.

    A draft of the order viewed by WIRED directs US Attorney General Pam Bondi to create an “AI Litigation Task Force,” whose purpose is to sue states in court for passing AI regulations that allegedly violate federal laws governing things like free speech and interstate commerce.

    Trump could sign the order, which is currently titled “Eliminating State Law Obstruction of National AI Policy,” as early as this week, according to four sources familiar with the matter. A White House spokesperson told WIRED that “discussion about potential executive orders is speculation.”

    The order says that the AI Litigation Task Force will work with several White House technology advisors, including the Special Advisor for AI and Crypto David Sacks, to determine which states are violating federal laws detailed in the order. It points to state regulations that “require AI models to alter their truthful outputs” or compel AI developers to “report information in a manner that would violate the First Amendment or any other provision of the Constitution,” according to the draft.

    The order specifically cites recently enacted AI safety laws in California and Colorado that require AI developers to publish transparency reports about how they train models, among other provisions. Big Tech trade groups, including Chamber of Progress—which is backed by Andreessen Horowitz, Google, and OpenAI—have vigorously lobbied against these efforts, which they describe as a “patchwork” approach to AI regulation that hampers innovation. These groups are lobbying instead for a light touch set of federal laws to guide AI progress.

    “If the President wants to win the AI race, the American people need to know that AI is safe and trustworthy,” says Cody Venzke, senior policy counsel at the American Civil Liberties Union. “This draft only undermines that trust.”

    The order comes as Silicon Valley has been upping the pressure on proponents of state AI regulations. For example, a super PAC funded by Andreessen Horowitz, OpenAI cofounder Greg Brockman, and Palantir cofounder Joe Lonsdale recently announced a campaign against New York Assembly member Alex Bores, the author of a state AI safety bill.

    House Republicans have also renewed their effort to pass a blanket moratorium on states introducing laws regulating AI after an earlier version of the measure failed.

    Maxwell Zeff, Makena Kelly

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  • A Proposed Federal THC Ban Would ‘Wipe Out’ Hemp Products That Get People High

    A provision in the federal spending bill that could end the US government shutdown would effectively destroy the hemp extracts industry by banning intoxicating hemp-based THC products, including gummies and drinks.

    The provision, part of the funding bill passed by the US Senate Monday night, would ban the “unregulated sale of intoxicating hemp-based or hemp-derived products, including delta-8, from being sold online, in gas stations, and corner stores,” according to a Senate Appropriations Committee summary of the legislation. The bill, accounting for $26.65 billion in funds, is being voted on in the House of Representatives Wednesday. If passed, President Donald Trump is expected to sign it into law.

    The hemp provision ends a loophole provided by the 2018 Farm Bill that essentially decriminalized intoxicating hemp-based products. Those products include cannabinoids like delta-8 and THCA, which are found in a variety of edibles and drinks. However, the Farm Bill stipulates that hemp products can’t contain more than 0.3 percent delta-9 THC by dry weight; delta-9 is the main psychoactive compound in cannabis, which remains federally illegal. Both hemp and cannabis come from the cannabis sativa plant, but hemp contains very low levels of delta-9.

    Kentucky Senator Rand Paul was the sole Republican to vote against the spending bill Monday after failing to amend the bill by striking the hemp ban from it. In September dozens of Kentucky hemp farmers sent a letter to fellow state Senator Mitch McConnell, who has been pushing for the ban, pleading with him to reconsider.

    The letter said the hemp-derived cannabinoid market “gave us—for the first time in decades—a new crop with real economic opportunity” and that a ban would result in “immediate and catastrophic consequences.”

    According to a report from the Cannabis Business Times, sales for hemp-derived cannabinoids exceeded $2.7 billion in 2023.

    “This will ultimately devastate the industry and devastate hemp farmers as well,” says attorney and hemp advocate Jonathan Miller, adding that it would “wipe out” 95 percent of hemp ingestibles.

    While the provision says it will preserve “non-intoxicating CBD and industrial hemp products,” Miller disputes that, noting that the most popular hemp-derived CBD products still contain more that the proposed limit of 0.4 milligrams of THC per container. CBD products do not get people high, but are popular and used for things like insomnia and anxiety, though research on their efficacy is still limited.

    Manisha Krishnan

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  • How Hacked Card Shufflers Allegedly Enabled a Mob-Fueled Poker Scam That Rocked the NBA

    “If there’s a camera that knows the cards, there is always some kind of underlying threat. Customers are gonna be essentially at the mercy of the person setting up the machine,” poker player and card house owner Doug Polk previously told WIRED. “If you’re showing up in a private game and there’s a shuffler, I would say you should run for the hills.”

    Hacking the Deckmate 2, according to prosecutors, was only one of several cheating techniques the mobsters allegedly used, albeit the one that’s described in the most detail in the indictment. The charging document also claims that they used invisibly marked cards, electronic poker chip trays, phones that could secretly read cards’ markings, and even specially designed glasses and contact lenses.

    While the details of those schemes weren’t spelled out by prosecutors, they’re all well known in the casino security world, says Sal Piacente, a professional cheating consultant and the president of UniverSal Game Protection. Cards can, for instance, have hidden bar codes on their edges—printed invisibly, such as with infrared ink—that can be deciphered by a reader hidden in a chip tray or in a phone case laid on the table. In other cases, cards are similarly marked on their backs with ink that’s only visible with special glasses or contacts.

    “This kind of equipment is being used more than you would think,” Piacente says. “When you go to a private game, there’s no regulation, no commission, no rules. Anything goes.”

    Andy Greenberg

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  • What you need to know about new Maryland laws in effect Oct. 1 – WTOP News

    There are hundreds of new laws that go into effect on Oct. 1 in Maryland. These include changes to driving, cannabis, criminal justice reform and prescription drug disposal.

    There are hundreds of new laws that go into effect on Oct. 1 in Maryland. These include changes to driving, cannabis, criminal justice reform and prescription drug disposal.

    Here’s a look at some of the new laws in effect Wednesday:

    Cannabis: 

    A new law allows those 21 years and older to “manufacture a personal use amount of cannabis products or concentrated cannabis for personal use or adult sharing at a private residence.” This is only legal as long as the process does not use a “volatile solvent.” Distributing large amounts is still a felony and the law also raises those felony thresholds for controlled substances and increases penalties for large-scale distribution.

    Criminal law: 

    Known as the “Organized Retail Crime law,” this law creates a “clear definition of organized retail crime, enables statewide data collection, and allows theft to be aggregated across jurisdictions, closing a critical loophole long exploited by criminals.” Law enforcement can now track repeat offenders and combine offenses across counties. 

    Another law decreases the amount of time that a person can file to have their criminal charges expunged. It allows the filing of a petition a certain amount of time after the completion of the sentence and adds to the list of misdemeanor convictions that a person may expunge. The law also does not allow Maryland Judiciary Case Search to show a charge of possession of cannabis if the conviction was later pardoned by the governor.

    The “Second Look Act,” requires the Maryland Parole Commission to consider the age of incarcerated individuals when deciding whether or not to grant parole.

    Driving: 

    Starting Oct. 1, automated cameras across the state will begin mailing out tiered tickets based on how much over the speed limit you’re driving. The new tier structure was passed by the Maryland General Assembly and signed by Gov. Wes Moore in May.

    Another new law will expand what counts towards reckless or aggressive driving. Speeding 30 mph over the speed limit or more will be reckless driving and add six points to the driver’s record as well as result in a fine of $1,000, a jail sentence or both. Two points will be added to the driver’s record for negligent driving and that fine has increased to $750.

    Eric’s ID Law goes into effect on Wednesday as well, which means drivers can choose  “non-apparent disability” to be added to their license. This opts drivers into the program that will place a butterfly emblem on their state ID or driver’s license. It will indicate to anyone looking at it that the holder of that license or ID has a disability that isn’t immediately obvious, which could include deafness, autism, developmental disabilities or a mental health issue.

    Drug disposal:

    A new law changes the “Prescription Drug Repository Program” to allow other states to participate and to include over-the-counter drugs to be donated. The law clarifies which patients are eligible to receive the donated drugs.

    Landlord/tenant: 

    Get breaking news and daily headlines delivered to your email inbox by signing up here.

    © 2025 WTOP. All Rights Reserved. This website is not intended for users located within the European Economic Area.

    Valerie Bonk

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  • 51 New Oregon State Laws Set to Take Effect on Friday – KXL

    HB 3940 — Wildfire funding package features new nicotine pouch tax

    This bill addresses how to pay for the rising cost of fighting wildland fires by levying a tax on nicotine pouches.

    The tax is 3.25 cents per individual unit with a flat charge of 60 cents on packages of fewer than 20 units.

    2024 was the most expensive fire season in state history — costing over $350 million — and left lawmakers split on how to fully fund the Oregon Department of Forestry.

    Democratic lawmakers heralded House Bill 3940 as a “significant update to Oregon’s wildfire finance and response system.” The bill passed in a bipartisan vote of 37-8, though 13 representatives had excused absences for the vote, primarily among Republicans.

    The bill entered the State Senate as something of an all-purpose method of testing wildfire funding methods, with updates to how rural working lands are assessed, taxed and protected and a 5-cent surcharge on beverage containers. Ultimately, those methods were dropped in favor of the oral nicotine tax. It passed the Senate in a bipartisan vote of 20-8 with two absences for the vote.

    SB 163 — Children of sperm and egg donors have a right to know their donor

    This bill allows children conceived from donor sperm, eggs or embryos to gain access to the names of their respective donor or donors, as first reported by The Oregonian.

    At a lengthy 105 pages, the law thoroughly lays out the legal standards for establishing parentage — similar to other laws giving adopted children the same rights and protections.

    As part of the law, clinics are required to ask for the names, addresses, birth dates and contact information of gamete and embryo donors. That information will then be logged on a state registry that will be maintained even if the clinic goes out of business. Previously, these donors were allowed to stay anonymous and records were often lost with the closing of involved clinics.

    Even though the law is taking effect this fall, it’s going to be some time before it sees serious use. Donor-conceived children won’t have access to the registry until they turn 18. Functionally, this means that the registry won’t be used until 2043 or 2044.

    The bill passed 21-8 in the State Senate with one Democrat and seven Republicans voting against it. It saw a similar split in the House, passing 41-9 with only Republicans opposing the bill.

    Similar bills have been popping up around the country. Clinics now face increased scrutiny after it was revealed a few years ago that a Dutch man fathered at least 550 children in multiple countries.

    HB 2563 — Insurers are now required to explain premium hikes

    This bill requires that insurers explain to policy holders why their premium will go up when their policy is renewed, and even specifies how they’re supposed to deliver the news.

    The law applies to either homeowner or personal insurance policies. At the policy holder’s request, their insurance provider must “give a clear and reasonable written explanation for any increase” in the premium. Insurance providers aren’t allowed to use technical language that wouldn’t be easily understood by the average policy holder.

    Insurers will be required to list up to four of the most significant reasons for the price increase. Also, it will now be up to the Department of Consumer and Business Services to define when a factor significantly contributes to a rate hike. This law will only apply to existing policies that are being renewed, and not to new applications.

    Insurance providers will be required to respond within 20 days of the customer’s request.

    The bill made it through the House almost entirely on party lines, passing 33-22 with no Republican support and one Democrat voting against it. It only fared slightly better in the Senate, passing 21-8 with three Republicans voting in favor.

    SB 243 — Banning ‘bump stocks’

    SB 243 bans “bump stocks” and other rapid-fire activators one can attach to guns. They were once banned on the federal level, but that ban was overturned by the Supreme Court last year.

    The bill also allows local governments to decide for themselves if they want to bar people from bringing guns into public buildings, even if that person has a concealed carry permit.

    While the bill was still on the floor, Republicans said they could have backed the ban on bump stocks, but this second part of the bill goes too far. Ultimately, the bill passed both the House and the Senate on a party-line vote.

    HB 2573

    This bill revises two laws from 2021 and 2024 by clarifying the legal meanings of long-term care facility, residential care facility and senior emergency medical services.

    It also adds tighter requirements for the Senior Emergency Medical Services Innovation program and pushes back the end date for that program.

    HB 2685

    This bill makes it mandatory for Oregon hospitals and birthing centers to give each newborn a hearing screening test. Smaller facilities are required to at least give parents more information about the screening and where they can get it done.

    In addition, hospitals and birthing centers will be responsible for screening for cytomegalovirus (CMV) — a disease related to mono that can cause birth defects.

    HB 3294

    This bill regulates staffing plans for health care providers. One of the most notable changes is that a direct care registered nurse can only be assigned to one trauma patient at a time, and no more than five general patients at a time.

    HB 3409

    This bill clarifies the previous laws and spells out when and how insurance providers can require a reimbursement claim for certain federally discounted prescription drugs.

    HB 3824

    Under this bill, physical therapists in Oregon will be allowed to perform dry needling for their patients, and won’t need to get a separate license to use sonographic equipment if it’s for physical therapy.

    Physical therapists will also be able to certify a disabled person’s parking permit application.

    SB 230

    Oral healthcare providers will be required to complete an intake screening within 60 days when someone enrolled in the Veterans Dental Program contacts them.

    This bill passed unanimously in both chambers of the state legislature.

    Energy and Utilities

    HB 2065

    This bill, along with HB 2066, establish a regulatory framework for small-scale power grids that can operate independently from the main grid known as “microgrids.”

    HB 2065 in particular lays the groundwork for hiring consultants, getting engineering evaluations and submitting designs to connect a microgrid to a main power grid.

    HB 2066

    This bill directs the Public Utility Commission to create rules and frameworks for people to own and operate microgrids and community microgrids within the service area of electric companies. It also requires the Department of Consumer and Business Services to establish rules to support buildings with community microgrids.

    Local governments will be able to set their own land use regulations for what areas are considered microgrid zones.

    HB 2095

    This bill makes technical corrections to the tax credit granted for research conducted by a semiconductor company. It’s more legal housekeeping than anything that will impact the average state resident.

    HB 3336

    Under this bill, power companies will be required to file strategic plans for improving the power grid where they can afford to do so. Companies are then given until Jan. 1, 2030 to carry out the plan.

    Forestry, Wildlife and Climate

    HB 2072

    This bill extends the Forest Products Harvest Tax — a tax on timber harvested from any land in Oregon — through 2027. You’re still required to file harvest returns even if the total volume is less than the minimum threshold for being taxed.

    HB 2081

    This bill directs the Oregon Investment Council and the State Treasurer to take action to mitigate the risks of climate change to the Public Employees Retirement Fund.

    HB 2342

    This bill increases certain wildlife license, tag and permit fees. The cost of an annual hunting license for a resident will increase from $34.50 to $39 under the new law. It will then increase again to $45 in 2030. The last time the Oregon Department of Fish and Wildlife raised license fees was 2020.

    HB 3630

    This bill eliminates the estate tax for farm, forestry and fishing interests owned by trusts and businesses that are entirely owned by family members of the deceased. It will apply to the estates of people that died on or after July 1, 2025.

    HB 3794

    This bill will create the Task Force on Municipal Solid Waste in the Willamette Valley. The committee will be expected to study and identify solutions for waste disposal in Willamette Valley, and will be dissolved at the end of 2026.

    SB 485

    This bill makes it easier for small forestlands to qualify for an exemption from the estate tax after the owner’s death.

    Housing and Land Use

    HB 2316

    This law will allow for the creation of home start lands on certain state and local properties within Oregon’s urban growth boundaries. It’s one approach for the Department of Administrative Services to address the state’s ongoing housing crisis and encourage new developments.

    These home start lands will be exempt from some land use laws, as well as property taxes for up to five years after purchase and are meant to provide grounds for affordable housing — especially for first-time homebuyers.

    HB 3054

    This bill places a cap on the amount by which landlords can increase rent for tenants in mobile homes or floating homes. There are exceptions in place for if tenants collectively approve major upgrades.

    HB 3145

    This bill allows the the Housing and Community Services Department to use Local Innovation and Fast Track Housing Program Fund money for pre-built homes. The department will also be required to report on the outcomes of this spending.

    HB 3963

    The Department of Land Conservation and Development was required to provide a report on their assessment of offshore wind farm developments by the end of the year. This bill extends the deadline until Jan. 1, 2027.

    SB 48

    This bill changes the conditions under which cities can amend their urban growth boundaries. It also opens the door for cities to pay back loans from the state used for more affordable and middle housing with revenue sources other than developer fees.

    SB 347

    Under this bill, land owners won’t face a special tax assessment if it is found that marijuana was grown on their land without their knowledge by the person using said land.

    SB 684

    This bill will expand the definition of “residential housing” to include some types of mixed-income housing. The Housing and Community Services Department will also be required to adopt rules for long-term financing of residential housing by the end of 2026.

    Labor, Business and Taxes

    HB 2087

    This bill expands multiple state tax credits and extends them through 2032.

    HB 2321

    This bill mandates that the Legislative Fiscal Office analyze and report on the current state property tax system and options to modernize it by the end of 2026.

    HB 2337

    This bill allows small businesses to apply for an Oregon Small Business Enterprise certification, which will let them compete for contracts with the state. It will also direct the Department of Administrative Services to make a list of targets and goals for small business contracts across the state.

    HB 2339

    This bill enacts broad revisions to Oregon’s tax statutes and timber revenue distribution, including modifying how timber severance tax funds are allocated.

    HB 2351

    This bill changes how businesses are required to report data from state benefit programs such as tax exemptions. Proponents of the bill hope it will improve transparency with regards to Oregon’s economy.

    HB 2688

    This bill increases wages for work done on off-site work for use in public works such as roads, highways, buildings, etc.

    HB 3024

    This bill removes the eight-week penalty that disqualified workers from applying for unemployment benefits if they quit or were fired, later requalify for those benefits. In short, eligible people can now receive the full 26 weeks of benefits.

    SB 99

    This bill extends the duration of property tax breaks for helping to clean and redevelop environmentally contaminated “brownfields” or structures on said brownfields through 2023.

    SB 143

    This bill changes Oregon’s unemployment insurance tax system by increasing the portion of employer tax rates that goes to the state’s fund. It won’t impact the annual unemployment tax rate, it will just change where that money goes.

    Courts and Elections

    HB 2089

    This bill creates a program for the former owners of foreclosed property to get any surplus money after the property is sold by the county to pay off delinquent property taxes.

    HB 2677

    This bill makes it easier to expunge juvenile criminal records by requiring county juvenile departments to automatically start the process when the youth turns 18 or completes probation.

    HB 3687

    Under this bill, any election to adopt, amend, revise or repeal a county charter will be determined by a simple majority vote, and supermajority requirements are prohibited.

    HB 3825

    This bill clears prior court fines for possessing small amounts of marijuana.

    SB 578

    This bill sets the dates by which time a candidate for office needs to submit their photo and statement for inclusion in county voter guides. The measure passed unanimously in both chambers, not counting absences.

    SB 580

    This bill sets the timeframe that county elections officials have to make a candidate’s name and the office they’re running for public.

    SB 1173

    Under this bill, healthcare providers won’t face product liability claims for products that they provide so long as they weren’t involved in designing, manufacturing or selling/leasing that product.

    Miscellaneous

    HB 2558

    This bill also roughly doubles the Oregon State Marine Board registration fee for all charter guides and outfitters. The fee increase won’t hit until November, but the bill will adjust the definition of charter guide for clarity when it takes effect Friday.

    Annual registration fee for a charter guide will be $500, and the fee for outfitters and other guides will be $350.

    HB 2725

    This bill expands the state’s Strategic Investment Program so that certain ports will be included in the decision-making process for larger development projects, and potentially qualifies them for property tax exemptions.

    HB 2728

    This bill requires the Public Employee Retirement System to provide retiring members with overtime data and more information about how overtime hours were used to calculate their final average salary.

    HB 2809

    This bill raises the fee to register a newly formulated pesticide to a max of $550 depending on the chemical’s toxicity and potential environmental impact.

    HB 3043

    This bill defines “monitoring agreement” and “workplace monitor” for purposes of the impaired health professional program, and allows licensed mental health professionals to refer themselves to the program.

    HB 3045

    This bill allows the State Board of Pharmacy to drug test a licensee they’re investigating, or require that person to take a mental, physical or competency evaluation.

    SB 789

    This bill allows the Oregon Board of Psychology to fine a licensee for the cost of disciplinary action taken against them.

    SB 838

    This bill exempts the State Parks and Recreation Department from certain parts of the Public Contracting Code.

    Brett Reckamp

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  • US Attorney for DC Jeanine Pirro says DC Council is soft on juvenile crime – WTOP News

    The Trump Administration is taking aim at youth crime in Washington. U.S. Attorney Jeanine Pirro is harshly criticizing the D.C. Council for what she says is being soft on juvenile offenders.

    President Donald Trump’s administration is taking aim at youth crime in the District. U.S. Attorney for D.C. Jeanine Pirro is harshly criticizing the D.C. Council for what she says is being soft on juvenile offenders.

    Pirro’s remarks come as a key member of Congress is introducing legislation to take back some of the city’s home rule powers, especially when it comes to law enforcement.

    She made her remarks at a Friday news conference announcing the arrest of two teenagers on murder charges in the killing of a congressional intern who was struck by stray bullets during a shooting in the nation’s capital.

    “The D.C. Council has coddled young criminals for years,” Pirro said. “Everything we do, the D.C. Council is looking to change to benefit the criminal. They reject mandatory minimums that the law requires, they don’t force judges to follow the law. They have sometime called youth rehabilitation and incarceration reduction as well as record sealing.”

    Pirro is calling on Congress to change the law so people as young as 14, who are charged with violent crimes, are prosecuted by her office instead of D.C. Family Court.

    “The D.C. Council thinks that these kids need to be protected. They do not need to be protected. They need to be made accountable, and we need to be protected,” she said. “I am advocating and have advocated for jurisdiction over juveniles 14, 15, 16 and 17.”

    Eric Tarpinian-Jachym, 21, of Granby, Massachusetts, was fatally shot on the night of June 30 near the Mt. Vernon Square Metro station in Northwest D.C. Both suspects in his killing — Kelvin Thomas Jr. and Jailen Lucas — are 17 years old but are being charged as adults with first-degree murder while armed, according to Pirro.

    “It’s bad enough to be gunned down on any street, but to be gunned down in our nation’s capital is an outrage,” she said.

    Tarpinian-Jachym was a rising senior at the University of Massachusetts Amherst. He was in D.C. to work as a summer intern in the office of Rep. Ron Estes, R-Kansas.

    In July, the House observed a moment of silence after Estes paid tribute to Tarpinian-Jachym, calling him “a dedicated, and thoughtful and kind person who loved our country.”

    House panel sets target on DC’s Home Rule Act

    Meanwhile, House Oversight Committee Chairman James Comer, a Kentucky Republican, says the committee will mark up a bill next Wednesday that strips away some of the city’s Home Rule Act, specifically when it comes to crime, criminal sentences, and police enforcement.

    “President Trump and House Republicans are committed to restoring law and order in our nation’s capital city. Under President Trump’s decisive leadership, crime in D.C. is now falling at an unprecedented rate,” Comer said in a statement announcing the markup.

    “The House Oversight Committee stands ready to back the president’s swift action by advancing comprehensive legislative reforms that empower District law enforcement and tackle the escalating juvenile crime crisis head-on. Every resident and visitor deserve to feel safe in our capital, and together with President Trump, the Committee will fulfill its constitutional duty to oversee District affairs and make D.C. safe again.”

    Among other things, it changes the mandatory minimum sentence guidelines when it comes to first- and second-degree murder, rape, first-degree sexual abuse, kidnapping, carjacking, and first-degree burglary.

    It would also lower the city’s definition of a youth from 25 to under 18, trying people that age as adults. Additionally, it would remove the discretion of judges to sentence youth offenders to sentences below the mandatory minimum.

    Comer said the legislation would ensure a safe and prosperous D.C., adding that other looming changes to the city’s Home Rule Act could include:

    • Establishing a uniform 60-day congressional review period for all D.C. Council legislation
    • Eliminating the ability of the D.C. Council to extend emergency laws in perpetuity
    • Providing a line-item veto of D.C. Acts in congressional resolutions of disapproval
    • Prohibiting D.C. Council from withdrawing legislation from the congressional review process and passing substantially similar laws to legislation that was successfully disapproved by Congress
    • Providing clear and concise expedited consideration procedures for resolutions of disapproval in both the House and Senate to avoid the window of congressional review closing before both chambers may act on the resolution

    WTOP’s Scott Gelman contributed to this report.

    Get breaking news and daily headlines delivered to your email inbox by signing up here.

    © 2025 WTOP. All Rights Reserved. This website is not intended for users located within the European Economic Area.

    Dan Ronan

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  • SSA Whistleblower’s Resignation Email Mysteriously Disappeared From Inboxes

    On Friday, the Social Security Administration’s chief data officer, Chuck Borges, sent an email to agency staff claiming that he had been forcibly removed from his position after filing a whistleblower complaint this week accusing the agency of mishandling sensitive agency data. Minutes after the email went out, it disappeared from employee inboxes, two SSA sources tell WIRED.

    “I am regretfully and involuntarily leaving my position at the Social Security Administration (SSA),” Borges wrote in the resignation letter to staff obtained by WIRED. “This involuntary resignation is the result of SSA’s actions against me, which make my duties impossible to perform legally and ethically, have caused me serious attendant mental, physical, and emotional distress, and constitute a constructive discharge.”

    Less than 30 minutes after staffers received the email, it mysteriously disappeared from employee inboxes, the SSA sources tell WIRED. It is not clear whether the email had been restored after it was made unavailable, nor was the reason for the email’s disappearance immediately clear. One SSA staffer speculates that it was removed because it was critical of the agency.

    “It certainly didn’t paint CIO leadership in a favorable light,” one SSA source says, referring to the SSA’s chief information officer.

    Under the Federal Records Act of 1950, US agencies are typically required by law to maintain internal records, including emails.

    Independent journalist Marisa Kabas was first to report on Borges’ resignation and his email’s disappearance in posts on Bluesky.

    Neither Borges nor SSA immediately responded to requests for comment.

    The “involuntary resignation” comes days after Borges filed a formal whistleblower complaint to the US Office of Special Counsel accusing the Department of Government Efficiency (DOGE) of wrongfully uploading SSA data, which included highly sensitive information on millions of people with Social Security numbers, to an unsecure cloud server. Borges alleges that uploading “live” SSA data to a cloud server outside of agency protocols is illegal and could put the data at risk of being hacked or leaked.

    “Recently, I have been made aware of several projects and incidents which may constitute violations of federal statutes or regulations, involve the potential safety and security of high value data assets in the cloud, possibly provided unauthorized or inappropriate access to agency enterprise data storage solutions, and may involve unauthorized data exchange with other agencies,” Borges wrote in his Friday letter.

    In a statement to The New York Times on Tuesday, SSA spokesperson Nick Perrine defended the agency’s data-security practices and claimed that the data Borges’ complaint references is “walled off from the internet.”

    “SSA stores all personal data in secure environments that have robust safeguards in place to protect vital information,” Perrine said. “The data referenced in the complaint is stored in a long-standing environment used by SSA and walled off from the internet. High-level career SSA officials have administrative access to this system with oversight by SSA’s information security team.”

    Borges’ whistleblower complaint included documents showing that DOGE affiliate John Solly, working under the SSA, asked a career agency employee to copy data from Numident, a master SSA database including a lifelong record of all SSN holders, to a “virtual private cloud,” identified in the complaint as an Amazon Web Services server controlled by SSA. Edward “Big Balls” Coristine was also involved with the project, according to the complaint.

    “Mr. Borges’ disclosures involve wrongdoing including apparent systemic data security violations, uninhibited administrative access to highly sensitive production environments, and potential violations of internal SSA security protocols and federal privacy laws by DOGE personnel Edward Coristine, Aram Moghaddassi, John Solly, and Michael Russo,” the complaint reads. “These actions constitute violations of laws, rules, and regulations, abuse of authority, gross mismanagement, and creation of a substantial and specific threat to public health and safety.”

    Neither Coristine, Moghaddassi, Solly, nor Russo immediately responded to WIRED’s request for comment.

    Makena Kelly, David Gilbert

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  • Anthropic Settles High-Profile AI Copyright Lawsuit Brought by Book Authors

    Anthropic has reached a preliminary settlement in a class action lawsuit brought by a group of prominent authors, marking a major turn in of the most significant ongoing AI copyright lawsuits in history. The move will allow Anthropic to avoid what could have been a financially devastating outcome in court.

    The settlement agreement is expected to be finalized September 3, with more details to follow, according to a legal filing published on Tuesday. Lawyers for the plaintiffs did not immediately respond to requests for comment. Anthropic declined to comment.

    In 2024, three book writers, Andrea Bartz, Charles Graeber, and Kirk Wallace Johnson, sued Anthropic, alleging that the startup illegally used their work to train its artificial intelligence models. In June, California district court judge William Alsup issued a summary judgment in Bartz v. Anthropic that largely sided with Anthropic, finding that the company’s usage of the books was “fair use” and thus legal.

    But the judge ruled that the manner in which Anthropic had acquired some of the works, by downloading them through so-called shadow libraries, including a notorious site called LibGen, constituted piracy. Alsup ruled that the book authors could still take Anthropic to trial in a class action for pirating their works; the legal showdown was slated to begin in December.

    Statutory damages for this kind of piracy start at $750 per infringed work, according to US copyright law. Because the library of books amassed by Anthropic was thought to contain approximately 7 million works, the AI company was potentially facing court-imposed penalties amounting to billions, possibly more than $1 trillion dollars.

    “It’s a stunning turn of events, given how Anthropic was fighting tooth and nail in two courts in this case. And the company recently hired a new trial team,” says Edward Lee, a law professor at Santa Clara University who closely follows AI copyright litigation. “But they had few defenses at trial, given how Judge Alsup ruled. So Anthropic was starting at the risk of statutory damages in ‘doomsday’ amounts.”

    Most authors who may have been part of the class action were just starting to receive notice that they qualified to participate. The Authors Guild, a trade group representing professional writers, sent out a notice alerting authors that they might be eligible earlier this month, and lawyers for the plaintiffs were scheduled to submit a “list of affected works” to the court on September 1. This means that many of these writers were not privy to the negotiations that took place.

    “The big question is whether there is a significant revolt from within the author class after the settlement terms are unveiled,” says James Grimmelmann, a professor of digital and internet law at Cornell University. “That will be a very important barometer of where copyright owner sentiment stands.”

    Anthropic is still facing a number of other copyright-related legal challenges. One of the most high-profile disputes involves a group of major record labels, including Universal Music Group, which allege that the company illegally trained its AI programs on copyrighted lyrics. The plaintiffs recently filed to amend their case to allege that Anthropic had used the peer-to-peer file sharing service BitTorrent to download songs illegally.

    Settlements don’t set legal precedent, but the details of this case will likely be watched closely as dozens of other high-profile AI copyright cases continue to wind through the courts.

    Kate Knibbs

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  • Is There a Hidden Agenda Behind These New Crypto Laws? | Entrepreneur

    Opinions expressed by Entrepreneur contributors are their own.

    Recent crypto laws have sparked debate about their true political motivations. The GENIUS Act, signed on July 18, 2025, represents the cornerstone of the administration’s cryptocurrency strategy.

    Officially, the initiative aims to remove excessive administrative barriers and legalize stablecoins – crypto assets backed by real American assets: dollars, treasury bonds or gold.

    According to legislators, these coins should simplify transactions and position the United States as a global leader in digital finance. The administration has framed this legislation as part of a comprehensive strategy to enhance financial innovation while maintaining America’s economic leadership.

    Understanding cryptocurrency laws in the U.S. requires looking beyond official narratives. The stablecoin market, currently valued at over $260 billion, is projected to reach $2 trillion by 2028 under this new regulatory framework. This explosive growth will fundamentally alter the financial landscape in ways that may not align with stated objectives.

    Related: The Hidden Problems That Could Threaten Crypto’s Future

    Who regulates crypto in the U.S.?

    The question of who regulates cryptocurrency in the U.S. is becoming complex under the new legislation. The hidden agenda behind these laws appears to be weakening the Federal Reserve System’s control. As a reminder, the Fed, established in 1913, consists of twelve regional reserve banks and is considered a private structure independent of executive power.

    The prerogative of issuing “national money” is firmly secured by the Fed, and attempts to interfere with its powers have invariably met with strong opposition. Understanding who regulates cryptocurrency in the U.S. reveals the political power struggle behind recent laws.

    The new stablecoin law represents a half-measure, as it cannot solve the task of creating an alternative digital central bank. Instead, it allows private players to issue their own “money” backed by government securities, effectively fragmenting the Fed’s monopoly on emission.

    Read More: People Really Only Care About These 3 Things at Work — Do You Offer Them?

    Stablecoin influence as a tool for political influence

    New stablecoin regulation allows private entities to issue currency-like assets backed by government securities. This represents a significant departure from traditional monetary policy, where currency issuance is tightly controlled by central banking authorities.

    The approach to stablecoin regulation may fragment the Federal Reserve’s monopoly on currency issuance. By allowing private entities to create dollar-backed digital assets, the legislation effectively creates a parallel monetary system that operates under different rules and oversight.

    Critics argue that current stablecoin regulation could create a shadow emission system outside traditional controls. This system could potentially undermine the Fed’s ability to implement monetary policy effectively and respond to economic crises.

    Related: Why Institutional Investors Are Embracing Crypto–TradFi Partnerships

    The political agenda driving recent legislation

    The cryptocurrency political agenda behind recent legislation extends beyond promoting innovation. As a result, the U.S. economic system risks losing part of its budget revenues and deviating from its usual course. Businesses, having received the right to issue and use stablecoins, may begin to evade tax control and the stablecoins themselves, under unfavorable regulation, will depreciate and lose trust.

    To understand the politics around crypto, you have to look at the power struggles between government institutions. Hidden money printing creates slower growth and shaky forecasts, which is risky in an election year when political pressure is already high.

    Some in the crypto space even push for reducing the Federal Reserve’s control over monetary policy — a major change to the financial system that has shaped the U.S. for more than 100 years.

    The potential consequences of these hidden agenda crypto laws include:

    • Budget Revenue Loss: Reduced tax collection from cryptocurrency transactions compared to traditional financial operations.
    • Monetary Policy Fragmentation: Multiple entities issuing dollar-backed assets could complicate coordinated monetary policy.
    • Financial Stability Risks: A parallel financial system with different rules could introduce new systemic risks.
    • Political Power Shifts: Reduction in Federal Reserve independence and increased executive branch influence over monetary policy.
    • Economic Uncertainty: Potential for market volatility and reduced predictability during political transitions.

    Analysts are questioning whether Trump’s crypto ventures are designed to weaken Federal Reserve control. The legislation creates a framework where private entities can issue dollar-backed assets with potentially less oversight than traditional banking institutions.

    The Trump administration has framed its cryptocurrency laws as forward-looking reforms designed to position the U.S. as a leader in digital finance. But beneath that narrative lies a more complex political agenda. The legislation could reduce the Federal Reserve’s influence over monetary policy, introduce alternative currency-like instruments with favorable tax treatment and shift power among key financial institutions.

    Related: This Trillion-Dollar Industry Is Where You Need to Look For Your Next Investment — Here’s Why

    The full impact will only become clear over time. What is certain is that the effects will extend well beyond cryptocurrency markets, with the potential to reshape core elements of America’s financial and political order. The central question is whether these changes will bolster or weaken U.S. economic stability and global leadership. Understanding the implications requires looking past official narratives to the shifting power dynamics they conceal — only then can we judge whether the reforms serve the public good or narrower political aims.

    Recent crypto laws have sparked debate about their true political motivations. The GENIUS Act, signed on July 18, 2025, represents the cornerstone of the administration’s cryptocurrency strategy.

    Officially, the initiative aims to remove excessive administrative barriers and legalize stablecoins – crypto assets backed by real American assets: dollars, treasury bonds or gold.

    According to legislators, these coins should simplify transactions and position the United States as a global leader in digital finance. The administration has framed this legislation as part of a comprehensive strategy to enhance financial innovation while maintaining America’s economic leadership.

    The rest of this article is locked.

    Join Entrepreneur+ today for access.

    Vladimir Gorbunov

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  • German court rules against Deutsche Bank in Postbank acquisition lawsuit

    German court rules against Deutsche Bank in Postbank acquisition lawsuit

    Deutsche Bank offices in the City of London on July 2, 2024, in London, U.K. 

    Mike Kemp | In Pictures | Getty Images

    Cologne’s higher regional court on Wednesday ruled against Deutsche Bank in a long-standing legal dispute with shareholders who alleged the lender underpaid in its multi-stage acquisition of German retail bank Postbank.

    The 13 plaintiffs in the case claimed that Postbank, which Deutsche Bank acquired over several interest purchases from Deutsche Post, was worth more than the 25 euros ($27) per share paid in 2010.

    The investors, 13 plaintiffs who are former shareholders of Deutsche Postbank (Postbank), instead held they were entitled to a significantly higher payment of 57.25 euro per share — the price at which Deutsche Bank bought its initial 30% stake in Postbank, mere days before the collapse of Lehman Brothers and the kickoff of the global financial crisis, which waylaid the takeover.

    Deutsche Bank and Postbank finally merged in 2018.

    Legal suits linked to the transaction have cast a long shadow over the financial prospects of Deutsche Bank, dampening its performance as recently as in the second quarter — when the lender ended its 15-quarter profit streak and booked a loss of 143 million euros on the back of a 1.3-billion-euros provision linked to the Postbank proceeding.

    Deutsche Bank later reached settlements with nearly 60% of plaintiffs in the case in August.

    Earlier in the Wednesday session, the lender reported the release of 440 million euros of litigation provisions in the third quarter, which helped it swing back to a better-than-expected net profit attributable to shareholders of 1.46 billion euros ($1.58 billion) over the period.

    Deutsche Bank said it will now analyze the Wednesday judgement and noted it has booked provisions covering all outstanding claims by the plaintiffs, including interest accrued to date.

    “The Court has not allowed a further appeal to the German Federal Court. Deutsche Bank will assess if to file a non-admission complaint (motion for leave to appeal) after receiving the written reasoning for the decision,” a Deutsche Bank spokesperson said.

    The lender’s shares were down 2.3% at 10:58 a.m. London time.

    CNBC’s Sophie Kiderlin contributed to this report.

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  • These 7 new California laws may impact your health care planning

    These 7 new California laws may impact your health care planning

    Several new laws that were greenlit by Gov. Newsom last month aim to widen Californians’ access to medical services while holding health care officials accountable.

    Accessibility to Fertility Treatments 

    Millions of Californians will see expanded access to IVF and other fertility treatments thanks to a new state mandate

    Under the new law, large insurance companies are required to provide coverage for the diagnosis and treatment of infertility and fertility services, including a maximum of three egg retrievals with unlimited embryo transfers.

    The law also impacts the LGBTQ+ community and same-sex couples who want to have children as it broadens the definition of “infertility” to include a person’s inability to reproduce either as an individual or with their partner without medical intervention.

    The law is expected to impact millions of Californians, and doctors expect more families to seek care now that fertility treatments and IVF will be more affordable for many.

    The law will go into effect in July 2025.

    Chemicals in tampons

    California will ban the sale of tampons and other menstrual products that contain potentially toxic chemicals. 

    Under the law, the intentional use of perfluoroalkyl and polyfluoroalkyl substances, also known as PFAS, in menstrual products will be prohibited. 

    The Department of Toxic Substances Control is required to adopt these regulations on or before Jan. 1, 2029. And manufacturers must provide detailed product information and register with the department by July 1, 2029.

    The law will fine manufactures who violate the regulations. And all money collected from the penalties will be deposited to the T.A.M.P.O.N. Act Fund.

    Maternal mortality among Black women

    A new law that aims to reduce racial and ethnic inequality in maternal and infant health care outcomes will require California’s medical facilities to conduct “evidence-based implicit bias training” for health care professionals. 

    It builds on existing laws requiring these training for health care providers involved in perinatal care. 

    But the new law introduces several new enhancements, including mandating health care facilities to report their adherence to training protocols to the state Attorney General’s office with penalties for non-compliance.

    Current health care providers must complete their training by June 1, 2025. While new providers are required to complete training within six months of their start date.

    “When giving birth, individuals are asked to listen to their bodies and to share that information with the medical professionals caring for them,” said Assemblymember Akilah Weber, M.D. “Unfortunately, concerns surrounding discomfort or pain are not taken as seriously when they are made by persons of color, specifically black persons.

    Alzheimer’s disease

    A package of twelve bills were signed into law to aid law enforcement, doctors and health care providers better serve the growing number of California adults with Alzheimer’s disease and their families. 

    Health care and law enforcement officials will be required to have training on how to interact with wandering people suffering from Alzheimer’s, autism and dementia. 

    Also health care professionals who primarily work with older patients will be mandated to take continuing education in geriatrics and dementia care.

    As one in four Californians is expected to be age 60 or over in 2030, the new laws are anticipated to help change the aging services. 

    Substance abuse facilities increase

    California will expand the range of facilities that can treat people who are on a temporary conservatorship for substance use disorder.

    Currently, a psychiatric health facility provides 24-hour inpatient care for people with mental health disorders. 

    Under the new law, mental health rehabilitation centers and psychiatric health facilities can offer 24-hour inpatient care to people with a severe substance use disorder. 

    Treatment centers will have the new flexibility in managing treatment slots so they can increase the number of hospital beds available for substance use disorder patients.

    Accessible prescription labels

    Pharmacy dispensers are now required to provide patients who identify as blind or have low vision with accessible prescription medication labels upon request. 

    These labels can be in the form of supplemental documentation with large fonts, braille or for blind patients, the use of text-to-speech technology. 

    The bill, sponsored by the California Council of the Blind, was based on recommendations published back in 2013 from a United States Access Board Working Group. 

    Breast milk bank

    A new law intends to allow more families to receive donor milk for their babies regardless of what insurance they have.

    When a parent does not produce or does not produce enough breast milk, pasteurized donor human milk is the next best nutrition source for infants below normal birth weights. The new law defines donor milk as essential under commercial insurance — bringing it up to speed with Medi-Cal standards.

    Breast milk reduces some health outcomes in infants, such as necrotizing enterocolitis, a life-threatening bowel disease which occurs about 60% more frequently in Black and Latino children, according to UC data.

    Donor milk comes from people who are lactating and have been screened.Previously, hospitals had to have a tissue bank license to give donor milk to patients — now that barrier moves the license burden to already accredited milk banks such as the University of California Health Milk Bank.

    UC Riverside Health recently opened a breast milk collection facility as well.

    Helen Jeong and Sahana Patel

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  • Hunter Biden pleads guilty in tax case, hours after jury selection for trial was to begin

    Hunter Biden pleads guilty in tax case, hours after jury selection for trial was to begin

    Hunter Biden, son of U.S. President Joe Biden, arrives at court for his trial on tax evasion in Los Angeles on Sept. 5, 2024.

    Ringo Chiu | AFP | Getty Images

    Hunter Biden pleaded guilty to all nine counts in his criminal tax case in Los Angeles federal court on Thursday afternoon, hours after jury selection was due to begin for a trial of the son of President Joe Biden.

    Biden’s sentencing was scheduled for Dec. 16.

    The plea came after prosecutors strongly opposed Biden’s surprise offer earlier in the day to enter a special plea — known as an Alford plea — that would allow him to maintain that he believed he was innocent but concede that prosecutors had enough evidence to convict him at trial.

    If the Alford plea had been accepted by U.S. District Judge Mark Scarsi, Biden would have been convicted of the charges.

    The plea that Biden ended up making to Scarsi is an “open plea,” or one done without a plea deal with prosecutors, which might have included a reduction in the number of criminal counts he faced and an agreement on the likely terms of his sentencing.

    Biden, 54, was charged in the case with three felony counts and six misdemeanors related to failing to pay at least $1.4 million in federal taxes between 2016 and 2019.

    He was accused of deducting money that he paid to sex workers on his taxes as a business expense and of spending “millions of dollars on an extravagant lifestyle rather than paying his tax bills,” according to an indictment.

    “Mr. Biden will agree that the elements of each offense have been satisfied,” Biden’s lawyer Abbe Lowell told Scarsi after returning from a recess following arguments over the proposed Alford plea.

    When Scarsi asked special counsel Leo Wise, the prosecutor, if that was sufficient, Wise said he would prefer that Biden admit his actions as alleged in an indictment.

    “Will Mr. Biden agree that that is the truth? Because the truth matters,” Wise said. “He should have to say that the facts are true!”

    Lowell then argued that was not required under the law.

    “He just has to agree to the elements,” Lowell said. “I know Mr. Wise would like Mr. Biden to say, ‘and in addition, I was a really bad person when I did this,’ but that’s not what the law requires.”

    Scarsi said, “So we’re going to take an open plea from Mr. Biden. And I will ask if you committed conduct that satisfies element in the indictment.”

    Wise then began reading the 56-page indictment out loud in court. That reading took almost 90 minutes to complete.

     In June, Biden was found guilty after trial in another case where he was accused of crimes related to his purchase of a handgun in 2018 while being a user and addict of crack cocaine.

    He is awaiting sentencing in that case, which was tried in U.S. District Court in Delaware.

    Read more CNBC politics coverage

    On Thursday morning in Los Angeles federal court, more than 100 potential jurors assembled for jury selection in Biden’s tax case.

    But Biden’s lawyer Lowell surprised prosecutors and others in the court when he told Scarsi, “There is no reason to proceed with jury selection as Mr. Biden intends to change his plea.”

    Lowell told Scarsi there was “no agreement” with prosecutors about Biden’s planned Alford plea. But the lawyer said there is no requirement for such an agreement.

    “The law is very clear. If the defendant satisfies rule 11b, the court is required to accept the plea,” Lowell said.”

    Lowell also said, “I don’t think we would agree under conventional plea circumstances.”

    Wise, the special counsel, told Scarsi, “This is the first we’ve heard of this.” Wise asked for time to discuss the proposed change of plea privately.

    “I think this can be resolved today,” Lowell said. “It doesn’t need days.”

    After a recess, Wise told the judge, “I want to make it crystal clear: The U.S. opposes an Alford plea.”

    “We will not under any circumstances accept an Alford plea,” said Wise. “It’s not in the public interest, it’s contrary to the rule of law and we think it’s an injustice.”

    Hunter Biden is not innocent. Hunter Biden is guilty,” said Wise.

    “We were as shocked as anyone else,” the prosecutor said about the proposed Alford plea.

    He said the prosecution is not in a position to evaluate that plea offer Thursday.

    “There’s no way to rush this at this point. And it shouldn’t be rushed,” Wise said. 

    Under Department of Justice guidelines, federal prosecutors “may not consent” to an Alford plea “except in the most unusual circumstances and only after the Assistant Attorney General, Tax Division, or a higher Departmental official, has approved a written request.”

    Lowell told Scarsi that Biden is not asking for special treatment, noting that “people all over the U.S.” take Alford pleas.

    “He is asking for the same rights as others,” Lowell said. “He is willing to say that the government has put forth sufficient evidence to prove the case beyond a reasonable doubt. … I don’t know why the government wants to punt.”

    Scarsi called another recess after hearing the arguments and telling attorneys, “I haven’t seen a case that tells me I have to accept an Alford plea.”

    But the judge also said, “Assuming I have the opportunity to reject an Alford plea, why shouldn’t I?”

    “I need a reason why I accept or reject a plea,” Scarsi said. 

    After that recess, Biden returned to the courtroom, where Lowell said he would enter his open guilty plea, dropping the suggestion of an Alford plea.

    President Biden, as he left the White House earlier Thursday to travel to Wisconsin, ignored shouted questions from reporters about his son’s plan to change his original not-guilty plea in the case.

    This is breaking news. Please refresh for updates.

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  • The Internet Archive Loses Its Appeal of a Major Copyright Case

    The Internet Archive Loses Its Appeal of a Major Copyright Case

    The Internet Archive has lost a major legal battle—in a decision that could have a significant impact on the future of internet history. Today, the US Court of Appeals for the Second Circuit ruled against the long-running digital archive, upholding an earlier ruling in Hachette v. Internet Archive that found that one of the Internet Archive’s book digitization projects violated copyright law.

    Notably, the appeals court’s ruling rejects the Internet Archive’s argument that its lending practices were shielded by the fair use doctrine, which permits for copyright infringement in certain circumstances, calling it “unpersuasive.”

    In March 2020, the Internet Archive, a San Francisco-based nonprofit, launched a program called the National Emergency Library, or NEL. Library closures caused by the pandemic had left students, researchers, and readers unable to access millions of books, and the Internet Archive has said it was responding to calls from regular people and other librarians to help those at home get access to the books they needed.

    The NEL was an offshoot of an ongoing digital lending project called the Open Library, in which the Internet Archive scans physical copies of library books and lets people check out the digital copies as though they’re regular reading material instead of ebooks. The Open Library lent the books to one person at a time—but the NEL removed this ratio rule, instead letting large numbers of people borrow each scanned book at once.

    The NEL was the subject of backlash soon after its launch, with some authors arguing that it was tantamount to piracy. In response, the Internet Archive within two months scuttled its emergency approach and reinstated the lending caps. But the damage was done. In June 2020, major publishing houses, including Hachette, HarperCollins, Penguin Random House, and Wiley, filed the lawsuit.

    In March 2023, the district court ruled in favor of the publishers. Judge John G. Koeltl found that the Internet Archive had created “derivative works,” arguing that there was “nothing transformative” about its copying and lending. After the initial ruling in Hachette v. Internet Archive, the parties negotiated terms—the details of which have not been disclosed—though the archive still filed an appeal.

    James Grimmelmann, a professor of digital and internet law at Cornell University, says the verdict is “not terribly surprising” in the context of how courts have recently interpreted fair use.

    The Internet Archive did eke out a Pyrrhic victory in the appeal. Although the Second Circuit sided with the district court’s initial ruling, it clarified that it did not view the Internet Archive as a commercial entity, instead emphasizing that it was clearly a nonprofit operation. Grimmelmann sees this as the right call: “I’m glad to see that the Second Circuit fixed that mistake.” (He signed an amicus brief in the appeal arguing that it was wrong to classify the use as commercial.)

    “Today’s appellate decision upholds the rights of authors and publishers to license and be compensated for their books and other creative works and reminds us in no uncertain terms that infringement is both costly and antithetical to the public interest,” Association of American Publishers president and CEO Maria A. Pallante said in a statement. “If there was any doubt, the Court makes clear that under fair use jurisprudence there is nothing transformative about converting entire works into new formats without permission or appropriating the value of derivative works that are a key part of the author’s copyright bundle.”

    Kate Knibbs

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  • Chase Bank says it is aware of viral ‘glitch’ inviting people to commit check fraud

    Chase Bank says it is aware of viral ‘glitch’ inviting people to commit check fraud

    The Chase bank logo above ATMs, taken in Manhattan. 

    Michael Kappeler | Picture Alliance | Getty Images

    Chase Bank is urging its customers not to commit check fraud.

    The bank’s plea comes after this weekend a viral trend took over TikTok and X, with users being told that there was a systemwide glitch and that, if they deposited false checks in an ATM and withdrew that money soon afterward, they would be able to cheat the system and take out a large sum of cash before the check bounced.

    The only problem? This is not a “glitch” — it’s a check fraud scheme and those who participate will be on the hook for all the money they withdrew once the check bounces.

    Although some on TikTok called the scheme a “glitch,” Chase reminded its customers that this “glitch” is actually an invitation to commit fraud. 

    “We are aware of this incident, and it has been addressed,” a spokesperson for Chase said in a statement to NBC News. “Regardless of what you see online, depositing a fraudulent check and withdrawing the funds from your account is fraud, plain and simple.”

    NBC News has not verified if anyone actually committed the crime as part of the viral trend. However, videos online purported to show people successfully withdrawing cash from an ATM after depositing a fraudulent check into their own bank account — before others quickly pointed out that what they were doing was a crime.

    While conversation about the “glitch” has taken over TikTok, it appears the first mention of it was on X, when a user shared an excessive balance of more than $80,000 in his account on Thursday, according to meme database Know Your Meme

    One video appeared to show lines forming outside of a Chase branch in New York suggesting people were flocking to the bank to “get free money.” Just as quickly as the trend took off, however, people were soon posting screenshots of massive negative balances and holds on their Chase accounts as a result of allegedly trying to withdraw the money. 

    “I don’t know what these people think writing bad checks is, but I don’t know why they thought this was a glitch,” one TikTok user said. “Definitely don’t do it.” 

    Fake check deposits are a common form of check fraud and are not new, although the chaos of this weekend saw many online discover the tactic for the first time — and mistaking it for a money hack.

    Large checks deposited digitally are often placed on hold while the bank reviews their authenticity, but some ATMs allow customers to access a portion of the newly deposited funds immediately. This allows users to quickly withdraw the money before their check clears or bounces.

    Fraudsters often approach this by opening bank accounts with fake identities, creating and depositing counterfeit checks from seemingly legitimate sources, then abandoning the account and leaving it with a negative balance.

    Another common trick involves a scammer pretending that they sent a check for a greater amount than they meant to, hoping that the recipient is willing to deposit the check and transfer the excess money, which would ultimately leave the victim out of their own funds after the check bounces.

    But in this case, people online seem to be simply committing check fraud against themselves — making it relatively easy for a bank to catch on and hold them accountable.

    In the days after the Chase “glitch” gained traction, other TikTokers began dunking on those who had tried it, with some joking about waking up with enormous negative balances and others warning users that they had no chance of outsmarting the multinational banking institution.

    “Chase Bank glitch? No, that’s called fraud,” one TikTok user said in a video that accrued more than 1 million likes in one day. “You went to the bank and took $50,000 that didn’t belong to you. That’s not a life hack, that’s called robbery. You’re going to jail. Prison actually.”

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  • Telegram CEO Pavel Durov’s Arrest Linked to Sweeping Criminal Investigation

    Telegram CEO Pavel Durov’s Arrest Linked to Sweeping Criminal Investigation

    French prosecutors gave preliminary information in a press release on Monday about the investigation into Telegram CEO Pavel Durov, who was arrested suddenly on Saturday at Paris’ Le Bourget airport. Durov has not yet been charged with any crime, but officials said that he is being held as part of an investigation “against person unnamed” and can be held in police custody until Wednesday.

    The investigation began on July 8 and involves wide-ranging charges related to alleged money laundering, violations related to import and export of encryption tools, refusal to cooperate with law enforcement, and “complicity” in drug trafficking, possession and distribution of child pornography, and more.

    The investigation was initiated by “Section J3” cybercrime prosecutors and has involved collaboration with France’s Centre for the Fight against Cybercrime (C3N) and Anti-Fraud National Office (ONAF), according to the press release. “It is within this procedural framework in which Pavel Durov was questioned by the investigators,” Paris prosecutor Laure Beccuau wrote in the statement.

    Telegram did not respond to multiple requests for comment about the investigation but asserted in a statement posted to the company’s news channel on Sunday that Durov has “nothing to hide.”

    “Given the existence of several preliminary investigations in France concerning Telegram in relation to the protection of minors’ rights and in cooperation with other French investigation units—for instance, on cyber harassment—the arrest of Durov, does not seem to me like a highly exceptional move,” says Cannelle Lavite, a French lawyer who specializes in free-speech matters.

    Lavite notes that Durov is a French citizen who was arrested in French territory with an arrest warrant issued by French judges. She adds that the list of charges involved in the investigation is “extensive,” a wide net that she says is not entirely surprising in the context of “France’s ambiguous legislative arsenal” meant to balance content moderation and free speech.

    Durov is a controversial figure for his leadership of Telegram, in large part because he has not typically cooperated with calls to moderate the platform’s content. In some ways, this has positioned him as a free-speech defender against government censorship, but it has also made Telegram a haven for hate speech, criminal activity, and abuse. Additionally, the platform is often billed as a secure communication tool, but much of it is open and accessible by default.

    “Telegram is not primarily an encrypted messenger; most people use it almost as a social network, and they’re not using any of its features that have end-to-end encryption,” says John Scott-Railton, senior researcher at Citizen Lab. “The implication there is that Telegram has a wide range of abilities and access to potentially do content moderation and respond to lawful requests. This puts Pavel Durov very much in the center of all kinds of potential governmental pressure.”

    On top of all of this, many researchers have questioned whether Telegram’s end-to-end encryption is durable when users do elect to enable it.

    French president Emmanuel Macron said in a social media post on Monday that “France is deeply committed to freedom of expression and communication … The arrest of the president of Telegram on French soil took place as part of an ongoing judicial investigation. It is in no way a political decision.”

    News of Durov’s arrest is fueling concerns, though, that the move could threaten Telegram’s stability and undermine the platform. The case seems poised, too, to have implications in long-standing debates around the world about social media moderation, government influence, and use of privacy-preserving end-to-end encryption.

    Lavite says the case certainly invokes debates about “the balance between the right to encrypted communication and free speech on the one hand, and users’ protection—content moderation—on the other hand.” But she notes that there is a lot of information about the investigation that is unknown and “a lot of blurry zones still.”

    On Monday afternoon, Telegram seemed to be receiving a download boost from the situation, moving from 18th to 8th place in Apple’s US App Store apps ranking. Global iOS downloads were up by 4 percent, and in France the app was number one in the App Store social network category and number three overall.

    Lily Hay Newman

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  • Cryptocurrency ‘pig butchering’ scam wrecks Kansas bank, sends ex-CEO to prison for 24 years

    Cryptocurrency ‘pig butchering’ scam wrecks Kansas bank, sends ex-CEO to prison for 24 years

    The former CEO of a small Kansas bank was sentenced to more than 24 years in prison for looting the bank of $47 million — which he sent to cryptocurrency wallets controlled by scammers who had duped him in a “pig butchering” scheme that appealed to his greed, federal prosecutors said.

    The massive embezzlement by ex-CEO Shan Hanes in a series of wire transfers over just eight weeks last year led to the collapse and FDIC takeover of Heartland Tri-State Bank in Elkhart, one of only five U.S. banks that failed in 2023.

    Hanes, 53, also swindled funds from a local church and investment club — and a daughter’s college savings account — to transfer money, purportedly to buy cryptocurrency as the scammers insisted they needed more funds to unlock the supposed returns on his investments, according to records from U.S. District Court in Wichita, Kansas.

    But Hanes never realized any profit, and lost all of the money he stole, as a result of the scam.

    Judge John Broomes on Monday sentenced Hanes to 293 months in prison — 29 months more than what prosecutors requested after he pleaded guilty in May to a single count of embezzlement by a bank officer.

    During the sentencing hearing, “I called his actions ‘pure evil,’ ” said Brian Mitchell, who for years was Hanes’ next-door neighbor in Elkhart, a town of 2,000 or so people in southwestern Kansas, north of the Oklahoma panhandle.

    Mitchell, whose farm and movie theater chain businesses banked at Heartland Tri-State, said there were around 30 shareholders in the bank who attended Hanes’ sentencing, more than a year after their stock value was wiped out in the failure.

    “There were people who lost 70, 80% of their retirement” as a result of Hanes’ actions, Mitchell told CNBC on Wednesday in a phone interview.

    One local woman is “struggling to afford a nursing home” for her 93-year-old mother, while another woman “can’t retire” now because of the crime, Mitchell said.

    Mitchell, who was not a shareholder but who belonged to the investment club victimized by the CEO, said Hanes showed little, if any, remorse for his actions, despite hearing victims tell the judge about the effects of his crime.

    “Shan was facing the judge, and he just looked over his left shoulder for a second, and didn’t make eye contact, and said, ‘Sorry,’ ” Mitchell recalled, describing the scene in the courtroom.

    “And that was it.”

    But Hanes had a look of “absolute shock” on his face when Broomes imposed the stiff sentence and ordered the former bank chief taken into custody immediately, Mitchell said.

    Mitchell said that for years he considered Hanes a “good guy,” who like other people in Elkhart pitched in to help others in the small community when they needed help, and preached at his local church. Hanes also testified several times before Congress about community banking.

    But prosecutors and bank regulators said that Hanes, who has three daughters with his school teacher wife, began stealing after being targeted in a pig-butchering scheme in late 2022.

    That scheme was described in a court filing as “a scammer convincing a victim (a pig) to invest in supposedly legitimate virtual currency investment opportunities and then steals the victim’s money — butchering the pig.”

    Hanes, who had served on the board of the American Bankers Association, and been chairman of the Kansas Bankers Association, in December 2022 began making transactions to buy cryptocurrency, which “appeared to be precipitated by communication with an unidentified co-conspirator on the electronic messaging app ‘WhatsApp,’ ” prosecutors wrote in a court filing.

    “To date, the true identity of the co-conspirator, or conspirators, remain unknown,” the filing notes.

    Hanes initially used personal funds to buy crypto, but in early 20233 he stole $40,000 from Elkhart Church of Christ and $10,000 from the Santa Fe Investment Club, according to prosecutors and a defense filing.

    He also used $60,000 taken from a daughter’s college fund, and nearly $1 million in stock from the Elkhart Financial Corporation, his lawyer said in a filing.

    In May 2023, he began to make wire transfers from Heartland Tri-State Bank to accounts controlled by scammers, at first with a $5,000 transfer.

    Two weeks later, on May 30, Hanes wired $1.5 million and a day after that, he sent another transfer of the same amount the following day, filings show.

    Three days later he directed two wire transfers totaling $6.7 million to be sent by the bank to the crypto wallet, and a whopping $10 million less than two weeks later, and another $3.3 million days afterward.

    Hanes told bank employees to execute the wire transfers, and “made many misrepresentations to various people” to get access to the funds so they could be transferred, prosecutors wrote. Heartland Tri-State employees circumvented the bank’s own wire policy and daily limits to approve Hanes’ wire transfers, according to a report by the Office of the Inspector General of the Board of Governors of the Federal Reserve System.

    “We believe that the CEO’s dominant role in the bank and prominent role in the community contributed to a reluctance on the part of Heartland employees to question or report the alleged fraudulent activities earlier,” that report said.

    Prosecutors wrote that the series of 11 wire transfers from Hanes to the scammer “illustrate a common pattern” in pig-butchering schemes.

    “First, there is an initial ‘investment’ followed by another transaction required to secure or guarantee those funds,” prosecutors wrote. “Further ‘investments’ may be made, but always require another need for funds, to guarantee or unfreeze the earlier transfers. This pattern is clearly represented in the defendant’s embezzlement.”

    Mitchell confirmed that to CNBC, saying that he got a call from Hanes at 7:40 a.m. on July 5, 2023.

    “He said, ‘Brian, ‘I need your help, and you’re the only guy who can help me,’ ” Mitchell recounted.

    Mitchell, who had survived prostate cancer two decades ago, said he thought Hanes was calling him to say that he had the same type of cancer.

    But when Mitchell showed up at Heartland Tri-State to meet Hanes, before the bank had officially opened to customers that morning, the CEO told him something much different — and stranger.

    “The first thing he says is, ‘Brian, I need to borrow $12 million for ten days, and I’ll give you $1 million for loaning it to me,’ ” Mitchell recalled. “I’m sitting there and I said, am I in a bank in Elkhart, Kansas, or in an alley with a loan shark in Chicago.”

    When he asked Hanes what he wanted the money for, Hanes “pulls out his phone and acts like he’s logging in and he shows me this account that has $40 million, $42 million,” Mitchell said. “He said, ‘Brian, I’ve got this money and it’s in cryptocurrency, and I need $12 million to help verify the funds.’ “

    Hanes then hold him he had been in touch with a banker in Denver named “Jim” and “another guy in Oklahoma” and they had invested in crypto held in Coinbase accounts, where they had made a lot of money, Mitchell said.

    “I told him, ‘You’re in a scam, dude. You’re in a scam,’ ” Mitchell said. “I stopped him and said, ‘Is this bank money you’re playing with?’ And he said, ‘No, Brian.’ “

    Hanes kept telling him he needed the $12 million to “activate” the funds he had already transferred to the crypto account, which he said was in Hong Kong, Mitchell recalled.

    “I said, ‘Get on a plane, go to Hong Kong, hire an interpreter, and go get a bank check’ ” for the funds supposedly held there, Mitchell said. “Then I said, ‘I’m not going to loan you the money.’ I said, ‘You’re in a scam, walk away.’”

    But later that same day, after Mitchell rebuffed his entreaties, Hanes had bank employees wire $8 million to the scammers’ accounts, prosecutors said in a court filing.

    Two days after that, Hanes had employees wire the scammers another $4.4 million.

    In the meantime, Mitchell, who was unaware of those transfers during that period, said that after meeting with the CEO he was worried that Hanes would get access to customers’ deposits at the bank and transfer the $12 million that he had asked for.

    “We kept checking our lines of credit,” Mitchell said.

    “The next week, I was in the bank, and one of the employees caught me, she just looked so stressed,” Mitchell said. The woman told him that Hanes had wired money out of the bank.

    “I said, ‘Don’t say another word to me… I’ve got to talk to a board member,’” Mitchell said.

    “And I talked to a board member that night, and he went to talk to an attorney that night,” Mitchell recalled.

    Hanes was fired within days.

    About two weeks later, on July 28, 2023, Heartland Tri-State was closed by the Kansas Office of the State Bank Commissioner was taken over by the Federal Deposit Insurance Corp.

    Shareholders were wiped out, but depositors did not lose any money, as Dream First Bank, National Association, of Syracuse, Kansas, assumed all deposits.

    Heartland Tri-State had nearly $140 million in total assets and $130 million in total deposits as of the prior March.

    Word quickly spread that a scam had led to the bank’s failure, but Hanes’ involvement in it did not come to light for months.

    Hanes remained uncharged until last February when federal prosecutors accused him of embezzlement. He was separately charged in Morton County, Kansas, state court in a 28-count complaint related to looting the bank.

    Hanes was under house arrest until his sentencing in federal court this week.

    “I talked to him last month when he was out mowing his yard,” Mitchell said.

    Hanes, who had traveled at one point to Perth, Australia while being scammed to try to recover the funds he transferred, told Mitchell that he believed there had been a way to recover the money up to the point he was arrested.

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