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Tag: ks bank bonuses

  • [KS & MO only] CommunityAmerica Credit Union $300 Checking Bonus – Doctor Of Credit

    Update 8/31/25: Back until 11/30/2025. There is also a $100 guided investing account bonus and additional $100 when you do both. Hat tip to reader Bockrr

    Update 3/15/25: Extended to 04/15/2025

    Update 2/5/25: Extended to 2/28/2025

    Update 1/1/25: Extended to 1/31/25.

    Update 12/1/24: Extended to 12/31/2024

    Offer at a glance

    • Maximum bonus amount: $300
    • Availability:Must live, work or worship in select MO & KS counties:
      • MO: Clay, Jackson, Platte, St. Louis
      • KS:  Douglas, Jackson, Jefferson, Johnson, Leavenworth, Miamia, Shawnee, Wyandotte
    • Direct deposit required: Yes, two direct deposits that total $2,500+
    • Additional requirements: See below
    • Hard/soft pull: Hard pull
    • ChexSystems: Unknown
    • Credit card funding: At least $1,000
    • Monthly fees: None
    • Early account termination fee: None
    • Household limit: None listed
    • Expiration date: 11/30/2024

    The Offer

    Direct link to offer

    • CommunityAmerica Credit Union is offering a $300 bonus when you open a new checking account and complete the following requirements within 90 days of account opening:
      • Use promo code GUIDED500
      • enroll in CommunityAmerica online banking or the CommunityAmerica Mobile App
      • complete two or more direct deposits that total at least $2,500

    The Fine Print

    • To receive the $300 credit for a new checking account, you must meet CommunityAmerica Credit Union membership eligibility requirements and (1) Open a new Cashback Free Checking or Chiefs Checking account, which is subject to credit approval, through 11/30/2024 (members with existing Cashback Free Checking or Chiefs Checking accounts or with Cashback Free Checking or Chiefs Checking accounts that have closed within the past six months do not qualify), and within 90 days of account opening, (2) enroll in CommunityAmerica online banking or the CommunityAmerica Mobile App, and (3) complete two or more direct deposits that total at least $2,500.
    • The direct deposits need to be electronic deposits of your paycheck, pension or government benefits from your employer or the government.
    • Person to person payments (such as Zelle) are not considered direct deposits.
    • Within 30 days of meeting qualification requirements, your $300 credit will be posted into the primary account owner’s membership savings account.
    • The account must be open and in good standing at the time of payout to qualify for the credit.
    • Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings.
    • Limit one $300 credit per account and per member.
    • Offer subject to change without notice and cannot be combined with any other offer.
    • The credit may be reported as income on IRS Form 1099-MISC.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    Free checking has no monthly fees to worry about.

    Early Account Termination Fee

    I don’t see any early account termination fee mentioned.

    Our Verdict

    Better than the previous $200 bonus that was offered. Main downside for this bonus is the hard pull, but given how it’s difficult to get too many credit cards now I don’t think number of hard pulls matters as much anymore for most people. We will add this to our list of the best bank account bonuses.

    Hat tip to reader Jesse

    Useful posts regarding bank bonuses:

    William Charles

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  • [MO, KS only] Hawthorn Bank $300 Checking Bonus – Doctor Of Credit

    [MO, KS only] Hawthorn Bank $300 Checking Bonus – Doctor Of Credit

    Update 9/29/24: Deal is back and valid until December 31, 2024.

    Update 1/31/23: Deal is back and valid until December 31, 2023. Hat tip to reader Gadget

    Offer at a glance

    The Offer

    Direct link to offer

    • Hawthorn Bank is offering a $300 bonus when you open a new checking account and complete the following requirements:
      • Use promo code 2024Cash300
      • Set up at least two direct deposits totaling $500 or more to your new account within the first 90 days of account opening

    The Fine Print

    • Offer is not available to existing Hawthorn Bank checking customers.
    • To receive the bonus: 1) Open a new qualifying checking account, which is subject to approval; AND 2) Have two or more direct deposits totaling at least $500 made to this account within 90 days of account opening.
    • Deposit accounts must be opened by December 31, 2022 when offer expires.
    • Qualifying personal checking accounts include any Hawthorn Bank checking account except Opportunity Checking and Opportunity First Step Checking. Checking accounts may be opened with a $25 deposit. Qualifying savings accounts include Personal Savings, More Savings or Vacation Savings Accounts. Qualifying savings accounts must be opened within 60 days after the new checking account is opened in order to qualify for the $25 bonus.
    • After the full 90-day qualification period, qualifying customers will receive a direct deposit of $300 (and an additional $25, for those who opened and maintain a savings account in good standing) to their checking account within 2-6 weeks of the qualifying period end date. Please mention this offer or use the offer code CASH300 in order to receive this incentive. Offer expires December 31, 2022.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    They offer a free checking account (this does have a $3 fee if you don’t opt in for paperless statements( and also an account that offers 3.01% APY.

    Early Account Termination Fee

    $25 fee is charged if the account is closed within 30 days of opening according to the fee schedule.

    Our Verdict

    There is a $150 business referral bonus as well. Requirements for this bonus are easy to meet and there is some nice credit card funding as well. Will add this to our best checking bonuses.

    Hat tip to reader Curm

    Useful posts regarding bank bonuses:

    William Charles

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  • [OK, IL KS & MO, CO, In Branch only] Central Bank $500 Business Checking Bonus – Doctor Of Credit

    [OK, IL KS & MO, CO, In Branch only] Central Bank $500 Business Checking Bonus – Doctor Of Credit

    Update 8/31/24: Deal is back with promo code 500BB9, valid until 11/30/24.

    Offer now expires 7/31/24 with new offer code 500BB7.

    Terms state ‘Offer may only be redeemed by the intended recipient and is nontransferable’ so might be targeted. Needs to be opened in branch though so should be able to ask before opening.

    Offer at a glance

    The Offer

    Direct link to offer

    • Central Bank is offering a $500 bonus when you open a new business checking account and complete the following requirements:
      • Use promo code  500BB6
      • Have a $3,000 balance 90 days after account opening

    The Fine Print

    • To receive the $500 checking bonus, open a new business checking account, deposit $50 or more at account opening, and have at least a $3,000 balance 90 days from the date of account opening.
    • Eligibility for this offer will be verified prior to providing the bonus.
    • Bonus will be reported to the IRS as interest.
    • Bonus will be deposited into the business checking account within 10 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days. If checking account is closed within first 90 days a fee may be imposed.
    • Available to new business checking customers only.
    • Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years.
    • You receive only one new checking account opening related bonus every two years from the last date incentive was paid.
    • Only one bonus per business.
    • The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus.
    • Customer must bring in mailer or use offer code to receive incentive.
    • Offer may only be redeemed by the intended recipient and is nontransferable.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about.

    Early Account Termination Fee

    A fee is imposed if account is closed within 90 days, unsure what the fee.

    Our Verdict

    Good bonus if it’s available to everybody and not targeted. Funds only need to be there on day 90, but worth putting the funds in there a few days early to make sure. We will add this to our list of the best bank bonuses.

    Hat tip to reader ShawntheShawn

    Useful posts regarding bank bonuses:

    William Charles

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  • [IL, NE, KS, TX, CO, In Branch] FNBO Bank $500 Business Checking Bonus – Doctor Of Credit

    [IL, NE, KS, TX, CO, In Branch] FNBO Bank $500 Business Checking Bonus – Doctor Of Credit

    Offer at a glance

    • Maximum bonus amount: $500
    • Availability: In branch only. Chicago, Omaha, Kansas City, Denver, and Dallas
    • Direct deposit required:No
    • Additional requirements: See below
    • Hard/soft pull: Soft pull
    • ChexSystems: Unknown, sensitive
    • Credit card funding: None
    • Monthly fees: No
    • Early account termination fee: None
    • Household limit: No
    • Expiration date: 8/31/24

    The Offer

    Direct link to offer

    • FNBO Bank is offering a bonus of $200 or $500. Requirements are as follows:
      • Open your account at a branch and mention promo code BIZCHECKING.
      • Fund your account within 31 days of opening your account a qualifying deposit of $10,000 or more.
      • Maintain your balance for 93 days from account opening.
        • Deposit $10,000 – $19,999.99 and Earn $200
        • Deposit $20,000 and above and Earn $500

    The Fine Print

    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about.

    Early Account Termination Fee

    I wasn’t able to find a fee schedule.

    Our Verdict

    Unfortunately it’s in branch only. You need to maintain funds for 93 days, for the $500 bonus that works out to be ~10% annualized return. The $200 bonus works out to be ~8% annualized return. Looks like deposits need to be cash?

    Useful posts regarding bank bonuses:

    William Charles

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  • [KS, MO, AR, OK] Equity Bank $400 Business Checking Bonus – Doctor Of Credit

    [KS, MO, AR, OK] Equity Bank $400 Business Checking Bonus – Doctor Of Credit

    Offer at a glance

    • Maximum bonus amount: $400
    • Availability: KS, MO, AR, OK
    • Direct deposit required: No
    • Additional requirements: See below
    • Hard/soft pull: Unknown
    • ChexSystems: Unknown
    • Credit card funding: Can fund up to $2,500 with a credit card
    • Monthly fees: None
    • Early account termination fee: Unknown
    • Household limit: One
    • Expiration date: June 30, 2024

    The Offer

    Direct link to offer

    • Equity Bank is offering a $400 bonus when you open a new small business or commercial checking account and complete the following requirements by June 30, 2024:
      • Enroll in business online banking
      • Make $2,500 or more in qualifying deposits, which do not include transfers from existing Equity Bank accounts.
      • Minimum deposit of $100 required to open new checking account.

    The Fine Print

    • Business Checking Promotion.
    • Limited time offer and may be canceled without notice.
    • To qualify, please complete steps at equitybank.com and open a Small Business or Commercial Checking account with Equity Bank, including qualifying deposit.
    • The following criteria must be met by June 30, 2024: (1) Enroll in business online banking and (2) make $2,500 or more in qualifying deposits, which do not include transfers from existing Equity Bank accounts. Minimum deposit of $100 required to open new checking account.
    • Service fees may be assessed, and we may collect the bonus if the account is closed within the first 180 days after account opened.
    • Limit one promotional offer per business and/or address.
    • If your account meets the criteria and remains open and active, we will deposit the earned bonus into your checking account within 30 days after the qualification expiration date of June 30, 2024
    • . Bonuses may be considered interest and may be reported on IRS form 1099. (C) Equity Bank, 2023.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    Small business checking account has no monthly fees to worry about.

    Early Account Termination Fee

    Our Verdict

    There is also a $200/$300 personal checking bonus. This business bonus seems to be easy to do, but not sure what business documents they require if any.

    Hat tip to ShawntheShawn

    Useful posts regarding bank bonuses:

    William Charles

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  • [KS & MO only] CommunityAmerica Credit Union $200 Checking Bonus – Doctor Of Credit

    [KS & MO only] CommunityAmerica Credit Union $200 Checking Bonus – Doctor Of Credit

    Update 11/11/23: Deal is back and valid until 12/10/2023.

    Update 7/4/22: Extended until 07/17/2022.

    Update 5/12/22: Deal is back, but now for $200 instead of $150.

    Offer at a glance

    • Maximum bonus amount: $150
    • Availability:  Must live, work or worship in select MO & KS counties:
      • MO: Clay, Jackson, Platte, St. Louis
      • KS:  Douglas, Jackson, Jefferson, Johnson, Leavenworth, Miamia, Shawnee, Wyandotte
    • Direct deposit required: Yes, $250+
    • Additional requirements: eStatements & provde e-mail address
    • Hard/soft pull: Hard pull
    • ChexSystems: Unknown
    • Credit card funding: At least $5,000
    • Monthly fees: None
    • Early account termination fee:
    • Household limit: None listed
    • Expiration date: October 31, 2020 December 31, 2020 6/30/2022

    The Offer

    Direct link to offer

    • CommunityAmerica Credit Union is offering a bonus of $200 when you open a new Chiefs checking account and complete the following requirements within 45 days of account opening:
      • Provide your email address.
      • Enroll in eStatements.
      • Set up a recurring monthly direct deposit of at least $250, not aggregated.

     

    The Fine Print

    • The direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits from your employer or the government. Person to person payments (such as Popmoney) are not considered a direct deposit.
    • Within 30 days of meeting qualification requirements, a $150 credit will be posted into the primary account owner’s membership savings account. The account must be open and in good standing at the time of payout to qualify for the credit.
    • Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings.
    • Limit one $150 credit per account and per member. Offer subject to change without notice and cannot be combined with any other offer.
    • The credit may be reported as income on IRS Form 1099-MISC.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about.

    Early Account Termination Fee

    I don’t see any early account termination fee mentioned. Last time this bonus was offered the accounts need to stay open for six months otherwise bonus was forfeited.

    Our Verdict

    Not really worth considering due to the hard pull, previously we’ve seen the same bonus with no direct deposit requirement as well. Because of this we won’t add this to our best bank bonus page.

    Useful posts regarding bank bonuses:

    William Charles

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