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Tag: id bank bonuses

  • [Ada County or Canyon County, ID] Tech CU $500 Checking Bonus – Doctor Of Credit

    Offer at a glance

    • Maximum bonus amount:
    • Availability: must (a) live, regularly work, regularly worship, or currently attend school in Ada County or Canyon County
    • Direct deposit required: Yes, $1,500+ per month for six months
    • Additional requirements: No
    • Hard/soft pull: Soft
    • ChexSystems: Unknown
    • Credit card funding: Up to $125, Visa/MC/Discover
    • Monthly fees: None
    • Early account termination fee: Nine months, bonus forfeit
    • Household limit: None listed
    • Expiration date: 12/31/2025

    The Offer

    Direct link to offer

    • Tech CU is offering a $500 bonus when you open a new checking account and complete the following requirements for six months: 
      • receive $1,500 or more in direct deposits
      • Post at least 5 debit card transactions

    The Fine Print

    • *To be eligible for the Idaho Grand Opening Offer (IDGO) you must (a) live, regularly work, regularly worship, or currently attend school in Ada County or Canyon County, (b) be related to or live with a current Tech CU Member or, (c) be employed by a Tech CU Member Company or affiliated organization.
    • To qualify for $500, open a new Tech CU checking account by 12/31/2025 and, for six consecutive calendar months, (1) receive $1,500 or more in direct deposits (excluding bank-to-bank transfers) in any account and (2) post at least 5 debit card transactions. The first direct deposit and first five debit card transactions must be posted within the first two calendar months after account opening.
    • For example, if your opening date was 3/5/25, you would need to have received direct deposits of at least $1,500 and posted 5 debit card transactions by 4/30/25.
    • A $500 credit will post to the checking account and be available for withdrawal on the first of the month following the last month of all requirements being fulfilled.
    • If the checking account is closed less than 6 months after account opening, or the required minimum transactions are not completed, the $500 account credit and any dividends will be forfeited. Must be 18 years or older.
    • Offer valid only for individuals who open new to Tech CU checking accounts and are in good standing.
    • Offer not available on Health Savings Accounts or Business Accounts.
    • Rates and terms subject to change without notice. At Tech CU’s discretion, this offer may not be combined with other Tech CU offers, discounts, or promotions.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about. 

    Early Account Termination Fee

    Our Verdict

    Shame it’s so restricted, but otherwise a good deal and will be added to our highly location restricted bank bonus area. 

    Hat tip to reader Bockrr

    Useful posts regarding bank bonuses:

    William Charles

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  • [WA, ID] Spokane City Credit Union $150 Checking Referral Bonus – Doctor Of Credit

    [WA, ID] Spokane City Credit Union $150 Checking Referral Bonus – Doctor Of Credit

    Offer at a glance

    • Maximum bonus amount:
    • Availability: If you live, work, worship or attend school in Washington state or reside in Kootenai, Bonner or Benewah Counties in the State of Idaho, you are eligible to join Spokane City Credit Union.
    • Direct deposit required: Yes, no minimum
    • Additional requirements: Use a referral
    • Hard/soft pull: Unknown
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees: None
    • Early account termination fee: Unknown
    • Household limit: None, but maximum of $500 in referrals
    • Expiration date: None listed

    The Offer

    Direct link to offer

    • Spokane City Credit Union is offering a $150 referral bonus to both parties when the new member opens a new checking account and completes the following requirements:
      • Receive a direct deposit within 60 days of account opening

    The Fine Print

    • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such a Zelle or Venmo) and microdeposits (any deposit under $5) are excluded.
    • The maximum payout during the promotional period is $ 500 per membership per annum. The promotion is subject to change with or without notice and may be discontinued at any time.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    No fee checking account has no monthly fees to worry about.

    Early Account Termination Fee

    I wasn’t able to find a fee schedule so unsure if there is any EATF.

    Our Verdict

    Feel free to share your referrals in the comments below, just also share if it’s a hard or soft pull.

    Useful posts regarding bank bonuses:

    William Charles

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  • [WA, ID and OR only] Gesa Credit Union $250 Checking Bonus – Doctor Of Credit

    [WA, ID and OR only] Gesa Credit Union $250 Checking Bonus – Doctor Of Credit

    Offer at a glance

    • Maximum bonus amount: $250
    • Availability: If you live, work, worship or attend school in the State of Washington, are a close relative of someone who qualifies as a member, or are a resident within Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce and Shoshone Counties in Idaho, you are eligible to join Gesa.
    • Direct deposit required: Yes
    • Additional requirements: See below
    • Hard/soft pull: Soft 
    • ChexSystems: Unknown
    • Credit card funding: Can fund with a credit card, up to $5,000
    • Monthly fees: None
    • Early account termination fee:
    • Household limit:
    • Expiration date:

    The Offer

    Direct link to offer

    • Gesa Credit Union is offering a bonus of $250 when you open a new SmartPlus checking account and complete the following requirements within 60 days of account opening:
      • Have a membership establishing savings account
      • Enroll in eStatements
      • Make 15 debit card transactions
      • Receive a payroll or government benefit direct deposit

    The Fine Print

    • To be eligible for the $250 checking incentive, you must open a new SmartPlus checking account, enroll in eStatements, complete 15 debit card transactions (ATM transactions excluded), and receive a payroll or government benefit direct deposit within 60 days of opening the checking account.
    • The checking account must be opened with a minimum of $5 if opened in the branch, or $25 if opened online.
    • No minimum ongoing balance is required.
    • Only one $250 SmartPlus checking incentive can be earned per member.
    • You must not have had a Gesa checking account within the last 90 days to be eligible.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about.

    Early Account Termination Fee

    A $20 fee is charged if the account is closed within 180 days according to this fee schedule.

    Our Verdict

    Not nearly as good as the recent $300 bonus that didn’t require a direct deposit. I’d recommend waiting for a better bonus to return so we won’t be adding this to our list of the best bank account bonuses.

    Hat tip to suoira

    Useful posts regarding bank bonuses:

    William Charles

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  • [ID, WA, OR only] Idaho Central Credit Union (ICCU) $150 Checking Bonus Direct Deposit Not Required – Doctor Of Credit

    [ID, WA, OR only] Idaho Central Credit Union (ICCU) $150 Checking Bonus Direct Deposit Not Required – Doctor Of Credit

    Update 12/11/23: Deal is back and valid until 12/31/2023. Hat tip to J2

    Update 4/16/23: Deal is back and valid until 05/31/2023. Hat tip to reader Davis

    Update 11/1/22: Link with the extra $50 for financial review is back.

    Update 10/14/22: Deal is back, the extra $50 for the financial review is not offered this time. Hat tip to Sneeding Sneed

    Offer at a glance

    • Maximum bonus amount: $150
    • Availability: Must live or work in Ada, Adams, Bannock, Bear Lake, Bingham, Blaine, Boise, Bonneville, Butte, Camas, Canyon, Caribou, Cassia, Clark, Custer, Elmore, Franklin, Fremont, Gem, Gooding, Jefferson, Jerome, Kootenai, Lemhi, Lincoln, Madison, Minidoka, Oneida, Owyhee, Payette, Power, Shoshone, Teton, Twin Falls, Valley, and Washington Counties in Idaho or Jackpot, Nevada.
    • Direct deposit required: None
    • Additional requirements: See below
    • Hard/soft pull: Soft pull
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees: None
    • Early account termination fee: Six months, bonus forfeit
    • Household limit: None listed
    • Expiration date: December 31, 2020 June 30, 2021 December 31, 2021

    The Offer

    Direct link to offer

    • Idaho Credit Union is offering a bonus $150 when you open a new checking account and complete the following requirements:
      • Use promo code MY150
      • Set up eBranch
      • Set up eStatements
      • Receive a debit card
    • Get Another $50 When You Complete A Financial Review With An ICCU Officer In Branch Or Via Videochat

     

    The Fine Print

    • To receive $150 you must be a new member and open a checking account with a $100 minimum balance and have eBranch, eStatements, and a Debit Card.
    • $150 to be deposited at time of signing up for eBranch, eStatements, and Debit Card in conjunction with membership and checking account.
    • Membership required, based on eligibility.
    • Membership at ICCU requires a Share Savings Account with minimum opening deposit of $25 and a one-time $5 membership fee.
    • Account must remain open for minimum of six months from reward date or $150 will be debited from account at closing.
    • Offer expires 12/31/20.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    They offer a free checking account with no monthly fees.

    Early Account Termination Fee

    Account must be kept open for six months otherwise bonus is forfeit.

    Our Verdict

    This is now a soft pull to open, making it worth doing if you haven’t already. We will be adding this to our list of the best bank account bonuses.

    Hat tip to reader Davis

    Useful posts regarding bank bonuses:

    Post history:

    • Update 11/6/21: Deal is back and valid until 12/31/21.
    • Update 5/14/21: Also available in WA & OR.
    • Update 5/8/21: Deal is back, there is another $50 bonus if you do a financial review. Hat tip to reader Joe

    William Charles

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