CLEARWATER, Fla. — Hundreds of Clearwater homes could be added to special flood hazard areas on FEMA maps. That would mean some homeowners would be newly required to buy flood insurance.
“This is very similar to what we currently have,” Clearwater Floodplain Administrator Gene Henry said of the preliminary maps.
Henry said the city started gathering data for the updated flood insurance rate maps five years ago. That information was passed on to FEMA, which created the new maps.
“You’ll get this blue area, and that’s called the special flood hazard area,” Henry said, gesturing to one of the maps. “So, there are going to be changes on people’s properties.”
According to Henry, the preliminary maps for the Alligator Creek Watershed add 369 buildings in the city to that hazard area, while another 203 would be removed.
“It’s better data. So, more accuracy,” Henry said of the reason for the changes. “They’ve got the LIDAR now, they’ve got better contour interval information.”
Clearwater Floodplain Administrator Gene Henry said that the owners of any homes added who have a federally backed loan or a mortgage will now need to get flood insurance. (Spectrum News/Sarah Blazonis)
Henry said that the owners of any homes added who have a federally backed loan or a mortgage will now need to get flood insurance. Residents outside the hazard areas can learn from the updated maps about spots around them that are now in the hazard areas.
“The orange areas are the .2%, or what we call the 500-year. Flood insurance is not required, but if someone would ask me, I would say get the low-risk policy,” Henry said. “That flood hazard area may not have been there before, or it may not have gone down that street, but you saw the water there in Milton, or you saw it in one of the other events. So, the models pick it up because we have to know that.”
Henry told Spectrum News the city has time to work through what the maps mean for residents. A 90-day comment period will be held later this year for residents and businesses to weigh in on the maps and let the city know if they think any of the changes are incorrect. That will be passed on to FEMA for consideration. The city also created a website where residents can enter their address and see if they’re impacted by the changes.
Sarah Blazonis
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