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  • 3 Steps to Less Financial Stress with Your Spouse

    3 Steps to Less Financial Stress with Your Spouse

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    How much better our relationship with our spouse might be if we read and paid attention to that phrase every time we touched money. How much fewer arguments we might have. How less stressed we might be. 

    It’s been said that married couples argue the most about sex, raising children, and money. But money doesn’t have to be one of the triggers to tension in your relationship. It is, after all, just money. 

    My husband and I are convinced — and have been our whole married life — that our financial stability depends on how much we trust God rather than on how much we make. 

    It’s really not about the money.  If it was God would just rain it down and solve our problems. Churches are in debt across the nation. Christians are in debt, personally. Ministry workers struggle to make ends meet. Yet God owns it all. He lacks no resources. So if He’s not providing what we think we need at the time, we either don’t need it, or there’s something else going on. For us it’s always a matter of trust. It’s a matter of where our hearts are. It’s a matter of character development. And it’s a matter of faith and teaching us to pray.  

    Here are three steps you and your spouse can take to start trusting God with your finances and lessening the stress and tension between the two of you:

    1. Be obedient.

    God expects us to give back to Him what is rightfully His. Actually, all of what we have is rightfully God’s but we have chosen to follow a command set forth in the Old Testament when God commanded the Israelites to give a tenth of what they made to God. We tithe – which literally means giving a tenth of our money to God – as a matter of discipline and as a guideline of a good starting point and then add to that as we can. Why? Because a tenth is, in our case, a huge financial stretch. Because to tithe is, in our case, to trust. We have found, time and again, that God is faithful in providing all our needs as we honor Him by giving to Him first above everything else. God has a way of multiplying what we give to Him and giving back to us when we fall short at the end of the month because we trusted Him with that tenth we didn’t think we could give, but gave anyway. We’ve come to see it’s how God blesses those who honor Him with what He’s given them. 

    2. Be responsible.  

    God expects us to be good stewards of all that we have – our material possessions, as well as our money. And the first way we do that is to acknowledge that everything we have has been given to us and therefore is His.  We are simply managers of the money He has entrusted us with. We have found that this helps us have a proper perspective toward money, keeps us humble, and prevents us from living beyond our means or spending money on something God wouldn’t approve of. 

    Being a good steward means we heed the guidelines set forth in God’s Word about not getting into debt, not living beyond our means, and not going into business with someone we can’t trust. Most likely, there isn’t a couple on earth who hasn’t learned some of these guidelines the hard way. We’ve had our share of difficult situations too. But God is not looking for perfection, or expecting us to become financial investment experts. He’s looking for hearts that are submissive and teachable. When you acknowledge that all you have is His anyway, it helps you to remember that major purchases and investments should be a matter of prayer. After all, you’ll want to consult the Owner about how He would like you to manage His funds! 

    3. Be joyfully expectant.

    The Bible says if we, being human and having limited resources, know how to give good gifts to our children, how much more does God know how to give good gifts to those He loves? (Matthew 7:9-11; James 1:17). We have had a great time throughout our marriage seeing God come through for us, financially, in incredible ways. In fact, each time He does, we write it down on a small piece of paper and put it in a jar and at the end of the year we review those blessings and are reminded of God’s faithfulness.  

    Money doesn’t have to be a stress factor between you and your spouse. Instead, make it a faith adventure. 

    Cindi McMenamin is a national speaker and author of more than a dozen books, including When Women Walk Alone (more than 120,000 copies sold), When a Woman Inspires Her Husband, and her most recent, When God Sees Your Tears.  Cindi and her husband, Hugh, a former pastor, have co-authored When Couples Walk Together: 31 Days to a Closer Connection, upon which this article is based. For more on Cindi’s ministry, or for free articles to strengthen your soul, marriage or parenting, see her website: www.StrengthForTheSoul.com or connect with her on Facebook. 

    Publication date: August 12, 2015

    Photo credit: ©GettyImages/bernardbodo

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    Cindi McMenamin

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  • The 5 Love Languages – Chores Edition

    The 5 Love Languages – Chores Edition

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    We’ve all heard of Gary Chapman’s book, The 5 Love Languages. In fact, most of us know which love language speaks best to us and which means more to our spouse. I am a Physical Touch gal who doesn’t believe a marital argument is over until my husband, Josh, voluntarily hugs me or holds my hand. Josh responds best to Words of Affirmation. Until he audibly hears, “I’m so proud of you,” he simply doesn’t believe it. 

    Understanding these details has saved us many arguments or at least brought quicker reconciliation. After all, male and female brains are vastly different, so any extra measure you take to understand each other’s way of thinking is invaluable. 

    What about you? What about your spouse? If you aren’t familiar with The 5 Love Languages quiz, take a few minutes to answer the questions and understand how you receive love. Share the test with your spouse. 

    Whether you are like Josh or me or discover your love language is Receiving Gifts, Acts of Service, or Quality Time, I have a simple but impactful challenge for you: find ways to include your spouse’s love language in chores. Yes, the mundane, annoying chores. 

    While vacuuming or doing the dishes might not seem to fit into any love language category, when we take time to keep an orderly, comfortable house for one another, we are cultivating a home, and when we cater to our spouse’s love language in the process, we are maintaining its foundation. In a true home, partners can retreat to find refreshment and feel the sort of love this harsh world doesn’t easily dish out.

    (As someone flipping a second house with her hubby, incorporating chores into how Josh receives love has made this process less chaotic and stressful and strengthened our communication skills.)

    Let’s dive into the five love languages and decide which chores we could burden for our spouse that will speak most to their love language:

    Words of Affirmation

    I’ll start with Josh’s love language since it’s the one I most actively try to engage these days, especially while renovating an 1890s Tennessee farmhouse. 

    While I can’t audibly speak chores into completion, I can do simple tasks for him that create engaging conversation where I can praise him for the hard work he does. For example, Josh is a pilot. He’s on the road (or in the sky, rather) for four to five days at a time, and once he comes home, he’s busy working to fix our house. Instead of him having to worry about washing all of his pilot uniforms while balancing all the plumbing and carpentry for the house, I always make sure to wash, dry, fold, and hang up his uniforms so they are ready for his next flight. 

    When I’m finished, I let him know his uniforms are ready for the suitcase, but I also pair it with, “Thank you so much for working so hard for our family. I see all the effort you’re putting in at home and on the road. And I’m grateful.” 

    Handling his work laundry is a physical task that sets the stage for an audible conversation where he can hear that I am proud of him and recognize the countless hours he puts into flying airplanes and building bookshelves, hanging wallpaper, and fixing leaky faucets in our rickety farmhouse. 

    Which chores in your household make the most room for encouraging conversation? 

    Physical Touch

    Okay, let’s jump to mine! I receive love best from physical contact, and while I don’t like for Josh to take charge of my household responsibilities (because I have my own method that I believe works best), I love when Josh takes time to do chores with me.

    Now, this might sound a bit like Quality Time, and in a way, it is, but here’s where it’s different for us Physical Touch folks: we love when the chores require us to have close interaction. For Josh and me, that looks a lot like outdoor work. We grow vegetables, fruit, and flowers on our little Tennessee farm, and I love when Josh and I can get our hands dirty helping one another plant. There’s lots of hand-to-hand contact while potting soil or patting seeds into the ground. 

    I also enjoy it when Josh fills our birdfeeders with me. It requires us to help each other lower the birdhouses, spread seeds, and hang them back up. Just a simple “Let me help you” from Josh as he places a hand under mine means more than all the chocolates and roses he could ever deliver to the doorstep. 

    Receiving Gifts

    “Shouldn’t the gift be the fact that I did the chore for you?” would be my sarcastic reply, but here’s the catch: people who accept love by Receiving Gifts aren’t ungrateful for the chores you do, nor are they demanding pricy gifts. Instead, the tangible gift serves as a mental and emotional reminder that someone thinks enough of them to know them intimately, just as a husband and wife should know one another. 

    But what does that look like in everyday life? Well, take some time to tidy up your husband’s nightstand by organizing books or power chargers, dusting off the nooks and crannies, and putting his favorite candy bar or drink on the nightstand’s coaster. 

    It takes five minutes to dust a nightstand, stack books, and wrap up chargers, so why not go the extra mile and put his favorite snack by the bed so he can enjoy it that night while watching television or reading a book? He’ll appreciate your effort to clean up his space and know he’s worth the tiny details, like you stopping by the store to grab a Coke or Reeses Cup he loves.

    Hubbies, I recommend taking some time to declutter the living room, perhaps putting up toys, dusting side tables, and straightening up pillows, but add a candle or new picture of you two to the space, and I promise that will mean more than any amount of vacuuming or sweeping you could ever do.  

    Acts of Service

    This one seems like a no-brainer, right? Doing chores for your spouse is an act of service, but a selfless act of service is taking on that one chore you both hate for a substantial time. 

    Josh and I are expecting our first little one soon, and with this beautiful pregnancy, I have encountered intense food aversions. Just the sight of unfinished food on dishes lying in the sink makes my stomach churn. Josh hates—loathes—washing dishes, but he has taken on that responsibility for the past four months without complaint. I don’t have to ask or beg. He does the chore voluntarily because though he hates washing dishes as much as I do, he knows how hard dishwashing has been for me since pregnancy. 

    What about your spouse? What is the one chore they cannot stand? Josh is a trooper at taking out the trash, but he never wants to do the detailed work of replacing the old trash bag with a new one. So I always come behind him and handle that small part of the task. Maybe your husband knows it’s time to clean out the garage, but it’s an overwhelming feat. You could spend 30 minutes each day decluttering, organizing, and cleaning one space at a time to inspire him to get the job done! 

    Quality Time

    Expressing the Quality Time love language might not seem authentic if you and your spouse are forced to clean out the hall closet or sanitize the kiddo’s bedroom post-stomach bug. Ew. But quality time doesn’t have to be defined by the tight parameters of just being in the same room as each other. 

    When things get icky and gross, create a playlist you and your spouse can listen to while sanitizing doorknobs and washing yucky bedsheets. Include their favorite oldies, the songs that make them want to dance, or even the song the two of you danced to at your wedding. When things get chaotic and disorganized, quality time might look like hosting a faux-pas beauty pageant as you try on all the old, goofy, or mismatched clothes, hats, and accessories you find lurking in the hall closet. You know what makes your spouse laugh, so go for it!   

    Plenty of household chores require both husband and wife, forcing you to spend time with one another. But the quality aspect of this love language is found in thoughtful moments when you prioritize your spouse’s mental, emotional, and physical needs rather than simply completing the chore. 

    For quality time, it’s all in the tiny, seemingly insignificant details. 

    Take some time over the next several days to think through how you can use mundane household chores to show your spouse that you care about a neat home and, most importantly, a happy, healthy home where everyone feels seen and loved. 

    Photo Credit: ©GettyImages/Nattakorn Maneerat

    Peyton Garland is an author and coffee shop hopper who loves helping others find beauty from ashes despite OCD, burned bridges, and perfectionism. Follow her on Instagram @peytonmgarland and check out her latest book, Tired, Hungry, & Kinda Faithful, Where Exhaustion and Exile Meet God, to discover how your cup can overflow, even in dry seasons. 

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    Peyton Garland

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