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New Bonuses for Capital One Business Cards
Capital One announced today two early spend bonus offers for new Venture X Business and Spark Cash Plus cardholders. For a limited time, you can earn elevated sign-up bonuses on Capital One’s top business cards, while still earning unlimited double cash or miles rewards on all purchases.
These new offers will earn you up to 300,000 Capital One miles or $3,000 in cash, depending on which card you choose. But you also need to be able to spend large amounts in a short time in order to earn them. Let’s jump into the details.
- New Spark Cash Plus cardholders can now earn up to $3,000; $1,500 when you spend $20,000 in the first 3 months, and an additional $1,500 when you spend $100,000 in the first 6 months.
- Annual fee of $150
- LEARN MORE
Card Details
- Unlimited 2% cash back on every purchase
- Earn unlimited 5% cash back on hotels and rental cars when you book through Capital One Travel.
- Get your $150 annual fee refunded every year you spend at least $150,000
- No preset spending limit; your purchasing power adapts to your spending and payment behaviors*
- Free employee cards
- $0 fraud liability for unauthorized purchases if your card is lost or stolen
- Spark Cash Plus is a pay-in-full charge card, so your balance is due in full every month
- No foreign transaction fees
- New Venture X Business cardholders can now earn up to 300,000 bonus miles: 150,000 miles once you spend $20,000 in the first 3 months, and an additional 150,000 miles when you spend $100,000 in the first 6 months.
- Annual fee of $395
- LEARN MORE
Card Details
- Unlimited 2X miles on every purchase
- Enhanced earn on travel with 10X on hotels and rental cars, and 5X on flights booked via Capital One Travel
- No preset spending limit; your purchasing power adapts to your spending and payment behaviors*
- Venture X Business primary cardholders enjoy unlimited complimentary access to Capital One Lounges, plus complimentary entry for two guests per visit—and special pricing of $45 per visit for additional guests.
- Up to a $100 credit for TSA PreCheck® or Global Entry every 4 years
- $300 annual credit for bookings made through Capital One Travel
- 10,000 bonus miles (equal to $100 towards travel) every year after their first anniversary
- Venture X Business is a pay-in-full charge card, so your balance is due in full every month
- Read our full review
Guru’s Wrap-up
These are huge bonuses for small business credit cards. Earning 300,000 or $3,000 with a new card is pretty rare, but you also need to make sure that you’re able to earn these bonuses before applying.
Both offers are a big improvement compared to the previous bonuses. You can earn more miles or cash back and the spending requirement has been lowered from $30,000 to $20,000 in the first three months. You then have the option to spend an extra $80,000 to earn the second part of the bonus. That’s an additional 1.88X of 1.88% cashback on all your purchases, on top of the 2X miles or 2% cashback these cards already earn.
You also need to figure out which card is the right one for you. Capital One Spark Cash Plus is a simple 2% cash back credit card that doesn’t come with many benefits. It has a lower annual fee at $150 and even that can be refunded if you spend $150,000 per year. Capital One Venture X Business on the other hand is geared towards frequent travelers and it is the better options if you can take advantage of all the travel benefits it provides. Even the welcome bonus can be more valuable, especially if you transfer miles to travel partners to maximize their value.
DannyDealGuru has partnered with CardRatings for our coverage of credit card products. DannyDealGuru and CardRatings may receive a commission from card issuers. This post contains references to one or more products from our advertisers. We may receive compensation when you click on links to those products. Some or all of the card offers that appear on DannyDealGuru are from advertisers and may impact how and where card products appear on the site. This article does not include all card companies or all available card offers. All information about cards mentioned in this article has been collected independently by DannyDealGuru. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to the offers listed below. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.
