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  • Capital One $250 Checking Bonus with No Direct Deposit Requirement (Nationwide)

    Capital One $250 Checking Bonus

    Capital One is offering a $250 bonus for customers who open a new 360 Checking account. The offer is available nationwide and it doesn’t require a direct deposit. Let’s see how this bonus works, and who is eligible.

    How to Earn This Bonus

    Here’s how you can earn this $250 bonus:

    • Open a 360 Checking account on or after December 10, 2025  using promotional code DEBIT250.
    • Use your 360 Checking debit card for qualifying transactions at least 20 of $10 or more within 75 days of account opening.
      • A Qualifying Transaction is a transaction above $10 where your 360 Checking Debit Card is used.
      • Only in-person and online transactions with your debit card will qualify as purchases.
    • Capital One will deposit the bonus into your account after the requirements listed above are completed. See below for when the bonus will be posted.

    Are You Eligible?

    Here are the eligibility details for this bonus:

    • If you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after January 1, 2024, you will be ineligible for the bonus.
    • Bonus is only valid for one new 360 Checking account.
    • This offer is available online and nationwide.

    Account Fees

    • The 360 Checking account has no monthly cycle service charge and no minimum balance required to open or maintain the account.
    • There’s no early closing fee for this account but if your account is in default, closed or suspended, or otherwise not in good standing before you receive the bonus, you will not receive the bonus. No minimum balance is required to be maintained in order to receive this bonus.

    Guru’s Wrap-Up

    With this offer from Capital One you can earn $250 for opening a new checking account and making 20 debit transactions of $10 or more within 75 days. While that might require a bit of work, some people prefer these offers that do not require a direct deposit.

    Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. You can also access bonuses available in your state by clicking the article tags below, or visiting dannydealguru.com/tag/NY-bank-bonus/. Just replace NY with your state or with “nationwide”.

    And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

    Use the social media buttons below to share this article. Your support and engagement is always greatly appreciated.

    💡 Link & Full Details

    • OFFER PAGE
    • Max Bonus: $250
    • Account Type: 360 Checking
    • Availability: Nationwide
    • Type of Inquiry: Soft pull
    • Direct Deposit Requirement: No
    • Other Requirements: 20x$10 debit transactions in 75 days
    • Credit Card Funding: None
    • Monthly Fee: None
    • Early Account Closing Fee: None
    • Expiration Date: None

    HT: Doctor of Credit

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    DDG

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  • Capital One, JPMorgan and Bank of America lead AI patents race

    Capital One, JPMorganChase and Bank of America are responsible for 75% of all AI-related patent filings since 2023.   What’s more, U.S.-based banks are outpacing global peers when it comes to AI patent filings and are responsible for 85% of AI related patent filings through 2023, according to a recent report from think tank Evident AI, which tracked 1,516 patents filed by 21 banks since 2023.  While patents are not required to be made public by […]

    Vaidik Trivedi

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  • Samsung Credit Card, Add Passport to Apple Wallet, TSA Accepting Tips & More

    News Roundup

    You can stay in touch with us on Facebook/Twitter/Threads/Bluesky, or you can join the discussion with 5,000+ members in our DDG Facebook Group. You can also subscribe to get all news/deals via one daily email, or choose instant notifications for time sensitive deals. As always, thank you for reading and supporting the site!

    News Roundup

    This is a roundup of news and other interesting pieces that I’ve come across over the last few days. I thought they are worth sharing so I hope you enjoy reading them. And here’s a quick tip if you come across a paywalled article. Copy/paste URL here and you will likely be able to read it for free.

     

    Samsung Wants to Launch a U.S. Credit Card

    Samsung has ambitions to become a bigger player in American consumers’ everyday financial lives—something its archrival, Apple, has accomplished with offerings like its credit card and digital wallet. While Samsung’s digital wallet is popular in its home market of South Korea, its consumer financial products lag behind Apple’s in the U.S.
    ➡️ Read more at WSJ

     

    iPhone Users Can Now Add Their Passport to Apple Wallet

    iPhone users can now add a Digital ID to Apple Wallet by using their US passport. Apple launched the feature Wednesday, which allows people to use their iPhone or Apple Watch to get through TSA checkpoints at more than 250 airports in the US for identity verification.
    ➡️ Read more at CNET

     

    Alaska opens ticket sales for new nonstop flights between Seattle and Rome

    Alaska Airlines is now selling tickets to Rome from our expanding global gateway in Seattle – another milestone as a growing global airline. We’ll offer daily, seasonal summer service between Seattle and Leonardo da Vinci Fiumicino International Airport in Rome beginning on April 28, 2026.
    ➡️ Read more at Alaska Airlines

     

    Lessons from the Buyer’s Group Graveyard

    “One of the myriad techniques of generating spend on credit cards is buying something, shipping it to a buyer’s group, then getting paid back by the group.”
    ➡️ Read more at MEAB

     

    Capital One Debit-Card Users Aren’t Happy After the Switch to Discover

    Complaints about the change have cropped up on social media, with users lamenting the switch based on perceptions that Discover might not be widely accepted. Most places in the U.S. now take Discover, but sporadic problems with the new cards are fueling concerns among customers more familiar with Visa and Mastercard.
    ➡️ Read more at WSJ

     

    Earn free Enterprise Car Rental points with Plus Your Points promotion

    Enterprise Car Rental is back with its yearly promotion called “Plus Your Points” that will run through the end of February 2026. While there’s nothing about it that will knock your socks off, there are some easy opportunities to earn free Enterprise points, as well as make car rentals more rewarding with double points and gamified “badges.”
    ➡️ Read more at FM

     

    Chase Sapphire Reserve Cardmember Experiences at Miami Art Week

    Chase Sapphire Reserve will be back in Miami as the presenting sponsor of Faena Art Week December 2-6. Chase Sapphire Reserve cardmembers can level up their experience with Ultimate Rewards packages.
    ➡️ Read more at Sapphire Experiences

     

    Capital One Adding New Transfer Partners?

    Capital One added three dummy transfer partners to its site, so they might working on adding new partners, and it may just be nothing. See image below that was shared on reddit.

     

    TSA Accepting Tips

    Here’s another image that was shared on reddit, showing a tip box at checkpoints at LaGuardia airport.

     

    Guru’s Wrap-up

    Let me know if you enjoyed these articles and comment with any opinions you might have. You can also share any other interesting articles about deals, travel, credit cards and more.

    Use the social media buttons below to share this article. Your support and engagement is always greatly appreciated.

    DDG

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  • Capital One: Continued tech investment makes AI strategy easy

    Capital One is reaping the rewards of continued investment in tech and talent as they aid its AI strategy.  “We are in the 13th year of an all-in technology transformation,” Chief Executive Richard Fairbank, said during the third quarter earnings call on Oct. 21. “This transformation has been from the bottom of the tech stack […]

    Vaidik Trivedi

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  • Webster Bank to open new branch in Port Jefferson Station | Long Island Business News

    Cornerstone Kings Park breaking ground near LIRR station 

    New $22.5M transit-oriented apartment project, Cornerstone Kings Park, breaks ground with 46 units, amenities,[…]

    October 6, 2025

    David Winzelberg

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  • JPMorgan ranks first for AI among banks with its systematic innovation approach

    JPMorgan is topping the list for AI readiness and leadership among all banks globally for the third year in a row.  According to think tank Evident AI’s Bank Index report published today, the $3.7 trillion bank is followed by the following financial institutions to round out the top 10 spots: $648 billion Capital One; $1.5 […]

    Vaidik Trivedi

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  • Capital One Adds Japan Airlines, Qatar & I Prefer Hotels As Transfer Partners – Doctor Of Credit

    Capital One has added three new transfer bonuses:

    • Japan Airlines Mileage Bank (1,000:750, with a 30% transfer bonus making it 1,000:975 until October 22
    • Qatar Airways Privilege Club (1:1 ratio)
    • I Prefer Hotels (1:2 ratio)

    Capital One now has a total of 22 transfer partners. 

    William Charles

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  • Bank of America opens new branch in Rocky Point | Long Island Business News

    Banking executives and staff held a ribbon-cutting ceremony last week at Bank of America‘s newest Long Island branch. 

    Bank of America officially opened its new 3,474-square-foot branch at 366 Route 25A in Rocky Point on Wednesday, Sept.17. The property was formerly occupied by a Capital One bank branch. 

    The new Rocky Point branch, which features enhanced technology, private offices and on-site financial specialists, is one of 60 recently renovated or new Bank of America financial centers across Long Island, according to a company statement. 

    “The new financial center in Rocky Point reflects our high-tech and high-touch approach to meeting the banking, borrowing, and investing needs of our clients,” Marc Perez, president of Bank of America Long Island said in the statement. “At every one of our financial centers, our priority is providing clients with expert advice and personalized guidance to help them make confident financial decisions.” 

    Nationally, Bank of America financial centers host around 450,000 client visits per day, which is up nearly 4 percent from last year, according to the company. The company also serves about 59 million digital clients.

    Besides its many branches and services, Bank of America also continues to give back to the community. Since 2020, the company has invested more than $11 million across Long Island through grants to local nonprofits, employee matching gifts, sponsorships and more, including supporting Long Island-based Bank of America employees who have collectively volunteered more than 50,000 hours, according to the statement. 


    David Winzelberg

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  • Capital One Business Checking Bonus: Earn Up to $1,000

    Capital One Business Checking Bonus

    Capital One Business Checking Bonus

    Capital One is offering a big bonus for new business checking accounts. You can earn either $500 with a $5K deposit or $1,000 with a $30K deposit. However, this offer is for business cardholders only. Let’s check out the details.

    How to Earn This Bonus

    • Open a new Basic or Enhanced Checking account with promo code Q3BONUS1000. Only customers already having a Capital One Business credit card for the last 90 days will be eligible for the offer. Please login during application to see if you qualify – see all offer restrictions.
    • Deposit required balance from non-Capital One accounts within 30 days of account opening and maintain the minimum required end of day balance for at least 60 days during the first 90 days of account opening. 
      • $500 with at least a $5,000 balance OR
      • $1,000 with at least a $30,000 balance.
    • Make 10 qualifying electronic transactions within 90 days of account opening. Qualifying transactions include electronic wire, electronic ACH, and remote check deposit.

    Bonus will be deposited into your new business checking account after you complete these steps.

    Are You Eligible?

    Here are the eligibility details for this bonus:

    • Offer available nationwide.
    • Only customers already having a Capital One Business credit card for the last 90 days will be eligible for the offer.
    • Applicants who are users on Capital One Business checking accounts open in the last 180 days are ineligible for the bonus
    • Only one account per business will be eligible for the bonus offer.

    Account Fees

    • Basic Checking has a $15 monthly service fee, waived with $2,000 minimum balance.
    • There’s no early account closing fee.

    Guru’s Wrap-Up

    This is a good bonus, especially the $500 tier which gives you a much better ROI.  But even the $1,000 bonus is still a great deal compared to what you would earn elsewhere interest wise. You only nee to keep the $5K or $30K balance in the account for 60 days.

    Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. You can also access bonuses available in your state by clicking the article tags below, or visiting dannydealguru.com/tag/NY-bank-bonus/. Just replace NY with your state or with “nationwide”.

    And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

    Use the social media buttons below to share this article. Your support and engagement is always greatly appreciated.

    💡 Link & Full Details

    • OFFER PAGE
    • Max Bonus: $1,000
    • Account Type: Business Basic Checking
    • Availability: Nationwide (business cardholders only) 
    • Type of Inquiry: Soft pull
    • Direct Deposit Requirement: No
    • Other Requirements: $5K or $30K deposit/balance
    • Credit Card Funding: No
    • Monthly Fee: $15 (waive with $2K balance)
    • Early Account Closing Fee: $25
    • Expiration Date: 9/15/25

    HT: Doctor of Credit

    Share Bank Bonuses and other deals with us and our readers

    DDG

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  • Capital One Transfer Bonus for Virgin Red, Get 30% More Points

    Capital One Transfer Bonus for Virgin Red

    Capital One Transfer Bonus for Virgin Red

    This month you can boost your Virgin Points balance this spring with this exclusive offer from Virgin Red and Capital One. For a limited time, Virgin Red members and eligible Capital One cardholders can earn a 30% Virgin Points transfer bonus. This offer is available for Venture X, Venture, VentureOne, Venture X Business or Spark Miles cardholders. Check out the details below.

    Check out the details below.

    The Offer

    Get 30% Bonus Virgin Points when you transfer Capital One Miles by October 1, 2025. For example, if you transfer 1,000 Capital One Miles, you will receive a total of 1,300 Virgin Points.

    Visit Capital One to transfer miles and don’t forget to join Virgin Red if you’re not a member. 

    Important Terms

    • Transfer Capital One Miles to Virgin Red and receive 30% Bonus Virgin Points.
    • Offer is valid for Point Transfer to Virgin Red completed during the promotion window.
    • First and last name on your Capital One account and loyalty partner account must match.

    More Transfer Options

    Virgin Red and Flying Club are transfer partners with most major points currencies. You can get more Virgin Points by transferring from:

    Guru’s Wrap-up

    This is a good opportunity for those that need more Virgin Points. You can now transfer 1,000 Capital One Miles and receive 1,300 Virgin Points. As a reminder, Virgin Points never expire, so you can take advantage of this promotion even if you don’t need to make an immediate booking. However, it’s best not to transfer speculatively, because these transfers are not reversible.

    Virgin Points can be used for sailings with Virgin Voyages, luxury stays with Virgin Limited Edition, gifts and experiences with Virgin Experience Gifts, and flights with Virgin Atlantic and its partner airlines. The best use of Virgin Points is probably with ANA or Delta One to Europe. Just make sure you are familiar with the program, and see what value you can get, before transferring points.  Once a transfer is done, there’s no going back.

    DDG

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  • [YMMV] Capital One Shopping, Giftcards.com: 8% On Visa/Mastercard, 9% On Single Giftcards & More – Doctor Of Credit

    The Offer

    Shows under capital one shopping

    • Capital One shopping is offering increased rates for giftcards.com:
      • 10% on Multi-store one4all cards
      • 9% on single brand cards
      • 8% on Visa & Mastercard

    Our Verdict

    Keep in mind that redemption options are limited. Giftcards.com has other deals that will stack as well.

    Hat tip to reader RM

    William Charles

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  • Inside Capital One’s innovation, patent strategy

    Big banks are positioning themselves as technology companies — and they have the patent portfolios to prove it.  Investments in technology in the past decade have “made banks key players in the technology ecosystem,” Rocky Berndsen, head of patent analytics at patent preparation and prosecution firm Harrity & Harrity, told Bank Automation News. Banks, he […]

    Whitney McDonald

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  • Capital One spends $63M on integration of Discover

    Capital One spends $63M on integration of Discover

    Capital One invested heavily in integrating Discover Financial Services in the third quarter as it prepares to acquire the company, providing the transaction is approved by the Federal Reserve.  The deal is expected to be finalized in early 2025 if it lands regulatory and shareholder approval, Richard Fairbank, chairman and chief executive at Capital One, […]

    Courtney Blackann

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  • Capital One Cafes: Free Coffee During World Series (10/25 – 11/2) – Doctor Of Credit

    Capital One Cafes: Free Coffee During World Series (10/25 – 11/2) – Doctor Of Credit

    The Offer

    Direct link to offer

    • Capital One Cafes are offering a free handcrafted beverage everyday during the 2024 MLB World Series (10/25 – 11/2)

    Our Verdict

    These are located in AZ, CA, CO & D.C. A full list can be found here.

    Hat tip to reader B

    William Charles

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  • Capital One offers its authentication tool to FIs

    Capital One offers its authentication tool to FIs

    Capital One is offering its AirKey authentication tool to other financial institutions to combat rising fraud.  Built in-house at Capital One seven years ago, AirKey is embedded into more than 75 million debit and credit cards and offers an added form of account authentication, Tom Poole, senior vice president, emerging payments, told Bank Automation News. […]

    Whitney McDonald

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  • Capital One Increasing Lounge Fees For Noncardholders ($65 To $90) – Doctor Of Credit

    Capital One Increasing Lounge Fees For Noncardholders ($65 To $90) – Doctor Of Credit

    Capital One has announced that as of 8/12 the lounge fees for non cardholders will be increasing from $65 to $90. Venture X and Venture X Business cardholders continue to get the special rate of $45 for guests (the first two guests are free). Can’t see this having much of an effect on overcrowding as the $65 rate was already expensive but maybe some very slight incremental revenue for Capital One.

    William Charles

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  • [Rumor] Capital One To Release New Cards, Increase Sign Up Bonuses – Doctor Of Credit

    [Rumor] Capital One To Release New Cards, Increase Sign Up Bonuses – Doctor Of Credit

    According to a reliable source Capital One is planning a few things:

    • New credit card products
    • Increased sign up bonuses across a number of different cards

    At this stage details are scarce but the new products makes sense after Capital One discontinued the Capital One Savor card. These are both expected within a month or two.

    William Charles

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  • Capital One, Discover plan integration, await merger approval | Bank Automation News

    Capital One, Discover plan integration, await merger approval | Bank Automation News

    During the second quarter, Capital One continued to plan for its acquisition of Discover Financial Services as it awaits approval from the Federal Reserve.   “Our applications for regulatory approval are in process and we’re fully mobilized to plan and deliver a successful integration,” Capital One Chief Executive Richard Fairbank said during the bank’s July […]

    Whitney McDonald

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