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Amex Business Platinum 300K Bonus
American Express launched recently the revamped U.S. Consumer and Business Platinum Cards. While the welcome bonus for the consumer card has not changed, the business card now officially offers a 200K bonus. But some people are seeing even better offers for 250K and 300K points. The latter matches the best ever bonus on this card. Let’s check out the details, and see where you can look for the massive bonuses.
Welcome Bonus Details
Don’t settle for the 200K bonus that is advertised by many sites, or by Amex itself!
- Earn 300,000 Membership Rewards® points after you spend $20,000 or more on eligible purchases on your Card within your first 3 months of Card Membership starting from the approval date.
- Annual Fee: $895
This offer is still around as of January 7, 2025, as reported in our Facebook Group.
How to Find This Offer?
Update: Try turning your phone hotspot on, and then connect to it with your laptop or desktop and then proceed to search “amex business platinum”. Then open the first non-sponsored link in incognito. This worked for me in January 2026.
Here are some options that you can try:
- Open this link in a chrome desktop incognito. I heard from a couple of people today that it worked.
- Google “amex biz platinum” and click the first non-sponsored link.
- You can also try another way that was shared in the comments for the Business Gold Card. Once you get an improved offer, just leave the page open and let it expire (takes about an hour or two). Once it expires, refresh the page and hopefully see the 300K bonus.
- Check the Amex Offers section if you’re already an Amex cardholder. You will often find elevated offers there.
If these “tricks” don’t work, then you just need to keep trying different links (even referral links), browsers, locations either physically or through VPN, Wi-Fi connections etc. These methods worked for one of our Facebook Group members just a couple of days ago. I have seen a few reports of Opera browser being successful, so you might want to try that as well.
Share Your Referrals
The elevated 250K or 300K bonuses are also showing up through referral links, which you use some of those tricks listed above. That means that you can possibly apply through a family member’s or friend’s link and still get the best bonus out there.
Please DO NOT share referrals in the comments on this article. You are welcome to share your referrals in our DDG Facebook Group which now has over 6,000 members.
You can also try some of those referral links and see if they get you the 300K bonus.
Eligibility
This offer has the lifetime language:
“You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application.”
However, you can still go ahead and apply even if you think you are not eligible. As noted in the terms, Amex will notify you prior to processing your application so you have the option to withdraw it. If you do not get the pop-up, then you will receive the welcome bonus.
What to Know About Applying for American Express Cards
Here are a few things worth noting regarding American Express credit card applications:
- Amex limits you to a maximum of 5 credit cards and 10 charge cards.
- There’s normally no hard pull when you apply for a new Amex card and are not approved.
- If you already have an Amex card, then applying for more Amex cards will normally not result in a hard pull.
- You are not eligible to receive a welcome bonus on a card you’ve held in the past. This is known as the lifetime rule, but that usually applies to cards you’ve had in the last 5-7 year. Here’s how to check what cards you’ve had in that timeframe.
- American Express will let you know during the application process if you are not eligible for the welcome bonus. That means that you can always go ahead and apply for an Amex card, and then just withdraw the application if you are not eligible for the bonus.
- 90 Day Rule: You can get up to two new cards every 90 days. This rule excludes charge cards.
Card Details
- Earn:
- 5X Membership Rewards points for each dollar of eligible purchases made when you book on the American Express Travel website
- 2X Points per dollar on
- eligible purchases of $5,000 of more
- U.S. Electronics goods, retailers, software, and cloud service providers
- U.S. Construction materials and hardware supplies
- U.S. Shipping providers
- 1X on all other eligible purchases
- Use Membership Rewards Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 1,000,000 bonus points per calendar year. This benefit is changing on Sep. 18, 2025.
- Redeem points for 1 cent each if you also have an Amex Business Checking account.
- $600 Hotel Credit ($300 semi-annually) for prepaid bookings at Fine Hotels + Resorts or The Hotel Collection ( two-night minimum) through American Express Travel.
- Dell: Up to $150 in statement credits on U.S. purchases directly with Dell and an additional $1,000 statement credit after you spend $5,000 or more on that same card per calendar year.
- Up to $120 annual statement credits for purchases made directly from any US wireless telephone provider, up to $10 per month. Enrollment required.
- Indeed – Get up to $360 credit ($90 per quarter). Enrollment required.
- Adobe: $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year. Enrollment required.
- Access to more than 1,400 airport lounges across 140 countries
- $200 in statement credits per calendar year for airline incidental fees. Enrollment required.
- $200 in Hilton statement credits per calendar year (up to $50 per quarter) when you enroll and make purchases directly with a property in the Hilton portfolio (see what works).
- Spend $250,000 on eligible purchases in a calendar year and receive:
- $1,200 Amex Travel Online Flight Credit: Unlock up to $1,200 in statement credits for use in the next calendar year on flights booked on AmexTravel.com.
- $2,400 One AP® Statement Credit: Unlock up to $2,400 in statement credits for use in the next calendar year on monthly fees for American Express One AP®, American Express’ digital accounts
- 35% Airline Bonus for a First or Business class flight on selected qualifying airline when using Membership Rewards Pay with Points through American Express Travel.
- Receive a statement credit every 4 years for Global Entry ($120) or every 4.5 years for TSA PreCheck (up to $85).
- Cover the cost of a CLEAR Plus membership with up to $209 in statement credits per year after you pay with your Business Platinum Card. Enrollment required.
- Leaders Club Sterling Status (The Leading Hotels of the World)
- Marriott Bonvoy Gold Elite status
- Hilton Honors Gold status
- Platinum Card Concierge available 24/7 to help with anything from special dinner reservations to finding the perfect gift.
- Resy Dining Benefit
- No Foreign Transaction Fees
- Annual Fee:
- Primary Cardholder Annual Fee: $895 (Rates & Fees)
- Additional Employee Cards Fees:
- $400 annual fee for each Employee Business Platinum Card
- No Annual Fee for Employee Business Expense Card
Guru’s Wrap-up
This is a great welcome offer for a credit card, even with the increased $895 annual fee. 300,000 points are worth $4,500 or more, so you are getting over $3,500 in value even after subtracting the annual fee. And that’s not taking into account the perks and benefits that now include a $600 FHR credit.
Let me know if you are able to find this massive bonus!
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