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Tag: al bank bonuses

  • [LA, MS, FL, AL, TX] Hancock Whitney Bank $600/$1,000 Checking & Savings Bonus – Doctor Of Credit

    Update 9/10/25: Reader Harrison Logan points out that there is a $1,000 bonus, seems like the only difference is the savings account requires $10,000 instead of $5,000. 

    Offer at a glance

    • Maximum bonus amount: $600
    • Availability: LA, MS, FL, AL, TX
    • Direct deposit required: Yes, $300+
    • Additional requirements: None
    • Hard/soft pull: Soft
    • ChexSystems: No
    • Credit card funding: None
    • Monthly fees: $12, avoidable
    • Early account termination fee: $20, 180 days (bonus forfeit)
    • Household limit: Limit of one consumer checking-related bonus per household every 2 calendar years. (this is enforced),
    • Expiration date: 10/31/2025

    The Offer

    Direct link to offer

    • Hancock Whitney Bank is offering a bonus of up to $600. Bonus is broken down as follows:
      • $300 cash bonus when you open a Freestyle Checking account and set up $500 or more in monthly direct deposits
      • $100 cash bonus when you open a Freestyle Savings account and deposit $5,000 or more by 11/30/25 and maintain until 2/28/26
      • $200 extra cash bonus when you open both and meet all requirements

    The Fine Print

    • Use the promo code referenced above when opening your new checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 10/31/2025. Set up and receive qualifying direct deposits totaling at least $500 each month by 12/31/2025. Your account and direct deposits must remain open and active during the entire promotional period which includes up to when the bonus is paid by 2/28/2026. If you meet all requirements, we will deposit the earned bonus into your new personal checking account by 2/28/2026. 
    • Offer available to new Hancock Whitney checking clients 18 years of age or older. This includes new to bank clients and existing Hancock Whitney clients who currently do not have a checking account, or have not recently closed a checking account in the past 90 days, or did not have a checking account closed with a negative balance in the past 3 years.
    • A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, Social Security, other government benefit or other recurring, monthly income amount, made by your employer or outside agency. Account transfers, mobile deposits, payments from Zelle, PayPal, Cash App or other similar providers, tax refunds or deposit made at a branch or ATM are not qualifying direct deposits.
    • Important details and required qualifying activities for the $100 Freestyle Savings Offer: Use the promo code referenced above when opening your new Freestyle Savings account by the offer expiration date of 10/31/2025. You must deposit $5,000 or more into your Freestyle Savings account by 11/30/2025. Your account must remain open and active and you must maintain a minimum daily balance of $5,000 or more during the entire promotional period which includes up to when the bonus is paid by 2/28/2026. If requirements are met, we will deposit the earned bonus into your new Freestyle Savings account by 2/28/2026.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has a $12 monthly fee. This is waived if you do any of the following:

    • primary account holder under 18 or age 64 and over or
    • make one or more client-initiated debit or credit transactions per statement cycle to waive the service charge.

    Early Account Termination Fee

    $20 fee is charged for each account if the account is closed within 180 days. Looks like you might also forfeit the bonus.

    Our Verdict

    Previously this was only $200 for the checking bonus or a $500 bonus that was more difficult to keep fee free. I think this $300 + $100 + $200 bonus is all worth doing. The hold period for the savings bonus is 90 days and works out to be 8% APY. We will add this to our best bank bonus page. 

    Hat tip to reader Scooter

    Useful posts regarding bank bonuses:

    William Charles

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  • [FL, AL] Tyndall Federal Credit Union $350 Checking Bonus, Direct Deposit Not Required – Doctor Of Credit

    [FL, AL] Tyndall Federal Credit Union $350 Checking Bonus, Direct Deposit Not Required – Doctor Of Credit

    Offer at a glance

    • Maximum bonus amount: $350
    • Availability: live, work, worship, attend school, or volunteer in the Panhandle of Florida or Southern Alabama
    • Direct deposit required: No
    • Additional requirements: See below
    • Hard/soft pull: Unknown
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees: None with eStatements
    • Early account termination fee: None
    • Household limit: None
    • Expiration date: November 30, 2024

    The Offer

    Direct link to offer

    • Tyndall Federal Credit Union is offering a bonus of up to $650 when you open a new checking account and complete the following requirements:
      • $10 per Bill Payment of $30+ (up to $200)
      • $50 for logging in 12 times
      • $50 for 2 or more direct, mobile or ATM deposits ($500 cumulative)
      • $50 for having OR enrolling in e-Statements
      • 2% Cashback on your monthly spend (up to $300)

    The Fine Print

    • Members who make a bill payment of $30 or more using Tyndall’s Bill Pay tool in Online or Mobile Banking between September 1, 2024 and November 30, 2024 will receive a $10 minimum Giveback deposit per Bill Payment that is posted by November 30, 2024; get up to $200 Giveback deposited into their Share Account on December 11, 2024. The posting description will be Bill Pay: Thank You Giveback!.

       

    • Members that have or set up a Tyndall Direct Deposit 2 or more times totaling a minimum of $500, members that make a Mobile Deposit using Tyndall’s Mobile Deposit tool in Online or Mobile Banking 2 or more times totaling a minimum of $500, or members that make an ATM deposit into a Tyndall Account 2 or more times totaling a minimum of $500 deposited between September 1, 2024 and November 30, 2024 will receive a $50 minimum Giveback deposit into their Share Account on December 11, 2024. The posting description will be Direct Deposit: Thank You Giveback!.

       

    • Members who use their Tyndall debit or Tyndall credit card on purchases between September 1, 2024 and November 30, 2024 will receive 2% Cash Back; get up to $300 Giveback into their Share Account on December 11, 2024. The posting description will be Card Usage: Thank You Giveback!. Tyndall First Spend Accounts will continue to earn 1% Cash Back for their debit card usage in addition to the 2% Cash Back.
    • Members who have logged into Tyndall’s Online or Mobile Banking a minimum of 12 times between September 1, 2024 and November 30, 2024 will receive a $50 minimum Giveback deposit into their Share Account on December 11, 2024. The posting description will be Online Banking: Thank You Giveback!.

       

    • Members that have or enroll in Tyndall’s e-Statements between September 1, 2024 and November 30, 2024 will receive a $50 minimum Giveback deposit into their Share Account on December 11, 2024. The posting description will be E-Statements: Thank You Giveback!.

       

    • Members that have or open any Tyndall loan including Tyndall Credit Cards and loans paid-off between September 1, 2024 and November 30, 2024 will receive a $50 minimum Giveback deposit into their Share Account on December 11, 2024. The posting description will be Loan: Thank You Giveback!.

       

    • Members that qualify for one or more of the 6 ways will receive their Giveback deposit(s) based on each qualifying step earned (up to 6 deposits based on qualifying criteria completed between September 1, 2024 and November 30, 2024). All earned Giveback deposits will be posted to the primary membership/original open share account on December 11, 2024. For the Giveback deposit(s), limited to 1 per person (SSN); primary member only. Appeals will be open between December 11, 2024 and December 24, 2024. To Qualify: Members must have a good physical address on file and the account must be in good standing to receive a Giveback. Member must not have a derogatory history with Tyndall (currently delinquent on a loan by 30 days or more; a charged-off loan or share account on record; a bankruptcy on file; a workout loan; committed fraud and caused Tyndall a loss; or a negative share balance, not due to Courtesy Pay). Other restrictions may apply. The value of Giveback deposits may be taxable income to you, and we will report it as income to the tax authorities if required by applicable law. Please consult your tax advisor if you have questions about the tax treatment of Giveback deposits. Offer limited to one per member. Offer subject to change without notice. Restrictions apply. A Regular Share Account, with a minimum $5 share deposit, must be maintained to be a credit union member. Membership is required.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    Classic checking has no monthly fees with eStatements.

    Early Account Termination Fee

    I wasn’t able to find any EATF in the fee schedule.

    Our Verdict

    If you decide to go for this bonus please share your experiences in the comments below.

    Hat tip to ShawntheShawn

    Useful posts regarding bank bonuses:

    William Charles

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  • [AL, CT, D.C., MD, VA, WV, FL, NJ, NY, and PA Only] Valley National Bank $400 Checking Bonus ($20 Per Month) – Doctor Of Credit

    [AL, CT, D.C., MD, VA, WV, FL, NJ, NY, and PA Only] Valley National Bank $400 Checking Bonus ($20 Per Month) – Doctor Of Credit

    Offer at a glance

    The Offer

    Direct link to offer

    • Valley National Bank is offering a sign up bonus of $400 when you open a new Valley All Access Checking+ and completing the following requirements:
      • Receive two or more qualifying direct deposits with a cumulative total of $7,500 or more within 90 days of account opening

    The Fine Print

    • Minimum to open is $100.
    • No monthly maintenance charge for 12 months from account opening.
    • After that, monthly maintenance charge of $15 will be incurred if daily balance of $99 is not maintained.
    • To receive the $400 reward, the account must receive two or more qualifying direct deposits with a cumulative total of $7,500 or more within the first 90 days from the date of account opening.
    • Qualifying direct deposits are defined as recurring payroll direct deposits or electronic deposits of pension or government benefits such as Social Security that are made by an employer or other payer using the account and routing numbers that you provide to them.
    • Transfers from one account to another, online or mobile banking deposits, or deposits made at a branch or ATM do not qualify as direct deposits.
    • This reward is being provided for the use of the product and services established.
    • The one-time $400 reward will be credited into your account within 30 days after: (1) the qualifying direct deposit requirement has been satisfied and (2) the account has been opened for a minimum of 90 days. Reward may be reportable as taxable income.
    • To be eligible for the cash reward, all account holders must have no other Valley personal checking accounts within the one-year period preceding the date of account opening.
    • The reward is limited to one per Valley All Access Checking+ account.
    • All subsequent checking accounts opened by the account holder(s) after the initial checking account will not be eligible for the promotional reward.
    • Offer may be withdrawn or modified without prior notice.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    $15 monthly fee:

    • Waived for first 12 months
    • After that, monthly maintenance charge of $15 will be incurred if daily balance of $99 is not maintained

    Early Account Termination Fee

    There is no early account termination fee.

    Our Verdict

    Unfortunately they are ChexSystems sensitive. This is a better offer than the $20 per month offered in the past. Worth doing if you have a low Chex count and maybe worth trying to do in branch with a higher count but I suspect most readers will be denied. We will add this to our best bonus page though.

    Hat tip to Bank Account Bryan

    Useful posts regarding bank bonuses:

    William Charles

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  • [AL only] Bank Independent $200 Checking Bonus – Doctor Of Credit

    [AL only] Bank Independent $200 Checking Bonus – Doctor Of Credit

    Offer at a glance

    • Maximum bonus amount: $200
    • Availability: All branches are in AL
    • Direct deposit required: Yes, two direct deposits
    • Additional requirements: 5 debit card transactions and online banking
    • Hard/soft pull: Unknown
    • ChexSystems: Unknown
    • Credit card funding: Unknown
    • Monthly fees: None
    • Early account termination fee: Unknown
    • Household limit: One
    • Expiration date: None

    The Offer

    Direct link to offer

    • Bank Independent is a bonus of $200 bonus when they open a new checking account and complete the following requirements:
      • Have at least two recurring ACH direct deposits posted to your new personal or business checking account within 60 days of account opening
      • Maintain the account in good standing for 60 days from account opening

    The Fine Print

    • One per customer or household.
    • To earn the $200 bonus, you have at least two recurring ACH direct deposits posted to your new personal or business checking account within 60 days of account opening.
    • To receive the bonus, code should be given to relationship banker at account opening or entered into appropriate field if opened online.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about.

    Early Account Termination Fee

    I wasn’t able to find a fee schedule so I’m unsure if there is an early account termination fee or not.

    Our Verdict

    Better than the previous $150 business bonus that was offered. It looks like account opening works out of state, but unsure if the bonus will post. Also says you need to enter a code but doesn’t provide one?

    Hat tip to Smurfit

    Useful posts regarding bank bonuses:

    William Charles

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  • [LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC & VA] First Horizon Bank $400/$800 Business Checking Bonus – Doctor Of Credit

    [LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC & VA] First Horizon Bank $400/$800 Business Checking Bonus – Doctor Of Credit

    Note: Terms state ‘Offer is only available to the addressee of the offer, is non-transferable, may not be combined with other offers’. You also have to request a code by filling in your information so should be able to get this bonus even if not targeted but YMMV.

    Offer at a glance

    • Maximum bonus amount: $800
    • Availability: Offer is only available to residents of LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC and parts of VA
    • Direct deposit required: No
    • Additional requirements: See below
    • Hard/soft pull: Soft pull
    • ChexSystems: Unknown, sensitive
    • Credit card funding: Up to $50
    • Monthly fees: None
    • Early account termination fee: Six months, bonus forfeit
    • Household limit: None
    • Expiration date: 06/30/2024

    The Offer

    Direct link to offer

    • First Horizon Bank is offering a bonus of $400 or $800 when you open a new business checking account.
      • $800 bonus:
        • Deposit $25,000 into the new BizEssentials Checking account within 15 days of the account opening.
        • Maintain at least a $25,000 collected daily balance for the first 3 full statement cycles.
        • Conduct 20 qualifying transactions within the first 3 full statement cycles.
      • $400 bonus:
        • Deposit $5,000 into the new BizEssentials Checking account within 15 days of the account opening.
        • Maintain at least a $5,000 collected daily balance for the first 3 full statement cycles.
        • Conduct 20 qualifying transactions within the first 3 full statement cycles.

    The Fine Print

    • Offer is only available to the addressee of the offer, is non-transferable, may not be combined with other offers, and is only available for new clients that have not had an account at First Horizon within the last 12 months. Opening deposit must be funds from a financial institution other than First Horizon Bank or its affiliates. Limit one bonus per company.

       

    • To qualify for the $400 bonus, open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account by 06/30/2024, deposit at least $5,000 within fifteen (15) days of account opening and maintain an average daily collected balance of $5,000 for the first three (3) full statement cycles and conduct a minimum of twenty (20) qualifying client-initiated transactions within the first three full statement cycles in the eligible First Horizon Bank checking account.

       

    • To qualify for the $800 bonus, open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account by 06/30/2024, deposit at least $25,000 within fifteen (15) days of account opening and maintain an average daily collected balance of $25,000 for the first three (3) full statement cycles and conduct a minimum of twenty (20) qualifying client-initiated transactions within the first three full statement cycles in the eligible First Horizon Bank checking account.

       

    • BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking accounts require a $100 minimum opening deposit. A qualifying client-initiated transaction may include deposits, checks paid, ACH items, and signature and PIN-based purchases made with a First Horizon Debit Card. The cash bonus will be deposited into your account within 10 business days after qualifying activities are met. Bonus will only be paid to open accounts with a positive balance. Other terms and conditions of your account are disclosed in your depositor agreement Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer and account opening subject to bank approval.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    BizEssentials Checking account has no monthly fees to worry about.

    Early Account Termination Fee

    Previous terms say account need to be kept open for six months, but I don’t see that in the terms this time.

    Our Verdict

    Need to lock up funds for ~90 days, this works out to be an annualized return of:

    • $400 bonus: 32%
    • $800 bonus: 12.8%

    Both offers are great. Best previous offer was for $300 but that had no hold period, still think this is a better bonus for most people. There is also a personal checking bonus for $450 that is worth doing. We will add this to the list of the best bank account bonuses.

    Useful posts regarding bank bonuses:

    William Charles

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  • [TN, AR, MS, AL, GA, KY, FL, NC & VA] First Horizon Bank $450 Checking Bonus, Direct Deposit Not Required – Doctor Of Credit

    [TN, AR, MS, AL, GA, KY, FL, NC & VA] First Horizon Bank $450 Checking Bonus, Direct Deposit Not Required – Doctor Of Credit

    Note: Terms state ‘Offer is only available to the addressee of the offer, is non-transferable, may not be combined with other offers’. But this shows up in a google search and you also have to request a code by filling in your information so should be able to get this bonus even if not targeted but YMMV.

    Offer at a glance

    • Maximum bonus amount: $450
    • Availability: Offer is only available to residents of TN, AR, MS, AL, GA, KY, FL, NC and parts of VA (Bristol, Gate City, Weber City)
    • Direct deposit required: No
    • Additional requirements: See below
    • Hard/soft pull: Soft pull
    • ChexSystems: Unknown
    • Credit card funding: Up to $50
    • Monthly fees: None
    • Early account termination fee: Six months, bonus forfeit
    • Household limit: One
    • Expiration date: 3/31/24

    The Offer

    Direct link to offer

    • First Horizon Bank is offering a $450 bonus when you open a new checking account and complete the following requirements:
      • Maintain a $5,000 average daily balance
      • Conduct a minimum of 10 qualifying client-initiated transactions for each statement cycle for the first three full statement cycles

    The Fine Print

    • To qualify for the bonus, open a new FirstView Checking account by 03/31/2024 and maintain a $5,000 average daily collected balance and conduct a minimum of 10 qualifying client-initiated transactions for each statement cycle for the first three full statement cycles.
    • A qualifying client-initiated transaction may include deposits, checks paid, ACH items, and signature and PIN-based purchases made with a First Horizon Debit Card.
    • The cash bonus will be deposited into your account within 10 business days after qualifying activities are met. Bonus will only be paid to open accounts with a positive balance.
    • Offer is only available to the addressee of the offer, is non-transferable, may not be combined with other offers, and is only available for new clients that have not had an account at First Horizon within the last 12 months.
    • Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
    • All FirstView Checking accounts require a $50 minimum opening deposit.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    FirstView checking account has no monthly fees to worry about. You do need to opt in to paperless statements otherwise you’ll be charged a $2 monthly fee.

    Early Account Termination Fee

    Account must be kept open for six months otherwise the bonus will be forfeit

    Our Verdict

    Better than the $400 checking bonus. Definitely worth doing if they will send you an e-mail with the promo code, I guess there is some risk involved though if you weren’t targeted with a mailer.

    Hat tip to reader Bockrr

    Useful posts regarding bank bonuses:

    William Charles

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  • [AL, FL, GA, MD, NC, SC, TN, VA] Ameris Bank $300 Checking Bonus – Doctor Of Credit

    [AL, FL, GA, MD, NC, SC, TN, VA] Ameris Bank $300 Checking Bonus – Doctor Of Credit

    Offer at a glance

    • Maximum bonus amount: $300
    • Availability: Might be nationwide, otherwise AL, FL, GA, MD, NC, SC, TN, VA
    • Direct deposit required: Yes, $1,000+
    • Additional requirements: None
    • Hard/soft pull: Soft pull
    • ChexSystems: Unknown, sensitive
    • Credit card funding: None
    • Monthly fees: None
    • Early account termination fee: $30, 90 days
    • Household limit: None listed
    • Expiration date:  2/29/2024

    The Offer

    Direct link to offer

    • Ameris Bank is offering a bonus of $300 when you open a new free checking account and complete the following requirements:
      • Enroll in e-statements
      • Receive qualifying direct deposits totaling $1,500 or more into your account within 90 days of account opening

    The Fine Print

    • This offer is for new consumer checking account customers only. All signers on the account must be new customers to qualify. Bonus offer is limited to one new Free Checking account per eligible customer. Excludes bank employees, officers and directors, and existing consumer checking account customers, including customers that have closed an account in the past 90 days. Customers that have been paid an Ameris Bank promotional payment in the past 24 months are not eligible.

       

    • To receive $300 bonus: Open a new Free Checking or Online Free Checking account and within 90 calendar days of account opening (90-day period), complete the following:
      Register for online banking and enroll your new account in e-statements, and
      Receive at least $1,500 in qualifying direct deposits into the account. Direct deposits must be an automatic recurring electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. A Direct deposit is considered received on the date it posts to your account. Other types of electronic deposits such as person to person payments, as well as transfers from one account to another, mobile deposits, or deposits made at a branch, or ATM do not qualify as a direct deposit.
    • Bonus Payment: At the end of the 90-day period, we will determine if you have met the bonus offer requirements and deposit any earned bonus into your account within 30 days. Your account must be open and in good standing to receive bonus at time of payment. An account in good standing is defined as: open, funded, and not overdrawn. A bonus payment is considered interest and will be reported on IRS Form 1099-INT.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    Avoiding Fees

    Monthly Fees

    This account has no monthly fees to worry about.

    Early Account Termination Fee

    There is a $30 early account termination fee if closed within 90 days.

    Our Verdict

    Previous best deal was $100. Hopefully this is available nationwide and if it is I suspect it will end early.

    Useful posts regarding bank bonuses:

    William Charles

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