Offer at a glance
- Maximum bonus amount: $100
- Availability:
- Individuals who live, work, worship, or attend school in New York City (NYC)
- Individuals who work for New York State (NYS) or Federal Employers
- Direct deposit required: Yes, no minimum mentioned
- Additional requirements: None
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: June 30
The Offer
- MCU is offering a $100 bonus when you open a new free checking account and complete the following requirements:
- Receive a direct deposit or payroll deduction
The Fine Print
- You must open a Checking Account with MCU between 5/1/24 and 6/30/24 connected to direct deposit or payroll deduction to get $100.
- Limit one account-opening bonus per qualifying account.
- If requirements have been met, the $100 will be deposited into your account 8/9/2024.
- Offer not available to individuals who were a primary account owner of an MCU checking account in the last 12 months.
- Account must not be closed or restricted during the time of promotional period.
- Offer is subject to cancellation without notice. Account opening is subject to approval.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Need to know if it’s a hard or soft pull.
Hat tip to Bockrr
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