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[NYC] Muncipal Credit Union $100 Checking Bonus – Doctor Of Credit

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Offer at a glance

  • Maximum bonus amount: $100
  • Availability:
    • Individuals who live, work, worship, or attend school in New York City (NYC)
    • Individuals who work for New York State (NYS) or Federal Employers
  • Direct deposit required: Yes, no minimum mentioned
  • Additional requirements: None
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: June 30

The Offer

Direct link to offer

  • MCU is offering a $100 bonus when you open a new free checking account and complete the following requirements:
    • Receive a direct deposit or payroll deduction

The Fine Print

  • You must open a Checking Account with MCU between 5/1/24 and 6/30/24 connected to direct deposit or payroll deduction to get $100.
  • Limit one account-opening bonus per qualifying account.
  • If requirements have been met, the $100 will be deposited into your account 8/9/2024.
  • Offer not available to individuals who were a primary account owner of an MCU checking account in the last 12 months.
  • Account must not be closed or restricted during the time of promotional period.
  • Offer is subject to cancellation without notice. Account opening is subject to approval.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Need to know if it’s a hard or soft pull.

Hat tip to Bockrr

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William Charles

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