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[MI only] AAC Credit Union $200 Checking Bonus – Doctor Of Credit

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Offer at a glance

  • Maximum bonus amount: $200
  • Availability: MI
  • Direct deposit required: Yes, $500 minimum
  • Additional requirements: Yes, see below
  • Hard/soft pull: Unknown 
  • ChexSystems: Unknown
  • Credit card funding: Unknown 
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: One
  • Expiration date: None listed

The Offer

Direct link to offer

  • AAC Credit Union is offering a $200 bonus when you open the Total Package. This requires the following, open new Free & Easy checking account and within 60 days also
    • Activate your debit card and make at least one debit card transactions in the first 30 days
    • Go paperless (must log into online banking to accept)
    • Start recurring direct deposit to AAC ($500 monthly minimum)

The Fine Print

  • Must be a new AAC Credit Union member, or not currently have a checking, debit card, and direct deposit.
  • Must be 18 years or older.
  • Requirements must be completed within 60 days of opening. Paperless means receiving electronic statements and notices.
  • Direct deposit must be recurring (more than a one-time deposit). One per new member.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is no monthly fee on their Free & Easy checking account.

Early Account Termination Fee

There is no early account termination fee that I can see listed in the fee schedule.

Our Verdict

Been a long time since we’ve seen a bonus from AAC. It’s nice that this one can be opened online as well. If anybody decides to go for the bonus share your experiences in the comments below.

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William Charles

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