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[MI] 4Front Credit Union $400 Checking Bonus, Direct Deposit Not Required

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Update 11/1/25: Deal is back, no end date listed. Hat tip to reader snailrock

Offer at a glance

  • Maximum bonus amount: $400
  • Availability: MI only
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Up to $5,000
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None
  • Expiration date: None listed

The Offer

Direct link to offer

  • 4Front Credit Union is offering a $400 bonus when you open a new checking account with promo code  4Front400  and complete the following requirements for 3 consecutive months:
    • Log in to mobile banking at least once
    • Deposit $500 or more (direct deposit not required)
    • Enroll in e-statements
    • Make 15 or more purchases with your 4Front Debit MasterCard

The Fine Print

  • Minimum balance to obtain the bonus is $1.00.
  • The $400 bonus will be paid the first business day after the qualifying month.
  • No open membership within the last 3 months.
  • Bonus will be forfeited immediately if the account is not in good standing, account is closed prior to the bonus being paid or if the requirements each month have not been met.
  • Limited time only
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Really nice bonus as it doesn’t require any direct deposit. Bit annoying that you need to meet the debit card requirement for three months, but still worth doing for $400. We will add this to our list of the best bank account bonuses.

Hat tip to ShawntheShawn

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William Charles

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