No-buy or a low-buy month/year are quite the thing and you can find all kinds of helpful tips by doing a quick Google search.
What was helpful for me was to look at where I was spending my money. As in, what stores? You know all of those reward programs you might have signed up for? Sometimes by simply consolidating where you choose to shop for items, you can accumulate points or rewards at a greater rate which in turn, allows you to access rewards faster. So, see where you are shopping for your pet supplies and instead of going around to 3 different stores because that is where you have always bought that item, try purchasing everything from 1 store. You might end up finding that you save time, gas, and money.
And do not forget the benefit of having a planned reward. Most researchers now understand that having something to look forward to at the end of a challenge motivates us to complete it.
So…start with a reward. Plan something for you and your pet when you have met your goal of eliminating your debt or saving a certain amount. It can be something simple or grand. The only requirement is that the two of you enjoy it!
Karen Weiler
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