Offer at a glance
- Maximum bonus amount: $150
- Availability: Valid for permanent Illinois residents only
- Direct deposit required: None
- Additional requirements: None
- Hard/soft pull: Soft pull
- ChexSystems: Unknown, sensitive
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: 12/31/25
The Offer
- MSU Federal Credit Union is offering a $150 bonus when you open a new checking account (no other requirements for bonus)
- You can also get a $25 bonus when you open a 1-Year Add-On Certificate with $100
The Fine Print
- To receive $150 bonus, member must open any MSUFCU checking account. Bonus of $150 will be deposited to the member’s Spartan Saver within 90 days after promotion end date.
- Not valid for members with existing or previously closed checking accounts.
- Not valid for Business or Youth accounts.
- Valid for permanent Illinois residents only.
- Offer cannot be combined with any other checking offers.
- One checking bonus per member.
- Bonus may be taxable and reported on an IRS Form 1099-MISC or 1099-INT, if applicable.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Totally green checking has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any early account termination fee or not.
Our Verdict
Previously this was a $250 + $250 bonus but only available in MI and also required a direct deposit. Given that this has no requirements I do think it’s worth doing.
Hat tip to reader Bockrr
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William Charles
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