[ID, WA, OR only] Idaho Central Credit Union (ICCU) $150 Checking Bonus Direct Deposit Not Required – Doctor Of Credit

Update 12/11/23: Deal is back and valid until 12/31/2023. Hat tip to J2

Update 4/16/23: Deal is back and valid until 05/31/2023. Hat tip to reader Davis

Update 11/1/22: Link with the extra $50 for financial review is back.

Update 10/14/22: Deal is back, the extra $50 for the financial review is not offered this time. Hat tip to Sneeding Sneed

Offer at a glance

• Maximum bonus amount: $150
• Availability: Must live or work in Ada, Adams, Bannock, Bear Lake, Bingham, Blaine, Boise, Bonneville, Butte, Camas, Canyon, Caribou, Cassia, Clark, Custer, Elmore, Franklin, Fremont, Gem, Gooding, Jefferson, Jerome, Kootenai, Lemhi, Lincoln, Madison, Minidoka, Oneida, Owyhee, Payette, Power, Shoshone, Teton, Twin Falls, Valley, and Washington Counties in Idaho or Jackpot, Nevada.
• Direct deposit required: None
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Six months, bonus forfeit
• Household limit: None listed
• Expiration date: December 31, 2020 June 30, 2021 December 31, 2021

The Offer

Direct link to offer

• Idaho Credit Union is offering a bonus $150 when you open a new checking account and complete the following requirements:
  • Use promo code MY150
  • Set up eBranch
  • Set up eStatements
  • Receive a debit card
• Get Another $50 When You Complete A Financial Review With An ICCU Officer In Branch Or Via Videochat

The Fine Print

• To receive $150 you must be a new member and open a checking account with a $100 minimum balance and have eBranch, eStatements, and a Debit Card.
• $150 to be deposited at time of signing up for eBranch, eStatements, and Debit Card in conjunction with membership and checking account.
• Membership required, based on eligibility.
• Membership at ICCU requires a Share Savings Account with minimum opening deposit of $25 and a one-time $5 membership fee.
• Account must remain open for minimum of six months from reward date or $150 will be debited from account at closing.
• Offer expires 12/31/20.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account with no monthly fees.

Early Account Termination Fee

Account must be kept open for six months otherwise bonus is forfeit.

Our Verdict

This is now a soft pull to open, making it worth doing if you haven’t already. We will be adding this to our list of the best bank account bonuses.

Hat tip to reader Davis

Useful posts regarding bank bonuses:

Post history:

• Update 11/6/21: Deal is back and valid until 12/31/21.
• Update 5/14/21: Also available in WA & OR.
• Update 5/8/21: Deal is back, there is another $50 bonus if you do a financial review. Hat tip to reader Joe