How to budget in 2023: tools and features – Starling Bank

Bills Manager

To take your budgeting to the next level, you can use Bills Manager to pay Direct Debits and standing orders straight from a Space. For example, if you have a ‘Home’ Space, you could pay your rent or mortgage directly from this Space, as well as council tax and household bills. If you have a ‘Dogs’ Space, you could use Bills Manager to pay your pet insurance.

Virtual cards

You could then set up a virtual card to pay for dog food, veterinary bills, or toys and treats from your local pet shop, straight from your ‘Dogs’ Space.

A virtual card is similar to a normal debit card – it has a card number, expiry date and CVV – but only exists on your phone. When you set one up, you won’t receive a physical debit card in the post, but you will be able to use it to make online payments, or payments with a digital wallet, for example using Apple Pay or Google Pay.