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[FL Only] USF Federal Credit Union $200 Checking Bonus

Update 12/28/25: Available again until December 31, 2025. Says for Citrus Park branch but can open online and just need to select Citrus Park? Hat tip to reader Acid Bath

Update 7/3/23: Extended until  September 30, 2023.

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: FL
  • Direct deposit required: Yes, $500+ per month 
  • Additional requirements: See below
  • Hard/soft pull: Hard pull
  • ChexSystems: Unknown
  • Credit card funding: Up to $1,015
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None listed
  • Expiration date: June 30, 2023

The Offer

Direct link to offer

  • USF Federal Credit Union is offering a $200 checking bonus when you open a enw checking account and complete the following requirements:
    • Establish a direct deposit of $500 or more per month into the account
    • Enroll in eStatements

The Fine Print

  • $200 offer not valid to existing checking accounts converting to a Catalyst Connect Checking account.
  • New checking account must remain open and in good standing for 6 months.
  • $200 deposit will be made into checking account the month following the 3rd consecutive direct deposit.
  • USF FCU membership required.
  • Must be 18 years of age or older.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find the fee schedule so unsure if there is an EATF.

Our Verdict

Seems like an OK bonus if it’s a soft pull, if anybody goes for it please share your experiences in the comments below.

Useful posts regarding bank bonuses:

William Charles

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