FDIC Insurance: How It Works

Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Chime. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties’ privacy or security practices.

Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. and Stride Bank, N.A. (“Banks”). Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s).

¹ Information from the FDIC’s “Deposit Insurance FAQs” as of June 13, 2023: https://www.fdic.gov/resources/deposit-insurance/faq/index.html

² Information from the FDIC’s “FDIC Knowledge Center” as of June 13, 2023: https://ask.fdic.gov/fdicinformationandsupportcenter/s/article/Q-What-happens-when-a-bank-fails?language=en_US

³ Information from the FDIC’s “Request for Information on FDIC Sign and Advertising Requirements and Potential Technological Solutions” as of June 13, 2023: https://www.fdic.gov/news/press-releases/2020/pr20014a.pdf

⁴ Information from the FDIC’s “BankFind Tool” as of June 13, 2023: https://banks.data.fdic.gov/bankfind-suite/bankfind

⁵ Information from the FDIC’s “Deposit Insurance at a Glance” as of June 13, 2023: https://www.fdic.gov/resources/deposit-insurance/brochures/deposits-at-a-glance/

⁶ Information from the FDIC’s “Deposit Insurance Estimator” as of June 13, 2023: https://edie.fdic.gov/calculator.html

⁷ Information from the FDIC’s “When a Bank Fails – Facts for Depositors, Creditors, and Borrowers” as of June 13, 2023: https://www.fdic.gov/consumers/banking/facts/

⁸ Information from MyCreditUnion.gov’s “Share Insurance Toolkit” as of June 13, 2023: https://mycreditunion.gov/share-insurance

⁹ Information from the SIPC’s “What SIPC Protects” as of June 13, 2023: https://www.sipc.org/for-investors/what-sipc-protects

© 2013-2023 Chime. All Rights Reserved.