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CIT Bank $100 Checking Bonus, Direct Deposit Not Required (New & Existing Users) – Doctor Of Credit

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Update 9/4/25: Available again, not entirely sure why this was marked as expired. 

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Nationwide
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Soft
  • ChexSystems: Yes  (comments here suggest they might be Chex sensitive)
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: None
  • Expiration date: None

The Offer

Direct link to offer

  • CIT Bank is offering a $100 bonus when you open a new checking account and complete the following requirements:
    • Use promo code EC2025
    • Deposit at least $2,500 or more within 30 days

The Fine Print

  • See full terms here
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

This account has no monthly fees to worry about.

Our Verdict

Always nice to see an easy bonus like this. CIT Bank frequently has savings offers, it’s also nice that this works for existing eChecking account holders. We will add this to our best bank account bonuses.

Hat tip to ShawntheShawn

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William Charles

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