Category: Credit

The Offer

Check your AmEx Offers for the following deal:

• Spend $600 or more online at Delta Flights on AmexTrael.com and get a $150 statement credit.

The Fine Print

• Offer valid only for Delta operated flights booked directly with American Express Travel online through AmexTravel.com. Includes Delta operated flights purchased as part of the International Airline Program or a flight + hotel package on AmexTravel.com.
• Delta operated flights booked directly with Delta or through other third-party sites and apps, not listed as eligible, are excluded.
• Excludes Delta operated flights booked through American Express Travel through the Amex® App or by phone.
• Offer not valid for all other types of American Express Travel bookings or purchases not listed as eligible.

Our Verdict

We’ve seen this offer in the past as well. Useful deal if you have upcoming Delta bookings.

Earn Up to 30,000 Wyndham Bonus Points on Stays

Wyndham has launched a new promotion for Wyndham Rewards members, offering the option to earn up to 30,000 extra points on stays. Check out the details below and register now.

Offer

• Earn 15,000 Wyndham Rewards bonus points—enough for 2 future free nights1 at thousands of Hotels by Wyndham—when you stay 3+ consecutive nights.
• Only staying 2 nights? You’ll still earn 7,500 bonus points—enough for 1 future free night1 at thousands of hotels.
• Even better, you can earn up to 30,000 points total through May 19!

Register and then book direct by May 14; complete your stay by May 19, 2023. Be sure to register before booking your qualified stay.

PROMO PAGE

Offer Terms

• Registered Members who are also Primary Cardmembers will earn an additional 5,000 Wyndham Rewards bonus points after completion of their first stay to earn a Promotion Bonus (an “Additional Bonus”). There is a limit of one (1) Additional Bonus per Primary Cardmember regardless of how many nights they consume in accordance with the Booking & Stay requirements.
• Each Registered Member who is not a Primary Cardmember may earn a total of 30,000 Wyndham Rewards bonus points, and each Registered Member who is a Primary Cardmember, may earn a total of 35,000 Wyndham Rewards bonus points, pursuant to this Offer, regardless of how many stays or nights such Member consumes in accordance with the Booking & Stay Requirements.
• Qualified Stays are subject to certain restrictions and do not include third party online bookings; see the Program Terms for more information about Qualified Stays.
• The bonus points will usually be posted to an eligible Member’s Member account within two to four weeks following the completion of the applicable stay.
• For clarity, any stay that (a) is booked or consumed (in whole or in part) prior to registration for this Offer, (b) begins before March 1, 2023 and/or (c) ends after May 19, 2023, will not be counted towards this Offer.
• Members who have elected to earn airline miles in their Member profile will earn base miles in accordance with the Program Terms and the Bonus in the form of points.

Guru’s Wrap-up

We see these types of promotions from Wyndham a few times per year. If you plan to stay at any Wyndham properties during the promotion period, then it’s word registering now so you can earn the extra points.

Discover has released their Q2 2023 5% quarterly categories:

• Restaurants
• Wholesale Clubs
  • Tip: You can buy a Costco shop card online and pay with Discover, then you can use that in-club or on Costco gas.
  • Likewise, you can buy a Sam’s Club gift card in-club or online using your Discover card, and then use that to pay at Walmart.

Valid April 1 – June 30, 2023. Requires activation first.

Activate to earn 5% Cashback Bonus at Restaurants and Wholesale Clubs from 4/1/23 (or the date on which you activate 5%, whichever is later) through 6/30/23, on up to $1,500 in purchases. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Check with your Wholesale Clubs to make sure your Discover card is accepted. Purchases of affiliated Wholesale Club services, such as delivery services, travel, and cell phone purchases, may not be eligible in this category. Individual merchants and stand-alone stores within physical Wholesale club locations, or online, may not be eligible in this category.

Citi Sears Mastercard, Get Up to $180 Bonus When You Spend $900+

Citi Sears Mastercard has new spending offers available for the next three months. These offers are targeted and you must have received it directly by mail or email in order to qualify. Here’s one sweet offer available, but you might see something different if you have the card.

Offer

• Earn a $60 statement credit each month when you make 4 eligible purchases of $75 or more each during each month. Offer is good 03/01/2023 (or from the date you activate this offer, whichever date is later) through 05/31/2023.

Offer Terms

• Maximum bonus of $40 for each offer period.
• This promotion is not transferable.
• To qualify for this promotion, you must activate this promotion before the end of the promotional period.

Guru’s Wrap-up

This is a good offer that can earn you a $180 bonus on your purchases. You can get $60 every month for spending $300 (4x$75) or more. Check your emails to see if you were targeted.

Let me know if you received this offer or anything different.

HT: DoC

The Offer

Check your emails for a targeted spend offer to get 5x/5% points during March, April, and May 2023, up to 2,500/$25 total. There are a few versions of the offer as to which categories get the bonus:

• Eligible online purchases category. (Offer excludes Grocery Stores and eligible American Airlines purchases earning double miles.)
• Electronics and Home Improvement categories.
• Restaurants and theaters.

Our Verdict

Some decent offers here for those targeted. A lot of us got an offer back in January to get 5% back at Paypal through March. There might be some room for stacking both of these offers together, particularly if you got the Online offer version.

Hat tip to reader Jonathan and to xosotypical

Update 3/1/23: Rate is now 5%. Hat tip to SV

Offer at a glance

• Interest Rate: 5% APY, guaranteed for 1 year
• Availability: Nationwide
• Hard/soft pull: Soft
• ChexSystems: Yes (note: they are Chex sensitive).
• Credit card funding: None
• Monthly fees: None
• Min/Max: $20,000 maximum
• Insured: NCUA

The Offer

Direct Link to offer

• Elements Financial High Interest Checking account is offering 5% APY on balances up to $20,000. Must make 15 qualifying transactions per month (Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals.)

Avoiding Fees

This account has no monthly fees as long as you have paperless statements.

Our Verdict

It’s nice that the rate is guaranteed for at least a year, looks like it drops to 2% after that first year. The requirements to trigger the 4% APY are also very easy with a nice high maximum. I suspect a lot of readers will be interested in this account and we will add this to our list of the best savings accounts.

Hat tip to reader Paul W

Chase DoorDash Mastercard Review

If you really, really, really love DoorDash, there’s finally a credit card for you. The DoorDash Rewards Mastercard launched today in partnership with Chase. The DoorDash Rewards Mastercard rewards cardmembers with unlimited cash back on everyday purchases at restaurants, grocery and convenience stores, and obviously DoorDash deliveries. So let’s get into this review and see if Chase DoorDash Mastercard makes sense for you.

Signup Bonus

• The launch offer for new cardmembers includes a free year of DashPass ($96 value) and for a limited-time a $100 cash bonus after spending $500 on purchases in the first three months from account opening.
• No Annual Fee
• APPLY NOW

Earning Rewards

The no fee DoorDash Rewards Mastercard, a World Elite Mastercard, offers cardmembers the following earning rates:

• 4% cash back on DoorDash and Caviar orders from hundreds of thousands of merchants on the DoorDash platform
• 3% cash back on dining when purchased directly from a restaurant, online or in-store
• 2% cash back on grocery stores, online or in-store
• 1% cash back on all other purchases

Using Rewards

Cardmembers have flexible cash back redemption options, including:

• Using rewards to pay for part or all of a DoorDash or Caviar order
• Receiving a statement credit or direct deposit into a cardmember’s bank account
• Redeeming rewards for gift cards from a variety of brands and retailers

Other Perks

• $25 off the first two Nationwide Shipping orders of $100 or more, which is a $50 value
• 10% off first order of $35 or more each month (up to $15 per order) on convenience, grocery, alcohol and DashMart purchases a potential $90 value
• DoorDash Rewards Mastercard cardmembers can extend their complimentary DashPass membership every anniversary year when they spend $10,000.
• No annual fee
• No foreign transaction fees
• Cash back rewards don’t expire as long as the cardmember account is open
• Auto Rental Collision Damage Waiver
• Trip Cancellation / Interruption
• Extended Warranty
• Purchase Protection
• World Elite Mastercard benefits including:
  • Monthly $5 credit off your first DoorDash order each month as an eligible DashPass member
  • Complimentary 24/7 concierge service
  • Earn a $5 Lyft credit after taking 3 rides in one calendar month when paying with your DoorDash Rewards Mastercard
  • Access to Mastercard Priceless^® Experiences
  • Exclusive offers on ride-sharing, food delivery, online shopping and more
  • Peace of mind with protection from identity theft and fraudulent charges

Plus, with the DashPass membership, consumers can enjoy access to benefits including unlimited $0 delivery fees and lower service fees on eligible orders over the minimum subtotal from thousands of businesses on the platform, 5% DoorDash credits back on pickup orders, and member-only offers including exclusive items and experiences.

Dell Amex Offer: Spend $200, Get $40 Back

Check your American Express credit cards for a new offer that can save you $40 on your next Dell purchase. You can find this offer in your Amex consumer and business credit cards. Check out the details of the offer below.

Update: This offer is back again through 09/01/2023.

Offer

Get a one-time $40 statement credit by using your enrolled eligible Card to spend a minimum of $200 in one or more purchases online at Dell.com by 10/31/2022.

Offer Terms

• Offer valid online only at dell.com US website, through the merchant mobile app or via phone at 1-877-350-0204.
• Valid only for purchases made directly with the merchant.
• Transactions through third party payment processors are excluded.
• This offer does not apply to refurbished items, systems or spare parts and is not valid for online auctioneers, Professional Associations, or other Dell Member Purchase Programs.
• Excludes all e-gift card and gift card purchases, international transactions, international contact center, Global events, Dell Financial services, Dell Outlet for Home, Dell Outlet for Work, Dell PartnerDirect, Dell Premier, Dell Premier Connect, Dell Premier Select, and authorized Dell® retailers.
• Not valid on purchases shipped outside the US, Puerto Rico, USVI and Guam. 

Amex Offers

Amex Offers are an extra perk on all American Express credit cards, charge cards, and even prepaid cards. You can see these offers in your accounts either as a statement credit or extra Membership Rewards points for spending a certain amount at an eligible merchant. You will need to add the offer to a specific card, and then use that card to get the credit. You should add the offer to your preferred card. Amex Offers are now limited to just one per person. You can use the Membership Rewards version and the statement credit version of the same offer. Check out this quick way to add all offers at once, or use the MaxRewards app that even lets you save offers on multiple cards. For third party Amex cards you can use this new website, American Express Connect, to check for offers and also add them to your cards. See full list of Amex Offers here.

Guru’s Wrap-up

This should be a popular offer, so add it now to your cards before it’s gone. You can save $40 on your online purchases at Dell, if you spend $200 or more. I saw the offer on my Amex Gold and Platinum credit cards. It’s worth checking your Amex Business Platinum card first, since it also has the $200 Dell credit every 6 months. But I didn’t find it on my Amex Business Platinum cards.

Lots of people were noticing that Capital One had been mistakenly issuing more than one $200 vacation credit on the Venture X card. Yesterday and today people are getting notification from Capital One that this was in error and the extra $200 credits are being reversed. (The $200 vacation credit is no longer available for new card signups; it was a launch offer.)

Update 3/1/23: New variation of the offer is back until September 1, 2023.

The Offer

Check your AmEx Offers for the following deal:

• Get a one-time $40 statement credit by using your enrolled eligible Card to spend a minimum of $200 in one or more purchases online at Dell.com by September 1, 2023

The Fine Print

• Offer valid online only at dell.com US website, through the merchant mobile app or via phone at 1-877-350-0204.
• Valid only for purchases made directly with the merchant.
• Transactions through third party payment processors are excluded.
• This offer does not apply to refurbished items, systems or spare parts and is not valid for online auctioneers, Professional Associations, or other Dell Member Purchase Programs. Excludes all e-gift card and gift card purchases, international transactions, international contact center, Global events, Dell Financial services, Dell Outlet for Home, Dell Outlet for Work, Dell PartnerDirect, Dell Premier, Dell Premier Connect, Dell Premier Select, and authorized Dell® retailers.
• Not valid on purchases shipped outside the US, Puerto Rico, USVI and Guam. See merchant website for shipping policy. Some merchants may not ship to all areas.

Our Verdict

I’m seeing this one on my cards. Terms exclude gift cards, but purchases of Xbox gift cards might work. Hopefully you’ll be able to stack this with the following deals:

View more Amex offers here & if you have any questions about American Express offers then read this post.

Amazon Discount: 20% Off Select Items for Prime Members

Amazon has a new promotion, offering a 20% discount on more than 100 items. These include some pet products, everyday items, food and more. The promotion is for Prime members only. 

Here’s how it works:

1. Add items from the products listed in the promotion page (affiliate link)
2. When you’re done shopping, select Go to Cart.
3. The offer will automatically be applied at checkout, if eligible.

Offer Terms

• This offer is available to Prime members only.
• This offer only applies to qualifying purchases of eligible Private Brands Everyday Essentials items. All eligible items appear within this Stock Up & Save store.
• Minimum purchase required. Add at least $50 of eligible items to your cart to receive a discount of 20% off of the eligible items applied at checkout, up to a maximum discount of $100 per eligible order.
• Offer only applies to eligible items sold by Amazon.com or Amazon.com Services LLC (look for “sold by Amazon.com” or “sold by Amazon.com Services LLC ” on the product detail page). Products sold by third-party sellers or other Amazon entities will not qualify for this offer, even if “fulfilled by Amazon.com” or “Prime Eligible”.
• Items must be purchased in a single order and shipped at the same speed to a single address.
• Offer is not applicable to Subscribe & Save orders.
• The maximum benefit you may receive under this offer is $100 off each eligible order.

Here’s a list of some of the current deals and discounts for Amazon purchases (affiliate links below):

• Amazon Amex Offer: Spend $200, Get 100 Points (expires 4/30/23)
  
• Add Citi Card to Wallet, Get $10 Off $10.01+ (expires 5/31/23)
  
• Shop with Amex Points, Up to 50% Discount (expires 6/1/23)
  
• Make Discover Your Default Payment, Get $10 Off (expires 6/2/23)
  
• Shop with Discover Cashback, Up to $30 Discount (expires 6/2/23)
  
• $10 Off Your Next $25+ Pickup Order (expires 6/30/23)
  
• Shop with Chase Points, 50% Off, Up to $10 Discount (expires 12/31/22)
  
• Add $100+ to Your Amazon Balance, Get $12 Bonus (expires 12/31/22)
  
• Amazon App, $15 Off $25 on 2 Orders for First Time Users (expires 12/31/22)
  
• Add Discover Card to Wallet, Get $10 Off $10.01+ (expires 12/31/22)
  

Amazon offers free shipping on orders of $25 or more. If you’re a Prime member, then you can also get free 1-day shipping on most items that are sold directly by Amazon. You can save on a Prime membership if you are a student, or an EBT/Medicaid cardholder. You can also just sign up for an Amazon Prime 30-Day Free Trial.

As an Amazon Associate I earn from qualifying purchases. You should always check shopping portals such as Rakuten, TopCashback, RebatesMe and more for possible cashback.

Hyatt Chase Offer: Save Up to 15% on Domestic Hyatt Hotels

Update: This offer is available again through March 14, 2023.

Chase is targeting some cardholders with a new offer that can save you money on your next stay at Hyatt properties in the United States. There are two versions of this Hyatt Chase Offer:

• Earn 15% back on your stay when you spend $100 or more at any domestic Hyatt Hotel, with a $37.00 back maximum.
• Earn 10% back on your stay when you spend $100 or more at any domestic Hyatt Hotel, with a $25.00 back maximum.

Offer Terms

• Offer valid one time only.
• Payment must be made directly with the merchant.
• Offer valid at any domestic Hyatt hotel, including Andaz, Grand Hyatt, Hyatt, Hyatt Centric, Hyatt House, Hyatt Place, Hyatt Regency, Miraval, Hyatt Residence Club, Alila, Thompson, The Unbound Collection, Destination by Hyatt, jdV by Hyatt & Park Hyatt.

Chase Offers

Chase Offers are available on Chase credit cards and debit cards. With these offers, you usually get cashback when you use your eligible Chase card to shop at a participating store. You can see your offers in the Chase app or in your account online.

Chase Offers could be targeted to certain accounts, so not every offer will be available for everyone. It’s best to just add all the offers that you see listed. Usually the same offers will also show up for US Bank, Bank of America, Wells Fargo, Regions Bank, Suntrust Bank, BBVA, BB&T, PNC, Columbia Bank and Beneficial Bank customers.

Guru’s Wrap-up

A nice offer for savings at Hyatt Hotels in the United States. This offer includes any domestic Hyatt hotel. So it could be a good way to make your stays up to 15% cheaper. You are limited to $25 or $37 in savings, but if you have the offer on more than one card, you can split payment for more expensive stays.

On the heels of adding the Pay Yourself Back cashout feature to the Aeroplan card, Chase has now added the feature to Southwest credit cards as well. Pay yourself back at the following rates:

• 1 cent per point toward cover the annual fee.
• .8 cents per points to cover dining. This option is limited to $200 in statement credits. For now it shows an end-date of 3/31/23.

Most people will get more value from their Southwest points when redeeming for flights, but I still love when they make a cashout option for someone who has too many miles or whose travel situation changes.

There’s a similar feature on the Chase United cards whereby you can pay yourself back for the annual fee using your United miles at 1.5 cents per point.

Hat tip to reader Jon and to FM