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Capital One Venture X Business Card 150,000/300,000 Signup Bonus ($20,000/$100,000 Spend Required) – Doctor Of Credit

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The Offer

Direct Link to offer

  • For a limited time, signup for the Capital One Venture X Business card and earn up to 300,000 bonus miles:
    • 150,000 miles once you spend $20,000 in the first 3 months.
    • An additional 150,000 miles once you spend $100,000 in the first 6 months.

Card Details

  • Annual fee of $395
  • Card earns at the following rates:
    • 10x miles on hotels and car rentals when booking through Capital One’s travel portal
    • 5x miles on flights when booking through Capital One’s travel portal
    • 2x miles on all other purchases
  • 10,000 miles anniversary bonus
  • $300 annual travel credit for bookings through Capital One’s travel portal
  • Lounge access:
    • Priority pass lounge access
    • Capital one lounge access
  • $100 TSA PreCheck or Global Entry credit every 4 years
  • Existing Spark cardholders can apply for Spark Travel Elite, Spark Cash Plus cardholders cannot apply for Spark Travel Elite

Our Verdict

The lower tier can end up being a great deal, and it’s better than the prior offer of 150k points with  $30k spend. I’m considering signing up and doing the $20k spend tier. However, in the past I haven’t  had great luck getting approved with Capital One. Another option is a newly launched similar bonus on the Spark Cash Plus business card.

Remember, Capital One pulls all 3 credit bureaus. Unlike most Capital One business cards, Spark Cash cards do not report the statement balances to the personal bureaus; see these Things to Know About Capital One Credit Cards before applying. We’ll add this to our List of Best Credit Card Signup Bonuses. 

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Chuck

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