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Update 1/3/26: Promotion is back through 12/31/26, same terms. Hat tip to RM
Offer at a glance
- Maximum bonus amount: $750
- Availability: CA, IL, NJ, NY, TX, VA
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown, not sensitive
- Credit card funding: Unknown
- Monthly fees: $8, avoidable
- Early account termination fee: Six months, bonus forfeit
- Household limit: None listed
- Expiration date: None listed
The Offer
- Hanmi Bank is offering a business checking bonus of up to $2,000:
- Earn 25,000 Bonus Points When you maintain at least $15,000 average daily balance for the first 3 months
- Earn 100,000 Bonus Points When you maintain at least $50,000 average daily balance for the first 3 months
- Earn 200,000 Bonus Points When you maintain at least $100,000 average daily balance for the first 3 months
- You must order, activate, and enroll your debit card in uChoose Rewards® within 30 days of account opening at uchooserewards.com
Avoiding Fees
Monthly Fees
Regular checking account has a $8 monthly fee. This is waived if you Maintain a minimum daily balance of $2,500.00 or average daily balance of $5,000.00 per statement cycle
Early Account Termination Fee
Bonus is forfeit if closed within six months.
Our Verdict
Upper tiers work out to be 7.5% APY, might be worth doing for some although it’s a lot of money to tie up.
Hat tip to reader RM
Useful posts regarding bank bonuses:
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William Charles
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