A reader reached out asking if we would put together a post of banks that do/don’t offer early direct deposit. Early direct deposit is a feature that some banks or credit unions offer that allows you access to your pay up to two days before it would normally arrive. Normally you don’t need to activate this feature and there is no charge either, but this varies by financial institution.
Banks That Allow Early Direct Deposit
Ally Bank
- Allows one or two days early (50/50)
Capital One
Citizens Bank
Go2Bank
Banks That Don’t Allow Early Direct Deposit
-
American Express
-
Bank of America
-
Chase
-
Wells Fargo
If you have any datapoints to contribute please do so in the comments below.
Hat tip to reader TDD