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Offer at a glance
- Maximum bonus amount: $100
- Availability: Nationwide
- Direct deposit required: Yes, $750+
- Additional requirements: One debit card purchase
- Hard/soft pull: Soft pull
- ChexSystems: Yes
- Credit card funding: No
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: November 28,2025
The Offer
- 316 Financial is offering a $100 bonus when you open a new checking account and complete the following requirements:
- Use promo code RELEVANT2025
- Set up direct deposits totaling $750 or more within 60 days
The Fine Print
- Bonus will post by February 26, 2026
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
There is no monthly fee.
Early Account Termination Fee
I didn’t see any mention of an EATF in the fee schedule.
Our Verdict
This is a division of Primis bank that also offers a $100 business checking account. They recently had a $100 offer with no direct deposit required but that was pulled early likely due to popularity. I think this deal will be a lot less popular as a direct deposit is required and we don’t have any datapoints on what works. Still we will add this to our best bank bonus page as I doubt we will see any better bonus soon.
Hat tip to reader Paul
Useful posts regarding bank bonuses:
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William Charles
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