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1 Information from Kelly Blue Book “Average New Car Price Falls Below Sticker for First Time in Almost 2 Years” as of May 5, 2023: https://www.kbb.com/car-news/average-new-car-price-falls-below-sticker-for-first-time-in-almost-2-years/
2 Information from Experian “State of the Automotive Finance Market Q4 2022” as of May 5, 2023: https://www.experian.com/content/dam/noindex/na/us/automotive/finance-trends/2022/q4-2022-experian-auto-finance-trends.pdf
3 Information from myFICO “What’s in my FICO Scores?” as of May 5, 2023: https://www.myfico.com/credit-education/whats-in-your-credit-score
4 Information from Equifax “How to Raise Your Credit Score Fast” as of May 8, 2023: https://www.equifax.com/personal/education/credit/score/raise-credit-scores-fast/
* To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
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Choncé Maddox
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