Charlotte Regan is the writer-director of Mint, the upcoming BBC drama about a Scottish crime family and a budding romance between Shannon (Emma Laird) and Aaron (Ben Coyle Larner), two young lovers from rival firms. The series has some of the beats of a crime-romance-family drama, but also heightened visual moments such as Shannon levitating, or the rival crime families squaring off in a operatic slow-mo sequence. Working once more with Scrapper producer Theo Barrowclough, Mint is imbued with the signature spirit and humor Regan brought to her acclaimed indie pic, which starred Lola Campbell and Harris Dickinson.
Produced by Jolyon Symonds’ Fearless Minds banner alongside Conclave producer House Productions, the Mint cast also includes Laura Fraser, Lindsay Duncan, Sam Riley and Lewis Gribben and it just had a splashy world premiere at the Berlin Film Festival. Ahead of its premiere on the BBC in the UK later this year, it will get a big push with international buyers when distributor BBC Studios holds its annual Showcase event next week.
Deadline caught up with Regan while she was in Berlin for the Mint premiere and got the lowdown on the show… and why she wants to make an alien movie.
Charlotte Regan on the set of Mint
DEADLINE: Mint has been described as a crime series but that doesn’t really cover it, it’s also a romance and a family drama, how do you see it?
REGAN: I’m really obsessed with gangster films, but knew that I didn’t have the money or the experience to make a sensational shootout film, so I was like: ‘Damn, I’ll have to do a romance.’
Actually, I also love sweeping romances, so it’s like trying to be a combo of my favorite things, which is the action and the fun of gangster flicks and the sweeping romance of the very dodgy rom coms that I watch every evening, and with some magical realism mixed in.
DEADLINE: We literally see sparks fly in a scene when Shannon and Aaron first meet, and you incorporated some really out-there magical realism elements. What were you aiming for visually?
REGAN: l love cinema and TV that feels like it’s been made with an audience in mind. It might be a silly thing to say because obviously everything is being made for an audience, but I love stuff that feels visual, it’s just the language of the filmmaking that I enjoy. I came up through music videos, so that plays a big part in it because a lot of music videos are visual interpretations of ideas versus straight-up stories.
A scene from Mint
DEADLINE: Your film Scrapper told a serious story but had a sense of joy and Mint deals with the workings of a crime family with a similar spirit. Is that a conscious choice?
REGAN: I don’t want to make really gritty, harrowing stories. I want there to be depth and I want there to be emotion, but I want what I make to be enjoyable. I love things that you can watch and enjoy, and you don’t turn it off and have a cry and then the whole evening is really heavy.
Things can be easier to take in if you approach them with a different kind of tone if they have that visual fun in there. You almost subconsciously take in the context of what’s going on. It was the same with Scrapper; I always wanted to make a film that was about working class people that allowed them to be happy and to be funny and not just depressed all the time.
DEADLINE:Ben Coyle-Larner is a star in the music world, but new to acting. Why was he right for the role of Aaron, and did you need to help him during the shoot given it was his first major role?
REGAN: I’d seen him at multiple shows, and every time, you can tell he’s almost experiencing it like it’s the first time he’s been on stage. His emotions are so easy to access.
We happened to meet at market one day, and we spoke for a few minutes. Straight away I called Theo, and said: ‘It can’t be anyone other than Ben.’ He’s so creative and he helped me with a lot of ideas. He’s just a storyteller in in every way.
He didn’t need anything on set, he was the one giving me energy… and bringing homemade focaccia off for the crew each day, so he was actually the one assisting the rest of us.
Ben Coyle-Larner as Aaron
House, Fearless Minds, BBC
DEADLINE: How was it making a big series versus making an indie movie?
REGAN: It honestly felt the same as making a film. The writing process differs in that the stories are so contained, and they almost need a beginning and end within each section, but when it came to the actual making of it, they very much let us set it up like a film.
I don’t actually know the financials, but it felt like we had a touch more money in that: ‘Oh, we can actually make people fly!’ In Scrapper that would have had to have been a GIF or something.
DEADLINE: You’re from London, but set Mint in Scotland. What was behind that choice?
REGAN: The whole thing of the story was almost seeing the kids from the family as kind of celebrities. They’re in this bubble where the entire town treats them differently. If we were to do that in London, I don’t think it would’ve been quite the same, because it is massive and I don’t think men like Dylan have the same kind of hold over a town.
And then I also think Scottish crew are some of the best in the world.
DEADLINE: Emma Laird is Shannon, this outwardly confident daughter of a crime boss, who is desperate to find real love. What did you ask of Emma?
REGAN: Emma is one of the best people I’ve ever worked with. We wanted Shannon to be quite bratty and unlikable in some ways, and to make lots of mistakes. Emma is one of the bravest actors I’ve ever met and she just brings that kind of depth.
We wanted Shannon to have this immaturity. She’s almost been locked away from the world and under-exposed to people outside of her family. So, once she is let free or allowed to communicate with people like Aaron, she doesn’t quite know how to do it, or she doesn’t quite know the consequences of her actions in the real world.
DEADLINE:How do you feel in that in-between moment now the series has wrapped but has yet to go out on the BBC?
REGAN: You can try and tell your story for what it is, but then really it’s up to audience to decide that this [series] is about this. And so, I get very nervous. I’ll just have to delete my Instagram.
DEADLINE:What are you working on next?
REGAN: I’m writing stuff, but I don’t necessarily know which of those things I’ll do next. I want to walk my dog for a couple of months, he’s feeling under-walked. Then, it just depends what the story is.
I really want to do a film about aliens, but there are no alien scripts yet.
When I first wake up in the morning, this energizing rosemary and mint soap is the perfect way to wake me up and feel ready to start the day. Whether you prefer cold process or melt-and-pour soap making, this rosemary soap recipe is for you!
The scent of rosemary is used in aromatherapy to promote focus, memory, and reduce brain fog. Peppermint is purported to help energize and refresh the mind and body. And both of them are effective natural deodorizers.
That’s why I combined these two scents for my morning shower soap (well, that and they smell awesome together). I love this energizing rosemary peppermint soap for my morning shower because it helps me to wake up, clean up, and feel ready for the day.
Let’s get into it!
Rosemary and mint and two great complementary scents.
Soap vs. Body Wash
You may think that your body wash is just a type of liquid soap, but actually, the reason why it is called “body wash” is that it isn’t soap at all. It is a detergent. You know, like you use on your dirty dishes.
Soap can only be called soap if it goes through the saponification process of turning fats and oils with sodium hydroxide into soap. This process makes the most nourishing, gentlest, and healthiest cleanser for your skin, which is why soap is the only thing I use to get clean. No mystery body washes in this household!
Soap retains the natural glycerin that’s created in the soap-making process. Products like beauty bars and body washes are detergents, or a recipe of ingredients that, combined together, cleanse your skin. Glycerin has been removed from these products because it is much too valuable to leave in there and make a big profit. Then a bunch of other artificial ingredients have been added to mask the missing glycerin.
That’s why I use soap in my morning shower every day. It’s the healthiest way to cleanse the body, and this particular soap wakes up my mind with its refreshing scent combination of rosemary and peppermint.
These soap bars lather beautifully and are moisturizing for the body as well.
Rosemary and Peppermint: a Winning Combination
Rosemary is an excellent natural deodorizer, and peppermint’s bright scent leaves you feeling fresh. The invigorating scent and natural cleansing properties of both of these essential oils make this combination the perfect choice for your everyday morning soap.
For more information on rosemary and mint, check out these posts:
Energizing Rosemary Peppermint Soap Recipe
Makes 36 oz total; approximately 7 x 5 oz bars; or will fill a 2 lb soap mould
Ingredients
Mix temp 115°F
Oils
Lye mixture
Scent and Colour
I used a round mould to make my soap, but you can also use a loaf mould.
Add the essential oils after you’ve combined your lye water and oils and you’ve just begun to reach trace. You can also add the sage powder at this step, using the immersion blender to blend.
Once that’s all blended, you can add your spirulina powder to make a swirl. To do this, add the spirulina powder directly to the bowl on the edge. Mix it in place with a spatula or the immersion blender.
Then, use a chopstick to swirl it once or twice through the bowl. A majority of the swirling will happen as you pour the soap into the mould.
Once in the mould, let it sit wrapped in a towel and placed somewhere warm for 48 hours. After two days, you can unmould the soap. Let it cure for six weeks before use.
For best results, all cold process soap must cure for six weeks before using it.
Melt and Pour Method
I like using the cold process technique for this soap, but if you want something even easier, you can use a pre-made soap base and add the essential oils and colourants to that.
For info on this technique, check out my own book on handmade soap the easy way (using the melt and pour method): Good Clean Fun.
More Rosemary and Mint Goodness!
Rosemary and Peppermint Energizing Shower Soap
Start the day off right, feeling refreshed and ready to start the day using with this rosemary and peppermint cold process soap recipe.
Servings: 36oz
Put on your safety gear.
Weigh your ingredients on a scale.
Heat olive oil, grapeseed oil, and coconut oil in a double boiler until it reaches 115°F.
While the oils heat, mix together the sodium hydroxide and water in a well-ventilated area. Let it sit in an ice bath until it also reaches 115°F.
Add the oil mixture to a mixing bowl, followed by the lye water. Use an immersion blender to mix until you reach a light trace.
Add the essential oils and sage powder, and mix again until well combined.
Add spirulina powder to the outer edge of the bowl. Mix in place, then use a chopstick to swirl twice through the mixture. Pour soap into the mould.
Let the soap sit undisturbed, somewhere warm, for 48 hours. After which, you can remove the soap from the mould and let it cure for six weeks before use.
Makes 36 oz total or approximately 7 x 5 oz bars. Will fill a 2 lb soap mould.
A city girl who learned to garden and it changed everything. Author, artist, Master Gardener. Better living through plants.
President Donald Trump appears poised to put his image on both sides of a commemorative $1 coin issued by the United States Mint.
On Oct. 3, the White House reshared an X post from U.S. Treasurer Brandon Beach confirming reports that the Trump administration was seeking to put the president’s image on the front and back of a dollar coin commemorating the nation’s 250th anniversary.
U.S. currency typically does not feature living people — or sitting presidents — but it’s not unprecedented.
“There have been times in the past where commemorative coins have been printed with the faces of living people,” White House National Economic Council chair Kevin Hassett said on CNN’s “State of the Union” Oct. 5.
He’s right: Several living people have been featured on U.S. currency in both the recent and distant past, including one president.
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Although the concept of a Trump coin runs counter to a longstanding tradition, there are no unscalable legal obstacles to establishing a U.S. coin with Trump’s image on it.
What has the Trump administration proposed?
Beach’s X post showed the coin’s front, featuring Trump’s side profile, and its flip side — an illustration of Trump pumping his fist after a 2024 assassination attempt in Butler, Pennsylvania. The phrase, “Fight Fight Fight” lines the coin’s perimeter, referencing a Trump rallying cry repeated after the assassination attempt. Trump was not president at the time of the assassination attempt.
(Treasury Department)
At an Oct. 3 White House press briefing, White House Press Secretary Karoline Leavitt said, “I’m not sure if he’s seen it, but I’m sure he’ll love it.”
Would this design be legal?
Multiple pieces of coinage legislation enacted over the past few decades have included specific language prohibiting living people from being portrayed on U.S.-minted coins. In one case — a series of coins launched in 2007 honoring every president — the law’s text goes further to specify that no coin in the series may “bear the image of a living former or current president, or of any deceased former president during the 2-year period following the date of the death of that president.”
That barrier on living presidents was specific to that particular presidential coinage series, however — not to the series that would include the proposed Trump coin.
The guidance governing the series the Trump administration is considering comes from legislation authorizing a series of coins for the nation’s 250th anniversary, known as the Circulating Collectible Coin Redesign Act of 2020. Trump signed the measure into law in January 2021, during his first presidency, following unanimous passage by both chambers of Congress. It authorizes the redesigns of quarters, half dollars and $1 coins in several sequential series, one of which is a 250th anniversary series to be launched in 2026.
The law for the 250th series refers specifically to the reverse of the coin:”No head and shoulders portrait or bust of any person, living or dead, and no portrait of a living person may be included in the design on the reverse of any coin” in the series. But it doesn’t rule out a portrait on the front of the coin.
That may not be a high bar for Trump to jump if he wants to mint a coin with his image on it.
Unless Congress acts, the process from here would involve only administration officials, meaning the president could maintain direct control. Even if the courts were inclined to block the proposal, experts said it’s uncertain whether anyone would be able to cite a direct harm from producing a Trump coin — a requirement for filing a lawsuit.
“It’s unclear who would have standing to sue here,” said Gabriel Mathy, an associate professor economics at American University who has studied coinage issues.
Legal or not, history has not favored using living people on U.S. currency
Whether or not a Trump coin would be legal, numismatic experts — those who specialize in coins and related items — said there’s a longstanding tradition in the United States of not depicting living people on coins.
“Not featuring current presidents on coins is an important and enduring part of the United States’ history as a republic,” Mathy said. “Going back thousands of years, coins traditionally carried the image of the current monarch. This is still the case in the United Kingdom, where coins are minted with the face of the reigning monarch, as well as in some other monarchies.
“The United States was founded as a republic, and the founders wanted to avoid making the president into a monarch,” Mathy said. Putting a living president on a coin would be “inconsistent with a long tradition of American republicanism.”
Despite the norm, living people have sometimes appeared on U.S. currency
President Abraham Lincoln, his Treasury Secretary Salmon P. Chase and U.S. Army Gen. Winfield Scott were among a small number of living figures to appear on U.S. paper currency.
During the Civil War, Spencer Clark, an official with the federal office responsible for printing paper money, put his own image on a five-cent note. He did it by leveraging a legal loophole: Congress had approved a note featuring an image of William Clark, the explorer from the Lewis & Clark expedition of the Louisiana Territory, but lawmakers neglected to specify William Clark’s first name in the legislation, journalist Blake Stilwell wrote in Military.com. So Spencer Clark, having the same surname, inserted his own image instead of William Clark’s. Clark also produced a separate note that featured then-U.S. Treasurer Francis E. Spinner.
(Smithsonian Institution)
By the Civil War’s end, “Congress had time to pay attention to what the Bureau of Engraving and Printing was up to,” Stilwell wrote.
So in 1866, Congress passed a law saying no portrait or likeness of a living person would appear on “bonds, securities, notes, fractional or postal currency of the United States.”
The law doesn’t mention coins, however. Living figures — and even one living president, Calvin Coolidge — have occasionally been featured on coins, including some in recent years.
In 1921, the U.S. released a commemorative coin to mark Alabama’s centennial, featuring side views of William Bibb, the state’s first governor, and Thomas Kilby, its governor during the centennial. “This coin was the first ever created by the Mint to carry a living person’s portrait,” the Mint’s website says.
In 1926, during the nation’s sesquicentennial celebration, Congress authorized the minting of a commemorative coin. The designers settled on a joint portrait of George Washington and Coolidge, who was president during the sesquicentennial.
The coin proved unpopular; of 1 million half dollars that were minted, more than 850,000 were returned to the Mint and melted.
Alabama centennial coin, left, and U.S. sesquicentennial coin, right (U.S. Mint)
The other two examples we could find of a living figure minted on coins are more recent.
The Mint created a congressionally authorized coin to commemorate the 1995 Special Olympics World Games. Congress didn’t dictate the design, but the front of the coin featured Eunice Kennedy Shriver, who founded the Special Olympics for people with intellectual disabilities. She died in 2009.
On Feb. 6, 2016, the Mint released a congressionally authorized coin for former President Ronald Reagan and former first lady Nancy Reagan, tied to the late president’s 105th birthday. Nancy Reagan died one month later, on March 6, 2016.
Special Olympics coin, left, and Nancy Reagan coin, right. (U.S. Mint)
A country has already minted a coin with Trump’s image on it
In 2025, the west African nation of Liberia produced a $1, one-ounce silver commemorative coin with Trump’s image on the front, crowned by a laurel leaf in gold as if he were a Roman emperor. The motto read, “In Don We Trust.”
If you can find one in stock, it would cost about $150 to $200, according to Google searches.
As a former Mint user, I had to find a new budgeting app not too long ago. Intuit, parent company of Mint, shut down the service in March 2024, and prompted users to transition to its other financial app, Credit Karma. However, after testing Credit Karma myself, I found it to be a poor Mint replacement — that meant I needed to branch out and look elsewhere for a trusted app to track all of my financial accounts, monitor my credit score, follow a monthly spending plan and set goals like building a rainy-day fund and paying down my mortgage faster. I tried out Mint’s top competitors in the hopes that I’d be able to find a new budgeting app that could handle all of my financial needs. Hopefully my journey can help you find the best budgeting app for you and your money as well.
Best budget apps of 2025
Quicken
No pun intended, but what I like about Quicken Simplifi is its simplicity. Whereas other budgeting apps try to distinguish themselves with dark themes and customizable emoji, Simplifi has a clean user interface, with a landing page that you just keep scrolling through to get a detailed overview of all your stats. These include your top-line balances; net worth; recent spending; upcoming recurring payments; a snapshot of your spending plan; top spending categories; achievements; and any watchlists you’ve set up. You can also set up savings goals elsewhere in the app.
Getting set up with Simplifi was mostly painless. I was particularly impressed at how easily it connected to Fidelity; not all budget trackers do, for whatever reason. This is also one of the only services I tested that gives you the option of inviting a spouse or financial advisor to co-manage your account. However, it doesn’t connect to Zillow, a feature I wish it had. Various competitors including Monarch Money and Copilot Money work with Zillow, so clearly there’s a Zillow API available for use. As it stands, Simplifi users must add real estate manually like any other asset.
In practice, Simplifi miscategorized some of my expenses, but nothing out of the ordinary compared to any of these budget trackers. As you’re reviewing transactions, you can also mark if you’re expecting a refund, which is a unique feature among the services I tested. Simplifi also estimated my regular income better than some other apps I tested. Most of all, I appreciated the option of being able to categorize some, but not all, purchases from a merchant as recurring. For instance, I can add my two Amazon subscribe-and-saves as recurring payments, without having to create a broad-strokes rule for every Amazon purchase.
The budgeting feature is also self-explanatory. Just check that your regular income is accurate and be sure to set up recurring payments, making note of which are bills and which are subscriptions. This is important because Simplifi shows you your total take-home income as well as an “income after bills” figure. That number includes, well, bills but not discretionary subscriptions. From there, you can add spending targets by category in the “planned spending” bucket. Planned spending can also include one-time expenditures, not just monthly budgets. When you create a budget, Simplifi will suggest a number based on a six-month average.
Pros
Easy-to-use app with a gentle learning curve
Does a good job detecting recurring income and bills
Less expensive than the competition
Lets you share app access with a spouse or financial advisor
Handy refund tracker
Cons
No free trial
You can’t create an account using your Apple or Google ID
Monarch Money grew on me. My first impression of the budgeting app, which was founded by a former Mint product manager, was that it’s more difficult to use than others on this list, including Simplifi, NerdWallet and Copilot. And it is. Editing expense categories, adding recurring transactions and creating rules, for example, is a little more complicated than it needs to be, especially in the mobile app. (My advice: Use the web app for fine-tuning details.) Monarch also didn’t get my income right; I had to edit it.
But once you’re set up, Monarch offers an impressive level of granularity. In the budgets section, you can see a bona fide balance sheet showing budgets and actuals for each category. You’ll also find a forecast, by year or by month, and recurring expenses can be set not just by merchant, but other parameters as well. For instance, while most Amazon purchases might be marked as “shopping,” those for the amounts of $54.18 or $34.18 are definitely baby supplies, and can be automatically marked as such each time, not to mention programmed as recurring payments. Weirdly, though, there’s no way to mark certain recurring payments as bills, specifically.
Not long after I first tried out all these budgeting apps, Monarch introduced a detailed reporting section where you can create on-demand graphs based on things like accounts, categories and tags. That feature is available just on the web version of the app for now. As part of this same update, Monarch added support for an aggregator that makes it possible to automatically update the value of your car. This, combined with the existing Zillow integration for tracking your home value, makes it easy to quickly add a non-liquid asset like a vehicle or real estate, and have it show up in your net worth graph.
The mobile app is mostly self-explanatory. The main dashboard shows your net worth; your four most recent transactions; a month-over-month spending comparison; income month-to-date; upcoming bills; an investments snapshot; a list of any goals you’ve set; and, finally, a link to your month-in-review. That month-in-review is more detailed than most, delving into cash flow; top income and expense categories; cash flow trends; changes to your net worth, assets and liabilities; plus asset and liability breakdowns. A newer feature here expands on the net worth graph so that if you click on the Accounts tab you can see how your net worth changed over different periods of time, including one month, three months, six months, a year or all time.
On the main screen, you’ll also find tabs for accounts, transactions, cash flow, budget and recurring. Like many of the other apps featured here, Monarch can auto-detect recurring expenses and income, even if it gets the category wrong. (They all do to an extent.) Expense categories are marked by emoji, which you can customize if you’re so inclined.
Monarch Money uses a combination of networks to connect with banks, including Plaid, MX and Finicity, a competing network owned by Mastercard. (I have a quick explainer on Plaid, the industry standard in this space, toward the end of this guide.) Monarch has also made it easier to connect through those other two networks, if for some reason Plaid fails. Similar to NerdWallet, I found myself completing two-factor authentication every time I wanted to get past the Plaid screen to add another account. Notably, Monarch is the only other app I tested that allows you to grant access to someone else in your family — likely a spouse or financial advisor.
In the iOS 17.4 update a while back, Monarch added the ability to track Apple Card, Apple Cash, and Savings accounts. It’s not the only one either; currently, Copilot and YNAB have also added similar functionality that will be available to anyone with the latest versions of their respective iOS apps. Instead of manually uploading statements, the new functionality allows apps like Monarch’s to automatically pull in transactions and balance history. That should make it easier to account for spending on Apple cards and accounts throughout the month.
Pros
Lots of detail and opportunities for customization
Helpful “goals” feature
You can grant account access to other people
Chrome extension for importing from Mint
Month-in-review recap is more thorough than most
Car value syncing
Zillow integration
Cons
Steeper learning curve than some other budget trackers
The mobile app feels restricted and less intuitive than the web version
Doesn’t seem to distinguish between bills and other recurring expenses
Some bugginess on mobile around creating rules for expense categories
You may know NerdWallet as a site that offers a mix of personal finance news, explainers and guides. I see it often when I google a financial term I don’t know and sure enough, it’s one of the sites I’m most likely to click on. As it happens, NerdWallet also has the distinction of offering one of the only free budgeting apps I tested. In fact, there is no paid version; nothing is locked behind a paywall. The main catch: There are ads everywhere.
Even with the inescapable credit card offers, NerdWallet has a clean, easy-to-understand interface on both its web and mobile apps. The key metrics that it highlights most prominently are your cash flow, net worth and credit score. I particularly enjoyed the weekly insights, which delve into things like where you spent the most money or how much you paid in fees — and how that compares to the previous month. Because this is NerdWallet, an encyclopedia of financial info, you get some particularly specific category options when setting up your accounts (think: a Roth or non-Roth IRA).
As a budgeting app, NerdWallet is more than serviceable, if a bit basic. Like other apps I tested, you can set up recurring bills. Importantly, it follows the popular 50/30/20 budgeting rule, which has you putting 50 percent of your budget toward things you need, 30 percent toward things you want, and the remaining 20 percent into savings or debt repayments.
If this works for you, great — just know that you can’t customize your budget to the same degree as some competing apps. You can’t currently create custom spending categories, though a note inside the dashboard section of the app says “you’ll be able to customize them in the future.” You also can’t move items from the wants column to “needs” or vice versa but “In the future, you’ll be able to move specific transactions to actively manage what falls into each group.” A NerdWallet spokesperson declined to provide an ETA, though.
Lastly, it’s worth noting that NerdWallet had one of the most onerous setup processes of any app I tested. I don’t think this is a dealbreaker, as you’ll only have to do it once and, hopefully, you aren’t setting up six or seven apps in tandem as I was. What made NerdWallet’s onboarding especially tedious is that every time I wanted to add an account, I had to go through a two-factor authentication process to even get past the Plaid splash screen — and that’s not including the 2FA I had set up at each of my banks. This is a security policy on NerdWallet’s end, not Plaid’s, a Plaid spokesperson says.
Precisely because NerdWallet is one of the only budget trackers to offer credit score monitoring, it also needs more of your personal info during setup, including your birthday, address, phone number and the last four digits of your social security number. It’s the same with Credit Karma, which also does credit score monitoring.
Pros
Free
Easy to use
Helpful weekly insights
NerdWallet has a deep well of helpful financial explainers and guides
One of the few options that offers credit score monitoring
Copilot Money might be the best-looking budgeting app I tested. It also has the distinction of being exclusive to iOS and Macs — at least for now. Andres Ugarte, the company’s CEO, has publicly promised that Android and web apps are coming soon. But until it follows through, I can’t recommend Copilot for most people with so many good competitors out there.
There are other features that Copilot is missing, which I’ll get into. But it is promising, and one to keep an eye on. It’s just a fast, efficient, well designed app, and Android users will be in for a treat when they’ll finally be able to download it. It makes good use of colors, emoji and graphs to help you understand at a glance how you’re doing on everything from your budgets to your investment performance to your credit card debt over time. In particular, Copilot does a better job than almost any other app of visualizing your recurring monthly expenses.
Behind those punchy colors and cutesy emoji, though, is some sophisticated performance. Copilot’s AI-powered “Intelligence” gets smarter as you go at categorizing your expenses. (You can also add your own categories, complete with your choice of emoji.) It’s not perfect. Copilot miscategorized some purchases (they all do), but it makes it easier to edit than most. On top of that, the internal search feature is very fast; it starts whittling down results in your transaction history as soon as you begin typing.
Copilot is also unique in offering Amazon and Venmo integrations, allowing you to see transaction details. With Amazon, this requires just signing into your Amazon account via an in-app browser. For Venmo, you have to set up fwd@copilot.money as a forwarding address and then create a filter, wherein emails from venmo@venmo.com are automatically forwarded to fwd@copilot.money. Like Monarch Money, you can also add any property you own and track its value through Zillow, which is integrated with the app.
While the app is heavily automated, I still appreciate that Copilot marks new transactions for review. It’s a good way to both weed out fraudulent charges, and also be somewhat intentional about your spending habits.
Like Monarch Money, Copilot updated its app to make it easier to connect to banks through networks other than Plaid. As part of the same update, Copilot said it has improved its connections to both American Express and Fidelity which, again, can be a bugbear for some budget tracking apps. Copilot also added a Mint import option, which other budgeting apps have begun to offer as well.
Because the app is relatively new (it launched in early 2020), the company is still catching up to the competition on some table-stakes features. Ugarte told me that his team is almost done building out a detailed cash flow section as well. On its website, Copilot also promises a raft of AI-powered features that build on its current “Intelligence” platform, the one that powers its smart expense categorization. These include “smart financial goals,” natural language search, a chat interface, forecasting and benchmarking. That benchmarking, Ugarte tells me, is meant to give people a sense of how they’re doing compared to other Copilot users, on both spending and investment performance.
Pros
Slick UI
Standalone Mac app
Lower monthly price than some competing apps
Does a good job visualizing recurring expenses
Optional Amazon, Venmo and Zillow integration
“To review” section is handy
Cons
No web or Android app yet
Miscategorized more expenses than our top pick
Lots of otherwise common features are still in development
YNAB is, by its own admission, “different from anything you’ve tried before.” The app, whose name is short for You Need a Budget, is a so-called zero-based budgeting app, which forces you to assign a purpose for every dollar you earn. It’s akin to the envelope budgeting method in that you put each dollar in an envelope and you can always move money from one envelope to another in a pinch. These buckets can include rent and utilities, along with unforeseen expenses like holiday gifts and the inevitable car repair. The idea is that if you budget a certain amount for the unknowns each month, they won’t feel like they’re sneaking up on you.
Importantly, YNAB is only concerned with the money you have in your accounts now. The app does not ask you to provide your take-home income or set up recurring income payments (although there is a way to do this). The money you will make later in the month through your salaried job is not relevant, because YNAB does not engage in forecasting.
The app is harder to learn than any other here, and it requires more ongoing effort from the user. And YNAB knows that. Inside both the mobile and web apps are links to videos and other tutorials. Although I never quite got comfortable with the user interface, I did come to appreciate YNAB’s insistence on intentionality. Forcing users to draft a new budget each month and to review each transaction is not necessarily a bad thing. As YNAB says on its website, “Sure, you’ve got pie charts showing that you spent an obscene amount of money in restaurants — but you’ve still spent an obscene amount of money in restaurants.” I can see this approach being useful for people who don’t tend to have a lot of cash in reserve at a given time, or who have spending habits they want to correct (to riff off of YNAB’s own example, ordering Seamless four times a week).
My colleague Valentina Palladino, knowing I was working on this guide, penned a respectful rebuttal, explaining why she’s been using YNAB for years. Perhaps, like her, you have major savings goals you want to achieve, whether it’s paying for a wedding or buying a house. I suggest you give her column a read. For me, though, YNAB’s approach feels like overkill.
Pros
Particularly strong emphasis on budgeting
Unique “zero-dollar” approach to financial planning that some people swear by
Cons
Steep learning curve
Harder to use certain features on the mobile app than on the web
PocketGuard used to be a solid free budget tracker, but the company has since limited its “free” version to just a free seven-day trial. Now, you’ll have to choose between two plans once the trial is over: a $13 monthly plan or a $75 annual plan. When I first tested it, I found it to be more restricted than NerdWallet, but still a decent option. The main overview screen shows you your net worth, total assets and debts; net income and total spending for the month; upcoming bills; a handy reminder of when your next paycheck lands; any debt payoff plan you have; and any goals. Like some other apps, including Quicken Simplifi, PocketGuard promotes an “after bills” approach, where you enter all of your recurring bills, and then PocketGuard shows you what’s left, and that’s what you’re supposed to be budgeting: your disposable income.
Although PocketGuard’s UI is easy enough to understand, it lacks polish. The “accounts” tab is a little busy, and doesn’t show totals for categories like cash or investments. Seemingly small details like weirdly phrased or punctuated copy occasionally make the app feel janky. More than once, it prompted me to update the app when no updates were available. The web version, meanwhile, feels like the mobile app blown up to a larger format and doesn’t take advantage of the extra screen real estate. Ultimately, now that the free tier is gone, it just doesn’t present the same value proposition as it once did.
How we test budgeting apps
Before I dove in and started testing out budgeting apps, I had to do some research. To find a list of apps to try out, I consulted trusty ol’ Google (and even trustier Reddit); read reviews of popular apps on the App Store; and also asked friends and colleagues what budget tracking apps (or other budgeting methods) they might be using for money management. Some of the apps I found were free and these, of course, show loads of ads (excuse me, “offers”) to stay in business. But most of the available apps require paid subscriptions, with prices typically topping out around $100 a year, or $15 a month. (Spoiler: My top pick is cheaper than that.)
All of the services I chose to test needed to do several things: import all of your account data into one place; offer budgeting tools; and track your spending, net worth and credit score. Except where noted, all of these apps are available for iOS, Android and on the web.
Once I had my shortlist of six apps, I got to work setting them up. For the sake of thoroughly testing these apps, I made a point of adding every account to every budgeting app, no matter how small or immaterial the balance. What ensued was a veritable Groundhog Day of two-factor authentication. Just hours of entering passwords and one-time passcodes, for the same banks half a dozen times over. Hopefully, you only have to do this once.
Budgeting app FAQs
What is Plaid and how does it work?
Each of the apps I tested uses the same underlying network, called Plaid, to pull in financial data, so it’s worth explaining what it is and how it works. Plaid was founded as a fintech startup in 2013 and is today the industry standard in connecting banks with third-party apps. Plaid works with over 12,000 financial institutions across the US, Canada and Europe. Additionally, more than 8,000 third-party apps and services rely on Plaid, the company claims.
To be clear, you don’t need a dedicated Plaid app to use it; the technology is baked into a wide array of apps, including all of the budgeting apps listed in this guide. Once you find the “add an account” option in whichever one you’re using, you’ll see a menu of commonly used banks. There’s also a search field you can use to look yours up directly. Once you find yours, you’ll be prompted to enter your login credentials. If you have two-factor authentication set up, you’ll need to enter a one-time passcode as well.
As the middleman, Plaid is a passthrough for information that may include your account balances, transaction history, account type and routing or account number. Plaid uses encryption, and says it has a policy of not selling or renting customer data to other companies. However, I would not be doing my job if I didn’t note that in 2022 Plaid was forced to pay $58 million to consumers in a class action suit for collecting “more financial data than was needed.” As part of the settlement, Plaid was compelled to change some of its business practices.
In a statement provided to Engadget, a Plaid spokesperson said the company continues to deny the allegations underpinning the lawsuit and that “the crux of the non-financial terms in the settlement are focused on us accelerating workstreams already underway related to giving people more transparency into Plaid’s role in connecting their accounts, and ensuring that our workstreams around data minimization remain on track.”
Why did Mint shut down?
When parent company Intuit announced in December 2023 that it would shut down Mint, it did not provide a reason why it made the decision to do so. It did say that Mint’s millions of users would be funneled over to its other finance app, Credit Karma. “Credit Karma is thrilled to invite all Minters to continue their financial journey on Credit Karma, where they will have access to Credit Karma’s suite of features, products, tools and services, including some of Mint’s most popular features,” Mint wrote on its product blog. In our testing, we found that Credit Karma isn’t an exact replacement for Mint — so if you’re still looking for a Mint alternative, you have some decent options.
What about Rocket Money?
Rocket Money is another free financial app that tracks spending and supports things like balance alerts and account linking. If you pay for the premium tier, the service can also help you cancel unwanted subscriptions. We did not test it for this guide, but we’ll consider it in future updates.
It’s been over one year since Intuit shut down the popular budgeting app Mint. I was a Mint user for many years; millions of other users like me enjoyed how easily Mint allowed us to track all accounts in one place and monitor credit scores. I also used it regularly to help me track spending, set goals like pay my mortgage down faster and with general money management.
Ahead of Mint’s demise, I gave Credit Karma, Intuit’s other financial app, a try but found it to be a poor Mint alternative. So I set out to find a true replacement in another budgeting app. The following guide lays out my experience testing some of the most popular Mint replacement apps available today. Our pick for best Mint alternative remains Quicken Simplifi, even this long after Mint being shut down, thanks to its easy to use app, good income and bill detection and its affordable price. But there are plenty of other solid options out there for those with different needs. If you’re also on the hunt for a budgeting app to replace Mint, we hope these details can empower you to choose which of the best budgeting apps out there will be right for you.
Table of contents
Best Mint alternatives in 2025
Quicken
Monthly cost: $4 | Tracks spending: Yes | Investment tracking: Yes | Links to bank accounts: Yes | Mobile app: iOS, Android
A complete, easy-to-use app that costs less than the competition — and feels the most like Mint.
Pros
Easy-to-use app with a gentle learning curve
Does a good job detecting recurring income and bills
Less expensive than the competition
Lets you share app access with a spouse or financial advisor
Handy refund tracker
Cons
No free trial
You can’t create an account using your Apple or Google ID
No pun intended, but what I like about Quicken Simplifi is its simplicity. Whereas other budgeting apps try to distinguish themselves with dark themes and customizable emoji, Simplifi has a clean user interface, with a landing page that you just keep scrolling through to get a detailed overview of all your stats. These include your top-line balances; net worth; recent spending; upcoming recurring payments; a snapshot of your spending plan; top spending categories; achievements; and any watchlists you’ve set up.
Another one of the key features I appreciate is the ability to set up savings goals elsewhere in the app. I also appreciate how it offers neat, almost playful visualizations without ever looking cluttered. I felt at home in the mobile and web dashboards after a day or so, which is faster than I adapted to some competing services (I’m looking at you, YNAB and Monarch).
Getting set up with Simplifi was mostly painless. I was particularly impressed at how easily it connected to Fidelity; not all budget trackers do, for whatever reason. This is also one of the only services I tested that gives you the option of inviting a spouse or financial advisor to co-manage your account. One thing I would add to my initial assessment of the app, having used it for a few months now: I wish Simplifi offered Zillow integration for easily tracking your home value (or at least a rough estimate of it). Various competitors including Monarch Money and Copilot Money work with Zillow, so clearly there’s a Zillow API available for use. As it stands, Simplifi users must add real estate manually like any other asset.
In practice, Simplifi miscategorized some of my expenses, but nothing out of the ordinary compared to any of these budget trackers. As you’re reviewing transactions, you can also mark if you’re expecting a refund, which is a unique feature among the services I tested. Simplifi also estimated my regular income better than some other apps I tested. Most of all, I appreciated the option of being able to categorize some, but not all, purchases from a merchant as recurring. For instance, I can add my two Amazon subscribe-and-saves as recurring payments, without having to create a broad-strokes rule for every Amazon purchase.
The budgeting feature is also self-explanatory and can likely accommodate your preferred budgeting method. Just check that your regular income is accurate and be sure to set up recurring payments, making note of which are bills and which are subscriptions. This is important because Simplifi shows you your total take-home income as well as an “income after bills” figure. That number includes, well, bills but not discretionary subscriptions. From there, you can add spending targets by category in the “planned spending” bucket. Planned spending can also include one-time expenditures, not just monthly budgets. When you create a budget, Simplifi will suggest a number based on a six-month average.
Not dealbreakers, but two things to keep in mind as you get started: Simplifi is notable in that you can’t set up an account through Apple or Google. There is also no option for a free trial, though Quicken promises a “30-day money back guarantee.”
Monarch Money
Monthly cost: Starts at $9 | Tracks spending: Yes | Investment tracking: Yes | Links to bank accounts: Yes | Mobile app: iOS, Android
A robust budgeting app that’s a little harder to use than our top pick, but not prohibitively so. (Power users might not mind.)
Pros
Lots of detail and opportunities for customization
Helpful “goals” feature
You can grant account access to other people
Chrome extension for importing from Mint
Month-in-review recap is more thorough than most
Car value syncing
Zillow integration
Cons
Steeper learning curve than some other budget trackers
The mobile app feels restricted and less intuitive than the web version
Doesn’t seem to distinguish between bills and other recurring expenses
Some bugginess on mobile around creating rules for expense categories
Monarch Money grew on me. My first impression of the budgeting app, which was founded by a former Mint product manager, was that it’s more difficult to use than others on this list, including Simplifi, NerdWallet and Copilot. And it is. Editing expense categories, adding recurring transactions and creating rules, for example, is a little more complicated than it needs to be, especially in the mobile app. (My advice: Use the web app for fine-tuning details.) Monarch also didn’t get my income right; I had to edit it.
Once you’re set up, though, Monarch offers an impressive level of granularity. In the budgets section, you can see a bona fide balance sheet showing budgets and actuals for each category. You’ll also find a forecast, for the year or by month. And recurring expenses can be set not just by merchant, but other parameters as well. For instance, while most Amazon purchases might be marked as “shopping,” those for the amounts of $54.18 or $34.18 are definitely baby supplies, and can be automatically marked as such each time, not to mention programmed as recurring payments. Weirdly, though, there’s no way to mark certain recurring payments as bills, specifically.
Not long after I first published this story in December 2023, Monarch introduced a detailed reporting section where you can create on-demand graphs based on things like accounts, categories and tags. That feature is available just on the web version of the app for now. As part of this same update, Monarch added support for an aggregator that makes it possible to automatically update the value of your car. This, combined with the existing Zillow integration for tracking your home value, makes it easy to quickly add a non-liquid asset like a vehicle or real estate, and have it show up in your net worth graph.
The mobile app is mostly self-explanatory. The main dashboard shows your net worth; your four most recent transactions; a month-over-month spending comparison; income month-to-date; upcoming bills; an investments snapshot; a list of any goals you’ve set; and, finally, a link to your month-in-review. That month-in-review is more detailed than most, delving into cash flow; top income and expense categories; cash flow trends; changes to your net worth, assets and liabilities; plus asset and liability breakdowns. In February 2024, Monarch expanded on the net worth graph, so that if you click on the Accounts tab you can see how your net worth changed over different periods of time, including one month, three months, six months, a year or all time.
On the main screen, you’ll also find tabs for savings and checking accounts (and all others as well), transactions, cash flow, budget and recurring. Like many of the other apps featured here, Monarch can auto-detect recurring expenses and income, even if it gets the category wrong. (They all do to an extent.) Expense categories are marked by emoji, which you can customize if you’re so inclined.
Monarch Money uses a combination of networks to connect with banks, including Plaid, MX and Finicity, a competing network owned by Mastercard. (I have a quick explainer on Plaid, the industry standard in this space, toward the end of this guide.) As part of an update in late December, Monarch has also made it easier to connect through those other two networks, if for some reason Plaid fails. Similar to NerdWallet, I found myself completing two-factor authentication every time I wanted to get past the Plaid screen to add another account. Notably, Monarch is the only other app I tested that allows you to grant access to someone else in your family — likely a spouse or financial advisor. Monarch also has a Chrome extension for importing from Mint, though really this is just a shortcut for downloading a CSV file, which you’ll have to do regardless of where you choose to take your Mint data.
Additionally, Monarch just added the ability to track Apple Card, Apple Cash, and Savings accounts, thanks to new functionality brought with the iOS 17.4 update. It’s not the only one either; currently, Copilot and YNAB have also added similar functionality that will be available to anyone with the latest versions of their respective apps on a device running iOS 17.4. Instead of manually uploading statements, the new functionality allows apps like Monarch’s to automatically pull in transactions and balance history. That should make it easier to account for spending on Apple cards and accounts throughout the month.
Monarch also recently launched investment transactions in beta. It also says bill tracking and an overhauled goals system are coming soon. Monarch hasn’t provided a timeline for that last one, except to say that the improved goals feature is coming soon.
Copilot Money
Monthly cost: Starts at $8 | Tracks spending: Yes | Investment tracking: Yes | Links to bank accounts: Yes | Mobile app: iOS
A beautifully designed and reasonably priced app with lots of features in development — including Android and web apps.
Pros
Slick UI
Standalone Mac app
Lower monthly price than some competing apps
Does a good job visualizing recurring expenses
Optional Amazon, Venmo and Zillow integration
“To review” section is handy
Cons
No web or Android app yet
Miscategorized more expenses than our top pick
Lots of otherwise common features are still in development
Copilot Money might be the best-looking budgeting app I tested. It also has the distinction of being exclusive to iOS and Macs — at least for now. Andres Ugarte, the company’s CEO, has publicly promised that Android and web apps are coming soon. But until it follows through, I can’t recommend Copilot for most people with so many good competitors out there.
There are other features that Copilot is missing, which I’ll get into. But it is promising, and one to keep an eye on. It’s just a fast, efficient, well designed app, and Android users will be in for a treat when they’ll finally be able to download it. It makes good use of colors, emoji and graphs to help you understand at a glance how you’re doing on everything from your budgets to your investment performance to your credit card debt over time. In particular, Copilot does a better job than almost any other app of visualizing your recurring monthly expenses.
Behind those punchy colors and cutesy emoji, though, is some sophisticated performance. Copilot’s AI-powered “Intelligence” gets smarter as you go at categorizing your expenses. (You can also add your own categories, complete with your choice of emoji.) It’s not perfect. Copilot miscategorized some purchases (they all do), but it makes it easier to edit than most. On top of that, the internal search feature is very fast; it starts whittling down results in your transaction history as soon as you begin typing.
Copilot is also unique in offering Amazon and Venmo integrations, allowing you to see transaction details. With Amazon, this requires just signing into your Amazon account via an in-app browser. For Venmo, you have to set up fwd@copilot.money as a forwarding address and then create a filter, wherein emails from venmo@venmo.com are automatically forwarded to fwd@copilot.money. Like Monarch Money, you can also add any property you own and track its value through Zillow, which is integrated with the app.
While the app is heavily automated, I still appreciate that Copilot marks new transactions for review. It’s a good way to both weed out fraudulent charges, and also be somewhat intentional about your spending habits.
Like Monarch Money, Copilot updated its app to make it easier to connect to banks through networks other than Plaid. As part of the same update, Copilot said it has improved its connections to both American Express and Fidelity which, again, can be a bugbear for some budget tracking apps. In an even more recent update, Copilot added a Mint import option, which other budgeting apps have begun to offer as well.
Because the app is relatively new (it launched in early 2020), the company is still catching up to the competition on some table-stakes features. Ugarte told me that his team is almost done building out a detailed cash flow section as well. On its website, Copilot also promises a raft of AI-powered features that build on its current “Intelligence” platform, the one that powers its smart expense categorization. These include “smart financial goals,” natural language search, a chat interface, forecasting and benchmarking. That benchmarking, Ugarte tells me, is meant to give people a sense of how they’re doing compared to other Copilot users, on both spending and investment performance. Most of these features should arrive in the new year.
Copilot does a couple interesting things for new customers that distinguish it from the competition. There’s a “demo mode” that feels like a game simulator; no need to add your own accounts. The company is also offering two free months with RIPMINT — a more generous introductory offer than most. When it finally does come time to pony up, the $7.92 monthly plan is cheaper than some competing apps, although the $95-a-year-option is in the same ballpark.
NerdWallet
Monthly cost: $0 | Tracks spending: Yes | Investment tracking: Yes | Links to bank accounts: Yes | Mobile app: iOS, Android
The best free budget tracking app you can get (and there aren’t many compromises besides the ever-present ads).
Pros
Free
Easy to use
Helpful weekly insights
NerdWallet has a deep well of helpful financial explainers and guides
One of the few options that offers credit score monitoring
You may know NerdWallet as a site that offers a mix of personal finance news, explainers and guides. I see it often when I google a financial term I don’t know and sure enough, it’s one of the sites I’m most likely to click on. As it happens, NerdWallet also has the distinction of offering one of the only free budgeting apps I tested. In fact, there is no paid version; nothing is locked behind a paywall. The main catch: There are ads everywhere. To be fair, the free version of Mint was like this, too.
Even with the inescapable credit card offers, NerdWallet has a clean, easy-to-understand user interface, which includes both a web and a mobile app. The key metrics that it highlights most prominently are your cash flow, net worth and credit score. (Of note, although Mint itself offered credit score monitoring, most of its rivals do not.) I particularly enjoyed the weekly insights, which delve into things like where you spent the most money or how much you paid in fees — and how that compares to the previous month. Because this is NerdWallet, an encyclopedia of financial info, you get some particularly specific category options when setting up your accounts (think: a Roth or non-Roth IRA).
As a budgeting app, NerdWallet is more than serviceable, if a bit basic. Like other apps I tested, you can set up recurring bills. Importantly, it follows the popular 50/30/20 budgeting rule, which has you putting 50% of your budget toward things you need, 30% toward things you want, and the remaining 20% into savings or debt repayments. If this works for you, great — just know that you can’t customize your budget to the same degree as some competing apps. You can’t currently create custom spending categories, though a note inside the dashboard section of the app says “you’ll be able to customize them in the future.” You also can’t move items from the wants column to “needs” or vice versa but “In the future, you’ll be able to move specific transactions to actively manage what falls into each group.” A NerdWallet spokesperson declined to provide an ETA, though.
Lastly, it’s worth noting that NerdWallet had one of the most onerous setup processes of any app I tested. I don’t think this is a dealbreaker, as you’ll only have to do it once and, hopefully, you aren’t setting up six or seven apps in tandem as I was. What made NerdWallet’s onboarding especially tedious is that every time I wanted to add an account, I had to go through a two-factor authentication process to even get past the Plaid splash screen, and that’s not including the 2FA I had set up at each of my banks. This is a security policy on NerdWallet’s end, not Plaid’s, a Plaid spokesperson says.
Precisely because NerdWallet is one of the only budget trackers to offer credit score monitoring, it also needs more of your personal info during setup, including your birthday, address, phone number and the last four digits of your social security number. It’s the same with Credit Karma, which also does credit score monitoring.
Related to the setup process, I found that NerdWallet was less adept than other apps at automatically detecting my regular income. In my case, it counted a large one-time wire transfer as income, at which point my only other option was to enter my income manually (which is slightly annoying because I would have needed my pay stub handy to double-check my take-home pay).
YNAB
Monthly cost: Starts at $8 | Tracks spending: Yes | Investment tracking: Yes | Links to bank accounts: Yes | Mobile app: iOS, Android
An app with a cult following that promotes a different, more hands-on approach to budgeting. Not for people who want a set-and-forget experience.
Pros
Particularly strong emphasis on budgeting
Unique “zero-dollar” approach to financial planning that some people swear by
Cons
Steep learning curve
Harder to use certain features on the mobile app than on the web
YNAB is, by its own admission, “different from anything you’ve tried before.” The app, whose name is short for You Need a Budget, promotes a so-called zero-based budgeting system, which forces you to assign a purpose for every dollar you earn. A frequently used analogy is to put each dollar in an envelope; you can always move money from one envelope to another in a pinch. These envelopes can include rent and utilities, along with unforeseen expenses like holiday gifts and the inevitable car repair. The idea is that if you budget a certain amount for the unknowns each month, they won’t feel like they’re sneaking up on you.
Importantly, YNAB is only concerned with the money you have in your accounts now. The app does not ask you to provide your take-home income or set up recurring income payments (although there is a way to do this). The money you will make later in the month through your salaried job is not relevant, because YNAB does not engage in forecasting.
The app is harder to learn than any other here, and it requires more ongoing effort from the user. And YNAB knows that. Inside both the mobile and web apps are links to videos and other tutorials. Although I never quite got comfortable with the user interface, I did come to appreciate YNAB’s insistence on intentionality. Forcing users to draft a new budget each month and to review each transaction is not necessarily a bad thing. As YNAB says on its website, “Sure, you’ve got pie charts showing that you spent an obscene amount of money in restaurants — but you’ve still spent an obscene amount of money in restaurants.” I can see this approach being useful for people who don’t tend to have a lot of cash in reserve at a given time, or who have spending habits they want to correct (to riff off of YNAB’s own example, ordering Seamless four times a week).
My colleague Valentina Palladino, knowing I was working on this guide, penned a respectful rebuttal, explaining why she’s been using YNAB for years. Perhaps, like her, you have major savings goals you want to achieve, whether it’s paying for a wedding or buying a house. I suggest you give her column a read. For me, though, YNAB’s approach feels like overkill.
Other Mint alternatives we tested
PocketGuard
PocketGuard used to be a solid free budget tracker, but the company has since limited its “free” version to just a free seven-day trial. Now, you’ll have to choose between two plans once the trial is over: a $13 monthly plan or a $75 annual plan. When I first tested it, I found it to be more restricted than NerdWallet, but still a decent option. The main overview screen shows you your net worth, total assets and debts; net income and total spending for the month; upcoming bills; a handy reminder of when your next paycheck lands; any debt payoff plan you have; and any goals. Like some other apps, including Quicken Simplifi, PocketGuard promotes an “after bills” approach, where you enter all of your recurring bills, and then PocketGuard shows you what’s left, and that’s what you’re supposed to be budgeting: your disposable income.
Although PocketGuard’s UI is easy enough to understand, it lacks polish. The “accounts” tab is a little busy, and doesn’t show totals for categories like cash or investments. Seemingly small details like weirdly phrased or punctuated copy occasionally make the app feel janky. More than once, it prompted me to update the app when no updates were available. The web version, meanwhile, feels like the mobile app blown up to a larger format and doesn’t take advantage of the extra screen real estate. Ultimately, now that the free tier is gone, it just doesn’t present the same value proposition as it once did.
What is Plaid and how does it work?
Each of the apps I tested uses the same underlying network, called Plaid, to pull in financial data, so it’s worth explaining in its own section what it is and how it works. Plaid was founded as a fintech startup in 2013 and is today the industry standard in connecting banks with third-party apps. Plaid works with over 12,000 financial institutions across the US, Canada and Europe. Additionally, more than 8,000 third-party apps and services rely on Plaid, the company claims.
To be clear, you don’t need a dedicated Plaid app to use it; the technology is baked into a wide array of apps, including the budget trackers I tested for this guide. Once you find the “add an account” option in whichever one you’re using, you’ll see a menu of commonly used banks. There’s also a search field you can use to look yours up directly. Once you find yours, you’ll be prompted to enter your login credentials. If you have two-factor authentication set up, you’ll need to enter a one-time passcode as well.
As the middleman, Plaid is a passthrough for information that may include your account balances, transaction history, account type and routing or account number. Plaid uses encryption, and says it has a policy of not selling or renting customer data to other companies. However, I would not be doing my job if I didn’t note that in 2022 Plaid was forced to pay $58 million to consumers in a class action suit for collecting “more financial data than was needed.” As part of the settlement, Plaid was compelled to change some of its business practices.
In a statement provided to Engadget, a Plaid spokesperson said the company continues to deny the allegations underpinning the lawsuit and that “the crux of the non-financial terms in the settlement are focused on us accelerating workstreams already underway related to giving people more transparency into Plaid’s role in connecting their accounts, and ensuring that our workstreams around data minimization remain on track.”
How to import your financial data from the Mint app
Mint users should consider getting their data ready to migrate to their new budgeting app of choice soon. Unfortunately, importing data from Mint is not as easy as entering your credentials from inside your new app and hitting “import.” In fact, any app that advertises the ability to port over your stats from Mint is just going to have you upload a CSV file of transactions and other data.
To download a CSV file from Mint, do the following:
Sign into Mint.com and hit Transactions in the menu on the left side of the screen.
Select an account, or all accounts.
Scroll down and look for “export [number] transactions” in smaller print.
Your CSV file should begin downloading.
Note: Downloading on a per-account basis might seem more annoying, but could help you get set up on the other side, if the app you’re using has you importing transactions one-for-one into their corresponding accounts.
How we tested Mint alternatives
Before I dove into the world of budgeting apps, I had to do some research. To find a list of apps to test, I consulted trusty ol’ Google (and even trustier Reddit); read reviews of popular apps on the App Store; and also asked friends and colleagues what budget tracking apps they might be using. Some of the apps I found were free, just like Mint. These, of course, show loads of ads (excuse me, “offers”) to stay in business. But most of the available apps require paid subscriptions, with prices typically topping out around $100 a year, or $15 a month. (Spoiler: My top pick is cheaper than that.)
Since this guide is meant to help Mint users find a permanent replacement, any services I chose to test needed to do several things: import all of your account data into one place; offer budgeting tools; and track your spending, net worth and credit score. Except where noted, all of these apps are available for iOS, Android and on the web.
Once I had my shortlist of six apps, I got to work setting them up. For the sake of thoroughly testing these apps (and remember, I really was looking for a Mint alternative myself), I made a point of adding every account to every budgeting app, no matter how small or immaterial the balance. What ensued was a veritable Groundhog Day of two-factor authentication. Just hours of entering passwords and one-time passcodes, for the same banks half a dozen times over. Hopefully, you only have to do this once.
What about Rocket Money?
Rocket Money is another free financial app that tracks spending and supports things like balance alerts and account linking. If you pay for the premium tier, the service can also help you cancel unwanted subscriptions. We did not test it for this guide, but we’ll consider it in future updates.
Culinary herbs add freshness and flavor to our meals. Growing them at home means that a quick trip to the garden or to the pot at the front door can yield a handful of aromatic goodness. It is often assumed that herbs require full sun to thrive, but many herbs prefer to grow in shade, or at least in partial shade. These shade-loving herbs include plants native to regions as diverse as the Mediterranean, North America, and Southeast Asia. Some of them are deeply familiar, and others may be more surprising.
Here are 13 herbs for shade that are staples in my kitchen. (If you have a favorite shade herb that you don’t see here, let us know in the comments.)
It took me years to learn that basil appreciates shade where summers are very hot. It begins to make sense when you realize that Ocimum species are native to tropical Asia and Africa, which conjures leafy forests. While basil will grow in full sun (with adequate watering), in hot summer climates it thrives in either full shade, afternoon shade, or dappled shade. The most shade-loving basils in my experience are purple, Thai, and Greek, in that order. Lemon basil also likes shade, while sweet (so-called Italian) basil will take more sun. Purple basil relishes shade, where it is as ornamental as it is delicious. During this very hot July my Thai basil planted in full sun is tall and full of flowers, but wilts twice a day, while the pot in full shade has remained more compact, is bushy with fragrant leaves, and has not bloomed yet; plus, it does not require double watering.
Mint
Above: This mint is Mentha spicata.
The mint we buy in grocery stores is Mentha spicata, a semi-aquatic perennial native to Eurasia and Southwest Asia. With a tendency to proliferate when planted in-ground, contained in a (large) pot it loses its invasive potential. This mint thrives in shade, where it will also guzzle less water than if it is planted in sun. Harvest it by pinching or cutting it back to another set of leaves, and water it deeply, rather than sprinkling the surface of the soil.
Coriander, or Cilantro
Above: Bolting ain’t bad—cilantro’s flowers turn to delicious coriander seeds.
The herb cilantro (Coriandrum sativum, native to Southern Europe and the Mediterranean) is also known as coriander in English, while in the United States, the seeds are always called coriander. Grown in shade, cilantro is slow to bolt and you will be harvesting its succulent leaves for longer than from a plant in full sun. When it does bloom, the pollinated flowers form citrus-forward seeds, which are an ephemeral delicacy while still green.
Parsley
Above: Parsley dislikes humid heat and will appreciate shade.
Parsley, another soft herb, will flourish in half a day of shade or in high, bright shade. Whether it’s curly or flat-leaf, Petroselinum crispum, native to Europe and parts of the the Mediterranean, will be slower to bolt when shaded.
Mosquito repellent plants are garden heroes: colorful flowers and herbs with natural fragrances that chase away buzzing insects even as their perfumes soothe humans.
The first step in your plan to thwart mosquitoes? Grow plants such as lavender, basil, mint, scented geraniums, and marigolds. But unless you’re planning to plop your chair down in the middle of a flower bed, you may not enjoy the full protective benefits. So we came up with a plan to bring the full power of your anti-mosquito forces to the deck or patio: a mosquito repellent floral arrangement. (We placed ours on a side table next to our favorite reading chair.) Read on for step-by-step instructions.
Lavender’s strong scent, which comes from essential oils that can be distilled from its flowers, is often used for aromatherapy. While there is little scientific evidence to back up claims that lavender oil has health benefits, inhaling its fresh, herbal scent calms many people. But not mosquitoes.
Above: Florists at work.
I asked a couple of aspiring florists named Clementine and Eve to arrange the mosquito repellent plants and flowers in a few clear glass vases: a deconstructed floral arrangement. (If you don’t have vases of different heights and shapes on hand, you can just as easily arrange the flowers in mix-and-match drinking glasses or glass jars to get the same effect.).
Above: Jagged lavender (L. pinnata buchii) with feathery leaves and deeply purple flowers goes into a vase, roots and all.
For months, from early spring to the edges of summer, ground ivy’s tubular blue flowers announce its (often resented) presence in sunny lawns or in the high shade of garden or woodland trees. Its leaves are tiny and toothed; when nights are still cold and crisp, they are more burgundy than green, and its earliest flowers are periwinkle-blue. In lawns that are mown regularly the plants form compact, woven mats. Left to grow, they become slender and tall, festooned with flowers that turn gradually paler as the weather warms.
Crush a stem, and sniff its leaves: minty, with an oregano undertow. Collect a handful to scatter across a salad, to muddle into a drink, or to brew into a strawberry and rhubarb cordial (find that recipe below).
Above: A lawn blooms blue with ground ivy in early spring.
Ground ivy’s strong flavor and refreshing scent make it an appealing, low maintenance, and cold-hardy culinary herb. Botanically, it is Glechoma hederaceae, a potent perennial member of the mint family. Although it is credited with many other common names in English, the two that are most familiar are creeping Charlie and gill-over-the-ground. The latter name’s etymology give us a clue to one of its uses: “gil” is derived from guiller—to ferment, in French; ground ivy was used in beer making (Peterson, 2011). It is native to Europe and and has long been used as a medicinal, culinary, and brewing herb.
Above: Ground ivy is impervious to mowing, and forms dense, steppable carpets.
While its spread can be aggressive where it is not native, its threat seems to be mainly to lawns. In the context of the persistent mania for a weed-free lawn monoculture (whose success often depends on herbicide use and a lot of synthetic fertilizer), I find this lawn weed hard to dislike.
Above: In early spring ground ivy’s leaves are tinged with burgundy, especially if it grows in full sun.
Above: Left unmown, ground ivy can grow tall before its stems flop to the ground, where they take root. Above: A bowl of ground ivy on a rainy spring day. Above: Cucumber, salted rhubarb slices, and sheep feta with pomegranate molasses and ground ivy.
I like to scatter its pretty flowers across salads where their piercing freshness is offset by juicy or salty elements.
Above: Ground ivy has become one of my favorite herbs to pair with strawberries.
Cannabis consumers of metro Phoenix, get ready to roll. We’re on the cusp of 4/20, the biggest day of the year for stoners, potheads, casual users or anyone else with a love of the leafy green plant…
The company celebrated the expansion of its brand into Scottsdale for the first time by hosting a grand opening party on Feb. 23 with music, swag bags, nonmedicated tacos and ticket giveaways to “Bob Marley: One Love.” Because of course they did.
The Scottsdale dispensary is Mint’s sixth store in the Valley — the fifth one opened in the West Valley in February 2023. It also has six dispensaries in Michigan and one in Missouri. Located at 8729 E. Manzanita Drive, the Scottsdale dispensary is not far from Talking Stick Resort.
Cannabis fans know Mint for opening a first-of-its-kind cannabis kitchen in 2018, adding a drive-thru in 2020 and being the first to go 24 hours a day in 2022.
An employee shows customers a variety of prerolls at the registers.
Kevin Hurley
KEEP NEW TIMES FREE…
Since we started New Times, it has been defined as the free, independent voice of Phoenix, and we’d like to keep it that way. Your membership allows us to continue offering readers access to our incisive coverage of local news, food, and culture with no paywalls.
You can support us by joining as a member for as little as $1.
Quicken Simplifi is one of those options, and it is now offering a promotion for Mint customers. You can currently get a free one year trial.
To claim the offer of one free year, your Mint data must be imported within 3 months of sign-up date. Otherwise, free trial will default to 3 months. You’ll have to use a computer to import your Mint data, as it won’t work through the Quicken Simplifi app. If you have issues with importing Mint data, you can contact customer support.
Upon expiration of the trial period, whether 3 months or 12 months, the annual billing period will begin and the billing method on file will be charged at the then-current rates, unless you cancel your plan before the trial expires.
This offer good for new memberships and Quicken Simplifi only. Subscription is billed annually. Quicken Simplifi normally costs $47.88 annually ($3.99 per month).
You can also check other options such as Honeydue, Empower, Pocketguard, Rocket Money, YNAB, or just stick with Credit Karma.
🔃 Update: You will have almost three more months to decide as Credit Karma has pushed back the end date for Mint accounts. “You can continue using Mint for now, but the service will end March 23, 2024. When it’s time to move to Credit Karma, you’ll be notified multiple times.” See more details here.
The popular personal finance app Mint will shut down at the end of the year. Intuit says that it is reimagining Mint as part of Intuit Credit Karma, and Mint will no longer be available as of January 1, 2024.
While Credit Karma will continue to offer some of the capabilities that Mint has, it seems that it will not be the same experience. But if you sign up for Credit Karma now, you’ll have an option to securely transfer your eligible linked financial accounts, historical balances, and Net Worth graph. You can see more details about this change here.
Some of the favorite Mint features are moving to Credit Karma. You can continue to:
see your financial accounts in one place
view your transactions
track your spending
view your cash flow
track your net worth trend over time
If you have an existing Credit Karma account, all you have to do is log into Credit Karma from the Mint app. Your financial account data will now be available in the Net Worth section of your Credit Karma app. If you don’t already have a Credit Karma account, you can follow the prompts in your Mint app to set up an account in a few quick steps.
And, if you’re looking for other options, check out Empower, Magnifi, YNAB, Monarch Money. Let me know in the comments if you have used any of these services. Or, please share any other suggestions for similar apps.
Busy schedules sometimes makes for rough nights. The phrases “I am so tired when I hit the pillow I’m out” doesn’t work for everyone. Chronic stress or busyness increases the risk of insomnia. While episodes of acute stress, can throw sleep out for days, once those episodes pass, sleep usually returns to normal. But sometimes you need a little help. This quick marijuana tea will help you sleep.
Avoid caffeine and go with mint teas, hops teas, chamomile, and other herbs which natural relax the body. During the holiday season, peppermint can help you nod off and sleep for longer, the essential oils in peppermint tea can help relax your muscles, setting the scene for a peaceful night of sleep. Rich in antioxidants, there are lots of other benefits of peppermint tea too. Make a tea blend with precisely the flavors you enjoy with the dose of THC you may have been having anyway.
Quick Nighttime Team
Ingredients: • 1 teabag or 1 teaspoon loose-leaf tea of your choice • 1½ cups water • ¼ teaspoon, or desired amount, of cannabis oil or ticture • Any other ingredients for flavor such as honey, milk, or sugar
DIY Sleepy Eyes Tea
Danielle Guercio
Blend makes 2 cups of tea With tincture: 3mg THC per cup estimated Loose leaf: Omg THC, CBD potential depends on strain
Photos by Maria Penaloza
¼ c rose buds
1 Tbsp lavender
2 Tbsp chamomile
1 Tbsp hops
1 Tbsp dried mint
½ g cannabis and/or 1 tsp cannabis glycerin tincture*
Deciding on your flower/herb ratio is crucial. It’s quite easy to get these flowers online or in most grocery stores, having them on hand can make lots of recipes more special.
It’s also worth keeping these items around, as they are wonderful for garnishing and engaging your sense of smell. For a tea blend, their pleasant flavors help to relax and surround you with their smell, taste, and potentially sleep serenading properties.
Photos by Maria Penaloza
Decide on finely ground decarboxylated cannabis stirred into hot milk as your cannabis dose, or you can use tincture for THC. Both are OK, but don’t forget you won’t get any THC from just pouring water over ground cannabis, though you might get some terpenes and lower on the heat spectrum cannabinoids, and those also have their own sleep magic to them.
Photos by Maria Penaloza
Use either the proportions above, or prepare a blend to your liking of lightly chopped flowers. You can leave them whole for prettiness if you wish. Anything that is good for sleep can go in this blend. If using ground cannabis add to the blend, make sure it’s very finely ground and has been heated as if you were making cannabutter. Divide the tea blend into two portions or put into a classic teapot. Pour over water and allow to brew for 5 minutes before adding sweetener and sipping. If using tincture add now.
Alternatively, you can prepare a milky tea concentrate in the style of an Indian chai latte or Middle Eastern rose tea. Add aromatics and cannabis to a saucepan with milk, and some honey, simmer for 5-10 minutes, strain, serve with sweeteners and add hot water. This will get you a bit more cannabinoids, and if you simmer longer you’ll eventually get THC as well. Always use care with milk on a stovetop.
Photos by Maria Penaloza
*Cannabis Glycerin Tincture
Decarboxylate 3.5g of finely ground cannabis at 225 degrees for 20 minutes in a tightly sealed, oven safe container. Put cannabis in lidded mason jar or vacuum sealed bag with cannabis and ½ cup vegetable glycerin. Heat in water bath just under boiling for at least 1 hour. Strain and chill to use in recipes Get to sleep faster when you have a busy day ahead, and if you’re trying to keep the bedroom smoke free but need that helper, this way is an excellent choice. You can make the dry herb blend in big batches, if you like it, and either add tincture for a medicated sweetener or steamed milk to wake up the lower cannabinoids.
Mint is shutting down on January 1, 2024. Mint is known as the earliest financial aggregator company where all banks and credit card activity can be linked and viewed in a single login. Intuit announced the closing of Mint, and nudges users to use their Credit Karma platform instead.
Last year, the Intuit Mint team joined Intuit Credit Karma to help build one of our newest experiences that will help millions of members know, grow and protect their net worth. This marks the next evolution of Credit Karma, one that combines the money management product expertise and momentum of Mint with Credit Karma’s scale, technology and vast product ecosystem.
Credit Karma is thrilled to invite all Minters to continue their financial journey on Credit Karma, where they will have access to Credit Karma’s suite of features, products, tools and services, including some of Mint’s most popular features. We know the most active Minters use Mint to monitor their cash flow and track their spending, and not only does Credit Karma offer these capabilities, but we’re able to take things even further for our members.
Mint was the first one in the game, and there are now lots of alternatives to Mint as well. Feel free to share your favorite in the comments.
If extra chewing is effective in suppressing your appetite when it comes to food, what about chewing gum as a weight-loss strategy?
As I discuss in my video Does Chewing Gum Help with Weight Loss?, chewing gum may only burn about three calories an hour, but the calorie expenditure isn’t only working your little jaw muscles. For some reason, chewing gum revs up your heart rate as much as 12 extra beats per minute after chewing two sticks of gum, even if you’re just sitting quietly, as you can see in the graph below and at 0:21 in my video. It also works while walking, increasing your heart rate by about three more beats per minute (and proving scientifically that people can indeed walk and chew gum at the same time).
Does this translate into weight loss? Researchers at the University of Buffalo asked study participants to either chew gum before every single eating occasion or not chew any gum at all for a number of weeks. On the gum-chewing weeks, the subjects didn’t just have to chew gum before each meal, but also before each snack or drink that contained any calories. That may have been too much, so the participants actually ended up eating on fewer occasions, switching from four meals a day on average down closer to three. They ended up eating more calories at each of those fewer meals, though, and had no overall significant change in caloric intake and, no surprise, had no change in weight. See the charts below and at 1:08 in my video.
University of Alabama researchers tried a different tack, randomizing people to chew gum after and between meals. After two months, compared to those randomized to avoid gum entirely, no improvements were noted in weight, body mass index (BMI), or waist circumference. However, some studies have suggested that chewing gum has an appetite-suppressing effect. For example, as you can see below and at 1:51 in my video, in one study, people ate 68 fewer calories of pasta at lunch after 20 minutes of chewing gum, but other studies have shown differently.
Whenever there are conflicting findings, instead of just throwing up our hands, it can be useful to try to tease out any study differences that could potentially account for the disparate results. The obvious consideration is the funding source. That failed University of Alabama weight-loss study was funded by a gum company, so the outcomes are not necessarily predetermined.
As well, different types of gum using different sweeteners may have contributed to the diversity of findings. As you can see in the graphs below and at 2:35 in my video, a study that found that chewing gum may actually increase appetite was done with aspartame-sweetened gum. People reported feeling hungrier after chewing the sweetened gum—and not only compared to no gum, but compared to chewing the same gum with no added aspartame. It’s true that not one randomized controlled trial has ever shown a benefit to “chewing gum as a strategy for weight loss,” but they all used gum containing artificial sweeteners.
There was a landmark study that showed that the size of a sip matters when it comes to reducing the intake of sweet beverages. When study participants took one sip every two seconds or a quadruple-sized gulp every eight seconds, but with the same ingestion rate of 150 grams per minute, the smaller sip group won out, satiating after about one-and-a-half cups compared to two cups when taking larger gulps, as you can see in the graph below and at 3:13 in my video. This is thought to be because of increased oro-sensory exposure, so our brain picks up the more frequent pulses of flavor and calories. But repeat the experiment with an artificially sweetened diet drink, and the effect appears to be blunted, as you can see in the graph below and at 3:38 in my video. So, might a different type of gum have a different effect? The positive pasta study I discussed earlier was performed using gum sweetened mainly with sorbitol, a sweet compound that’s found naturally in foods like prunes, and, like prunes, can have a laxative effect.
Case reports like “An Air Stewardess with Puzzling Diarrhea” unveil what can happen when you have 60 sticks of sorbitol-sweetened sugar-free gum a day. Another report was entitled “Severe Weight Loss Caused by Chewing Gum.” A 21-year-old woman ended up malnourished after suffering up to a dozen bouts of diarrhea a day for eight months due to the 30 grams of sorbitol she was getting chewing sugar-free gum and candies every day. Most people suffer gas and bloating at 10 daily grams of sorbitol, which is about eight sticks of sorbitol-sweetened gum, and, at 20 grams, most get cramps and diarrhea. So, you want to be careful how much you get.
The bottom line is that we have no good science showing that chewing gum results in weight loss. Could that be because the studies used artificial sweeteners that “may have counteracted” any benefits? Maybe, but the most obvious explanation for the results to date “is that chewing gum simply is not an efficacious weight-loss strategy”—and that’s coming from researchers funded by the gum company itself.
How Many Calories Do You Burn Chewing Gum?Watch the video to find out.For information on both artificial and natural low-calorie sweeteners, check out the related videos below.
SAN DIEGO, March 15, 2023 (Newswire.com)
– MegaFans, the world’s first esports gaming platform, bridging Web2 and Web3, announces the release and launch of their first, initial non-fungible token offering (INO) with pre-mint orders opening on March 15, which will feature a new art collection themed after the esports characters called Gamer Girlz, that will earn in-game currency through a smart contract, from esports tournament player entries. The company also released a new website and revamped social media channels on Twitter and Discord to announce the INO and pre-mint orders.
The new and improved website, Megafans.io, will feature information regarding the company’s upcoming initial non-fungible token (NFT) offering, scheduled to open for pre-minting on March 15, this year. People will be able to see sample previews of the artwork, navigate MegaFans social media channels, learn about the unique utility and functions offered by the NFT collection, and eventually be able to stake and trade the NFTs for rewards on the website, including cryptocurrencies, merchandise, events and tournament entries and more.
The NFT collection features 5,000 manga-style art pieces, representing Gamer Girlz characters as profile pictures (AKA picture for proof or PFPs) from their multi-platform esports space called the MegaFans MegaVerse. The NFTs have a unique, smart contract utility that automatically earns the owners in-game currency called MFANS, based on a percentage of the rake from entries into their play-to-win esports tournaments. More information can be found at the MegaFans website (https://megafans.io).
MegaFans has been building and publishing esports-based casual games since 2019. They successfully integrated their esports tournament system into five game titles and published them on the largest app stores in the world – Apple, Google, Huawei and Samsung.
Megafans is an infrastructure platform for game and metaverse developers, offering customized software as a service (SaaS) with their esports software development kit that spawns live tournaments inside games and generates revenue, increases retention and player lifetime value (LTV), the ultimate key performance indicator of gaming.
MegaFans is building the world’s first mobile esports community using blockchain, crypto, and non-fungible tokens (NFTs) in a play-to-win environment for gamers, collectors, and developers. To learn more, visit www.Megafans.io. To download games, visit https://linktr.ee/megafans_esports.
MegaFans (Massive Esports Gaming Fanatics) is building the world’s first esports community using blockchain products, cryptocurrency and NFTs in a play-to-win environment for gamers, collectors and developers, where 3.2 billion daily active users can play, compete, win rewards and share their interests. MegaFans offers turnkey solutions for game publishers that increase monetization and retention by enriching the players’ experience and their communities. MegaFans’ mantra is “Esports for All!”, which focuses on underserved and emerging markets and people around the world. They use a leaderboard format that features multiple tournaments simultaneously, to an infinite number of players globally, no matter what skill level or geo-location. Links to MegaFans’ social media and company channels can be found at https://linktr.ee/megafans_esports.
