[ad_1] How to get a credit card in Canada Well, you apply. But make sure you’re applying for the right card and that you have a...
[ad_1] Personal loans vs. lines of credit With a personal loan, you borrow a single (fixed) amount of money from a bank or other lender. In...
[ad_1] Some BNPL providers report your payment history to credit bureaus, which can positively affect your credit score if you make the payments on time. In...
[ad_1] What is causing debt for Canadians? Matthew Fabian, director of financial services research at TransUnion Canada, said many household incomes are not keeping up with...
[ad_1] 10 ways to use your tax refund How you choose to spend your tax refund will often boil down to your tax bracket and debt...
[ad_1] If you’re struggling to make your minimum credit card payments, you’re not alone. Unexpected emergencies can sometimes leave us short on funds to make the...
[ad_1] Should I get a joint credit card with my partner? While your partner’s credit score won’t directly impact your credit score, joint accounts or adding...
[ad_1] To close a credit card, the balance is $0. If there’s a substantial balance on the remaining cards, it’s going to increase the credit utilization...
[ad_1] Jordan Heath-Rawlings shares your frustration. In November 2023, he launched In This Economy?!, a podcast that helps Canadians tackle financial challenges. Described as “Your guide...
[ad_1] 3. Food prices will rise, but at a slower pace Compared to previous years, food prices should stabilize in 2024. However, keeping your kitchen stocked...
[ad_1] A budget can help you plan for expenses and provide insight into your spending habits, making it easier for you to achieve financial goals, such...
[ad_1] Some companies claim they can repair your credit and solve your debt problems quickly. However, you can only rebuild credit and there’s no quick fix...