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[ad_1] 1. Review your credit report for errors It’s important to review your credit report and score at least once a year, especially when you’re trying...
[ad_1] How to get a credit card in Canada Well, you apply. But make sure you’re applying for the right card and that you have a...
[ad_1] Personal loans vs. lines of credit With a personal loan, you borrow a single (fixed) amount of money from a bank or other lender. In...
[ad_1] “We saw some rare (price) appreciation during the time that consumers were purchasing these high-priced cars,” Daniel Ross of Canadian Black Book said of the auto market during the...
[ad_1] Some BNPL providers report your payment history to credit bureaus, which can positively affect your credit score if you make the payments on time. In...
[ad_1] What was the biggest money lesson you learned as an adult? The understanding of how big a role your identity plays in your finances. Finance...
[ad_1] Collaborative post Personal finance is a hot topic, but it’s also one that a lot of people try to shy away from. The problem with...
[ad_1] What is causing debt for Canadians? Matthew Fabian, director of financial services research at TransUnion Canada, said many household incomes are not keeping up with...
[ad_1] “They may see a slight increase in their income, and they think, ‘Oh, I just kind of hit the lottery, and now I’m going to...
[ad_1] What was the biggest money lesson you learned as an adult? The biggest money lesson I’ve learned as an adult, I learned at Borrowell and...
[ad_1] If you’re struggling to make your minimum credit card payments, you’re not alone. Unexpected emergencies can sometimes leave us short on funds to make the...
[ad_1] Should I get a joint credit card with my partner? While your partner’s credit score won’t directly impact your credit score, joint accounts or adding...
[ad_1] To close a credit card, the balance is $0. If there’s a substantial balance on the remaining cards, it’s going to increase the credit utilization...
[ad_1] Jordan Heath-Rawlings shares your frustration. In November 2023, he launched In This Economy?!, a podcast that helps Canadians tackle financial challenges. Described as “Your guide...
[ad_1] A budget can help you plan for expenses and provide insight into your spending habits, making it easier for you to achieve financial goals, such...
[ad_1] Some companies claim they can repair your credit and solve your debt problems quickly. However, you can only rebuild credit and there’s no quick fix...
[ad_1] Let’s back up a bit to explain how we got here. When the COVID-19 lockdowns ended in 2022, financial experts warned that the economy would...