Some Chase Freedom Cards Being Converted To Chase Freedom Flex/Freedom Unlimited – Doctor Of Credit

Update 9/27/24: Another round of product changes are going out now, to take place on October 7, 2024. (ht r/churning)

Original Post 11/30/21:

Some existing vanilla Chase Freedom cardholders have received an e-mail with the subject line ‘, your Freedom® card is being upgraded to Freedom Unlimited®’ stating that their card will be converted to the Chase Freedom Unlimited. Others are being told their card will be converted to the Chase Freedom Flex.

It seems that so far inactive cardholders (e.g cardholders that haven’t used their existing cards in the last few months) are being converted but there are rumblings that all cardholders will be converted. The Chase Freedom Flex earns 5% on rotating categories (same as the Vanilla freedom) but the Freedom Unlimited earns 1.5% cash back on all purchases.

I assume cardholders with a Freedom Flex already are being converted to the Freedom Unlimited, and those without the Freedom Flex are being converted to that but that doesn’t always seem to be the case based on the datapoints I’ve seen.