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OnPath Credit Union Rewards Checking $100 Referral For Each (Plus, 7% On Up To $10,000) – Doctor Of Credit

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Update 1/7/24: OnPath is now on Swagbucks for $40. Might be possible to stack with the $100 referral.

Extended until 3/31/24

Update: I’ve created a separate referral page. Be sure to follow the rules there carefully or your link will be removed.

The Offer

Direct Link to offer | Referral offer 

OnPath FCU offers two reward checking accounts:

  • 7% APY High Yield Checking account for up to $10,000.
  • 5% Cash Back checking account for up to $200 in spending ($10 free money) per month.

There are monthly qualification cycle requirements to earn that higher interest rate or cashback:
1) Log in to online or mobile banking
2) Be enrolled in and receive e-statements
3) Have at least 15 debit card purchases post and settle

Additional Details

  • Credit union can be joined nationwide by making a $5 donation to the OnPath Foundation.
  • They do pull Chexsystems, but no hard pull, unlikely for EWS. Not Chex-inquiry sensitive.
  • $1,000 in CC funding: The application says $2,500, but only allows $100 to be filled in, and when on the phone finalizing the application, you can request $1,000. (Citi Double Cash posted as purchase.)

Referral Offer

Currently this credit union is running a ReferLive referral program with a $100 Visa rewards card for both parties. To earn the $100 Visa® Reward Card, the new customer must register via a ReferLive link, open a new OnPath FCU personal or business checking account, and complete the following within 60 days of account opening:

  • Make ten (10) or more debit card transactions (excluding ATM transactions), AND
  • Have one (1) or more direct deposits totaling at least $250 (no DP’s for fakes yet)

There is a limit of $500 you can earn from referrals. Max this out by referring five friends.

Our Verdict

Feel free to discuss below. I’ve created a separate referral page. Be sure to follow the rules there carefully or your link will be removed.

Thanks to Gadget – Bank Bonus Geek and ShawntheShawn for sharing this deal

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Chuck

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