Offer at a glance
- Maximum bonus amount: $300
- Availability: NY, In branch only [Branch locations]
- Direct deposit required: Yes, $250+
- Additional requirements: None
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: 180 days, $50
- Household limit: One
- Expiration date: None
The Offer
- Adirondack Bank is offering a bonus of $300 when you open a new checking account and complete the following requirements:
- Sign up for a recurring direct deposit of at least $250 that posts per statement cycle within the first 90 days of account opening
The Fine Print
- Sign up for a recurring direct deposit of at least $250 that posts per statement cycle within the first 90 days of account opening to obtain an account deposit of $300.
- Free single, personal order of safety paper design checks, choose wallet or wallet duplicate. Limited time offer.
- One cash bonus per household.
- Account must remain open for a minimum of 90 days from date of account opening and be in good standing to obtain bonus.
- The required minimum amount to open any Adirondack Bank checking account is dependent on the product chosen.
- Offer not valid for existing Adirondack Bank checking customers, employees or affiliates of Adirondack Bank.
- Account closure within the first 180 days is subject to a $50 early closure fee.
- Offer valid in New York State only.
- Consult a Representative for details.
- Bonuses may be reportable for tax purposes, consult your tax adviser.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
HomeTown checking account has no monthly fees to worry about.
Early Account Termination Fee
There is a $50 fee if the account is closed within 180 days.
Our Verdict
Should be able to ask if it’s a hard or soft pull when applying in branch.
Hat tip to Bockrr
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