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New Chase Pay-Yourself-Back Categories For Q1 2023 (Full List) – Doctor Of Credit

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Chase has now fully revealed their Pay Yourself Back categories which are showing as valid through 3/31/23. (See these earlier posts here and here for more discussion.)

  • Chase Sapphire Reserve:
    • Grocery Stores 1.25 cents per point
    • Gas Stations 1.25 cents per point
    • Annual Fee 1.25 cents per point
    • Select charities 1.50 cents per point, valid through 12/31/23
  • Chase Sapphire Preferred & Freedom cards:
    • Select charities 1.25 cents per point, valid through 12/31/23
  • Chase Business INK Preferred & Plus (annual fee cards):
    • Internet, Cable, Phone services, Shipping 1.25 cents per point
  • Chase Business INK Cash & Unlimited (no-fee cards):
    • Internet, Cable, Phone services, Shipping 1.10 cents per point
    • Select charities 1.25 cents per point, valid through 12/31/23

As expected, they basically neutered the 1.5% value of points via the Sapphire Reserve card. For increased value the options are to get 1.5% via the Chase travel portal or you can transfer to travel partners if you value their points more.

They also basically lowered the Sapphire Preferred value from 1.25% to 1%. For increased value the options are to get 1.25% via the Chase travel portal or you can transfer to travel partners if you value their points more.

They kept the INK cards value the same.

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Chuck

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