Ness Wellness is a new card that is currently in beta. Let’s have a quick look at this card:
- $349 annual fee
- 50,000 point sign up bonus when you spend $6,000 within the first 90 days
- $200 Healthy Spend Credit
- 20,000 Points on Healthy Activity (Earn up to 56 points per day for healthy activities like working out, sleeping, walking, and mindfulness.)
- Up to $2,000 in credits with partner
- Card earns:
- 5x on health and wellness (includes grocery stores)
- 2x points on all other purchases
- Every 5th and 10th salad free at Sweetgreen every month
- Points are worth 1¢ each towards partners and 0.5¢ towards statement credit
Our Verdict
Bit annoying you can’t cash out points at 1¢ for statement credit. You’d really need to be a big fan of one of their cashout partners (Chipotle/Sweetgreen and a few others) to make this worth it and even then you can usually get a 10% discount on Chipotle gift cards so points are really worth 0.9¢. If you can max out the 20k points from healthy activity and the $200 credit on health and wellness spend then you make up for the high annual fee and then this $500 bonus is good. But that is a lot of IF’s so for most people this won’t be worth it.