In March 2021, congress passes a law requiring payment processors (like Paypal, Venmo, shopping portals and more) to issue a Form 1099-K to anyone with $600+ in payments processed. See these posts:
The IRS has now delayed implementation of this rule for one year. Thus, in most states, payment processors are NOT required to send out a 1099-K for those with transactions less than $20,000 during calendar year 2022.
Presumably, businesses like Paypal, Venmo, Swagbucks, etc. will follow the letter of the law and will not send out a 1099-K to those people.
The way it’s structured right now, businesses will be required to send out a 1099-K to anyone who had more than $600 in payments processed during calendar year 2023. (Those forms will be sent out in early 2024.) There is optimism that this number will be bumped up to something more reasonable before it actually goes into effect.